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CaixaBank, S.A. (CAIXY) Stock Price & Analysis

CaixaBank, S.A. (CAIXY) — price $4.52 (+0.89%), as of the Oct 6, 2026 trading session; market cap $94.3B.

Educational signal · not a buy or sell recommendation · How to read this

$4.52 +$0.04 (+0.89%) Market Cap $94.3B

CaixaBank, S.A. · CAIXY · Financial Services · Banks - Regional

CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally.

Price as of Oct 6, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$4.52
Change on the day+0.89%
52-week range$3.33–$5.21
Market capitalisation$94.3B
Price / earnings (trailing)13.68
Beta (volatility vs the S&P 500)0.11

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 6, 2026: low $3.31, high $5.19, latest $4.52. $5.19 $3.31 high $5.19 Sep 5, 2025 Oct 6, 2026 · $4.52 $3.31Sep 5, 2025$3.40Sep 19, 2025$3.50Oct 3, 2025$3.36Oct 17, 2025$3.48Oct 31, 2025$3.62Nov 14, 2025$3.68Nov 28, 2025$3.84Dec 12, 2025$4.05Dec 26, 2025$4.02Jan 9, 2026$4.10Jan 23, 2026$4.26Feb 6, 2026$4.28Feb 20, 2026$3.79Mar 6, 2026$3.76Mar 20, 2026$4.00Apr 2, 2026$4.24Apr 17, 2026$4.19May 1, 2026$4.18May 15, 2026$4.45May 29, 2026$4.58Jun 12, 2026$4.63Jun 26, 2026$4.74Jul 10, 2026$4.99Jul 24, 2026$4.92Aug 7, 2026$5.01Aug 21, 2026$5.19Sep 4, 2026$4.93Sep 18, 2026$4.48Oct 2, 2026

Point at or tab to any week for its close.

Other perspectives

Council score for CaixaBank (CAIXY): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Weak
Operating Leverage Neutral
Cash Runway Neutral
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Neutral
Price Momentum Negative
News Sentiment Neutral

Legends Council

3 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Neutral read

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Weak
Margin of Safety Undervalued
Profit Margin Strong
Revenue Growth Negative
Debt/Equity Negative
ROE Moderate
Gross Margin Strong

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 9, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 6, 2026, except a card that shows its own read date.

Watch the CAIXY film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is CaixaBank (CAIXY), and what does it report?

Short answer · as of

CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. Financial Services / Banks Regional SEC filing business address: 120 Broadway, 32ND Floor, NEW York, NY, 10271. It employs 47,120 people and is led by Gonzalo Maria Gortazar Rotaeche. In Q2 FY2026 it reported revenue of $4.52B and net income of $1.83B. The market values it at $94.3B.

2 · Latest results

What do the latest results show for CaixaBank (CAIXY)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $4.52B. Against analyst estimates the company has EPS beat 5 of 5 reports.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from EUR)
PeriodRevenueNet incomeEPS
Q2 FY2026$4.52B$1.83B$0.09 (diluted)
Q1 FY2026$4.70B$1.76B$0.08 (diluted)
Q4 FY2025$6.22B$1.66B$0.08 (diluted)
Q3 FY2025$6.45B$1.62B$0.08 (diluted)
5 · Score methodology

How is CaixaBank scored?

Research dated 2026-09-12.

CaixaBank differs from a narrow regional lender through the breadth of relationships housed inside the group. Consumer deposits and mortgages sit alongside business finance, private banking, corporate and investment banking, insurance, pensions, asset management, advice, payments and leasing. That breadth creates more earnings channels, but it also makes consolidated revenue less revealing about which customer franchise is carrying the result.

For an American investor, the ADR is also distinct from a heavily institution-owned domestic bank listing. Reported American institutional ownership is negligible even though the holder count increased, and the disclosed positions are concentrated among a small roster. Trading visibility in American portfolios therefore says little about the scale or diversity of the underlying European banking operation.

Sources (as of 2026-09-12): Business description; Sector / industry (provider taxonomy); Ticker / exchange; Institutional ownership (13F); Largest 5 institutional holders; Trailing twelve-month ratio set

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
BNP Paribas S.A. (BNPQF) Named competitor$103.60 Oct 5, 2026$114B— Model unavailable
Mizuho Financial Group, Inc. (MZHOF) Named competitor$53.17 Oct 5, 2026$136B— Model unavailable
Erste Group Bank AG (EBKDY) Named competitor$64.67 Oct 5, 2026$100B— Model unavailable
Barclays PLC (BCLYF) Named competitor$5.86 Oct 5, 2026$81.2B— Model unavailable
ING Groep N.V. (INGVF) Named competitor$34.50 Oct 2, 2026$98.6B— Model unavailable
U.S. Bancorp (USB) Same industry, near in market value$57.27 Oct 5, 2026$89.2B— 5-pillar · not comparable
Banco Bradesco S.A. (BBD) Same industry, near in market value$4.33 Oct 5, 2026$45.8B— 5-pillar · not comparable
Shinhan Financial Group Co., Ltd. (SHG) Same industry, near in market value$78.46 Oct 5, 2026$37.1B— 5-pillar · not comparable
Grupo Cibest S.A. (CIB) Same industry, near in market value$96.06 Oct 5, 2026$22.8B— 5-pillar · not comparable
Woori Financial Group Inc. (WF) Same industry, near in market value$75.68 Oct 5, 2026$18.4B— 5-pillar · not comparable
Popular, Inc. (BPOP) Same industry, near in market value$158.82 Oct 5, 2026$10.1B— 5-pillar · not comparable
Zions Bancorporation, National Association (ZIONP) Same industry, near in market value$17.66 Oct 5, 2026$9.81B— 5-pillar · not comparable

The comparison model is unavailable. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

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What has been published about CaixaBank (CAIXY)?

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CAIXY Financial Services Stock FAQ

Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last question is answered from this page's own dated data, not from the research.

How do CaixaBank’s Retail Banking and CIB activities fit together?

Retail Banking serves consumer financial needs, while CIB addresses corporate and institutional financing and advisory relationships. They belong to a broader distribution system that also includes business banking, private banking, payments, insurance and asset management.

Sources (as of 2026-09-12): Business description

How visible is the CaixaBank ADR in American institutional portfolios?

Reported American institutional ownership is negligible, despite an increase in the number of disclosed holders. The named positions form a small roster, so this ownership record should not be treated as a proxy for the underlying bank’s operating reach.

Sources (as of 2026-09-12): Ticker / exchange; Institutional ownership (13F); Largest 5 institutional holders; Business description

What is the CAIXY stock price today?

The last price recorded on this page for CaixaBank, S.A. (CAIXY) is $4.52, as of the Oct 6, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (16 figures)

The 16 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 1 fact from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
id.hqSEC filing business address120 Broadway, 32ND Floor, NEW York, NY, 10271OFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Calle Pintor Sorolla 2-4, Valencia, VA, 46002, ES".

FMP — 14 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$4.52FMPFinancial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time.
px.changeChange on the day+0.89%FMPFinancial Modeling Prep (FMP) quote
px.mcapMarket capitalization$94.3BFMPFinancial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-06. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
id.business_summaryBusiness description (FMP excerpt)CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars+$0.04FMPFinancial Modeling Prep (FMP) quote
px.range5252-week range$3.33–$5.21FMPFinancial Modeling Prep (FMP) quote
px.pePrice / earnings (trailing)13.68FMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.11FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees47,120FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveGonzalo Maria Gortazar RotaecheFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$4.52BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$1.83BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 1 fact from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 5 of 5UNRECORDEDStored earnings-history observation — Captured 2026-09-30 · Expired observation
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-12

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Business description
CaixaBank, S.A., together with its subsidiaries, provides various banking products and services for individuals and businesses in Spain, Portugal, and internationally. It operates through four segments: Retail Banking, Business Banking, Private Banking, and CIB segments. The company offers retail, private, business, institutional, corporate and investment, premier, InTouch, and international banking; payment methods; savings and investment products; financing; life, life-risk, and non-life insurance; traditional financial and independent advice, and broker services; ATMs; pension fund management; asset and wealth management; securitisation fund management; consumer finance; IT services; and back-office administration services. It also engages in the management of collective investment institutions; holding of property assets; venture capital company; promotion of business and entrepreneurial initiatives; development of digital projects; vehicle and equipment leasing; project management, maintenance, logistics, and procurement; marketing of products and cashless platforms; mortgage loan management; digital business; hotels; private security of goods and people; shopping center real estate; administration, management, development, and operation of real estate; and reinsurance activities. The company was formerly known as Criteria CaixaCorp, S.A. and changed its name to CaixaBank, S.A. in July 2011. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Sector / industry (provider taxonomy)
Financial Services / Banks - Regional
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Ticker / exchange
CAIXY on Other OTC
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Institutional ownership (13F)
Holders: 7; Quarter: 2026-06-30; Ownership: 0%; Holders previous quarter: 5; Ownership previous quarter: 0

13F filings are quarterly and lag the quarter end by up to 45 days.

2026-06-30FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings
Largest 5 institutional holders
Captured record · 5 entries
  • Holder: Rhumbline Advisers, Shares: 210,665
  • Holder: Gamma Investing LLC, Shares: 48,124
  • Holder: Diversified Trust Co, Shares: 12,068
  • Holder: Salomon & Ludwin, LLC, Shares: 11,355
  • Holder: Hantz Financial Services, INC., Shares: 314
2026-06-30FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings
Trailing twelve-month ratio set
Debt to equity: 1.83; Net margin: 27.4%; Gross margin: 68.7%; Operating margin: 38.2%; Return on assets: 0.9%; Return on equity: 16.1%

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero.

2026-09-12FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.