Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) trades at $28.62 with AI Score 47/100 (Grade C). Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) aims for high total return until 2035, then shifts to high current income and capital appreciation. Market cap: $32.59B, Sector: Financial services.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for FIHFX: FIHFX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FIHFX against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
FIHFX: the 1 perspectives are evenly split.
How is this calculated? →Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) Financial Services Profile
Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) is a target-date fund within the asset management sector, offering a diversified portfolio of Fidelity funds to achieve high total return until 2035, transitioning to income and capital appreciation, with a focus on mirroring index performance.
What Is the Investment Thesis for FIHFX?
FIHFX presents a diversified investment vehicle for retirement savings, leveraging Fidelity's index-tracking funds. With a beta of 1.06, the fund exhibits market-correlated volatility. The fund's transition from growth to income post-2035 is a key consideration. The fund's performance is tied to the underlying Fidelity funds and their ability to track their respective indexes. Upcoming catalysts include continued asset allocation adjustments as the target date approaches. Potential risks include market volatility impacting underlying fund performance and changes in index methodologies affecting returns. With a market cap of $32.59B, FIHFX offers substantial scale and liquidity.
Based on FMP financials and quantitative analysis
FIHFX Key Highlights
- Market Cap of $32.59B indicates substantial scale and liquidity within the target-date fund market.
- Beta of 1.06 suggests the fund's volatility is closely correlated with the overall market.
- The fund's investment strategy shifts from high total return to high current income after the 2035 target date.
- FIHFX invests in a diversified portfolio of underlying Fidelity funds, including U.S. equity, international equity, bond, and short-term funds.
- The fund aims to provide investment results that correspond to the total return of specific indexes, offering a passive investment approach.
Who Are FIHFX's Competitors?
FIHFX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| EFV iShares MSCI EAFE Value ETF | $78.49 | +0.82% | $30.49B | 47 |
| FBIFX Fidelity Freedom Index 2040 Fund - Investor Class | $31.50 | +0.03% | $34.55B | 47 |
| FDEWX Fidelity Freedom Index 2055 Fund - Investor Class | $28.22 | +0.04% | $23.95B | 47 |
| FFOLX Fidelity Freedom Index 2045 Instl Prem | $34.06 | +0.06% | $32.21B | 47 |
| FIOFX Fidelity Freedom Index 2045 Fund - Investor Class | $34.06 | +0.06% | $32.21B | 47 |
| NXDT NexPoint Diversified Real Estate Trust | $5.53 | +3.08% | $285.77M | 73 |
| GENB Generate Biomedicines, Inc. | $17.03 | -2.18% | $2.18B | 72 |
| SII Sprott Inc. | $118.11 | +2.72% | $3.05B | 71 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are FIHFX's Key Strengths?
- Strong brand recognition and reputation of Fidelity Investments.
- Diversified portfolio across various asset classes and geographic regions.
- Low-cost, index-tracking investment approach.
- Large asset base providing economies of scale.
What Are FIHFX's Weaknesses?
- Performance is tied to the performance of underlying Fidelity funds.
- Limited flexibility in asset allocation compared to actively managed funds.
- Vulnerable to market volatility and fluctuations in index performance.
- No dividend yield.
What Could Drive FIHFX Stock Higher?
- Continued asset allocation adjustments as the target date approaches, shifting towards more conservative investments.
- Performance of underlying Fidelity funds and their ability to track respective indexes.
- Potential changes in market conditions impacting asset values and investor sentiment.
- Flows into target-date funds as a preferred retirement savings vehicle.
What Are the Key Risks for FIHFX?
- Market volatility impacting the performance of underlying equity and fixed-income funds.
- Changes in index methodologies affecting the fund's ability to track its target benchmarks.
- Increased competition from other target-date fund providers, leading to fee compression.
- Regulatory changes affecting the asset management industry and target-date fund regulations.
- Interest rate hikes impacting bond values within the portfolio.
What Are the Growth Opportunities for FIHFX?
- Increased adoption of target-date funds: The growing popularity of target-date funds as default investment options in employer-sponsored retirement plans presents a significant growth opportunity for FIHFX. As more individuals rely on these funds for retirement savings, FIHFX can attract additional assets under management. The market for target-date funds is projected to continue expanding, driven by demographic trends and increasing awareness of the importance of retirement planning. Timeline: Ongoing.
- Expansion of underlying Fidelity funds: The introduction of new or enhanced Fidelity index funds can provide FIHFX with additional investment options and diversification opportunities. As Fidelity expands its suite of index-tracking funds, FIHFX can incorporate these funds into its portfolio, potentially improving its risk-adjusted returns and attracting new investors. This growth opportunity is dependent on Fidelity's product development pipeline and its ability to innovate in the index fund space. Timeline: Ongoing.
- Strategic partnerships with retirement plan providers: Collaborating with retirement plan providers to offer FIHFX as a qualified default investment alternative (QDIA) can significantly increase the fund's assets under management. By becoming a preferred investment option in 401(k) and other retirement plans, FIHFX can gain access to a large pool of potential investors. This growth opportunity requires building strong relationships with plan sponsors and demonstrating the fund's value proposition. Timeline: Ongoing.
- Enhanced marketing and investor education: Implementing targeted marketing campaigns and educational initiatives can raise awareness of FIHFX and its benefits among potential investors. By highlighting the fund's diversification, low cost, and index-tracking approach, Fidelity can attract investors who are seeking a simple and effective retirement savings solution. This growth opportunity requires a strategic marketing plan and effective communication of the fund's value proposition. Timeline: Ongoing.
- Customization and personalization options: Offering customizable or personalized target-date fund solutions can cater to the specific needs and preferences of individual investors. By allowing investors to adjust asset allocations or incorporate specific investment themes, FIHFX can attract a wider range of clients. This growth opportunity requires developing flexible investment strategies and providing investors with the tools and resources to make informed decisions. Timeline: Ongoing.
What Opportunities Does FIHFX Have?
- Growing demand for target-date funds as retirement savings solutions.
- Expansion of underlying Fidelity funds providing additional investment options.
- Strategic partnerships with retirement plan providers.
- Enhanced marketing and investor education to raise awareness.
What Threats Does FIHFX Face?
- Increased competition from other target-date fund providers.
- Changes in index methodologies affecting fund performance.
- Market downturns impacting asset values and investor confidence.
- Regulatory changes affecting the asset management industry.
What Are FIHFX's Competitive Advantages?
- Brand recognition: Fidelity is a well-established and trusted brand in the asset management industry.
- Scale: The fund's large asset base provides economies of scale and cost advantages.
- Diversification: The fund offers a diversified portfolio across various asset classes and geographic regions.
- Index-tracking approach: The fund's passive investment strategy provides transparency and low costs.
What Does FIHFX Do?
Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) is a target-date fund managed by Fidelity Investments. The fund's primary objective is to seek high total return until its target retirement date of 2035. After 2035, the fund's investment strategy will shift to seeking high current income, with capital appreciation as a secondary objective. The fund achieves its objectives by investing in a combination of underlying Fidelity funds, including U.S. equity funds, international equity funds, bond funds, and short-term funds. Each of these underlying funds (excluding any money market fund) aims to provide investment results that correspond to the total return of a specific index. This approach allows the fund to offer a diversified portfolio across various asset classes and geographic regions, providing investors with a convenient and potentially cost-effective way to save for retirement. The fund's investment strategy is designed to become more conservative as it approaches its target retirement date, gradually shifting from a higher allocation to equities to a greater emphasis on fixed-income investments. This shift is intended to reduce the fund's overall risk profile as investors near retirement. As of 2026, the fund continues to execute its investment strategy, adjusting its asset allocation based on its proximity to the target date and prevailing market conditions.
What Products and Services Does FIHFX Offer?
- Invests in a combination of Fidelity U.S. equity funds.
- Invests in international equity funds.
- Invests in bond funds.
- Invests in short-term funds.
- Seeks high total return until the target retirement date of 2035.
- Seeks high current income after the target retirement date.
- Seeks capital appreciation as a secondary objective after the target retirement date.
- Provides a diversified portfolio across various asset classes and geographic regions.
How Does FIHFX Make Money?
- Generates revenue through management fees charged on assets under management (AUM).
- Fees are calculated as a percentage of the fund's net asset value.
- The fund's profitability is directly correlated to its AUM and the performance of its underlying investments.
What Industry Does FIHFX Operate In?
FIHFX operates within the asset management industry, specifically in the target-date fund segment. This segment has experienced significant growth as investors seek convenient, diversified retirement savings solutions. The competitive landscape includes other target-date funds from various asset managers. Market trends include increasing demand for low-cost, passively managed investment options. FIHFX differentiates itself through its exclusive use of Fidelity's index-tracking funds, offering investors exposure to a broad range of asset classes and geographic regions.
Who Are FIHFX's Key Customers?
- Individual investors saving for retirement.
- Participants in employer-sponsored retirement plans, such as 401(k)s.
- Financial advisors seeking diversified investment solutions for their clients.
- Institutions looking for target-date fund exposure.
Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) Valuation Context
Relative to its peer group, FIHFX's quantitative score of 47/100 is roughly in line with the peer average of 47/100.
FIHFX Financials
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the fund's long-term strategy, indicating that key stakeholders believe in its growth potential.
- Community sentiment has shifted positively as investors discuss the fund's diversification strategy, appealing to those seeking balanced risk.
- Market perception is bolstered by a growing interest in target-date funds, with many investors recognizing their value in retirement planning.
- Recent commentary highlights the fund's strong historical performance relative to peers, reinforcing its reputation as a solid choice for long-term investors.
Bear Case
- Some investors express concerns over potential volatility in the market, which could affect the fund's performance in the short term.
- Community discussions reveal skepticism regarding the fund's expense ratios, with some feeling they are too high compared to alternatives.
- Recent market developments suggest that economic uncertainty may lead to cautious investor behavior, impacting inflows to the fund.
- There are bearish sentiments around the fund's asset allocation, with some believing it may not be adequately positioned for upcoming market shifts.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
FIHFX Latest News
No recent news available for FIHFX.
FIHFX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for FIHFX.
Price Targets
Wall Street price target analysis for FIHFX.
FIHFX MoonshotScore
What does this score mean?
The MoonshotScore rates FIHFX's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Fidelity Freedom Index 2035 Fund - Investor Class Financial Services Stock: Key Questions Answered
What does Fidelity Freedom Index 2035 Fund - Investor Class do?
Fidelity Freedom Index 2035 Fund - Investor Class is a target-date fund designed for investors planning to retire around the year 2035. It operates by investing in a diversified mix of underlying Fidelity index funds, spanning U.S. equities, international equities, bonds, and short-term instruments. The fund's asset allocation gradually becomes more conservative as it approaches the target date, shifting from a growth-oriented strategy to an income-focused approach. This provides a simplified, all-in-one retirement savings solution.
What are the main risks for FIHFX?
The primary risks for FIHFX include market risk, which stems from the potential for declines in the value of the underlying equity and fixed-income investments. Interest rate risk can impact the value of bond holdings, while inflation risk can erode the purchasing power of returns. Additionally, the fund faces the risk of underperforming its benchmark due to tracking error or changes in index methodologies. Competition from other target-date funds and regulatory changes also pose potential challenges.
What are the key factors to evaluate for FIHFX?
Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) holds an AI score of 47/100 (low). Not financial advice.
How frequently does FIHFX data refresh on this page?
FIHFX prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven FIHFX's recent stock price performance?
Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition and reputation of Fidelity Investments. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FIHFX overvalued or undervalued right now?
Valuing Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying FIHFX?
Before investing in Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding FIHFX to a portfolio?
Key strength of Fidelity Freedom Index 2035 Fund - Investor Class (FIHFX): Strong brand recognition and reputation of Fidelity Investments. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The information provided is based on available data and is subject to change.
- Investment decisions should be made in consultation with a qualified financial advisor.