Fifth Third Bancorp (FITBI) Stock Price & Analysis
Fifth Third Bancorp (FITBI) — MoonshotScore 64/100 (Fair band), calculated Oct 5, 2026. Price $25.46 (+0.83%), as of the Oct 2, 2026 trading session; market cap $50.8B. Expected results Oct 22, 2026.
Listing-status flag — 8-K Item 3.01, filed Jun 3, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Fifth Third Bancorp · FITBI · Financial Services · Banks - Regional
Research dated 2026-09-12: Fifth Third Bancorp is a Cincinnati-based banking group spanning commercial finance, branch banking, consumer lending, and wealth management. The durability question is whether the latest profit rebound can continue as fixed-rate assets reprice, while cash-flow volatility and a continued-listing issue remain contained.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · Fifth Third Bancorp (FITBI)
FairWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Durable growth, at a cheap price, but a fragile balance sheet. Business Quality: Solid; Financial Safety: Fragile; Valuation: Cheap; Growth Durability: Compounding; Momentum: Quiet.
- quarterly revenue $4.43B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 6 of 8
- Altman Z 0.48 · Piotroski F 5
Holding back: balance-sheet strain
Helping: an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 63 | Fair | |
| 62 | Fair | |
| 64 | Fair | |
| 64 | Fair | |
| 63 | Fair | |
| 63 | Fair |
The score moved from 63 in the stored Oct 4, 2026 snapshot to 64 in the current publication computed Oct 5, 2026 (+1); the largest pillar moves were Growth Durability +6. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $25.46 | |
| Change on the day | +0.83% | |
| 52-week range | $25.05 – $25.99 | |
| Market capitalisation | $50.8B | |
| Price / earnings (trailing) | 17.19 | |
| Shares traded on the day | 64.6K | |
| Beta (volatility vs the S&P 500) | 1.26 | |
| Dividends per share (last 12 months) | $1.96 | |
| Dividend yield (last 12 months) | 7.71% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Listing notice
- · Earnings call · management outlook
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
For the third quarter, we expect NII to grow 2%-2.5% from the second quarter, driven by the continued benefit of fixed rate asset repricing and day count.
Bryan Preston · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for Fifth Third Bancorp (FITBI): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 2, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Apr 29, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the FITBI film — every key number, told as a short cinematic story
~2 min · open the film
What is Fifth Third Bancorp (FITBI), and what does it report?
Short answer · as of
Fifth Third is not merely a branch deposit franchise. It lends to businesses and consumers, manages corporate cash, handles foreign exchange and trade finance, originates mortgages, distributes vehicle credit through dealers, and provides investment, trust, brokerage, and advisory services.
Research dated 2026-09-12.
Fifth Third is not merely a branch deposit franchise. It lends to businesses and consumers, manages corporate cash, handles foreign exchange and trade finance, originates mortgages, distributes vehicle credit through dealers, and provides investment, trust, brokerage, and advisory services.
Its reported revenue therefore blends balance-sheet income with service and fee businesses rather than measuring a uniform unit of demand. The segment view attributes nearly all disclosed revenue to Branch Banking and Commercial Banking, with Wealth and Asset Management contributing little in that presentation.
What do the latest results show for Fifth Third Bancorp (FITBI)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $4.43B.
Research dated 2026-09-12.
The latest income statement shows a sharp sequential recovery: revenue, operating profit, net income, and diluted earnings all rose materially from the weak preceding period. The earnings comparison presents a more nuanced result, with earnings close to consensus but reported revenue below the estimate.
Management expects net interest income to advance as fixed-rate assets reprice, with calendar effects also contributing. That explanation is prospective; the reported rebound itself is visible in the income statement, while the annual record shows that the latest completed year paired a modest revenue decline with higher net income.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $4.43B Jun 30, 2026
- Latest quarter · net income
- $801.00M Jun 30, 2026
- Latest quarter · EPS
- $0.8300 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $4.43B | $801.00M | $0.8300 (diluted) |
| Mar 31, 2026 | $3.87B | $165.00M | $0.1500 (diluted) |
| Dec 31, 2025 | $3.28B | $731.00M | $1.0400 (diluted) |
| Sep 30, 2025 | $3.30B | $649.00M | $0.9100 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $3.15B Jul 17, 2026
- Latest report · revenue estimate
- $3.26B Jul 17, 2026
- Latest report · revenue vs estimate
- Below estimate Jul 17, 2026
- Latest report · EPS vs estimate
- Above estimate Jul 17, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 17, 2026 | $3.15B | $3.26B | $0.8400 | $0.8330 |
| Apr 17, 2026 | $2.86B | $2.85B | $0.1500 | −$0.1035 |
| Jan 20, 2026 | $2.35B | $2.34B | $1.0400 | $0.9960 |
| Oct 17, 2025 | $2.52B | $2.29B | $0.9670 | $0.8600 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $4.43B | $801M | $0.83 (diluted) |
| Q1 FY2026 | $3.87B | $165M | $0.15 (diluted) |
| Q4 FY2025 | $3.28B | $731M | $1.04 (diluted) |
| Q3 FY2025 | $3.30B | $649M | $0.91 (diluted) |
What are the financial strengths and risks for Fifth Third Bancorp (FITBI)?
Short answer · as of
The MoonshotScore pillars rate an attractive price, durable growth as strengths.
Research dated 2026-09-12.
Cash and short-term investments stand well above total debt, and the broader cash-and-investment pool is dominated by long-term investments. Those long-term holdings are unclassified, so the headline total should not be treated as though every component were immediately interchangeable with cash.
Operating cash flow swung from a sizable outflow to a much larger inflow in the latest period, following an already uneven history. Lending exposure spans commercial real estate, residential property, home equity, vehicles, and broader business credit; weakening borrower performance would therefore reach several portfolios, while softer deposit economics would pressure the funding side of the franchise.
Profitability remains positive, but returns on assets and equity are modest and the distress and quality screens are not uniformly strong. A continued-listing rule notice adds a separate compliance matter that warrants tracking through subsequent filings.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $2.80B Jun 30, 2026
- Previous quarter · operating cash flow
- −$1.11B Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $2.80B | −$174.00M |
| Mar 31, 2026 | −$1.11B | −$146.00M |
| Dec 31, 2025 | $929.00M | −$175.00M |
| Sep 30, 2025 | $1.05B | $321.00M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Fifth Third Bancorp (FITBI)?
Short answer · as of
The next earnings report is expected on Oct 22, 2026.
Research dated 2026-09-12.
Fixed-rate asset repricing is the cleanest operating checkpoint. Sequential net interest income growth consistent with management’s outlook would support the stated mechanism; failure to produce it would weaken the explanation for continued earnings improvement.
Revenue against consensus, operating profit, and the conversion of earnings into operating cash deserve to be read together. The cash and short-term investment balance has moved sharply across recent periods, making its composition and persistence more informative than the latest balance alone.
Subsequent filings should also clarify the continued-listing matter. Recent insider activity showed disposals without reported purchases, alongside numerous awards, exempt transactions, in-kind transfers, and a gift, so transaction type matters more than the net share count by itself.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
For the third quarter, we expect NII to grow 2%-2.5% from the second quarter, driven by the continued benefit of fixed rate asset repricing and day count.
Bryan Preston ·
How does Fifth Third Bancorp compare with its peers?
Short answer
Fifth Third Bancorp's score ranks 4th of 6 in the bounded comparison shown, against 5 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
Fifth Third differs from a narrower regional lender through the breadth of its distribution and services. Commercial clients can use lending, treasury management, derivatives, trade finance, and capital-markets capabilities, while consumers reach credit through branches, mortgage channels, correspondent lenders, and automobile dealerships.
Breadth does not mean equal contribution. Disclosed segment revenue is concentrated in Branch Banking and Commercial Banking, while Wealth and Asset Management is minimal in that presentation; the economic comparison with peers therefore depends far more on the retail and commercial banking engines than on the existence of a wealth platform.
| Company | Price | Market value | Score |
|---|---|---|---|
| $91.91 Oct 2, 2026 | $21.8B | 98 5-pillar Oct 5, 2026 | |
| $373.31 Oct 2, 2026 | $29.7B | 86 5-pillar Oct 5, 2026 | |
| $20.08 Oct 2, 2026 | $21.7B | 68 5-pillar Oct 5, 2026 | |
| Fifth Third Bancorp (FITBI) — this page | $25.46 | $50.8B | 64 |
| $31.99 Oct 2, 2026 | $15.1B | 62 5-pillar Oct 5, 2026 | |
| $38.49 Oct 2, 2026 | $19.4B | 54 5-pillar Oct 5, 2026 | |
| $3.65 Date unavailable | $38.6B | — Model unavailable | |
| $78.03 Date unavailable | $36.9B | — Model unavailable | |
| $57.51 Date unavailable | $89.6B | — Model unavailable | |
| $75.21 Date unavailable | $18.3B | — Model unavailable | |
| $158.14 Date unavailable | $10.1B | — Model unavailable | |
| $17.68 Date unavailable | $9.80B | — Model unavailable | |
| $32.03 Date unavailable | $7.68B | — Model unavailable |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Aug 4, 2026
- Transactions
- 42
- Identified insiders
- 20
- Purchases
- 0
- Sales
- 8
- Other transactions
- 34
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 0.0% Period end Jun 30, 2026
- Previous quarter · ownership
- 0.0% Prior to period end Jun 30, 2026
- Reporting holders
- 3 Period end Jun 30, 2026
- Previous quarter · holders
- 3 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Pnc Financial Services Group, INC. | 2,050 |
| First Command Advisory Services, INC. | 526 |
| Vima LLC | 233 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
FITBI Financial Services Stock FAQ
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How does fixed-rate asset repricing affect Fifth Third’s net interest income?
Management expects maturing or resetting fixed-rate assets to lift net interest income, with calendar effects providing additional help. The relevant test is whether that benefit appears in sequential banking income and carries through to profit.
Why did Fifth Third’s profit rebound after the weak preceding period?
Revenue and operating profit recovered sharply, producing a much stronger net result. Management has identified fixed-rate asset repricing as a source of further net interest income growth, but that outlook does not by itself explain every part of the reported rebound.
Which businesses dominate Fifth Third’s disclosed segment revenue?
Branch Banking and Commercial Banking account for nearly all revenue in the disclosed segment view. Wealth and Asset Management broadens the offering but contributes little in that particular presentation.
What do Fifth Third’s recent insider transactions show?
Reported activity included disposals but no purchases, while much of the transaction count involved awards, exempt exercises, in-kind transfers, and a gift. The negative net share movement is therefore best read alongside the mix of transaction types.
What is the FITBI stock price today?
The last price recorded on this page for Fifth Third Bancorp (FITBI) is $25.46, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does FITBI pay a dividend?
Yes. Fifth Third Bancorp (FITBI) shows a trailing 12-month dividend yield of 7.71%, as of Sep 29, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (70 figures)
The 70 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 3 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
list.rule_notice | Listing-status notice (8-K Item 3.01) | 8-K Item 3.01, filed Jun 3, 2026 | OFFICIAL | SEC EDGAR — Form 8-K, Item 3.01 — Item 3.01 covers both continued-listing notices and voluntary transfers between exchanges; the filing states which applies and any cure terms. | |
prod.outlook | Management outlook — call excerpts | Bryan Preston (Jul 17, 2026): For the third quarter, we expect NII to grow 2%-2.5% from the second quarter, driven by the continued benefit of fixed rate asset repricing and day count. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | 38 Fountain SQ PLZ, Fifth Third Center, Cincinnati, OH, 45263 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "38 Fountain Square Plaza, Cincinnati, OH, 45263, US". |
FMP — 58 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $25.46 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T09:34:53.700Z. | |
px.change | Change on the day | +0.83% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $50.8B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-09-29. FMP quote timestamp: 2026-09-29T13:30:00.000Z. Captured from FMP at 2026-10-05T09:34:52.027Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 22, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.21 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $4.43B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.pe | Price / earnings (trailing) | 17.19 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 64.6K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.26 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Timothy N. Spence | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 18,607 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $7.95B, net result $2.77B; FY2022 revenue $9.08B, net result $2.45B; FY2023 revenue $12.36B, net result $2.35B; FY2024 revenue $13.05B, net result $2.31B; FY2025 revenue $12.87B, net result $2.52B | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Branch Banking $569.00M · Commercial Banking $553.00M · Wealth And Asset Management $2.00M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $4.43B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $801.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.8300 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $3.87B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $165.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.1500 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $3.28B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $731.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $1.0400 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $3.30B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $649.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $0.9100 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-17.revenue_actual | Revenue · reported — report date 2026-07-17 | $3.15B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.revenue_estimated | Revenue · estimate — report date 2026-07-17 | $3.26B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.eps_actual | EPS · reported — report date 2026-07-17 | $0.8400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.eps_estimated | EPS · estimate — report date 2026-07-17 | $0.8330 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.revenue_actual | Revenue · reported — report date 2026-04-17 | $2.86B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.revenue_estimated | Revenue · estimate — report date 2026-04-17 | $2.85B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.eps_actual | EPS · reported — report date 2026-04-17 | $0.1500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.eps_estimated | EPS · estimate — report date 2026-04-17 | −$0.1035 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.revenue_actual | Revenue · reported — report date 2026-01-20 | $2.35B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.revenue_estimated | Revenue · estimate — report date 2026-01-20 | $2.34B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.eps_actual | EPS · reported — report date 2026-01-20 | $1.0400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.eps_estimated | EPS · estimate — report date 2026-01-20 | $0.9960 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_actual | Revenue · reported — report date 2025-10-17 | $2.52B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_estimated | Revenue · estimate — report date 2025-10-17 | $2.29B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_actual | EPS · reported — report date 2025-10-17 | $0.9670 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_estimated | EPS · estimate — report date 2025-10-17 | $0.8600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $2.80B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | −$1.11B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$174.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$146.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $929.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$175.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $1.05B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | $321.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 42 transactions · 0 purchases, 8 sales, 34 other transactions · 20 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Aug 4, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 3 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 3 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Pnc Financial Services Group, INC. — shares in provider snapshot | 2,050 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | First Command Advisory Services, INC. — shares in provider snapshot | 526 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Vima LLC — shares in provider snapshot | 233 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 3 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 6 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-08-28 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.48 · Piotroski F 5 | UNRECORDED | Stored financial-scores observation — Captured 2026-08-05 · Expired observation | |
px.range52 | 52-week range | $25.05 – $25.99 | UNRECORDED | Stored company-profile observation — Captured 2026-10-01 |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.96 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 7.71% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-17.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($3.15B) with the recorded estimate ($3.26B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-17.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.8400) with the recorded estimate ($0.8330) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 64 of 100 · Fair · pillars 66 / 15 / 85 / 82 / 54 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 63 (stored snapshot Oct 4, 2026) → 64 (current publication computed Oct 5, 2026) (+1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-17. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-17.revenue_actual,earn.history.depth.2026-07-17.revenue_estimated,earn.history.depth.2026-07-17.revenue_actual.comparison,earn.history.depth.2026-07-17.eps_actual.comparison,earn.history.depth.2026-07-17.eps_actual,earn.history.depth.2026-07-17.eps_estimated,earn.history.depth.2026-04-17.revenue_actual,earn.history.depth.2026-04-17.revenue_estimated,earn.history.depth.2026-04-17.eps_actual,earn.history.depth.2026-04-17.eps_estimated,earn.history.depth.2026-01-20.revenue_actual,earn.history.depth.2026-01-20.revenue_estimated,earn.history.depth.2026-01-20.eps_actual,earn.history.depth.2026-01-20.eps_estimated,earn.history.depth.2025-10-17.revenue_actual,earn.history.depth.2025-10-17.revenue_estimated,earn.history.depth.2025-10-17.eps_actual,earn.history.depth.2025-10-17.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | FIFTH THIRD BANCORP Our market-data provider lists the name as "Fifth Third Bancorp"; the filer's own record is used here. | 2026-02-24 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-24 |
| Headquarters | 38 FOUNTAIN SQ PLZ, FIFTH THIRD CENTER, CINCINNATI, OH, 45263 Our market-data provider lists "38 Fountain Square Plaza, Cincinnati, OH, 45263, US"; the address on file with the SEC is used here. | 2026-09-12 | OFFICIAL | SEC EDGAR filer business address |
| Business description | Fifth Third Bancorp, based in Cincinnati, Ohio, is a multifaceted financial institution serving a broad spectrum of clients across the United States. Through its Commercial Banking division, Fifth Third provides a comprehensive suite of financial solutions to businesses, government entities, and professional clients. These services encompass lending (including asset-based, real estate, public, commercial leasing, and syndicated finance), deposit accounts, treasury management, foreign exchange, international trade finance, derivatives, and capital market offerings. The Branch Banking segment caters to individuals and small enterprises, furnishing a variety of deposit and credit options. Offerings include checking and savings accounts, home equity loans and lines of credit (HELOCs), credit cards, and financing for vehicles and personal needs. Small businesses also benefit from dedicated cash management services. Fifth Third's Consumer Lending arm manages both direct and indirect loan portfolios. Direct lending involves originating, retaining, and servicing residential mortgages and home equity loans/lines of credit. Indirect lending extends credit to consumers via partnerships with correspondent lenders and automobile dealerships. The Wealth & Asset Management segment delivers diverse investment solutions for individuals, corporations, and non-profit entities. Services span retail brokerage for private clients and broker-dealer services for institutional investors. Additionally, this division provides comprehensive wealth planning, investment management, banking, insurance, and trust and estate services, alongside advisory support for institutional clients such as middle-market businesses, non-profits, and governmental bodies (states and municipalities). As of December 31, 2021, Fifth Third Bancorp maintained a physical presence of 1,117 full-service banking centers and 2,322 ATMs across eleven states: Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina. Founded in 1858, the institution's headquarters are located in Cincinnati, Ohio. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Continued-listing rule notice | Form: 8-K; Item: 3.01; Filed: 2026-06-03; Event date: 2026-06-01; Item description: Notice of delisting or failure to satisfy a continued listing rule The exchange's cure period and any deadline are stated inside the filing. Read the linked document rather than inferring them from the filing date. | 2026-06-03 | OFFICIAL | SEC EDGAR — Form 8-K, Item 3.01 |
| Management outlook — dated call excerpts | Captured record · 1 entry
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-17 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6022 — State Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Branch Banking: $569.00M; Commercial Banking: $553.00M; Wealth And Asset Management: $2.00M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-17 | FMP | Financial Modeling Prep (FMP) earnings |
| Most recent periodic reports | 2026-08-04 | OFFICIAL | SEC EDGAR filer submissions | |
| Cash, investments and debt | Total debt: $22.27B; Liquidity basis: cash and short-term investments; Total liabilities: $265.70B; Cash and short-term investments: $88.94B; Cash and investments: $264.55B; Long-term investments: $175.61B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $264.55B; Cash and short-term investments: $88.94B; Long-term investments: $175.61B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Cash against market value | As of: 2026-06-30; Cash basis: cash and short-term investments; Net cash: $66.67B; Total debt: $22.27B; Cash and investments: $88.94B Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them. | 2026-06-30 | COMPUTED | Computed from the balance sheet and the latest market capitalization |
| Trailing twelve-month ratio set | Quick ratio: 0.37; Current ratio: 0.37; Debt to equity: 0.65; Net margin: 15.8%; Gross margin: 68.5%; Operating margin: 20.1%; Return on assets: 0.8%; Return on equity: 8.4% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 0.48; Piotroski F-score: 5 Altman Z below 1.8 is the conventional distress zone. For a company holding large cash against negative retained earnings the score mostly reflects the retained-earnings term. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) financial scores |
| Recent SEC filings |
| 2026-08-21 | OFFICIAL | SEC EDGAR filer submissions |
| Next earnings report | Date: 2026-10-22; EPS estimate: $0.89 per share; Revenue estimate: $3.34B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
At most 1 analyst contributed — treat this as thin coverage, not a consensus. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Insider transactions, last 180 days | Net shares: -16,997; Window days: 180; Price low: $18.11; Clustered days: 2026-04-21; Price high: $57.77; Buy transactions: 0; Distinct insiders: 20; Sell transactions: 8; Other transactions: 34; Total transactions: 42; Other transaction types: G-Gift: 1, A-Award: 15, F-InKind: 6, M-Exempt: 12; Unknown direction transactions: 0 Purchase and sale counts require explicit provider transaction types, without a conflicting acquisition/disposition direction. Other transactions retain their provider type; awards, exercises, gifts and in-kind transactions are not counted as purchases or sales. Net shares sums acquired minus disposed shares across direction-known records, including other transaction types; unknown directions are excluded. It is not net purchases or a verified change in beneficial ownership. Named-insider counts, same-day clusters and positive reported prices cover all retained records. Filing dates are used only when transaction dates are absent. Neither timing nor price establishes motive or whether a transaction was on the open market. | 2026-08-04 | FMP | Financial Modeling Prep (FMP) insider transactions, from Form 4 filings |
Data provided for informational purposes only.