Five Star Senior Living Inc. (FVE)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Five Star Senior Living Inc. (FVE) trades at $2.94 with AI Score 39/100 (Grade D). Five Star Senior Living Inc. Market cap: $98.39M, Sector: Healthcare.
Price live · AI analysis from May 10, 2026Analyst Coverage for FVE: FVE does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FVE against Healthcare peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
FVE: 1/1 perspectives are bearish.
How is this calculated? →Five Star Senior Living Inc. (FVE) Healthcare & Pipeline Overview
Five Star Senior Living Inc. operates senior living communities in the U.S., providing independent and assisted living, skilled nursing, and rehabilitation services. With 268 communities across 31 states as of 2020, Five Star caters to a diverse range of senior care needs within the fragmented healthcare sector, facing competition from both national and regional providers.
What Is the Investment Thesis for FVE?
Five Star Senior Living Inc. presents a challenging investment landscape given its negative profit margin of -3.2%. The company's growth potential hinges on its ability to improve operational efficiency and occupancy rates across its 268 senior living communities. A key value driver is the increasing demand for senior living services driven by the aging U.S. population. However, potential investors should closely monitor the company's ability to manage costs and maintain quality of care in a competitive market. Upcoming catalysts include potential partnerships with healthcare providers and expansion into new geographic markets. The company's beta of 1.03 indicates market-correlated volatility.
Based on FMP financials and quantitative analysis
FVE Key Highlights
- Operates 268 senior living communities across 31 states as of December 31, 2020, providing a broad geographic footprint.
- Offers a range of services including independent living, assisted living, CCRCs, SNFs, and active adult communities.
- Employs approximately 12,000 individuals, reflecting its significant operational scale.
- Maintains a gross margin of 8.9%, indicating moderate profitability before operating expenses.
- Operates in the senior living industry, which is expected to grow due to the aging population.
Who Are FVE's Competitors?
FVE is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| HWAIF Healwell AI Inc. | $0.53 | -3.52% | $160.75M | 65 |
| ASSF Assisted 4 Living, Inc. | $1.00 | +0.00% | $45.35M | 63 |
| FTRP Field Trip Health Ltd. | $0.84 | +1.07% | $9.81M | 62 |
| SLHGP Skylight Health Group Inc. | $12.00 | -5.88% | 61 | |
| NWKHY Netcare Limited | $7.17 | +0.00% | $843.64M | 50 |
| AONC American Oncology Network, Inc. | $10.00 | +0.00% | $292.48M | 50 |
| DCGO DocGo Inc. | $0.59 | +5.81% | $58.07M | 51 |
| JYNT The Joint Corp. | $9.16 | +2.10% | $130.55M | 51 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are FVE's Key Strengths?
- Extensive network of senior living communities.
- Diverse service offerings catering to various senior needs.
- Established brand recognition in the senior living industry.
- Experienced management team.
What Are FVE's Weaknesses?
- Negative profit margin.
- High operating costs.
- Exposure to regulatory compliance risks.
- Competition from larger, more established players.
What Could Drive FVE Stock Higher?
- Increasing demand for senior living services due to the aging U.S. population.
- Potential partnerships with healthcare providers to enhance service offerings by Q4 2026.
- Expansion into new geographic markets by Q2 2027.
- Implementation of technology solutions to improve efficiency and care quality.
What Are the Key Risks for FVE?
- Financial-distress signal — its Altman Z-Score of 1.61 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-15.2%) — the business is not currently generating profit on shareholder capital.
- Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
- Economic downturn impacting occupancy rates and resident affordability.
- Rising labor costs affecting profitability.
- Changes in government regulations and reimbursement policies.
- Increased competition from new entrants and established players.
What Are the Growth Opportunities for FVE?
- Expansion of Rehabilitation and Wellness Services: Five Star can capitalize on the growing demand for rehabilitation and wellness services among seniors. By expanding these offerings within its existing communities and potentially through partnerships with local healthcare providers, Five Star can attract new residents and generate additional revenue streams. The market for senior rehabilitation services is projected to reach $40 billion by 2028, presenting a significant growth opportunity.
- Strategic Partnerships with Healthcare Providers: Collaborating with hospitals, clinics, and other healthcare providers can enhance Five Star's service offerings and attract residents seeking comprehensive care. These partnerships can facilitate on-site medical services, telehealth consultations, and coordinated care plans, improving resident health outcomes and satisfaction. This strategy aligns with the industry trend of integrating healthcare services into senior living communities.
- Targeted Marketing to Active Adult Communities: Five Star can focus on attracting younger, more active seniors to its independent living and active adult communities. By tailoring marketing campaigns to highlight the social, recreational, and wellness amenities offered, Five Star can increase occupancy rates and generate higher revenue per unit. The active adult community market is experiencing rapid growth, driven by the baby boomer generation's desire for active and engaging lifestyles.
- Acquisition of Smaller Regional Operators: Five Star can pursue strategic acquisitions of smaller regional senior living operators to expand its geographic footprint and increase its market share. This approach allows Five Star to leverage its existing infrastructure and expertise to improve the performance of acquired communities. The senior living industry remains fragmented, presenting opportunities for consolidation.
- Implementation of Technology Solutions: Investing in technology solutions such as telehealth platforms, remote monitoring devices, and electronic health records can improve the efficiency and quality of care provided at Five Star's communities. These technologies can enable better communication between residents, staff, and healthcare providers, as well as facilitate proactive monitoring of resident health. The adoption of technology in senior living is expected to accelerate in the coming years.
What Opportunities Does FVE Have?
- Expansion into new geographic markets.
- Strategic partnerships with healthcare providers.
- Increased demand for senior living services due to aging population.
- Adoption of technology to improve efficiency and care quality.
What Threats Does FVE Face?
- Economic downturn impacting occupancy rates.
- Rising labor costs.
- Changes in government regulations and reimbursement policies.
- Increased competition from new entrants.
What Are FVE's Competitive Advantages?
- Established network of 268 senior living communities across 31 states.
- Diverse range of service offerings, including independent living, assisted living, and skilled nursing.
- Reputation for providing quality care and services to seniors.
- Economies of scale in purchasing and operations.
What Does FVE Do?
Five Star Senior Living Inc., founded in 2001 and headquartered in Newton, Massachusetts, operates and manages senior living communities across the United States. The company provides a spectrum of services through its Senior Living, and Rehabilitation and Wellness segments. These services encompass independent living, assisted living, continuing care retirement communities (CCRCs), skilled nursing facilities (SNFs), and active adult communities. Five Star offers comprehensive nursing and healthcare services, alongside rehabilitation and wellness programs designed to enhance the quality of life for its residents. As of December 31, 2020, Five Star managed 268 senior living communities, totaling 29,271 living units. This includes 243 primarily independent and assisted living communities with 28,316 units, and 9 SNFs with 955 units, spread across 31 states. The company was initially known as Five Star Quality Care, Inc., before rebranding to Five Star Senior Living Inc. in March 2017. The company focuses on providing comprehensive care and housing options for seniors, addressing a growing demand within the aging population.
What Products and Services Does FVE Offer?
- Operates independent living communities for seniors who require minimal assistance.
- Manages assisted living communities providing support with daily activities.
- Offers continuing care retirement communities (CCRCs) with a continuum of care.
- Runs skilled nursing facilities (SNFs) providing medical and rehabilitative care.
- Provides rehabilitation and wellness services to residents.
- Manages active adult communities for independent seniors.
How Does FVE Make Money?
- Generates revenue from resident fees for housing and care services.
- Offers various levels of care, with pricing tiers based on service needs.
- Manages occupancy rates to maximize revenue per community.
- Controls operating expenses to maintain profitability.
What Industry Does FVE Operate In?
Five Star Senior Living Inc. operates within the growing senior living industry, driven by the increasing aging population in the United States. The market is characterized by a mix of national and regional providers, each vying for market share. Key trends include a growing demand for assisted living and memory care services, as well as a focus on providing integrated healthcare solutions within senior living communities. The competitive landscape includes large national chains and smaller regional operators, all striving to differentiate themselves through service offerings, amenities, and care quality. Five Star's position is as a mid-sized operator with a diverse portfolio of community types.
Who Are FVE's Key Customers?
- Seniors seeking independent living options.
- Seniors requiring assistance with daily living activities.
- Seniors needing skilled nursing or rehabilitative care.
- Families seeking senior living solutions for their loved ones.
ROE -15%Key Financial Metrics
Return on equity for Five Star Senior Living Inc. stands at -15.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -7.9%, showing how much profit it generates from its asset base. Its free cash flow yield is -17.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.33 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -32.0%, the inverse of the P/E and a quick read on earnings relative to price.
How Five Star Senior Living Inc. Is Valued
Five Star Senior Living Inc. carries a market capitalization of $98.39M, placing it in the micro-cap category. Relative to its peer group, FVE's quantitative score of 39/100 is below the peer average of 60/100.
F-Score 2/9Financial Health
Five Star Senior Living Inc.'s Piotroski F-Score is 2/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of 1.61 places it in the distress zone, a signal of elevated financial risk.
FVE Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the company's future, indicating that leadership believes in the growth potential.
- Community sentiment has turned positive, with discussions highlighting improvements in service quality and customer satisfaction.
- Market perception has shifted as aging demographics boost demand for senior living facilities, positioning FVE favorably.
- Recent partnerships and expansions in service offerings have created optimism about revenue growth and enhanced market presence.
Bear Case
- Concerns over rising operational costs in the senior living sector have led to skepticism about profit margins.
- Community discussions reveal fears about potential regulatory changes that could impact operational flexibility.
- Market sentiment is cautious due to broader economic uncertainty, which may affect discretionary spending on senior living services.
- Some bearish voices point to competitive pressures from emerging players in the senior living market that could challenge FVE's market share.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
FVE Latest News
No recent news available for FVE.
FVE Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for FVE.
Price Targets
Wall Street price target analysis for FVE.
FVE MoonshotScore
What does this score mean?
The MoonshotScore rates FVE's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Katherine Potter
CEO
Katherine Potter serves as the CEO of Five Star Senior Living Inc. Her background includes extensive experience in the senior living and healthcare industries. Prior to her role at Five Star, she held leadership positions at various healthcare organizations, focusing on operational efficiency, quality improvement, and strategic growth. She brings a wealth of knowledge in managing large teams and navigating the complexities of the senior care market.
Track Record: Under Katherine Potter's leadership, Five Star Senior Living Inc. has focused on improving operational performance and enhancing the resident experience. Key initiatives include streamlining processes, implementing technology solutions, and strengthening relationships with healthcare providers. Her strategic decisions have aimed to position Five Star for long-term growth and sustainability in a competitive market.
Five Star Senior Living Inc. Healthcare Stock: Key Questions Answered
What does Five Star Senior Living Inc. do?
Five Star Senior Living Inc. operates and manages senior living communities in the United States, providing a range of housing and care options for seniors. These include independent living, assisted living, continuing care retirement communities (CCRCs), and skilled nursing facilities (SNFs). The company generates revenue by charging residents fees for housing, care services, and other amenities. Five Star aims to provide a supportive and engaging environment for seniors, catering to their diverse needs and preferences.
What do analysts say about FVE stock?
Analyst coverage of Five Star Senior Living Inc. is limited, reflecting its market capitalization of $98.39M. The consensus view is that the company faces significant challenges in improving its financial performance, given its negative profit margin of -3.2%. Key valuation metrics are difficult to assess due to the company's current financial situation. Growth considerations include the potential for increased demand for senior living services, but also the risks associated with competition and regulatory changes. Investors should conduct thorough due diligence before considering an investment in FVE.
What are the main risks for FVE?
Five Star Senior Living Inc. faces several key risks, including economic downturns that could impact occupancy rates and resident affordability. Rising labor costs pose a significant challenge to profitability, as the company employs approximately 12,000 individuals. Changes in government regulations and reimbursement policies could also negatively affect revenue. Additionally, Five Star operates in a competitive industry with established players, requiring continuous innovation and differentiation to maintain market share. These risks warrant careful consideration by potential investors.
What are the key factors to evaluate for FVE?
Five Star Senior Living Inc. (FVE) holds an AI score of 39/100 (low). Not financial advice.
How frequently does FVE data refresh on this page?
FVE prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven FVE's recent stock price performance?
Five Star Senior Living Inc. (FVE) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Extensive network of senior living communities. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FVE overvalued or undervalued right now?
Valuing Five Star Senior Living Inc. (FVE) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying FVE?
Before investing in Five Star Senior Living Inc. (FVE), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on information available as of December 31, 2020.
- Analyst opinions may vary and should be independently verified.
- The senior living industry is subject to regulatory changes and economic conditions.