Cantaloupe, Inc. (CTLPP) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Cantaloupe, Inc. (CTLPP) trades at $62.80 with AI Score 44/100 (Grade C). Cantaloupe, Inc. provides technology solutions for the self-service commerce market, including micro-payment processing, self-checkout kiosks, and connected point-of-sale systems. Market cap: $4.63B, Sector: Technology.
Price as of Aug 20, 2026 · Last analyzed: Mar 15, 2026Analyst Coverage for CTLPP: CTLPP does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CTLPP against Technology peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
CTLPP: 2/3 scored disciplines lean bearish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Cantaloupe, Inc. (CTLPP) Technology Profile & Competitive Position
Cantaloupe, Inc. delivers digital payment and software solutions for the self-service commerce industry, offering a suite of products from cashless payment devices to cloud-based management platforms. Its focus on unattended retail and micro-transactions positions it within the evolving landscape of automated commerce.
What Is the Investment Thesis for CTLPP?
Cantaloupe, Inc. presents a notable research candidate within the self-service commerce technology sector. The company's comprehensive suite of solutions, including cashless payment systems and cloud-based management platforms, positions it to capitalize on the growing demand for automated retail experiences. With a gross margin of 40.4% and a return on equity of 24.6%, Cantaloupe demonstrates financial strength. Growth catalysts include expansion of the Cantaloupe Go platform and increasing adoption of self-checkout kiosks. Potential risks include competition from established payment processors and the need to adapt to evolving consumer preferences. The company's debt-to-equity ratio is 18.39%. Cantaloupe's free cash flow is $0.02B.
Based on FMP financials and quantitative analysis
CTLPP Key Highlights
Profit margin of 17.3% indicates efficient cost management and pricing strategies.
- Gross margin of 40.4% reflects a strong ability to control the cost of goods sold.
- Return on Equity of 24.6% demonstrates effective utilization of shareholder equity to generate profits.
- Debt-to-Equity ratio of 18.39% suggests a conservative capital structure with manageable debt levels.
- Free cash flow of $0.02B indicates the company's ability to generate cash after accounting for capital expenditures.
Who Are CTLPP's Competitors?
CTLPP is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BOX Box, Inc. | $32.90 | -0.66% | $4.56B | 75 |
| RELY Remitly Global, Inc. | $25.06 | -1.49% | $5.28B | 97 |
| KVYO Klaviyo, Inc. | $18.11 | -0.49% | $5.42B | 74 |
| TENB Tenable Holdings, Inc. | $34.11 | -3.32% | $3.76B | 63 |
| QLYS Qualys, Inc. | $182.21 | -2.39% | $6.42B | 89 |
| DOX Amdocs Limited | $60.90 | +1.15% | $6.55B | 72 |
| HCP HashiCorp, Inc. | $34.78 | +0.00% | $7.11B | 63 |
| SPSC SPS Commerce, Inc. | $80.11 | -0.80% | $2.88B | 87 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CTLPP's Key Strengths?
Comprehensive suite of solutions for self-service commerce.
- Established customer base and market presence.
- Proprietary technology and scalable platform.
- Strong focus on innovation and customer service.
What Are CTLPP's Weaknesses?
Dependence on the self-service commerce market.
- Competition from established payment processors.
- Potential for technological obsolescence.
- Limited brand recognition compared to larger competitors.
What Could Drive CTLPP Stock Higher?
Expansion of the Cantaloupe Go platform with new features and functionalities.
- Increasing adoption of cashless payment solutions in the self-service commerce market.
- Strategic partnerships with other technology companies and industry players.
- Potential acquisitions of complementary businesses to expand product offerings and market reach.
- Growth in the self-checkout kiosk market driven by demand for automation and contactless payments.
What Are the Key Risks for CTLPP?
Insider selling — insiders were net sellers of roughly $20.2M recently.
- Competition from established payment processors and point-of-sale system providers.
- Technological obsolescence and the need to adapt to evolving consumer preferences.
- Cybersecurity threats and data breaches.
- Economic downturn and reduced consumer spending.
- Regulatory changes and compliance requirements.
What Are the Growth Opportunities for CTLPP?
- Expansion of Cantaloupe Go Platform: The Cantaloupe Go platform offers a comprehensive suite of cloud-based tools for managing self-service commerce operations. Expanding the platform's capabilities and features could attract new customers and increase revenue from existing customers. The market for cloud-based retail management solutions is estimated to reach $30 billion by 2028, providing a significant growth opportunity for Cantaloupe.
- Adoption of Self-Checkout Kiosks: The increasing adoption of self-checkout kiosks in retail environments presents a growth opportunity for Cantaloupe. The company's self-checkout kiosk solutions can help retailers reduce labor costs, improve efficiency, and enhance customer experiences. The global self-checkout kiosk market is projected to reach $4 billion by 2027, driven by the growing demand for automation and contactless payment options.
- Strategic Partnerships: Forming strategic partnerships with other technology companies and industry players can expand Cantaloupe's reach and market share. Partnerships can provide access to new customers, distribution channels, and technological capabilities. For example, partnering with a leading point-of-sale system provider could integrate Cantaloupe's payment solutions into a wider range of retail environments.
- International Expansion: Expanding into international markets can significantly increase Cantaloupe's revenue and growth potential. The self-service commerce market is growing globally, and Cantaloupe's solutions can be adapted to meet the needs of different regions. Targeting markets with high adoption rates of contactless payments and self-service technologies could be a successful strategy.
- New Product Development: Investing in research and development to create new and innovative solutions for the self-service commerce market can drive long-term growth. Developing solutions that address emerging trends such as mobile ordering, loyalty programs, and data analytics can attract new customers and differentiate Cantaloupe from its competitors. The company's focus on innovation can help it maintain a competitive edge in the rapidly evolving technology landscape.
What Are CTLPP's Competitive Advantages?
- Integrated Solution: Cantaloupe offers a comprehensive suite of hardware, software, and services, creating a sticky solution for customers.
- Established Customer Base: The company has a large and established customer base in the self-service commerce market.
- Proprietary Technology: Cantaloupe's proprietary technology, including its cashless payment devices and cloud-based platform, provides a competitive advantage.
- Scalability: The company's cloud-based platform is highly scalable, allowing it to efficiently serve customers of all sizes.
What Does CTLPP Do?
Cantaloupe, Inc., formerly known as USA Technologies, Inc., was founded in 1992 and is headquartered in Malvern, Pennsylvania. The company provides technology solutions for the self-service commerce market. Cantaloupe offers a comprehensive suite of solutions, including micro-payment processing, self-checkout kiosks, mobile ordering, connected point-of-sale (POS) systems, and enterprise cloud software. These solutions are designed to optimize operations and enhance consumer experiences in unattended retail environments such as vending machines, micro-markets, and self-service kiosks. Cantaloupe's product portfolio includes G11 cashless and pulse kits, G11 chip kits, and the Engage series of digital touchscreen devices. The company also offers the Seed platform, a cloud-based asset management and optimization solution. The Cantaloupe Go platform provides a robust cloud-based platform for managing self-service commerce operations. Cantaloupe also offers professional, network infrastructure, card processing, and customer/consumer services. Cantaloupe's solutions cater to a wide range of self-service commerce operators, from small businesses to large enterprises. The company's focus on innovation and customer service has helped it establish a strong position in the market. Cantaloupe continues to expand its product offerings and geographic reach to meet the evolving needs of the self-service commerce industry.
What Products and Services Does CTLPP Offer?
- Provides micro-payment processing solutions for self-service commerce.
- Offers self-checkout kiosks and mobile ordering systems.
- Develops connected point-of-sale (POS) systems.
- Creates enterprise cloud software for managing self-service operations.
- Manufactures cashless payment devices like the G11 and Engage series.
- Provides cloud-based asset management through the Seed platform.
- Offers professional, network infrastructure, and customer services.
How Does CTLPP Make Money?
- Sells cashless payment devices and related hardware.
- Provides cloud-based software subscriptions for managing self-service operations.
- Generates revenue from transaction fees on micro-payments.
- Offers professional services, including installation, training, and support.
What Industry Does CTLPP Operate In?
Cantaloupe, Inc. operates within the rapidly evolving self-service commerce market. This market is driven by increasing demand for convenience, automation, and contactless payment solutions. The competitive landscape includes established payment processors, point-of-sale system providers, and emerging technology companies. Cantaloupe differentiates itself through its focus on the unattended retail segment and its integrated suite of hardware, software, and services. The industry is expected to continue growing as businesses seek to optimize operations and enhance customer experiences through self-service technologies.
Who Are CTLPP's Key Customers?
- Vending machine operators.
- Micro-market operators.
- Retailers using self-checkout kiosks.
- Businesses offering mobile ordering options.
- Unattended retail locations.
How Cantaloupe, Inc. Is Valued
Cantaloupe, Inc. carries a market capitalization of $4.63B, placing it in the mid-cap category. Relative to its peer group, CTLPP's quantitative score of 44/100 is below the peer average of 80/100.
Company Profile
Cantaloupe, Inc. operates in the Information Technology Services industry within the Technology sector. It is headquartered in Malvern, US. The company is led by CEO Ravi Venkatesan. CTLPP has traded publicly since 1995.
Key Financial Metrics
Return on equity for Cantaloupe, Inc. stands at 1.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 4.1%, showing how much profit it generates from its asset base. CTLPP trades at a trailing price-to-earnings ratio of 0.00, below the Technology sector average of ~34x. Its free cash flow yield is 0.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.83 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 0.0%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Cantaloupe, Inc.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 65.71 places it in the safe zone, indicating low near-term bankruptcy risk.
Forward Outlook
Wall Street analysts project Cantaloupe, Inc. revenue of about $344.4M for fiscal 2026, with EPS near $0.41.
Insider Activity
Over the past six months, Cantaloupe, Inc. insiders filed 15 SEC Form 4 transactions — 15 sales and 0 purchases. On net that is roughly 3.2M shares disposed (about $20.2M), a signal worth weighing alongside the fundamentals.
CTLPP Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Comprehensive suite of solutions for self-service commerce.
- Established customer base and market presence.
- Proprietary technology and scalable platform.
- Strong focus on innovation and customer service.
Bear Case
- Dependence on the self-service commerce market.
- Competition from established payment processors.
- Potential for technological obsolescence.
- Limited brand recognition compared to larger competitors.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
CTLPP Latest News
No recent news available for CTLPP.
CTLPP Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CTLPP.
Price Targets
Wall Street price target analysis for CTLPP.
CTLPP MoonshotScore
What does this score mean?
The MoonshotScore rates CTLPP 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
CTLPP OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, encompassing securities that are not eligible for quotation on OTCQX or OTCQB. Companies in this tier may have limited financial disclosure, be experiencing financial distress, or be unwilling or unable to meet the requirements for higher tiers. Investing in OTC Other securities carries significant risks due to the lack of regulatory oversight and transparency compared to securities listed on major exchanges like the NYSE or NASDAQ.
- OTC Tier: OTC Other
- Limited Financial Disclosure: The lack of comprehensive financial reporting increases the difficulty of assessing the company's financial health and performance.
- Low Liquidity: The limited trading volume can make it difficult to buy or sell shares quickly and at a desired price.
- Price Volatility: OTC stocks are often subject to greater price volatility due to the lack of institutional investor participation and market maker support.
- Regulatory Scrutiny: OTC markets have less regulatory oversight than major exchanges, increasing the risk of fraud and manipulation.
- Going Concern Risk: Companies trading on the OTC Other tier may be facing financial difficulties that raise concerns about their ability to continue operating.
- Verify the company's registration and regulatory filings.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team's experience and track record.
- Monitor trading volume and price volatility.
- Understand the risks associated with investing in OTC securities.
- Consult with a qualified financial advisor.
- Longevity of Operations: The company has been in operation since 1992.
- Established Customer Base: Cantaloupe has an established customer base in the self-service commerce market.
- Proprietary Technology: The company has developed proprietary technology, including cashless payment devices and cloud-based platform.
- Positive Financial Metrics: The company has a positive profit margin, gross margin, and return on equity.
- Headquartered in the United States: The company is headquartered in Malvern, Pennsylvania.
What Investors Ask About Cantaloupe, Inc. (CTLPP) — Technology
What does the AI Score mean for CTLPP?
CTLPP holds an AI Score of 44/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. Cantaloupe, Inc. provides technology solutions for the self-service commerce market, including micro-payment processing, self-checkout kiosks, and connected point-of-sale systems. The company's …
What does Cantaloupe, Inc. do?
Cantaloupe, Inc. provides technology solutions for the self-service commerce market. The company offers a suite of solutions, including micro-payment processing, self-checkout kiosks, mobile ordering, connected point-of-sale (POS) systems, and enterprise cloud software. These solutions are designed to optimize operations and enhance consumer experiences in unattended retail environments such as vending machines, micro-markets, and self-service kiosks. Cantaloupe's products include cashless payment devices, cloud-based management platforms, and professional services.
What are the main risks for CTLPP?
The main risks for Cantaloupe, Inc. include competition from established payment processors, the potential for technological obsolescence, cybersecurity threats, and economic downturns. The company also faces regulatory risks and compliance requirements. As an OTC stock, CTLPP is subject to additional risks, including limited financial disclosure, low liquidity, and price volatility. Investors should carefully assess these risks before investing in CTLPP.
What are the key factors to evaluate for CTLPP?
Cantaloupe, Inc. (CTLPP) holds an AI score of 44/100 (low). presents a notable research candidate within the self-service commerce technology sector. Not financial advice.
How frequently does CTLPP data refresh on this page?
CTLPP's price was last updated on Aug 20, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven CTLPP's recent stock price performance?
Cantaloupe, Inc. (CTLPP) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Comprehensive suite of solutions for self-service commerce. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CTLPP overvalued or undervalued right now?
Cantaloupe, Inc. (CTLPP) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research CTLPP before investing?
Before investing in Cantaloupe, Inc. (CTLPP), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding CTLPP to a portfolio?
Key strength of Cantaloupe, Inc. (CTLPP): Comprehensive suite of solutions for self-service commerce. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC data may be less reliable than exchange-listed data.
- AI analysis is pending and may provide additional insights.