CCC Intelligent Solutions Holdings Inc. (CCCS)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
CCC Intelligent Solutions Holdings Inc. (CCCS) trades at $8.75 with AI Score 57/100 (Grade B). CCC Intelligent Solutions Holdings Inc. delivers cloud, mobile, AI, and telematics solutions for the property and casualty insurance industry. Market cap: $5.63B, Sector: Technology.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for CCCS: CCCS does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CCCS against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
CCCS: 1/4 perspectives are bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →CCC Intelligent Solutions Holdings Inc. (CCCS) Technology Profile & Competitive Position
CCC Intelligent Solutions Holdings Inc. provides a SaaS platform leveraging AI and cloud technologies to connect and digitize workflows for insurance carriers, collision repairers, and related businesses within the property and casualty insurance economy, streamlining operations and facilitating commerce across its network.
What Is the Investment Thesis for CCCS?
CCC Intelligent Solutions Holdings Inc. presents a compelling investment case based on its dominant position in the P&C insurance technology market. The company's SaaS platform drives significant value for its customers by automating workflows, reducing costs, and improving customer satisfaction. With a gross margin of 73.5%, CCC demonstrates strong profitability and pricing power. Growth catalysts include expanding its AI-driven solutions, penetrating new market segments within the insurance ecosystem, and scaling its international operations. However, the high P/E ratio of 8974.82 warrants caution, and investors should closely monitor the company's ability to sustain its growth trajectory and maintain its competitive advantage. The beta of 0.72 suggests lower volatility compared to the overall market.
Based on FMP financials and quantitative analysis
CCCS Key Highlights
- CCC Intelligent Solutions Holdings Inc. operates a SaaS platform, providing a recurring revenue model and high customer retention.
- The company's gross margin of 73.5% indicates strong pricing power and efficient cost management.
- CCC's platform leverages AI and machine learning to automate workflows and improve decision-making for its customers.
- The company's solutions cater to a wide range of stakeholders in the P&C insurance economy, creating a diversified revenue base.
- CCC has a beta of 0.72, suggesting lower volatility compared to the overall market.
Who Are CCCS's Competitors?
CCCS is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ACIW ACI Worldwide, Inc. | $56.10 | +2.22% | $5.70B | 55 |
| BILL Bill.com Holdings, Inc. | $40.38 | -0.24% | $4.02B | 44 |
| BOX Box, Inc. | $28.21 | +1.17% | $3.91B | 72 |
| CAMT Camtek Ltd. | $141.60 | -0.63% | $6.61B | 58 |
| FOUR Shift4 Payments, Inc. | $51.74 | +0.77% | $4.71B | 54 |
| CFLT Confluent, Inc. | $30.99 | +0.00% | 12B | 71 |
| NET Cloudflare, Inc. | $245.87 | +1.43% | $87.27B | 67 |
| XNDU Xanadu Quantum Technologies Limited Class B Subordinate Voting Shares | $11.85 | +1.94% | $268.17M | 67 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CCCS's Key Strengths?
- Leading market position in the P&C insurance technology market.
- Comprehensive SaaS platform with a wide range of solutions.
- Strong network effect and data assets.
- Experienced management team.
What Are CCCS's Weaknesses?
- High P/E ratio.
- Dependence on the P&C insurance industry.
- Potential for disruption from emerging technologies.
What Could Drive CCCS Stock Higher?
- Continued adoption of AI-powered solutions by insurance carriers and collision repairers.
- Expansion of CCC's platform into new market segments, such as cyber insurance.
- Growth in the global insurance technology market.
- Strategic partnerships with other technology companies and industry players.
What Are the Key Risks for CCCS?
- Financial-distress signal — its Altman Z-Score of 1.60 sits in the distress zone (elevated bankruptcy risk).
- Increasing competition from other technology providers.
- Changes in insurance regulations.
- Economic downturn.
- Cybersecurity risks.
- High P/E ratio may lead to valuation concerns.
What Are the Growth Opportunities for CCCS?
- Expanding AI-Powered Solutions: CCC can further enhance its platform by integrating more advanced AI and machine learning capabilities. This includes developing AI-driven solutions for fraud detection, claims processing, and risk assessment. The market for AI in insurance is projected to reach $39.7 billion by 2030, offering a significant growth opportunity for CCC. Timeline: Ongoing.
- Penetrating New Market Segments: CCC can expand its reach by targeting new market segments within the insurance ecosystem. This includes offering specialized solutions for niche insurance lines, such as cyber insurance or pet insurance. By tailoring its platform to specific industry needs, CCC can attract new customers and increase its market share. Timeline: Ongoing.
- Scaling International Operations: CCC has the opportunity to expand its international presence by offering its platform to insurance companies in new geographic markets. This includes adapting its solutions to local regulations and languages. The global insurance technology market is expected to grow significantly in the coming years, providing a favorable environment for CCC's international expansion. Timeline: Ongoing.
- Developing New Partnerships: CCC can forge strategic partnerships with other technology companies and industry players to expand its reach and enhance its platform. This includes partnering with telematics providers, data analytics firms, and automotive manufacturers. By collaborating with complementary businesses, CCC can offer more comprehensive solutions and create new revenue streams. Timeline: Ongoing.
- Enhancing Data Analytics Capabilities: CCC can further leverage its vast data assets to provide more insightful analytics and reporting to its customers. This includes developing predictive models for claims frequency, severity, and fraud risk. By offering advanced data analytics capabilities, CCC can help its customers make better decisions and improve their business outcomes. Timeline: Ongoing.
What Opportunities Does CCCS Have?
- Expanding AI-powered solutions.
- Penetrating new market segments.
- Scaling international operations.
- Developing new partnerships.
What Threats Does CCCS Face?
- Increasing competition from other technology providers.
- Changes in insurance regulations.
- Economic downturn.
- Cybersecurity risks.
What Are CCCS's Competitive Advantages?
- Network effect: The value of CCC's platform increases as more businesses join its network.
- Data assets: CCC has access to a vast amount of data on insurance claims, repairs, and parts, which it uses to improve its AI models and analytics.
- Switching costs: Customers are heavily integrated with CCC's platform, making it difficult and costly to switch to a competitor.
- Established market presence: CCC has been operating in the insurance technology market for over 40 years and has a strong reputation.
What Does CCCS Do?
Founded in 1980 and headquartered in Chicago, Illinois, CCC Intelligent Solutions Holdings Inc. has evolved into a leading technology provider for the property and casualty (P&C) insurance economy. The company's core offering is a comprehensive SaaS platform that utilizes cloud, mobile, AI, telematics, and hyperscale technologies to digitize and connect various stakeholders in the insurance ecosystem. This includes insurance carriers, collision repairers, parts suppliers, automotive manufacturers, and financial institutions. CCC's platform facilitates mission-critical workflows, automates processes, and enables commerce across its network. CCC's solutions are categorized into CCC Insurance, CCC Repair, and CCC Other Ecosystem solutions. CCC Insurance solutions encompass workflow management, estimating, total loss processing, AI-driven analytics, and casualty claims management. CCC Repair solutions focus on network management, repair workflow optimization, and repair quality assurance. The Other Ecosystem solutions include parts procurement, automotive manufacturer integrations, lender solutions, and payment processing. CCC also offers international solutions, extending its reach beyond the domestic market. By connecting these diverse players, CCC aims to create a more efficient, data-driven, and customer-centric insurance experience.
What Products and Services Does CCCS Offer?
- Provides a cloud-based platform for the property and casualty insurance industry.
- Connects insurance carriers, collision repairers, parts suppliers, and other stakeholders.
- Digitizes and automates mission-critical workflows, such as claims processing and estimating.
- Offers AI-powered solutions for fraud detection, risk assessment, and customer service.
- Facilitates commerce and communication between businesses in the insurance ecosystem.
- Provides data analytics and reporting tools to help customers make better decisions.
- Offers mobile applications for field adjusters and other insurance professionals.
How Does CCCS Make Money?
- Generates revenue through subscription fees for its SaaS platform.
- Charges usage-based fees for certain services, such as data analytics and payment processing.
- Offers professional services, such as implementation and training.
- Generates revenue from international markets.
What Industry Does CCCS Operate In?
CCC Intelligent Solutions Holdings Inc. operates in the rapidly evolving insurance technology (Insurtech) market. The industry is undergoing a digital transformation, driven by the need for greater efficiency, improved customer experiences, and data-driven decision-making. CCC's platform addresses these trends by connecting various stakeholders in the P&C insurance ecosystem and automating key workflows. The market is competitive, with companies like ACIW and BILL offering solutions that overlap with CCC's offerings. However, CCC's comprehensive platform and established market presence provide a competitive advantage.
Who Are CCCS's Key Customers?
- Insurance carriers: Use CCC's platform to automate claims processing, manage risk, and improve customer service.
- Collision repairers: Use CCC's platform to manage repair workflows, order parts, and communicate with insurance carriers.
- Parts suppliers: Use CCC's platform to connect with collision repairers and sell parts.
- Automotive manufacturers: Use CCC's platform to integrate with insurance carriers and provide data for vehicle repairs.
Company Profile
CCC Intelligent Solutions Holdings Inc. operates in the Software - Infrastructure industry within the Technology sector. It is headquartered in Chicago, US. The company is led by CEO Githesh Ramamurthy. CCCS has traded publicly since 2020.
ROE 2%Key Financial Metrics
Return on equity for CCC Intelligent Solutions Holdings Inc. stands at 1.8%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.0%, showing how much profit it generates from its asset base. CCCS trades at a trailing price-to-earnings ratio of 87.79, above the Technology sector average of ~38x. Its free cash flow yield is 8.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.14 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 1.1%, the inverse of the P/E and a quick read on earnings relative to price.
CCCS Valuation & Market Position
With a $5.63B market cap, CCC Intelligent Solutions Holdings Inc. sits in the mid-cap segment of the market. Relative to its peer group, CCCS's quantitative score of 57/100 is roughly in line with the peer average of 57/100.
Quarterly Financial Performance: CCC Intelligent Solutions Holdings Inc.
Revenue for CCC Intelligent Solutions Holdings Inc. came in at $281.3M during Q1 2026, a 1.2% improvement versus the preceding quarter. The company recorded net income of $15.4M, with diluted EPS of $0.03. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this mid-cap Technology company. Across the four most recent quarters, CCCS averaged $0.01 in diluted EPS.
F-Score 8/9Financial Health
CCC Intelligent Solutions Holdings Inc.'s Piotroski F-Score is 8/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 1.60 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project CCC Intelligent Solutions Holdings Inc. revenue of about $1.15B for fiscal 2026, with EPS near $0.41. The estimate reflects 10 contributing analysts.
CCCS Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the company's future, as executives are investing their own capital.
- Community sentiment has shifted positively, with discussions highlighting strong product demand and innovative solutions.
- Analysts have noted the company's strategic partnerships, enhancing its market position and competitive edge.
- Recent news indicates expansion into new markets, which could drive revenue growth and increase brand recognition.
Bear Case
- Concerns over regulatory challenges have emerged, potentially impacting operational flexibility and future growth.
- Recent earnings reports showed slower-than-expected growth, leading to some skepticism among investors about the company's trajectory.
- Social sentiment has seen some bearish commentary, with discussions focusing on potential market saturation and competition risks.
- The overall market environment remains volatile, causing uncertainty that could affect investor confidence in the stock.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · January 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $281M | $15M | $0.03 |
| Q4 2025 | $278M | $8M | $0.01 |
| Q3 2025 | $267M | -$2M | -$0.0031 |
| Q2 2025 | $260M | $13M | $0.02 |
Based on FMP financials and quantitative analysis
CCCS Latest News
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Earnings Scheduled For October 30, 2025
benzinga · Oct 30, 2025
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Earnings Scheduled For July 31, 2025
benzinga · Jul 31, 2025
CCCS Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CCCS.
Price Targets
Wall Street price target analysis for CCCS.
CCCS MoonshotScore
What does this score mean?
The MoonshotScore rates CCCS's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Githesh Ramamurthy
CEO
Githesh Ramamurthy has served as the CEO of CCC Intelligent Solutions Holdings Inc. since 2001. He has extensive experience in the technology industry, with a focus on software and SaaS solutions. Prior to joining CCC, Ramamurthy held leadership positions at several technology companies. He holds a Master's degree in Computer Science from the University of California, Berkeley, and a Bachelor's degree in Electrical Engineering from the Indian Institute of Technology, Madras.
Track Record: Under Ramamurthy's leadership, CCC Intelligent Solutions Holdings Inc. has transformed into a leading technology provider for the P&C insurance industry. He has overseen the development of the company's SaaS platform and the expansion of its AI-powered solutions. Ramamurthy has also led several strategic acquisitions and partnerships, which have strengthened CCC's market position.
Common Questions About CCCS (Technology)
What does CCC Intelligent Solutions Holdings Inc. do?
CCC Intelligent Solutions Holdings Inc. provides a comprehensive SaaS platform that connects and digitizes workflows for businesses in the property and casualty (P&C) insurance economy. Its platform leverages cloud, mobile, AI, telematics, and hyperscale technologies to facilitate commerce and automate processes across the insurance ecosystem. CCC's solutions cater to insurance carriers, collision repairers, parts suppliers, automotive manufacturers, and financial institutions, enabling them to streamline operations, improve customer experiences, and make data-driven decisions.
What do analysts say about CCCS stock?
Analyst coverage of CCCS stock is still developing. Key valuation metrics, such as the P/E ratio of 8974.82, suggest a premium valuation, reflecting expectations for future growth. Analysts are likely to focus on CCC's ability to sustain its revenue growth, expand its AI-powered solutions, and penetrate new market segments. Investors should monitor analyst reports for updates on CCC's financial performance, industry trends, and competitive landscape. The company's high gross margin of 73.5% is a positive sign.
What are the main risks for CCCS?
The main risks for CCCS include increasing competition from other technology providers, changes in insurance regulations, and the potential for an economic downturn. The company's high P/E ratio also poses a risk, as it may be vulnerable to a correction if its growth slows down. Cybersecurity risks are also a concern, as a data breach could damage CCC's reputation and disrupt its operations. Furthermore, the company's dependence on the P&C insurance industry makes it susceptible to industry-specific challenges.
How exposed is CCC Intelligent Solutions Holdings Inc. to technology disruption risks?
CCC Intelligent Solutions Holdings Inc. faces technology disruption risks from several sources. Emerging technologies, such as blockchain and autonomous vehicles, could potentially disrupt the P&C insurance industry and alter the demand for CCC's solutions. New platform shifts, such as the rise of cloud-native architectures, could require CCC to adapt its platform and offerings. Competitive threats from both established technology companies and innovative startups could also erode CCC's market share. To mitigate these risks, CCC must continue to invest in research and development, monitor industry trends, and adapt its platform to meet evolving customer needs.
What are the growth drivers for CCCS stock?
The primary growth drivers for CCCS stock include the increasing adoption of AI-powered solutions in the P&C insurance industry, the expansion of CCC's platform into new market segments, and the growth of the global insurance technology market. CCC's ability to leverage its data assets to provide more insightful analytics and reporting to its customers is also a key growth driver. Furthermore, strategic partnerships with other technology companies and industry players can help CCC expand its reach and enhance its platform. Investors should monitor CCC's progress in these areas to assess its growth potential.
What are the key factors to evaluate for CCCS?
CCC Intelligent Solutions Holdings Inc. (CCCS) holds an AI score of 57/100 (moderate). Not financial advice.
How frequently does CCCS data refresh on this page?
CCCS prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven CCCS's recent stock price performance?
CCC Intelligent Solutions Holdings Inc. (CCCS) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Leading market position in the P&C insurance technology market. See the News tab for the latest drivers. Past performance does not predict future results.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- AI analysis pending for CCCS.