Ecrid, Inc. (ECDD) Stock Price & Analysis
Educational signal · not a buy or sell recommendation · How to read this
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerEcrid, Inc. (ECDD) trades at $0.0003. Ecrid, Inc. provides credit repair software solutions, enabling consumers to track and manage their payments. The company operates within the financial services sector, specifically targeting the credit repair community. Sector: Financials.
Price as of · Last analyzed: Mar 18, 2026Analyst Coverage for ECDD: ECDD does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
Ecrid, Inc. (ECDD) Financial Services Profile
Ecrid, Inc., established in 2010, offers internet-based software for credit repair consumers to manage and track their monthly payments. Operating in the financial services sector, the company focuses on providing tools for on-time bill payment and credit improvement, serving a niche market within the broader financial landscape.
What Is the Investment Thesis for ECDD?
Ecrid, Inc. presents a focused play within the credit repair segment of the financial services industry. The company's internet-based software targets consumers needing credit repair assistance, offering tools to track payments and manage bills on time. The company's success hinges on its ability to effectively market its software and acquire users within the competitive credit repair market. The company's small size and limited resources pose challenges to scaling operations and achieving profitability. Investors should carefully consider the company's financial performance, market penetration, and competitive landscape before making investment decisions. The negative P/E ratio of -0.05 indicates that the company is not currently profitable.
Based on FMP financials and quantitative analysis
ECDD Key Highlights
Ecrid, Inc. operates in the credit repair services market, providing software solutions for consumers.
- The company was incorporated in 2010 and is based in Stuart, Florida.
- Ecrid, Inc. has a market capitalization of $0.00B, indicating its small size.
- The company's P/E ratio is -0.05, suggesting it is not currently profitable.
- Ecrid, Inc. has a beta of -1.72, indicating a potential inverse correlation to market movements.
Who Are ECDD's Competitors?
ECDD is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| DXF Eason Technology Limited | $0.46 | -5.27% | $11.2M | — |
| XYF X Financial | $4.94 | -3.52% | $32.9M | 84 5-pillar |
| YRD Yiren Digital Ltd. | $0.96 | +4.49% | $83.2M | 30 5-pillar |
| LX LexinFintech Holdings Ltd. | $0.69 | -2.84% | $116M | 45 5-pillar |
| FOA Finance of America Companies Inc. | $13.50 | +4.09% | $121M | — |
| RWAYL Runway Growth Finance Corp. - 7 | $25.13 | -0.36% | $251M | 38 5-pillar |
| MFIN Medallion Financial Corp. | $11.91 | -0.08% | $275M | 92 5-pillar |
| RWAY Runway Growth Finance Corp. | $6.55 | -1.06% | $278M | 36 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ECDD's Key Strengths?
Specialized software for credit repair.
- Focus on a niche market.
- Proprietary technology for payment tracking.
What Are ECDD's Weaknesses?
Small size and limited resources.
- Dependence on a single software product.
- Negative P/E ratio indicating lack of profitability.
What Are the Key Risks for ECDD?
Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Competition from larger financial institutions with more resources.
- Changes in regulations affecting the credit repair industry.
- Limited financial disclosure due to OTC Other tier listing.
- Low liquidity and potential for price volatility.
What Are ECDD's Competitive Advantages?
- Specialized software solution tailored for credit repair.
- Focus on a niche market within the financial services industry.
- Proprietary technology for tracking and managing payments.
What Does ECDD Do?
Ecrid, Inc., founded in 2010 and headquartered in Stuart, Florida, operates within the financial services sector, focusing on the credit repair community. The company provides an internet interactive software designed to assist consumers in tracking their monthly payments and ensuring timely bill payments. This software aims to empower users to improve their credit scores by facilitating responsible financial management. Ecrid's core offering is its proprietary software platform, which allows users to monitor their payment schedules, set reminders, and track their progress in credit repair. By centralizing payment information and providing tools for on-time payments, Ecrid aims to address a key challenge faced by individuals seeking to improve their creditworthiness. The company's business model centers on providing access to this software, targeting consumers who require assistance in managing their finances and repairing their credit history. Ecrid, Inc. operates primarily within the United States, focusing on the domestic credit repair market. The company's competitive positioning is centered on its specialized software solution, designed to meet the specific needs of consumers seeking credit repair services. While the company is small, with only one employee, its focus on a niche market allows it to cater to a specific segment of the financial services industry.
What Products and Services Does ECDD Offer?
- Provides internet interactive software for credit repair.
- Enables consumers to track monthly payments.
- Helps users pay bills on time.
- Aids in improving credit scores through payment management.
- Offers a centralized platform for managing financial obligations.
- Targets individuals seeking credit repair services.
How Does ECDD Make Money?
- Offers software access to consumers needing credit repair.
- Generates revenue through user subscriptions or licensing fees.
- Focuses on providing tools for on-time bill payment.
What Industry Does ECDD Operate In?
Ecrid, Inc. operates within the financial services sector, specifically in the credit repair industry. This industry is characterized by companies offering services to help consumers improve their credit scores and manage their debt. The market is competitive, with various players ranging from large financial institutions to smaller, specialized firms. Market trends include increasing demand for credit repair services due to rising consumer debt levels and the growing importance of credit scores in financial decision-making. Competitors include companies like ACFL, AMLH, AWWI, BCAP, and IFAN, which offer a range of credit-related services.
Who Are ECDD's Key Customers?
- Consumers seeking credit repair services.
- Individuals with low credit scores.
- People needing assistance with managing their finances.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Company Profile
Ecrid, Inc. operates in the Financial - Credit Services industry within the Financial Services sector. It is headquartered in Stuart, US. ECDD has traded publicly since 1994.
Insider Activity
5 transactions · 0 purchases, 0 sales, 5 other transactions · 1 identified insiders · most recent available transactions. Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Financial Health
Ecrid, Inc.'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny.
Key Financial Metrics
Its free cash flow yield is -46.9%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.45 means current liabilities exceed short-term assets, a liquidity point worth watching.
ECDD Financials
ECDD Latest News
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Stocks That Hit 52-Week Highs On Tuesday
· Mar 24, 2020
ECDD Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for ECDD.
Price Targets
Wall Street price target analysis for ECDD.
ECDD MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for ECDD; grades run from A+ (80-100) to F (below 30).
Leadership: Gary Everette Cleveland
Managing Director
Gary Everette Cleveland is the Managing Director of Ecrid, Inc. His role involves overseeing the company's operations and strategic direction. He is responsible for managing the company's sole employee and guiding its efforts in the credit repair market.
Track Record: Given the limited information available, it is difficult to assess Gary Everette Cleveland's track record at Ecrid, Inc. The company's current financial status, indicated by a negative P/E ratio, suggests that profitability remains a challenge. Further information is needed to evaluate his strategic decisions and contributions to the company's milestones.
ECDD OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, encompassing stocks that may not meet the minimum financial standards or reporting requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited or no financial disclosure, making it difficult for investors to assess their financial health and operational performance. Investing in OTC Other stocks carries significant risks due to the lack of transparency and regulatory oversight compared to stocks listed on major exchanges like NYSE or NASDAQ.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in ECDD.
- Low liquidity can make it difficult to buy or sell shares.
- The OTC Other tier has minimal regulatory oversight.
- Potential for price manipulation due to low trading volume.
- Lack of historical financial data makes it challenging to assess the company's performance.
- Verify the company's legal standing and registration.
- Attempt to obtain financial statements, even if unaudited.
- Research the background of the company's management team.
- Assess the company's business model and competitive landscape.
- Understand the risks associated with investing in OTC Other stocks.
- Monitor trading volume and price fluctuations.
- Consult with a financial advisor before investing.
- Company was incorporated in 2010, indicating some operating history.
- Company provides a specific service (credit repair software).
- Company has a registered business address in Stuart, Florida.
Common Questions About ECDD (Financials)
What does Ecrid, Inc. do?
Ecrid, Inc. provides internet-based software designed to help consumers track their monthly payments and pay their bills on time, with the goal of improving their credit scores.
What do analysts say about ECDD stock?
There is currently no available analyst coverage for Ecrid, Inc. due to its small market capitalization and listing on the OTC Other tier.
What are the main risks for ECDD?
The main risks for Ecrid, Inc. include its small size and limited resources, which may hinder its ability to compete with larger financial institutions.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Limited information available on Ecrid, Inc. due to its OTC listing and lack of analyst coverage.
- Financial data is scarce, making it difficult to assess the company's performance and prospects.
- OTC Other stocks carry significant risks due to limited regulation and disclosure.