Commercial International Bank (Egypt) S.A.E (CIBEY) Stock Price & Analysis
Commercial International Bank (Egypt) S.A.E (CIBEY) — price $2.32 (+0.43%), as of the Oct 2, 2026 trading session; market cap $7.65B. Expected results Nov 2, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Commercial International Bank (Egypt) S.A.E · CIBEY · Financial Services · Banks - Regional
Commercial International Bank (Egypt) S.A.E (CIBEY) is a prominent financial institution in Egypt, delivering a comprehensive suite of retail, corporate, and investment banking solutions.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore is not published for this security.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $2.32 | |
| Change on the day | +0.43% | |
| 52-week range | $1.87 – $2.87 | |
| Market capitalisation | $7.65B | |
| Price / earnings (trailing) | 5.31 | |
| Shares traded on the day | 1.0K | |
| Beta (volatility vs the S&P 500) | 0.56 | |
| Dividends per share (last 12 months) | $0.11 | |
| Dividend yield (last 12 months) | 4.85% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results
- · Earnings results
- · Earnings results
- · Earnings results
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Commercial International Bank (Egypt) S.A.E (CIBEY): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Legends Council
5 lenses, 5 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 4, 2026
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the CIBEY film — every key number, told as a short cinematic story
~2 min · open the film
What is Commercial International Bank (Egypt) S.A.E (CIBEY), and what does it report?
Short answer · as of
CIBEY gathers deposits and supplies credit to households and businesses, with products ranging from mortgages and salary-linked overdrafts to corporate leasing and structured finance.
Research dated 2026-09-13.
CIBEY gathers deposits and supplies credit to households and businesses, with products ranging from mortgages and salary-linked overdrafts to corporate leasing and structured finance. Cards, wallets, digital banking, transaction services, foreign-exchange activity and advisory mandates broaden the sources of customer activity beyond lending.
Reported revenue therefore combines several forms of banking income rather than measuring units sold. Corporate banking, investments, retail banking and other activities sit inside the same institution, supported by branches and digital channels across Egypt.
What do the latest results show for Commercial International Bank (Egypt) S.A.E (CIBEY)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $1.16B.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.26B Jul 20, 2026
- Latest report · revenue estimate
- $687.73M Jul 20, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 20, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 20, 2026 | $1.26B | $687.73M | $0.1285 | Not available |
| May 11, 2026 | $1.19B | $612.45M | $0.1100 | Not available |
| Dec 31, 2025 | $1.16B | Provider row rejected | $0.1107 | Not available |
| Nov 3, 2025 | $1.16B | Not available | $0.1601 | Not available |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $1.16B | $402M | $0.12 (diluted) |
| Q1 FY2026 | $1.21B | $371M | $0.11 (diluted) |
| Q4 FY2025 | $1.06B | $377M | $0.10 (diluted) |
| Q3 FY2025 | $1.18B | $494M | $0.15 (diluted) |
What should you watch next at Commercial International Bank (Egypt) S.A.E (CIBEY)?
Short answer · as of
The next earnings report is expected on Nov 2, 2026.
What the records here don't tell us
- Detailed statement figures are not shown because their conversion to USD has not been verified.
- No insider Form 4 transaction falls inside the window this page reads.
Checked against the records this page reads, on the dates shown above.
How is Commercial International Bank (Egypt) S.A.E scored?
Research dated 2026-09-13.
Compared with a lender centered on a single customer group, CIBEY combines mass-market deposits and consumer finance with corporate cash management, structured finance, leasing, markets and merger advisory. Its branch footprint and digital channels also serve the same broad banking franchise rather than separate businesses.
The OTC security has only a negligible reported institutional footprint in the disclosed holder set, which distinguishes trading access and ownership visibility from the scale of the underlying Egyptian operation. That record narrowed in the latest period and is concentrated among a very small holder group.
| Company | Price | Market value | Score |
|---|---|---|---|
| $21.65 Oct 2, 2026 | $16.0B | — Model unavailable | |
| $12.13 Oct 2, 2026 | $13.5B | — Model unavailable | |
| $47.23 Oct 2, 2026 | $8.92B | — Model unavailable | |
| $90.24 Oct 2, 2026 | $12.5B | — Model unavailable | |
| $16.95 Oct 2, 2026 | $7.74B | — Model unavailable | |
| $32.03 Oct 2, 2026 | $7.68B | — 5-pillar · not comparable | |
| $47.04 Oct 2, 2026 | $6.48B | — 5-pillar · not comparable | |
| $63.17 Oct 2, 2026 | $9.22B | — 5-pillar · not comparable | |
| $53.11 Oct 2, 2026 | $5.90B | — 5-pillar · not comparable | |
| $25.11 Oct 2, 2026 | $4.14B | — 5-pillar · not comparable | |
| $27.04 Oct 2, 2026 | $4.13B | — 5-pillar · not comparable | |
| $60.84 Oct 2, 2026 | $4.08B | — 5-pillar · not comparable |
The comparison model is unavailable. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 0.0% Period end Jun 30, 2026
- Previous quarter · ownership
- 0.0% Prior to period end Jun 30, 2026
- Reporting holders
- 2 Period end Jun 30, 2026
- Previous quarter · holders
- 3 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Grace & White INC /Ny | 166,223 |
| Rhumbline Advisers | 49,135 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Commercial International Bank (Egypt) S.A.E (CIBEY)?
Common Questions About CIBEY (Financial Services)
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What does CIBEY sell beyond conventional retail loans?
CIBEY also sells corporate cash management, structured finance, leasing, foreign-exchange and derivative services, merger advisory, payment cards, wallets and digital banking access. Customer activity can therefore generate income through financing, transactions, markets and advisory work.
How exposed is CIBEY to lending and foreign currency activity?
Its lending book spans unsecured consumer credit, mortgages, overdrafts and corporate facilities, while its broader offering includes foreign-currency transactions and derivatives. Credit performance and market positions can therefore affect results alongside payments and advisory activity.
Does CIBEY’s branch network make its digital channels secondary?
Branches and digital access operate as parallel distribution channels within the same franchise. Customers can use physical locations alongside mobile, internet and phone banking, wallets, cards and cash machines.
What is the CIBEY stock price today?
The last price recorded on this page for Commercial International Bank (Egypt) S.A.E (CIBEY) is $2.32, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does CIBEY pay a dividend?
Yes. Commercial International Bank (Egypt) S.A.E (CIBEY) shows a trailing 12-month dividend yield of 4.85%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (35 figures)
The 35 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
FMP — 30 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $2.32 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T21:24:36.349Z. | |
px.change | Change on the day | +0.43% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $7.65B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T21:24:34.931Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Nov 2, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
id.business_summary | Business description (FMP excerpt) | Commercial International Bank (Egypt) S.A.E (CIBEY) is a prominent financial institution in Egypt, delivering a comprehensive suite of retail, corporate, and investment banking solutions. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | +$0.01 | FMP | Financial Modeling Prep (FMP) · quote | |
px.pe | Price / earnings (trailing) | 5.31 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 1.0K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.56 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Amin Hisham Ezz Al-Arab | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 8,665 | FMP | Financial Modeling Prep (FMP) company profile | |
id.hq | Headquarters | Nile Tower Building, Giza, GZ, 3658102, EG | FMP | Financial Modeling Prep (FMP) company profile | |
fin.q_revenue | Revenue, Q2 FY2026 | $1.16B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-07-20.revenue_actual | Revenue · reported — report date 2026-07-20 | $1.26B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-20.revenue_estimated | Revenue · estimate — report date 2026-07-20 | $687.73M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-20.eps_actual | EPS · reported — report date 2026-07-20 | $0.1285 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_actual | Revenue · reported — report date 2026-05-11 | $1.19B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.revenue_estimated | Revenue · estimate — report date 2026-05-11 | $612.45M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-11.eps_actual | EPS · reported — report date 2026-05-11 | $0.1100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-12-31.revenue_actual | Revenue · reported — report date 2025-12-31 | $1.16B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-12-31.eps_actual | EPS · reported — report date 2025-12-31 | $0.1107 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-03.revenue_actual | Revenue · reported — report date 2025-11-03 | $1.16B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-03.eps_actual | EPS · reported — report date 2025-11-03 | $0.1601 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
own.institutions.depth.ownership_pct | Institutional ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 2 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 3 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Grace & White INC /Ny — shares in provider snapshot | 166,223 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Rhumbline Advisers — shares in provider snapshot | 49,135 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 1 fact from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.range52 | 52-week range | $1.87 – $2.87 | UNRECORDED | Stored company-profile observation — Captured 2026-10-03 |
COMPUTED — 3 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $0.11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 4.85% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-20.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.26B) with the recorded estimate ($687.73M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 1 fact from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
gap.statement_currency | Statement currency limitation | Detailed statement figures are not shown because their conversion to USD has not been verified. | OURS | Stock Expert AI currency-basis check |
Fact-family notes
- Earnings-history note. Source series as of 2026-07-20. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-20.revenue_actual,earn.history.depth.2026-07-20.revenue_estimated,earn.history.depth.2026-07-20.revenue_actual.comparison,earn.history.depth.2026-07-20.eps_actual,earn.history.depth.2026-05-11.revenue_actual,earn.history.depth.2026-05-11.revenue_estimated,earn.history.depth.2026-05-11.eps_actual,earn.history.depth.2025-12-31.revenue_actual,earn.history.depth.2025-12-31.eps_actual,earn.history.depth.2025-11-03.revenue_actual,earn.history.depth.2025-11-03.eps_actual.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Commercial International Bank (Egypt) S.A.E (CIBEY) is a prominent financial institution in Egypt, delivering a comprehensive suite of retail, corporate, and investment banking solutions. The bank organizes its operations into four primary divisions: Corporate Banking, Investment, Retail Banking, and a category for Other activities. For its diverse clientele, CIBEY offers a variety of deposit products, including checking and savings accounts, specialized 'easy' accounts, time-based deposits, and certificates of deposit. Its extensive lending portfolio features personal loans (including unsecured options), consumer loans, overdraft facilities, home mortgages, educational financing, solar energy loans, travel loans, and vehicle financing. Additionally, the bank provides revolving overdraft services tied to future salaries. Beyond traditional banking, CIBEY facilitates global transactions, offers advanced digital banking platforms, and supports businesses with robust cash management services and other corporate banking provisions. Customers can access a full spectrum of payment tools, such as credit, debit, and prepaid cards, alongside smart wallet functionality, mobile banking, internet banking, phone banking, and a broad ATM network. Furthermore, CIBEY extends various other credit facilities and provides investment savings options. Its sophisticated financial offerings include derivative products, structured financing arrangements, corporate leasing, and advisory services for mergers and acquisitions. The bank also manages foreign currency transactions and offers asset and liability management expertise. CIBEY operates through an extensive network of 215 branches across the country. Established in 1975, the institution was initially known as Chase National Bank. Its corporate headquarters are situated in Giza, Egypt. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Headquarters | Nile Tower Building, Giza, GZ, 3658102, EG | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Ticker / exchange | CIBEY on Other OTC | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Institutional ownership (13F) | Holders: 2; Quarter: 2026-06-30; Ownership: 0%; Holders previous quarter: 3; Ownership previous quarter: 0 13F filings are quarterly and lag the quarter end by up to 45 days. | 2026-06-30 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings |
| Largest 2 institutional holders | Captured record · 2 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings |
Data provided for informational purposes only.