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Banco BPM S.p.A. (BNCZF) Stock Price & Analysis

Banco BPM S.p.A. (BNCZF) — price $18.22 (0.00%), as of the Oct 6, 2026 trading session; market cap $27.4B. Expected results Nov 5, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$18.22 $0.00 (0.00%) Market Cap $27.4B

Banco BPM S.p.A. · BNCZF · Financial Services · Banks - Regional

Banco BPM SpA operates as a national commercial bank. It is engaged in the provision of private and corporate banking, loans, e-banking, and investment services.

Price as of Oct 6, 2026

Key Statistics

MoonshotScore is not published for this security.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$18.22
Change on the day0.00%
52-week range$13.44 – $20.44
Market capitalisation$27.4B
Price / earnings (trailing)8.10
Shares traded on the day100
Beta (volatility vs the S&P 500)0.48
Dividends per share (last 12 months)$1.17
Dividend yield (last 12 months)6.40%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 6, 2026: low $12, high $20, latest $18. 4 reported quarters marked. $20 $12 high $20 Nov 6, 2025 · Earnings results · no recorded estimate to compare · close $141Feb 9, 2026 · Earnings results · no recorded estimate to compare · close $172May 5, 2026 · Earnings results · no recorded estimate to compare · close $153Aug 5, 2026 · Earnings results · no recorded estimate to compare · close $174 Sep 5, 2025 Oct 6, 2026 · $18 $12Sep 5, 2025$12Sep 19, 2025$15Oct 3, 2025$15Oct 17, 2025$14Oct 31, 2025$15Nov 14, 2025$15Nov 28, 2025$15Dec 12, 2025$15Dec 26, 2025$16Jan 9, 2026$15Jan 23, 2026$17Feb 6, 2026$14Feb 20, 2026$14Mar 6, 2026$14Mar 20, 2026$14Apr 2, 2026$15Apr 17, 2026$16May 1, 2026$15May 15, 2026$16May 29, 2026$17Jun 12, 2026$17Jun 26, 2026$17Jul 10, 2026$17Jul 24, 2026$17Aug 7, 2026$20Aug 21, 2026$20Sep 4, 2026$20Sep 18, 2026$18Sep 30, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results
  • · Earnings results
  • · Earnings results
  • · Earnings results

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

The provider's estimated date can change.

What to watch next

Other perspectives

Council score for Banco BPM S.p.A. (BNCZF): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Weak
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Moderate
News Sentiment Neutral

Legends Council

6 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Neutral read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Favorable read

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Moderate
Revenue Growth Negative
Debt/Equity Negative
ROE Moderate
Gross Margin Strong

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 6, 2026, except a card that shows its own read date.

Watch the BNCZF film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Banco BPM S.p.A. (BNCZF), and what does it report?

Short answer · as of

Banco BPM SpA operates as a national commercial bank. It is engaged in the provision of private and corporate banking, loans, e-banking, and investment services. Financial Services / Banks Regional Headquarters: Piazza Nogara, 2, Verona, VR, 37121, IT. It employs 18,965 people and is led by Giuseppe Castagna. In Q2 FY2026 it reported revenue of $5.51B and net income of $653M. The market values it at $27.4B.

2 · Latest results

What do the latest results show for Banco BPM S.p.A. (BNCZF)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $5.51B. Against analyst estimates the company has EPS beat 5 of 6 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue estimate
$3.59B Aug 5, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Aug 5, 2026Provider row rejected$3.59B$0.6900Not available
May 5, 2026$1.44B$1.54B$0.3200Not available
Feb 9, 2026$1.45B$1.52B$0.5700Not available
Nov 6, 2025$1.37B$1.43B$0.3000Not available

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from EUR)
PeriodRevenueNet incomeEPS
Q2 FY2026$5.51B$653M$0.43 (diluted)
Q1 FY2026$1.62B$539M$0.36 (diluted)
Q4 FY2025$1.62B$806M$0.64 (diluted)
Q3 FY2025$1.54B$506M$0.34 (diluted)
4 · What to check next?

What should you watch next at Banco BPM S.p.A. (BNCZF)?

Short answer · as of

The next earnings report is expected on Nov 5, 2026.

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

What has been published about Banco BPM S.p.A. (BNCZF)?

Read these with our analysis →

What Investors Ask About Banco BPM S.p.A. (BNCZF) — Financial Services

These answers are editorial: 1 of these 8 answers is drawn from the BNCZF research dossier (written Mar 16, 2026 by gemini-2.0-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.

Is BNCZF a good stock to buy?

Stock Expert AI does not rate BNCZF buy, sell or hold. Banco BPM S.p.A. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the BNCZF stock price today?

The last price recorded on this page for Banco BPM S.p.A. (BNCZF) is $18.22, as of the Oct 6, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What does Banco BPM S.p.A. do?

Banco BPM S.p.A. is a full-service Italian bank providing a wide array of financial products and services to individuals, businesses, and corporations. Its core operations encompass retail banking, offering current accounts, loans, mortgages, and credit cards; corporate banking, providing financing, leasing, and trade finance solutions; investment banking, including underwriting and M&A advisory; and private banking for high-net-worth individuals.

What are the key factors to evaluate for BNCZF?

Evaluate BNCZF on fundamentals, analyst consensus, and risk factors. P/E: 8.10x. Not financial advice.

How frequently does BNCZF data refresh on this page?

BNCZF's price is the last quote we recorded, from the Oct 6, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven BNCZF's recent stock price performance?

Banco BPM S.p.A. (BNCZF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong market position in the Italian banking sector. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider BNCZF overvalued or undervalued right now?

Banco BPM S.p.A. (BNCZF) trades at 8.10x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

How do I research BNCZF before investing?

Before investing in Banco BPM S.p.A. (BNCZF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 16, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (32 figures)

The 32 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 27 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$18.22FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-06T15:04:30.914Z.
px.changeChange on the day0.00%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$27.4BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T20:00:00.000Z. Captured from FMP at 2026-10-06T15:04:29.974Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateNov 5, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)Banco BPM SpA operates as a national commercial bank. It is engaged in the provision of private and corporate banking, loans, e-banking, and investment services.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars$0.00FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)8.10FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day100FMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.48FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile
id.hqHeadquartersPiazza Nogara, 2, Verona, VR, 37121, ITFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees18,965FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveGiuseppe CastagnaFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$5.51BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$653MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-08-05.revenue_estimatedRevenue · estimate — report date 2026-08-05$3.59BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-05.eps_actualEPS · reported — report date 2026-08-05$0.6900Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-05.revenue_actualRevenue · reported — report date 2026-05-05$1.44BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-05.revenue_estimatedRevenue · estimate — report date 2026-05-05$1.54BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-05.eps_actualEPS · reported — report date 2026-05-05$0.3200Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-09.revenue_actualRevenue · reported — report date 2026-02-09$1.45BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-09.revenue_estimatedRevenue · estimate — report date 2026-02-09$1.52BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-09.eps_actualEPS · reported — report date 2026-02-09$0.5700Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-06.revenue_actualRevenue · reported — report date 2025-11-06$1.37BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-06.revenue_estimatedRevenue · estimate — report date 2025-11-06$1.43BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-06.eps_actualEPS · reported — report date 2025-11-06$0.3000Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$13.44 – $20.44UNRECORDEDStored company-profile observation — Captured 2026-10-05
earn.historyReported versus estimated, recent quartersEPS beat 5 of 6UNRECORDEDStored earnings-history observation — Captured 2026-10-05

COMPUTED — 2 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$1.17COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months6.40%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-08-05. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-08-05.revenue_estimated, earn.history.depth.2026-08-05.eps_actual, earn.history.depth.2026-05-05.revenue_actual, earn.history.depth.2026-05-05.revenue_estimated, earn.history.depth.2026-05-05.eps_actual, earn.history.depth.2026-02-09.revenue_actual, earn.history.depth.2026-02-09.revenue_estimated, earn.history.depth.2026-02-09.eps_actual, earn.history.depth.2025-11-06.revenue_actual, earn.history.depth.2025-11-06.revenue_estimated, earn.history.depth.2025-11-06.eps_actual.
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.