China Finance, Inc. (CHFI) Stock Price & Analysis
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For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.5-flash, generated Jun 14, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerChina Finance, Inc. (CHFI) trades at $0.00001. China Finance, Inc. is a New York-based financial services firm specializing in providing surety and loan guarantees to Chinese small and medium enterprises. Sector: Financials.
Price as of · Last analyzed: Jun 14, 2026Analyst Coverage for CHFI: CHFI does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
China Finance, Inc. (CHFI) Financial Services Profile
China Finance, Inc. is a New York-based financial services firm specializing in providing surety and loan guarantees to Chinese small and medium enterprises. It facilitates their access to US public markets via reverse mergers and M&A, and supports their operations through direct loans and comprehensive consulting services, leveraging a unique cross-border niche.
What Is the Investment Thesis for CHFI?
China Finance, Inc. (CHFI) presents a unique investment profile centered on its specialized financial services for Chinese SMEs. The company's core value proposition lies in its ability to facilitate cross-border financial transactions, specifically enabling Chinese SMEs to access US public markets through surety guarantees for reverse mergers and M&A. This niche market, while potentially high-risk, offers significant growth potential as more Chinese businesses seek global capital. CHFI's reported gross margin of 100.0% and profit margin of 77.0% indicate strong operational efficiency and pricing power within its service offerings, suggesting a robust business model for its current scale. The company also provides loan guarantees and direct loans to Chinese SMEs and individuals, diversifying its revenue streams. Future growth catalysts include potential expansion of its client base within China seeking US market access, and increased demand for its guarantee and direct lending services amidst evolving economic landscapes. However, its OTC Other listing and $0.00B market capitalization imply inherent liquidity and disclosure risks that require careful consideration.
Based on FMP financials and quantitative analysis
CHFI Key Highlights
Gross Margin: 100.0%, indicating exceptional cost control relative to revenue generation for its core services.
- Profit Margin: 77.0%, demonstrating strong profitability from its operational activities.
- Market Capitalization: $0.00B, reflecting its status as a micro-cap entity with potential for significant volatility.
- Employee Base: 48 employees, suggesting a lean operational structure for its specialized financial services.
- Dividend Policy: No dividend currently, indicating a focus on reinvestment or capital preservation.
Who Are CHFI's Competitors?
CHFI is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| DXF Eason Technology Limited | $0.46 | -5.27% | $11.2M | — |
| XYF X Financial | $4.94 | -3.52% | $32.9M | 84 5-pillar |
| YRD Yiren Digital Ltd. | $0.96 | +4.49% | $83.2M | 30 5-pillar |
| LX LexinFintech Holdings Ltd. | $0.69 | -2.84% | $116M | 45 5-pillar |
| FOA Finance of America Companies Inc. | $13.50 | +4.09% | $121M | — |
| RWAYL Runway Growth Finance Corp. - 7 | $25.13 | -0.36% | $251M | 38 5-pillar |
| MFIN Medallion Financial Corp. | $11.91 | -0.08% | $275M | 92 5-pillar |
| RWAY Runway Growth Finance Corp. | $6.55 | -1.06% | $278M | 36 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CHFI's Key Strengths?
High gross margin (100.0%) and profit margin (77.0%) indicate strong operational efficiency.
- Specialized niche in facilitating US public market access for Chinese SMEs.
- Diversified service offerings including surety guarantees, loan guarantees, direct loans, and consulting.
- Strategic New York City headquarters for cross-border operations.
What Are CHFI's Weaknesses?
Very small market capitalization ($0.00B) and employee base (48), indicating limited scale.
- Reliance on a specific, potentially volatile, cross-border market segment (Chinese SMEs seeking US listing).
- "Unknown" disclosure status on the OTC market, potentially limiting investor transparency.
- Negative Beta (-0.16) suggests unusual market behavior or low correlation, which can be a risk.
What Are the Key Risks for CHFI?
Financial-distress signal — its Altman Z-Score of 1.55 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-39.5%) — the business is not currently generating profit on shareholder capital.
- Regulatory changes in either the US or China impacting cross-border financial transactions, potentially hindering CHFI's core business.
- High operational risk associated with providing guarantees, including potential defaults on guaranteed loans or transactions.
- Intense competition from larger, better-capitalized financial institutions entering the niche market for Chinese SMEs.
- Significant liquidity and transparency risks due to its OTC Other listing and "Unknown" disclosure status, impacting investor confidence.
- Geopolitical tensions between the US and China, which could negatively affect cross-border business activities and client demand.
What Are CHFI's Competitive Advantages?
- Specialized niche expertise in facilitating US public market entry for Chinese SMEs via complex transactions like reverse mergers.
- Established network and understanding of both Chinese financial systems and US capital market requirements.
- Ability to provide comprehensive services, combining guarantees, direct lending, and consulting, offering a one-stop solution.
- Headquarters in New York City, providing a strategic base for cross-border financial operations and client interaction.
What Does CHFI Do?
China Finance, Inc., headquartered in New York City, US, operates as a specialized financial services company primarily catering to small and medium enterprises (SMEs). Established in 2000 and initially known as Value Global International Limited, the company rebranded to China Finance, Inc. in September 2004, signaling its focused strategic direction. The core of its business revolves around providing crucial financial guarantees and direct lending solutions. One significant service involves offering surety guarantees to Chinese SMEs that aspire to become publicly-traded entities in the United States. This is facilitated through complex financial mechanisms such as reverse mergers or merger and acquisition transactions with existing United States reporting companies. This niche service addresses a critical need for Chinese businesses seeking capital market access and enhanced visibility on the global stage. Beyond facilitating US market entry, China Finance, Inc. also extends its guarantee services to assist both SMEs and individuals in China. These loan guarantees enable them to secure financing from Chinese banks for various purposes, including business operations and personal use, thereby bridging the gap between borrowers and traditional lending institutions. Complementing its guarantee offerings, the company provides direct loans for business operations, offering a more immediate capital injection for its clients. Furthermore, China Finance, Inc. offers a suite of consulting services designed to support its clientele comprehensively. These services encompass business and introduction services, vital translation services to overcome language barriers in cross-border dealings, and access to essential office facilities such as conference rooms, computers, telephone, and fax lines. With 48 employees, the company positions itself as a crucial intermediary and enabler for Chinese businesses navigating complex financial landscapes, particularly those with aspirations involving the US market. Its dual operational focus in both guarantee and direct lending, coupled with strategic consulting, underscores its integrated approach to financial services.
What Products and Services Does CHFI Offer?
- Provides surety guarantees to Chinese SMEs seeking to become publicly-traded companies in the United States.
- Facilitates US public market entry for Chinese SMEs through reverse mergers or M&A transactions.
- Offers loan guarantees to Chinese SMEs and individuals to secure financing from Chinese banks.
- Provides direct loans for business operations to its client base.
- Offers business and introduction consulting services for cross-border activities.
- Supplies translation services to bridge language barriers in international dealings.
- Provides access to essential office facilities, including conference rooms, computers, and communication lines.
- Operates as a financial services company based in New York City, US, with a focus on Chinese clientele.
How Does CHFI Make Money?
- Generates revenue from fees charged for surety guarantees provided to Chinese SMEs for US market entry.
- Earns income from fees associated with loan guarantees extended to SMEs and individuals for Chinese bank loans.
- Derives interest income from direct loans provided for business operations.
- Collects fees for various consulting services, including business introductions, translation, and office facility access.
What Industry Does CHFI Operate In?
China Finance, Inc. operates within the Financial Services sector, specifically the Financial - Credit Services industry, positioning itself in a niche segment bridging Chinese SMEs and US capital markets. The broader financial services industry is characterized by increasing demand for specialized lending, guarantee, and advisory services, particularly for cross-border transactions. CHFI's focus on surety guarantees for US public listings via reverse mergers and M&A places it within a specialized, albeit potentially high-risk, segment of corporate finance. While the overall market for financial guarantees and direct lending is substantial, CHFI targets a very specific demographic: Chinese SMEs. Competitive dynamics in this space involve both larger, traditional financial institutions and smaller, specialized advisory firms. CHFI's New York City base and services tailored for Chinese entities suggest a strategic positioning to capitalize on the ongoing financial interplay between the two economies. The company's high gross and profit margins suggest a strong competitive offering within its specific operational scope.
Who Are CHFI's Key Customers?
- Small and medium enterprises (SMEs) in China seeking to become publicly-traded companies in the United States.
- Chinese SMEs requiring loan guarantees to obtain financing from local banks for business operations.
- Individuals in China seeking loan guarantees for personal use from Chinese banks.
- Chinese businesses and individuals in need of consulting services for cross-border financial and operational activities.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Company Profile
China Finance, Inc. operates in the Financial - Credit Services industry within the Financial Services sector. It is headquartered in New York City, US. The company is led by CEO Ann Yu. CHFI has traded publicly since 2002.
Key Financial Metrics
Return on equity for China Finance, Inc. stands at -39.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -4.0%, showing how much profit it generates from its asset base. A current ratio of 19.06 indicates the company holds enough short-term assets to cover its near-term obligations.
Financial Health
China Finance, Inc.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.55 places it in the distress zone, a signal of elevated financial risk.
CHFI Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
CHFI Latest News
No recent news available for CHFI.
CHFI Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for CHFI.
Price Targets
Wall Street price target analysis for CHFI.
CHFI MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for CHFI; grades run from A+ (80-100) to F (below 30).
Leadership: Ann Yu
CEO
Ann Yu serves as the Chief Executive Officer of China Finance, Inc., where she is responsible for leading the company's strategic direction and overseeing its operational execution. In her capacity, she manages a team of 48 employees, guiding the firm's specialized financial services for small and medium enterprises. While specific details regarding her prior career history, educational background, or previous roles are not publicly available, her leadership is central to the company's operations in providing guarantees, direct loans, and consulting services to its Chinese clientele. Her role involves navigating the complexities of cross-border finance and managing the company's niche market positioning.
Track Record: Under Ann Yu's leadership, China Finance, Inc. has maintained its focus on facilitating US public market access for Chinese SMEs and providing crucial financial support through guarantees and direct loans. Her tenure has seen the company sustain its operational model, evidenced by its reported high gross and profit margins. She has been instrumental in managing the company's 48-person team, ensuring the continued delivery of its specialized financial and consulting services. Her strategic oversight is key to the company's efforts in bridging financial gaps for its target market.
CHFI OTC Market Information
China Finance, Inc. trades on the OTC Other tier, which represents the lowest and most speculative tier of the OTC market. Unlike companies listed on major exchanges like NYSE or NASDAQ, which adhere to stringent listing standards regarding financial health, corporate governance, and minimum share prices, OTC Other companies have minimal reporting requirements. This tier typically includes companies that are not current in their reporting obligations or do not meet the standards for OTCQX or OTCQB. Investors should be aware that this tier implies significantly less transparency and regulatory oversight compared to higher tiers or national exchanges.
- OTC Tier: OTC Other
- Limited transparency due to "Unknown" disclosure status, hindering informed investment decisions.
- Extremely low liquidity and wide bid-ask spreads, making it difficult to trade shares efficiently.
- Higher susceptibility to market manipulation due to low trading volume and minimal oversight.
- Lack of stringent regulatory oversight compared to major exchanges, increasing investment risk.
- Potential for significant price volatility due to micro-cap status and OTC trading environment.
- Verify the company's current financial statements and operational reports directly from the company or reliable third-party sources, if available.
- Research any recent news or press releases from the company to understand ongoing activities and developments.
- Assess the company's management team and their track record, looking for any red flags or governance issues.
- Investigate the company's legal and regulatory compliance history, especially concerning its cross-border operations.
- Understand the specific risks associated with its niche market (Chinese SMEs seeking US listing) and the broader geopolitical landscape.
- Evaluate the company's capital structure and any outstanding debt or dilution potential.
- Seek independent verification of its business operations and client base, if possible.
- Headquartered in New York City, US, providing a physical presence in a major financial hub.
- Clearly defined business model focused on specialized financial services for Chinese SMEs.
- Incorporated in 2000, indicating a relatively long operational history, albeit with a name change.
- Identified CEO (Ann Yu) and employee count (48), suggesting an active operational structure.
- Specific services such as surety guarantees for US public listing and loan guarantees for Chinese banks, implying a structured business.
CHFI Financials Stock FAQ
What specialized financial services does China Finance, Inc. provide to its clientele?
China Finance, Inc. offers a distinct suite of financial services primarily aimed at Chinese small and medium enterprises (SMEs) and individuals.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.