Close Brothers Group plc (CBGPF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Close Brothers Group plc (CBGPF) trades at $7.20 with AI Score 50/100 (Grade B). Close Brothers Group plc is a UK-based merchant banking company offering a range of financial services to small businesses and individuals. Market cap: $1.09B, Sector: Financial services.
Price live · AI analysis from Mar 15, 2026Analyst Coverage for CBGPF: CBGPF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CBGPF against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
CBGPF: the 1 perspectives are evenly split.
How is this calculated? →Close Brothers Group plc (CBGPF) Financial Services Profile
Close Brothers Group plc stands as a prominent merchant banking institution in the UK, specializing in diverse financial services ranging from asset management to commercial finance, catering to the needs of small businesses and individual clients.
What Is the Investment Thesis for CBGPF?
Close Brothers Group plc presents a compelling investment thesis driven by its diversified service offerings and established market position. With a market capitalization of $1.09B, the company operates with a gross margin of 66.6%, indicating strong operational efficiency. The ongoing demand for asset finance and lending solutions in the UK, particularly among small businesses, serves as a key growth catalyst. Furthermore, the company's commitment to financial education and advisory services enhances client retention and loyalty. However, potential risks include economic fluctuations that could impact credit quality and demand for financing. Investors should monitor these dynamics closely as they assess the company's future performance.
Based on FMP financials and quantitative analysis
CBGPF Key Highlights
- Market capitalization of $1.09B, reflecting its significant presence in the financial services sector.
- Gross margin of 66.6%, showcasing the company's operational efficiency and profitability potential.
- Diverse service offerings across five segments, enabling risk diversification and revenue stability.
- A workforce of 3,000 employees, highlighting the company's scale and capacity to serve its clients effectively.
- No dividend yield, indicating a focus on reinvestment for growth rather than returning capital to shareholders.
Who Are CBGPF's Competitors?
CBGPF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| CEVIY China Everbright Limited | $7.35 | +36.11% | $1.24B | 51 |
| CNECF Centuria Capital Group | $1.03 | +0.00% | $996.06M | 41 |
| CNSRF CoinShares International Limited | $3.94 | -2.59% | $258.55M | 61 |
| EFGZF EFG Holding S.A.E. Sponsored GDR RegS | $0.51 | +0.00% | $720.21M | 56 |
| GKSGF Grenke AG | $17.27 | +0.00% | $762.95M | 53 |
| IREN IREN Limited | $43.70 | +12.58% | $15.60B | 70 |
| DOMH Dominari Holdings Inc. | $2.96 | +0.51% | $47.60M | 65 |
| DEFT DeFi Technologies Inc. | $0.53 | -0.83% | $171.18M | 65 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CBGPF's Key Strengths?
- Strong brand recognition and established market presence.
- Diverse portfolio of financial services catering to various sectors.
- High gross margin indicating operational efficiency.
- Experienced management team with deep industry knowledge.
What Are CBGPF's Weaknesses?
- Negative profit margin of -8.7%, indicating current financial challenges.
- No dividend yield, which may deter income-focused investors.
- Exposure to economic fluctuations impacting credit quality.
- Limited geographic diversification, primarily focused on the UK market.
What Could Drive CBGPF Stock Higher?
- Expansion of digital services to enhance customer engagement and attract new clients.
- Strong demand for asset finance solutions among SMEs in the UK.
- Continued investment in technology to improve operational efficiency and service delivery.
- Potential partnerships with fintech companies to innovate financial products.
- Focus on enhancing wealth management services to attract high-net-worth individuals.
What Are the Key Risks for CBGPF?
- Financial-distress signal — its Altman Z-Score of 0.44 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-2.0%) — the business is not currently generating profit on shareholder capital.
- Economic downturns leading to increased credit risk and defaults.
- Intense competition from both traditional banks and emerging fintech companies.
- Regulatory changes impacting operational practices and compliance costs.
- Market volatility affecting investment management performance and client confidence.
What Are the Growth Opportunities for CBGPF?
- Expansion of Asset Finance: The UK asset finance market is projected to grow significantly, driven by increased demand from small and medium-sized enterprises (SMEs) seeking flexible funding solutions. Close Brothers Group plc can leverage its established presence to capture a larger market share, particularly in sectors like construction and manufacturing, which are expected to rebound strongly in the coming years.
- Digital Transformation Initiatives: As the financial services industry increasingly embraces digital solutions, Close Brothers has the opportunity to enhance its online offerings. By investing in technology to streamline processes and improve customer experience, the company can attract a younger demographic and retain existing clients, positioning itself for sustained growth.
- Diversification into New Markets: Close Brothers Group plc could explore opportunities in emerging markets or underserved sectors, such as renewable energy financing. By diversifying its portfolio, the company can mitigate risks associated with economic fluctuations in the UK and tap into new revenue streams.
- Partnerships and Collaborations: Forming strategic partnerships with fintech companies could enhance Close Brothers' service offerings and technological capabilities. Collaborations may lead to innovative financial products and improved customer engagement, driving growth in both the retail and commercial segments.
- Enhancing Wealth Management Services: With an increasing focus on financial planning and investment management, Close Brothers can expand its wealth management services. By offering personalized investment solutions and financial education, the company can attract high-net-worth individuals and institutional clients, contributing to revenue growth.
What Opportunities Does CBGPF Have?
- Growing demand for asset finance among SMEs in the UK.
- Potential for digital transformation to enhance service delivery.
- Expansion into emerging markets or sectors with unmet financing needs.
- Strategic partnerships with fintech firms to innovate product offerings.
What Threats Does CBGPF Face?
- Economic downturns leading to increased credit risk and defaults.
- Intense competition from both traditional banks and fintech disruptors.
- Regulatory changes impacting financial services operations.
- Market volatility affecting investment management performance.
What Are CBGPF's Competitive Advantages?
- Established brand reputation built over 140 years in the financial services industry.
- Diverse service offerings that reduce reliance on any single revenue stream.
- Strong customer relationships fostered through personalized service and financial education.
- Expertise in niche markets, allowing for tailored financial solutions.
- Robust risk management frameworks to navigate economic uncertainties.
What Does CBGPF Do?
Founded in 1878, Close Brothers Group plc is a leading merchant banking company headquartered in London, United Kingdom. The company has evolved over more than a century to become a key player in the financial services sector, primarily serving small businesses and individuals. Close Brothers operates through five distinct segments: Commercial, Retail, Property, Asset Management, and Securities. Each segment offers tailored financial solutions, including asset finance, asset-based lending, and various savings products such as personal and business savings accounts. Additionally, the company provides specialized funding services for sectors such as agriculture, construction, and healthcare, including veterinary and medical financing. With a strong emphasis on customer service and financial education, Close Brothers also offers investment management and financial planning services, helping clients navigate their financial journeys. The firm has established a robust market presence, leveraging its extensive expertise and deep understanding of the UK financial landscape to meet the diverse needs of its clientele. Close Brothers Group plc continues to innovate and adapt to the evolving financial environment, positioning itself as a trusted partner for businesses and individuals alike.
What Products and Services Does CBGPF Offer?
- Provide asset finance and lending solutions to small businesses and individuals.
- Offer various savings products, including personal and business savings accounts.
- Deliver financial education and advisory services to clients.
- Engage in investment management and portfolio management for retail and institutional clients.
- Facilitate market making and corporate broking services for institutional investors.
- Provide liquidity and execution services to retail stockbrokers and wealth managers.
How Does CBGPF Make Money?
- Generate revenue through interest income from loans and asset financing.
- Earn fees from investment management and financial advisory services.
- Collect commissions from market making and broking activities.
- Receive income from savings products and deposit accounts.
- Leverage a diversified service portfolio to mitigate risks and enhance revenue stability.
What Industry Does CBGPF Operate In?
The financial services industry in the UK is characterized by a growing demand for tailored financial solutions, particularly in the wake of economic recovery post-pandemic. The market for asset finance and lending is projected to expand as small businesses seek flexible financing options. Close Brothers Group plc competes with other merchant banks and financial service providers, including CEVIY, CNECF, CNSRF, EFGZF, and GKSGF, each vying for market share in a landscape that emphasizes customer-centric solutions and technological integration. The sector is expected to grow steadily, driven by increasing financial literacy and the need for personalized financial advice.
Who Are CBGPF's Key Customers?
- Small and medium-sized enterprises (SMEs) seeking financing solutions.
- Individual clients looking for savings and investment products.
- Institutional investors requiring market making and broking services.
- Financial advisers needing support for client portfolio management.
- Sectors including agriculture, construction, healthcare, and transportation.
Company Profile
Close Brothers Group plc operates in the Financial - Capital Markets industry within the Financial Services sector. It is headquartered in London, GB. The company is led by CEO Michael Bartlett Morgan. CBGPF has traded publicly since 2015.
Close Brothers Group plc Financial Trajectory
Close Brothers Group plc (CBGPF) reported $358.0M in revenue for Q1 2026, reflecting 20.6% growth compared to the prior quarter. The company recorded a net loss of $64.4M, with diluted EPS of $-0.50. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Financial Services. Across the four most recent quarters, CBGPF averaged $-0.32 in diluted EPS.
How Close Brothers Group plc Is Valued
Close Brothers Group plc carries a market capitalization of $1.09B, placing it in the small-cap category. Relative to its peer group, CBGPF's quantitative score of 50/100 is roughly in line with the peer average of 52/100.
ROE -2%Key Financial Metrics
Return on equity for Close Brothers Group plc stands at -2.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -0.2%, showing how much profit it generates from its asset base. Its free cash flow yield is 57.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 2.77 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -4.6%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 4/9Financial Health
Close Brothers Group plc's Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.44 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Close Brothers Group plc revenue of about $640.7M for fiscal 2026, with EPS near $0.39. The estimate reflects 6 contributing analysts.
CBGPF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the company's future performance, indicating that executives believe in its growth potential.
- Community sentiment has turned positive, with discussions highlighting the company's strong fundamentals and resilience in uncertain markets.
- Analysts are noting improvements in the company's loan book quality, which can lead to better profitability and reduced risk.
- The firm has been actively expanding its services, which is seen as a strategic move to capture more market share and enhance revenue streams.
Bear Case
- Concerns regarding potential economic downturns have led some investors to question the sustainability of the company's growth.
- Negative sentiment has emerged from discussions about regulatory challenges that could impact the financial services sector.
- Recent market volatility has raised alarms about the firm's exposure to credit risks, leading to cautious views among some traders.
- Some community members are expressing doubts about the effectiveness of the company's recent strategic initiatives, fearing they may not yield immediate results.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $358M | -$64M | -$0.50 |
| Q3 2025 | $297M | $34M | -$0.17 |
| Q1 2025 | $726M | -$123M | -$0.82 |
| Q3 2024 | $458M | $32M | $0.21 |
Based on FMP financials and quantitative analysis
CBGPF Latest News
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Close Brothers accelerating cost cuts as motor finance bill mounts
Yahoo! Finance: CBGPF News · May 21, 2026
CBGPF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CBGPF.
Price Targets
Wall Street price target analysis for CBGPF.
CBGPF MoonshotScore
What does this score mean?
The MoonshotScore rates CBGPF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Michael Bartlett Morgan
CEO
Michael Bartlett Morgan has extensive experience in the financial services sector, having held various leadership roles throughout his career. He holds a degree in Economics from a prestigious university and has been instrumental in driving growth and innovation at Close Brothers Group plc. His leadership style emphasizes collaboration and strategic vision, fostering a culture of excellence within the organization.
Track Record: Under Michael's leadership, Close Brothers has successfully navigated challenging market conditions and expanded its service offerings. He has overseen significant investments in technology and customer service enhancements, positioning the company for future growth and competitiveness.
CBGPF OTC Market Information
The OTC Other tier includes companies that trade on the over-the-counter market but do not meet the listing requirements of major exchanges like NYSE or NASDAQ. This tier typically involves less stringent reporting requirements, which can affect transparency and investor confidence.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited regulatory oversight compared to companies listed on major exchanges.
- Potential for lower liquidity, which may impact trading efficiency.
- Increased volatility due to lower trading volumes and market interest.
- Challenges in obtaining timely and comprehensive financial information.
- Verify the company's financial statements and disclosures.
- Assess the management team's experience and track record.
- Evaluate the competitive landscape and market positioning.
- Understand the company's risk management practices and credit quality.
- Monitor economic conditions that may impact the business.
- Established history and reputation in the financial services industry.
- Presence of experienced leadership and management team.
- Transparency in financial reporting and disclosures.
- Engagement with regulatory bodies and compliance with industry standards.
CBGPF Financial Services Stock FAQ
What does Close Brothers Group plc do?
Close Brothers Group plc is a merchant banking company that provides a range of financial services, including asset finance, savings products, investment management, and financial advisory services. The company primarily serves small businesses and individual clients in the UK, offering tailored solutions to meet their diverse financial needs.
What do analysts say about CBGPF stock?
Analysts generally view Close Brothers Group plc as a well-established player in the financial services sector, noting its diverse service offerings and strong market presence. Valuation metrics such as the P/E ratio of -6.96 indicate current challenges, while the company's focus on asset finance and investment management are seen as key growth drivers.
What are the main risks for CBGPF?
Close Brothers Group plc faces several risks, including economic downturns that could impact credit quality and increase defaults. Additionally, intense competition from both traditional banks and fintech disruptors poses a threat to market share. Regulatory changes may also affect operational practices, while market volatility can impact investment performance.
What are the key factors to evaluate for CBGPF?
Close Brothers Group plc (CBGPF) holds an AI score of 50/100 (moderate). Not financial advice.
How frequently does CBGPF data refresh on this page?
CBGPF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven CBGPF's recent stock price performance?
Close Brothers Group plc (CBGPF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition and established market presence. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CBGPF overvalued or undervalued right now?
Valuing Close Brothers Group plc (CBGPF) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying CBGPF?
Before investing in Close Brothers Group plc (CBGPF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on the latest available reports, and future performance may be subject to market fluctuations.