Cyberloq Technologies, Inc. (CLOQ)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Cyberloq Technologies, Inc. (CLOQ) trades at $0.13 with AI Score 36/100 (Grade D). Cyberloq Technologies, Inc. is a development-stage technology company focused on fraud prevention and credit management solutions. Market cap: $17.90M, Sector: Technology.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for CLOQ: CLOQ does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CLOQ against Technology peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
CLOQ: 1/1 perspectives are bearish.
How is this calculated? →Cyberloq Technologies, Inc. (CLOQ) Technology Profile & Competitive Position
Cyberloq Technologies, Inc. is a development-stage technology company specializing in fraud prevention and credit management software solutions. With offerings like CyberloQ and Turnscor, the company aims to address the growing need for secure banking and credit monitoring services, operating in a competitive software infrastructure landscape.
What Is the Investment Thesis for CLOQ?
Cyberloq Technologies, Inc. presents a high-risk, high-reward investment profile given its development-stage status and focus on the competitive fraud prevention and credit management software markets. With a market capitalization of $17.90M and a negative P/E ratio of -18.83, the company's financial performance indicates significant challenges in achieving profitability. The gross margin of 41.8% suggests potential in its product offerings, but the negative profit margin of -1227.1% highlights substantial operational inefficiencies. Growth catalysts include potential adoption of CyberloQ by banking institutions and increased user engagement with Turnscor. However, the company's small size, with only 2 employees, and limited resources pose significant risks. Investors should carefully consider the company's ability to scale its operations and achieve sustainable profitability in the face of competition from larger, more established players.
Based on FMP financials and quantitative analysis
CLOQ Key Highlights
- Market Cap of $17.90M reflects its small size and limited market presence.
- P/E Ratio of -18.83 indicates the company is currently unprofitable.
- Gross Margin of 41.8% suggests potential in its product offerings despite overall losses.
- Profit Margin of -1227.1% highlights significant operational inefficiencies and challenges in achieving profitability.
- Beta of 0.41 indicates lower volatility compared to the overall market.
Who Are CLOQ's Competitors?
CLOQ is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| CINGF Coinsilium Group Limited | $0.03 | +13.57% | $14.40M | 36 |
| DUBRF Dubber Corporation Limited | $0.01 | +0.00% | $29.82M | 43 |
| FOBIF Fobi AI Inc. | $0.09 | +0.00% | $19.09M | 57 |
| CFLT Confluent, Inc. | $30.99 | +0.00% | 12B | 71 |
| NET Cloudflare, Inc. | $245.87 | +1.43% | $87.27B | 67 |
| XNDU Xanadu Quantum Technologies Limited Class B Subordinate Voting Shares | $11.85 | +1.94% | $268.17M | 67 |
| CINT CI&T Inc. | $3.40 | -2.99% | $438.07M | 66 |
| TENB Tenable Holdings, Inc. | $42.15 | +9.18% | $4.65B | 59 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CLOQ's Key Strengths?
- Proprietary fraud prevention technology (CyberloQ).
- Web-based credit monitoring platform (Turnscor).
- Secure cloud-based storage solution (CyberloQ Vault).
- Focus on addressing critical needs in fraud prevention and credit management.
What Are CLOQ's Weaknesses?
- Development-stage company with limited operating history.
- Small number of employees (2) and limited resources.
- Negative profit margin and reliance on external funding.
- Limited market presence and brand recognition.
What Could Drive CLOQ Stock Higher?
- Potential adoption of CyberloQ by banking institutions to combat fraudulent transactions.
- Increased user engagement and subscription growth for the Turnscor credit monitoring platform.
- Strategic partnerships with complementary technology providers or financial institutions.
- Expansion of features and capabilities for CyberloQ Vault secure cloud storage solution.
- Potential geographic expansion into new international markets.
What Are the Key Risks for CLOQ?
- Financial-distress signal — its Altman Z-Score of -6.60 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Intense competition from larger, more established players in the fraud prevention and credit management software markets.
- Rapid technological changes and the emergence of new fraud techniques that could render CyberloQ's technology obsolete.
- Regulatory changes and compliance requirements that could increase operating costs and complexity.
- Economic downturns and reduced spending on technology solutions by financial institutions and consumers.
- Limited financial resources and the need for external funding to support growth initiatives.
What Are the Growth Opportunities for CLOQ?
- Expansion of CyberloQ in the Banking Sector: Cyberloq's banking fraud prevention technology can be a significant growth driver if adopted by more institutional clients. The increasing sophistication of cyber fraud and the growing need for robust security measures in the banking sector create a substantial market opportunity. Success hinges on Cyberloq's ability to demonstrate the effectiveness and reliability of its technology to potential clients. Timeline: Ongoing.
- Increased Adoption of Turnscor Platform: The Turnscor platform, which allows customers to monitor and manage their credit, has the potential to attract a large user base. With growing awareness of credit scores and the importance of credit management, there is a rising demand for user-friendly credit monitoring tools. Cyberloq can capitalize on this trend by enhancing the platform's features and marketing it effectively to consumers. Timeline: Ongoing.
- Strategic Partnerships: Forming strategic alliances with complementary technology providers or financial institutions could accelerate Cyberloq's growth. Partnerships can provide access to new markets, distribution channels, and technological expertise. For example, collaborating with a credit bureau or a fintech company could enhance the value proposition of Turnscor and CyberloQ. Timeline: Upcoming.
- CyberloQ Vault Expansion: Expanding the features and capabilities of CyberloQ Vault, the secure cloud-based storage solution, could attract new users and generate additional revenue streams. With increasing concerns about data privacy and security, there is a growing demand for secure data storage solutions. Cyberloq can differentiate its Vault offering by providing enhanced security features and user-friendly interfaces. Timeline: Ongoing.
- Geographic Expansion: While currently focused on the United States, Cyberloq could explore opportunities to expand its operations to other countries. The need for fraud prevention and credit management solutions is global, and Cyberloq's technologies could be adapted to meet the needs of international markets. However, geographic expansion would require significant investment and careful consideration of regulatory requirements. Timeline: Upcoming.
What Opportunities Does CLOQ Have?
- Increasing demand for fraud prevention solutions in the banking sector.
- Growing awareness of credit scores and the importance of credit management.
- Potential for strategic partnerships and collaborations.
- Expansion into new geographic markets.
What Threats Does CLOQ Face?
- Intense competition from larger, more established players.
- Rapid technological changes and the emergence of new fraud techniques.
- Regulatory changes and compliance requirements.
- Economic downturns and reduced spending on technology solutions.
What Are CLOQ's Competitive Advantages?
- Proprietary Technology: CyberloQ's fraud prevention technology is a proprietary solution designed to combat specific types of banking fraud.
- Secure Cloud Storage: CyberloQ Vault offers a secure cloud-based storage solution, which allows users to send/receive secure data without using email.
- Turnscor Platform: Turnscor provides a web-based platform for customers to monitor and manage their credit from the privacy of their own homes.
What Does CLOQ Do?
Cyberloq Technologies, Inc., incorporated in 2008 and based in Venice, Florida, is a technology company in the development stage, focusing on providing fraud prevention and credit management solutions. The company's primary product is CyberloQ, a banking fraud prevention technology designed to help institutional clients combat fraudulent transactions and unauthorized access to customer accounts. This technology aims to provide an additional layer of security for financial institutions and their customers. In addition to CyberloQ, the company offers Turnscor, a web-based proprietary software platform that allows customers to monitor and manage their credit from their homes. This platform aims to provide users with greater control and visibility over their credit information. CyberloQ Technologies also provides CyberloQ Vault, a secure cloud-based storage solution that enables users to send and receive secure data without relying on traditional email. Cyberloq Technologies operates primarily in the United States, targeting institutional clients in the banking sector and individual consumers seeking credit management tools. As a development-stage company, it faces the challenges of establishing market presence and achieving profitability in a competitive landscape.
What Products and Services Does CLOQ Offer?
- Develops CyberloQ, a banking fraud prevention technology.
- Offers Turnscor, a web-based platform for credit monitoring and management.
- Provides CyberloQ Vault, a secure cloud-based storage solution.
- Aims to help institutional clients combat fraudulent transactions.
- Enables customers to monitor and manage their credit from home.
- Offers secure data storage and transfer without email.
How Does CLOQ Make Money?
- Software Licensing: Generates revenue through licensing its CyberloQ fraud prevention technology to financial institutions.
- Subscription Services: Offers subscription-based access to its Turnscor credit monitoring platform for individual consumers.
- Cloud Storage Services: Provides secure cloud storage solutions through CyberloQ Vault, charging users based on storage capacity and features.
What Industry Does CLOQ Operate In?
Cyberloq Technologies operates within the software infrastructure industry, a segment characterized by rapid innovation and intense competition. The market for fraud prevention and credit management software is driven by increasing concerns over data security and identity theft. While the industry is experiencing growth, Cyberloq faces competition from established players like CINGF (Cingulate Inc.), DRKOF (Darktrace PLC), DUBRF (DUBBER Corp Ltd), FOBIF (Fobi AI Inc.), and INXDF (Innodata Inc.) that have greater resources and market reach.
Who Are CLOQ's Key Customers?
- Financial Institutions: Banks and credit unions that use CyberloQ to prevent fraudulent transactions.
- Individual Consumers: Users who subscribe to Turnscor to monitor and manage their credit scores.
- Businesses and Individuals: Clients who utilize CyberloQ Vault for secure data storage and transfer.
How Cyberloq Technologies, Inc. Is Valued
Cyberloq Technologies, Inc. carries a market capitalization of $17.90M, placing it in the micro-cap category. Relative to its peer group, CLOQ's quantitative score of 36/100 is below the peer average of 55/100.
Company Profile
Cyberloq Technologies, Inc. operates in the Software - Infrastructure industry within the Technology sector. It is headquartered in Sarasota, US. The company is led by CEO Christopher S. Jackson. CLOQ has traded publicly since 2013.
ROE 64%Key Financial Metrics
Return on equity for Cyberloq Technologies, Inc. stands at 63.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -42.2%, showing how much profit it generates from its asset base. Its free cash flow yield is -5.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.01 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -5.7%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 1/9Financial Health
Cyberloq Technologies, Inc.'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -6.60 places it in the distress zone, a signal of elevated financial risk.
CLOQ Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in Cyberloq's future, indicating that those closest to the company believe in its potential.
- Community sentiment has shifted positively, with discussions highlighting the company's innovative approach to cybersecurity solutions.
- Increased media coverage has raised awareness of Cyberloq's offerings, attracting new interest from retail investors.
- Recent partnerships in the tech space have positioned Cyberloq favorably, enhancing its market credibility and growth prospects.
Bear Case
- Concerns about the competitive landscape in cybersecurity may hinder Cyberloq's ability to capture market share effectively.
- Some community members express skepticism regarding the scalability of Cyberloq's current business model, fearing it may limit growth.
- Recent volatility in tech stocks has led to cautious sentiment, with investors wary of potential downturns affecting Cyberloq.
- Lack of substantial revenue growth in recent quarters has raised red flags among analysts, prompting a more bearish outlook on the stock.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
CLOQ Latest News
No recent news available for CLOQ.
CLOQ Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CLOQ.
Price Targets
Wall Street price target analysis for CLOQ.
CLOQ MoonshotScore
What does this score mean?
The MoonshotScore rates CLOQ's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Christopher S. Jackson
CEO
Christopher S. Jackson is the CEO of Cyberloq Technologies, Inc. His background and experience prior to leading Cyberloq are not detailed in the provided source data. As CEO, he is responsible for the overall strategic direction and management of the company, which currently employs two individuals. His leadership is crucial for guiding the company through its development stage and achieving its growth objectives.
Track Record: Due to the limited information available, Christopher S. Jackson's specific achievements and strategic decisions as CEO of Cyberloq Technologies, Inc. cannot be comprehensively assessed. The company's current financial state, as reflected in its negative P/E ratio and profit margin, suggests ongoing challenges in achieving profitability and sustainable growth.
CLOQ OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Cyberloq Technologies, Inc. may not meet the minimum financial standards or reporting requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial disclosures and may not be subject to the same level of regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. Investing in companies on the OTC Other tier carries a higher degree of risk due to the potential for limited information and liquidity.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited Liquidity: OTC stocks often have lower trading volumes, leading to wider bid-ask spreads and difficulty in executing trades.
- Information Scarcity: Companies on the OTC Other tier may have limited financial disclosures, making it challenging to assess their financial health and prospects.
- Regulatory Oversight: OTC stocks are subject to less regulatory scrutiny compared to exchange-listed stocks, increasing the risk of fraud or mismanagement.
- Price Volatility: OTC stocks can experience significant price swings due to lower trading volumes and speculative trading activity.
- Going Concern Risk: Development-stage companies on the OTC market may face challenges in securing funding and achieving sustainable profitability, raising concerns about their long-term viability.
- Verify the company's registration and legal standing.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their track record.
- Understand the company's capital structure and funding needs.
- Monitor trading volume and price volatility.
- Consult with a financial advisor to assess the risks and potential rewards.
- Established Business Operations: Cyberloq Technologies, Inc. has been in operation since 2008.
- Focus on Fraud Prevention: The company addresses a critical need in the banking and financial services industries.
- Proprietary Technology: CyberloQ's fraud prevention technology is a proprietary solution.
What Investors Ask About Cyberloq Technologies, Inc. (CLOQ) — Technology
What does Cyberloq Technologies, Inc. do?
Cyberloq Technologies, Inc. is a development-stage technology company that focuses on providing fraud prevention and credit management solutions. Its key products include CyberloQ, a banking fraud prevention technology; Turnscor, a web-based platform for credit monitoring; and CyberloQ Vault, a secure cloud-based storage solution. The company aims to help financial institutions combat fraudulent transactions and empower consumers to manage their credit effectively.
What are the main risks for CLOQ?
Cyberloq Technologies, Inc. faces several risks, including intense competition from larger, more established players in the fraud prevention and credit management software markets. The company's limited financial resources and reliance on external funding pose additional challenges. Furthermore, rapid technological changes and evolving fraud techniques could render its technology obsolete. Regulatory changes and compliance requirements also present potential risks.
How does Cyberloq Technologies, Inc. invest in research and development?
Information regarding Cyberloq Technologies, Inc.'s specific R&D spending as a percentage of revenue, key innovation areas, and patent portfolio is not available in the provided source data. As a development-stage company with limited resources, its R&D efforts may be constrained. Investors should seek further information on the company's R&D activities and innovation pipeline to assess its long-term growth potential.
What are the growth drivers for CLOQ stock?
Cyberloq Technologies, Inc.'s primary growth catalysts include potential adoption of CyberloQ by banking institutions, increased user engagement with the Turnscor platform, and strategic partnerships with complementary technology providers. Expansion of CyberloQ Vault's features and capabilities, as well as geographic expansion into new markets, could also drive growth. The company's ability to execute these strategies will be critical for achieving sustainable profitability.
What are the key factors to evaluate for CLOQ?
Cyberloq Technologies, Inc. (CLOQ) holds an AI score of 36/100 (low). Not financial advice.
How frequently does CLOQ data refresh on this page?
CLOQ prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven CLOQ's recent stock price performance?
Cyberloq Technologies, Inc. (CLOQ) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Proprietary fraud prevention technology (CyberloQ). See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CLOQ overvalued or undervalued right now?
Valuing Cyberloq Technologies, Inc. (CLOQ) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited information available on the company's financials and operations.
- OTC market carries higher risks compared to exchange-listed stocks.
- AI analysis pending for CLOQ.