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Guidewire Software, Inc. (GWRE) Stock: Price, Forecast & Analyst Target

Guidewire Software, Inc. (GWRE) — MoonshotScore 67/100 (Strong band), calculated Oct 5, 2026. Price $162.06 (+6.51%), as of the Oct 5, 2026 trading session; market cap $13.5B. Expected results Dec 3, 2026.

Educational signal · not a buy or sell recommendation · How to read this

Market value / cash and short-term investments: 17.93× (market value Oct 5, 2026; cash Jul 31, 2026) · expected results Dec 3, 2026

$162.06 +$9.91 (+6.51%) Market Cap $13.5B

Guidewire Software, Inc. · GWRE · NYSE · Technology · Software - Application

Research dated 2026-09-13: Guidewire supplies the operating software that property and casualty insurers use to price products, administer policies, collect bills, handle claims, and analyze risk; it is not a broad application vendor whose demand follows general corporate software spending. Subscription now contributes far more revenue than implementation services, making profitable cloud expansion the defining test for the business.

Price as of Oct 5, 2026

Key Statistics

67 of 100

MoonshotScore v2 · Guidewire Software (GWRE)

Strong
Business Quality Solid (67)
Financial Safety Sound (61)
Valuation Rich (28)
Growth Durability Compounding (93)
Momentum Quiet (51)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Elite growth, but a full valuation. Business Quality: Solid; Financial Safety: Sound; Valuation: Rich; Growth Durability: Compounding; Momentum: Quiet.

Enterprise value relative to EBITDA is the main valuation drag relative to sector peers.

  • quarterly revenue $411M (Q4 FY2026, quarter ended Jul 2026)
  • EPS beat 7 of 8
  • Altman Z 5.98 · Piotroski F 7

Holding back: a rich price

Helping: durable growth

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for GWRE (30 recorded, newest six shown)
RecordedScoreBand
68Strong
67Strong
67Strong
67Strong
67Strong
67Strong

The score was 67 in the stored Oct 4, 2026 snapshot and remains 67 in the current publication computed Oct 5, 2026 (0); the largest pillar moves were Growth Durability -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$162.06
Change on the day+6.51%
52-week range$102.30–$255.89
Market capitalisation$13.5B
Price / earnings (trailing)92.21
Shares traded on the day843.8K
Beta (volatility vs the S&P 500)0.97

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 5, 2026: low $108, high $261, latest $162. 4 reported quarters marked, 4 above and 0 below the recorded estimate. 1 other dated event marked. $261 $108 high $261 Dec 3, 2025 · Earnings results · reported above the recorded estimate · close $2111Mar 5, 2026 · Earnings results · reported above the recorded estimate · close $1692Jun 4, 2026 · Earnings results · reported above the recorded estimate · close $1363Sep 3, 2026 · Earnings call · management outlook · no recorded estimate to compare · close $1624Sep 3, 2026 · Earnings results · reported above the recorded estimate · close $1625 Sep 5, 2025 Oct 5, 2026 · $162 $261Sep 5, 2025$245Sep 19, 2025$230Oct 3, 2025$244Oct 17, 2025$234Oct 31, 2025$223Nov 14, 2025$216Nov 28, 2025$205Dec 12, 2025$205Dec 26, 2025$185Jan 9, 2026$160Jan 23, 2026$128Feb 6, 2026$128Feb 20, 2026$169Mar 6, 2026$156Mar 20, 2026$151Apr 2, 2026$140Apr 17, 2026$141May 1, 2026$130May 15, 2026$153May 29, 2026$123Jun 12, 2026$121Jun 26, 2026$136Jul 10, 2026$138Jul 24, 2026$171Aug 7, 2026$189Aug 21, 2026$162Sep 4, 2026$144Sep 18, 2026$152Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · above the recorded estimate
  • · Earnings results · above the recorded estimate
  • · Earnings results · above the recorded estimate
  • · Earnings call · management outlook
  • · Earnings results · above the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

Management outlook

  • We expect subscription and support revenue to be between $1.240 billion and $1.246 billion in fiscal 2027, representing 28% growth at the midpoint.

    Jeffrey Cooper · Statement from

  • Our outlook for services revenue is approximately $285 million as we expect to experience more modest growth this year off of a healthy services revenue base experienced in fiscal 2026.

    Jeffrey Cooper · Statement from

Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.

Read management statements

Council Score · weighted blend of 2 available disciplines

Council score for Guidewire Software (GWRE): Bullish Lean

69/100 · B+

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

5-Factor Breakdown

Growth Durability Strong
Momentum Neutral
Business Quality Moderate
Financial Safety Moderate
Valuation Weak

Legends Council

5 lenses, 5 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Favorable read

Read on: Oct 5, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Fairly Valued
Profit Margin Neutral
Revenue Growth Strong
Debt/Equity Neutral
ROE Neutral
Gross Margin Strong

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 6, 2026, except a card that shows its own read date.

Watch the GWRE film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Guidewire Software (GWRE), and what does it report?

Short answer · as of

InsuranceSuite anchors the portfolio through PolicyCenter, BillingCenter, and ClaimCenter, while InsuranceNow offers integrated cloud-native administration.

Research dated 2026-09-13.

InsuranceSuite anchors the portfolio through PolicyCenter, BillingCenter, and ClaimCenter, while InsuranceNow offers integrated cloud-native administration. Guidewire surrounds those systems with underwriting, reinsurance, digital engagement, data, analytics, implementation, and integration tools, placing its software inside operational workflows that insurers cannot treat as ordinary employee applications.

Reported revenue combines subscription, support, and services, with subscription supplying the dominant share. Headline growth therefore reflects platform adoption alongside implementation activity, while substantial product development and selling costs mean revenue growth does not automatically produce mature software margins.

Sources (as of 2026-09-13): Business description; Revenue by segment; Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Management outlook — dated call excerpts

2 · Latest results

What do the latest results show for Guidewire Software (GWRE)?

Short answer · as of

The most recent reported quarter, Q4 FY2026, carried revenue of $411M.

Research dated 2026-09-13.

The latest period extended a broad financial improvement: revenue, gross profit, operating profit, and net income all rose from the preceding period. The annual record also shows sustained revenue expansion and a progression from sizable losses to meaningful profitability, while reported revenue has exceeded its associated estimate throughout the disclosed earnings history.

Management expects subscription and support to remain the growth engine, with services expanding more modestly from a healthy base. The opening fiscal period also benefits from an unusually large cloud infrastructure credit while services margin is expected near breakeven, so that temporary benefit should not be mistaken for durable operating efficiency.

Sources (as of 2026-09-13): Quarterly income statement (USD thousands); Annual revenue and net result (USD millions); Reported versus estimated, last 8 quarters; Revenue by segment; Management outlook — dated call excerpts; Most recent periodic reports

Where is operating spending going?

Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.

Latest quarter · revenue
$411.09M Jul 31, 2026
Latest quarter · R&D
$90.59M Jul 31, 2026
Latest quarter · SG&A
$116.77M Jul 31, 2026
Latest quarter · FMP standardized operating result
$62.32M Jul 31, 2026
Where is operating spending going? — FMP standardized evidence
Period endRevenueR&DSG&AFMP standardized operating result
Jul 31, 2026$411.09M$90.59M$116.77M$62.32M
Apr 30, 2026$372.54M$87.87M$118.14M$30.64M
Jan 31, 2026$359.10M$83.33M$109.76M$38.89M
Oct 31, 2025$332.64M$78.32M$112.73M$18.48M

USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$411.09M Sep 3, 2026
Latest report · revenue estimate
$402.61M Sep 3, 2026
Latest report · revenue vs estimate
Above estimate Sep 3, 2026
Latest report · EPS vs estimate
Above estimate Sep 3, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Sep 3, 2026$411.09M$402.61M$0.9900$0.9330
Jun 4, 2026$372.54M$355.92M$0.8200$0.7430
Mar 5, 2026$359.10M$342.79M$1.1700$0.7730
Dec 3, 2025$332.64M$316.58M$0.6600$0.6140

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q4 FY2026$411M$31M$0.38 (diluted)
Q3 FY2026$373M$16M$0.20 (diluted)
Q2 FY2026$359M$60M$0.70 (diluted)
Q1 FY2026$333M$31M$0.36 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Guidewire Software (GWRE)?

Short answer

Cash and short-term investments were $753.06M at the Jul 31, 2026 balance-sheet date. Operating cash flow was $283.89M for the quarter ended Jul 31, 2026, meaning operations generated cash. These figures do not establish a cash runway.

Research dated 2026-09-13.

Cash and short-term investments modestly exceed total debt, and long-term investments add substantial liquidity. Even so, the narrower net cash cushion is small relative to the company’s market value, while the valuation already reflects considerable confidence in future earnings.

Operating cash flow has alternated between inflows and outflows even as accounting profitability improved, and cash plus short-term investments declined materially across the reported window. The company does not screen as financially distressed, but a slowdown in subscription expansion could expose the burden of elevated development and selling expense when the earnings yield leaves little room for disappointment.

Sources (as of 2026-09-13): Cash, investments and debt; Cash and investment components; Cash against market value; Cash and short-term investments over time (USD millions); Cash decline over the reported window; Operating cash flow by quarter (USD millions); Distress and quality screens; Trailing twelve-month ratio set; Quarterly income statement (USD thousands)

How much cash does the business generate or use?

Quarterly operating cash flow shows cash generated or used by operations.

Latest quarter · operating cash flow
$283.89M Jul 31, 2026
Previous quarter · operating cash flow
−$16.53M Apr 30, 2026
How much cash does the business generate or use? — reported evidence
Period endOperating cash flowCapital expenditure (reported)
Jul 31, 2026$283.89M−$7.19M
Apr 30, 2026−$16.53M−$6.40M
Jan 31, 2026$112.05M−$3.28M
Oct 31, 2025−$67.40M−$4.88M

Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.

USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.

4 · What to check next?

What should you watch next at Guidewire Software (GWRE)?

Short answer · as of

The next earnings report is expected on Dec 3, 2026.

Research dated 2026-09-13.

The scheduled earnings release carries an expectation for revenue to step down from the latest reported period. More important than that sequential comparison is whether subscription and support remain aligned with management’s growth outlook while services hold near breakeven.

Cloud infrastructure credits will deserve scrutiny because management says the opening-period benefit is unusually large and will diminish thereafter. Operating cash flow is a separate confirmation point: the historical series swings sharply, and management expects the opening fiscal pattern to resemble the prior fiscal cycle.

Sources (as of 2026-09-13): Next earnings report; Analyst revenue and earnings estimates (average); Management outlook — dated call excerpts; Quarterly income statement (USD thousands); Operating cash flow by quarter (USD millions); Revenue by segment

What management is planning

Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.

  1. We expect subscription and support revenue to be between $1.240 billion and $1.246 billion in fiscal 2027, representing 28% growth at the midpoint.

    Jeffrey Cooper ·

  2. Our outlook for services revenue is approximately $285 million as we expect to experience more modest growth this year off of a healthy services revenue base experienced in fiscal 2026.

    Jeffrey Cooper ·

  3. In Q1, we expect to realize approximately $4 million in credit from our cloud infrastructure provider, which is meaningfully higher than we expect for the remainder of the year. We expect services revenue of approximately $65 million and services margin to be around breakeven.

    Jeffrey Cooper ·

  4. As a result, we expect Q1 cash flow from operations to follow a similar pattern to what we experienced in fiscal year 2026.

    Jeffrey Cooper ·

5 · Peer comparison

How does Guidewire Software compare with its peers?

Short answer

Guidewire Software's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Research dated 2026-09-13.

Guidewire’s relevant unit of demand is an insurer’s policy, billing, and claims operating stack, not a generic software seat. InsuranceSuite supports cloud deployment and self-management, while InsuranceNow is cloud-native; the surrounding analytics and specialist applications broaden the relationship beyond core administration.

The reported mix also differs from that of a pure subscription vendor because implementation, integration, professional services, and support remain visible revenue streams. That makes deployment cadence and services economics part of the comparison alongside subscription growth and software margin.

Sources (as of 2026-09-13): Sector / industry (provider taxonomy); Business description; Revenue by segment; Management outlook — dated call excerpts; Trailing twelve-month ratio set

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Manhattan Associates, Inc. (MANH) Same industry, near in market value$206.54 Oct 5, 2026$12.0B92 5-pillar Oct 5, 2026
Paycom Software, Inc. (PAYC) Same industry, near in market value$220.99 Oct 2, 2026$9.96B90 5-pillar Oct 5, 2026
Full Truck Alliance Co. Ltd. (YMM) Same industry, near in market value$8.39 Oct 5, 2026$8.78B90 5-pillar Oct 5, 2026
DocuSign (DOCU) Same industry, near in market value$69.66 Oct 5, 2026$13.3B86 5-pillar Oct 5, 2026
PTC Inc. (PTC) Same industry, near in market value$144.03 Oct 2, 2026$16.6B85 5-pillar Oct 5, 2026
Fair Isaac Corporation (FICO) Same industry, near in market value$661.25 Oct 2, 2026$14.3B81 5-pillar Oct 5, 2026
Elastic N.V. (ESTC) Same industry, near in market value$93.94 Oct 2, 2026$9.77B80 5-pillar Oct 5, 2026
InterDigital, Inc. (IDCC) Same industry, near in market value$335.13 Oct 2, 2026$8.65B80 5-pillar Oct 5, 2026
Toast, Inc. (TOST) Named competitor$29.79 Oct 2, 2026$17.3B79 5-pillar Oct 5, 2026
Dynatrace, Inc. (DT) Same industry, near in market value$59.31 Oct 2, 2026$17.3B75 5-pillar Oct 5, 2026
HubSpot, Inc. (HUBS) Same industry, near in market value$218.46 Oct 5, 2026$11.2B74 5-pillar Oct 5, 2026
Nutanix, Inc. (NTNX) Named competitor$72.29 Oct 2, 2026$19.5B68 5-pillar Oct 5, 2026
Guidewire Software (GWRE) — this page$162.06$13.5B67

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

Screen more Technology stocks

The records behind this page

Analyst targets & estimates

What analysts have on file

Price target, low to high
$180.00 – $235.00
Consensus target
$211.00
Median target
$210.00

Consensus record · Captured .

Measured against a quoted price of $162.06 (as of Oct 5, 2026).

Insider activity

Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 28, 2026

Transactions
59
Identified insiders
6
Purchases
0
Sales
40
Other transactions
19

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

Who holds the shares?

Institutional ownership reported through 13F filings.

Reporting holders
581 Period end Jun 30, 2026
Previous quarter · holders
620 Prior to period end Jun 30, 2026
Who holds the shares? — reported evidence
Holders in provider snapshotShares
Bamco INC /Ny/8,994,456
Blackrock, INC.8,909,665
Linonia Partnership LP6,933,483
Vanguard Portfolio Management LLC4,507,288
Vanguard Capital Management LLC3,845,465

Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.

What has been published about Guidewire Software (GWRE)?

Read these with our analysis →

Guidewire Software Technology Stock: Key Questions Answered

Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.

What does Guidewire InsuranceSuite run inside a property and casualty insurer?

InsuranceSuite brings policy administration, billing, and claims handling into a common platform through PolicyCenter, BillingCenter, and ClaimCenter. Guidewire then extends those workflows with pricing, reinsurance, customer data, digital engagement, and analytics tools.

Sources (as of 2026-09-13): Business description

How are InsuranceNow and the self-managed InsuranceSuite different?

InsuranceNow is a cloud-native platform integrating policy, billing, and claims administration. InsuranceSuite offers the core application family with cloud and self-managed deployment paths.

Sources (as of 2026-09-13): Business description

Is Guidewire operating cash flow as steady as its subscription mix suggests?

Cash generation has varied sharply across reporting periods, including negative and strongly positive readings. Management expects the opening fiscal period to follow a pattern resembling the prior fiscal cycle.

Sources (as of 2026-09-13): Operating cash flow by quarter (USD millions); Revenue by segment; Management outlook — dated call excerpts

What does Guidewire’s cloud infrastructure credit mean for margins?

The credit provides an unusually large benefit during the opening fiscal period, while management expects a smaller contribution thereafter. It is therefore a temporary margin aid rather than evidence of recurring cost improvement.

Sources (as of 2026-09-13): Management outlook — dated call excerpts

What is the GWRE stock price today?

The last price recorded on this page for Guidewire Software, Inc. (GWRE) is $162.06, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What is the GWRE price target?

The analyst consensus price target for Guidewire Software, Inc. (GWRE) is $211.00 (range $180.00 to $235.00, median $210.00), per FMP data captured Oct 5, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources (as of 2026-09-13): Legal name; Business description; Sector / industry (provider taxonomy); Revenue by segment; Annual revenue and net result (USD millions); Trailing twelve-month ratio set

Sources — records for every figure on this page (82 figures)

The 82 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 2 facts from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
prod.outlookManagement outlook — call excerptsJeffrey Cooper (Sep 3, 2026): We expect subscription and support revenue to be between $1.240 billion and $1.246 billion in fiscal 2027, representing 28% growth at the midpoint. Jeffrey Cooper (Sep 3, 2026): Our outlook for services revenue is approximately $285 million as we expect to experience more modest growth this year off of a healthy services revenue base experienced in fiscal 2026. Jeffrey Cooper (Sep 3, 2026): In Q1, we expect to realize approximately $4 million in credit from our cloud infrastructure provider, which is meaningfully higher than we expect for the remainder of the year. We expect services revenue of approximately $65 million and services margin to be around breakeven. Jeffrey Cooper (Sep 3, 2026): As a result, we expect Q1 cash flow from operations to follow a similar pattern to what we experienced in fiscal year 2026.OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.
id.hqSEC filing business address970 Park PL, Suite 200, SAN Mateo, CA, 94403OFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "970 Park Pl, San Mateo, CA, 94403, US".

FMP — 72 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.nextNext earnings dateDec 3, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
px.lastLatest provided price$162.06FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T17:24:41.911Z.
px.changeChange on the day+6.51%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$13.5BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T17:24:26.000Z. Captured from FMP at 2026-10-05T17:24:40.184Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars+$9.91FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q4 FY2026$411MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.range5252-week range$102.30–$255.89FMPFinancial Modeling Prep (FMP) quote
px.pePrice / earnings (trailing)92.21FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day843.8KFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.97FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveMichael George RosenbaumFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
id.employeesEmployees4,174FMPFinancial Modeling Prep (FMP) employee count, from the company's filing
fin.annualRevenue and net result by fiscal year5 fiscal years, FY2022 through FY2026: FY2022 revenue $812.61M, net result −$180.43M; FY2023 revenue $905.34M, net result −$111.85M; FY2024 revenue $980.50M, net result −$6.10M; FY2025 revenue $1.20B, net result $69.80M; FY2026 revenue $1.48B, net result $139.28MFMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
fin.rev_mixReported revenue segmentsService $269.90M · Support $55.09M · Subscription $915.79MFMPFinancial Modeling Prep (FMP) revenue segmentation, from the company's 10-K
fin.gross_marginGross margin (trailing twelve months)64.2%FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero.
fin.q_table.depth.2026-07-31.revenue_kRevenue — period end 2026-07-31$411.09MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-07-31.rd_kR&D — period end 2026-07-31$90.59MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-07-31.sga_kSG&A — period end 2026-07-31$116.77MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-07-31.operating_result_kFMP standardized operating result — period end 2026-07-31$62.32MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-04-30.revenue_kRevenue — period end 2026-04-30$372.54MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-04-30.rd_kR&D — period end 2026-04-30$87.87MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-04-30.sga_kSG&A — period end 2026-04-30$118.14MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-04-30.operating_result_kFMP standardized operating result — period end 2026-04-30$30.64MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-01-31.revenue_kRevenue — period end 2026-01-31$359.10MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-01-31.rd_kR&D — period end 2026-01-31$83.33MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-01-31.sga_kSG&A — period end 2026-01-31$109.76MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2026-01-31.operating_result_kFMP standardized operating result — period end 2026-01-31$38.89MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-10-31.revenue_kRevenue — period end 2025-10-31$332.64MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-10-31.rd_kR&D — period end 2025-10-31$78.32MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-10-31.sga_kSG&A — period end 2025-10-31$112.73MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
fin.q_table.depth.2025-10-31.operating_result_kFMP standardized operating result — period end 2025-10-31$18.48MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note
earn.history.depth.2026-09-03.revenue_actualRevenue · reported — report date 2026-09-03$411.09MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-09-03.revenue_estimatedRevenue · estimate — report date 2026-09-03$402.61MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-09-03.eps_actualEPS · reported — report date 2026-09-03$0.9900Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-09-03.eps_estimatedEPS · estimate — report date 2026-09-03$0.9330Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-06-04.revenue_actualRevenue · reported — report date 2026-06-04$372.54MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-06-04.revenue_estimatedRevenue · estimate — report date 2026-06-04$355.92MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-06-04.eps_actualEPS · reported — report date 2026-06-04$0.8200Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-06-04.eps_estimatedEPS · estimate — report date 2026-06-04$0.7430Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-05.revenue_actualRevenue · reported — report date 2026-03-05$359.10MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-05.revenue_estimatedRevenue · estimate — report date 2026-03-05$342.79MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-05.eps_actualEPS · reported — report date 2026-03-05$1.1700Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-05.eps_estimatedEPS · estimate — report date 2026-03-05$0.7730Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-12-03.revenue_actualRevenue · reported — report date 2025-12-03$332.64MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-12-03.revenue_estimatedRevenue · estimate — report date 2025-12-03$316.58MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-12-03.eps_actualEPS · reported — report date 2025-12-03$0.6600Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-12-03.eps_estimatedEPS · estimate — report date 2025-12-03$0.6140Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q4 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
fin.cash_investmentsCash and short-term investments$753.06MFMPFinancial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review.
fin.opcf_latestLatest-quarter operating cash flow$283.89MFMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-07-31. Negative operating cash flow means cash used. This figure is not a cash-runway estimate.
fin.long_term_investmentsLong-term investments (classification unverified)$462.22MFMPFinancial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.
fin.total_debtTotal debt$703.30MFMPFinancial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.
fin.price_to_bookPrice to book value10.56×FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero.
fin.opcf.depth.2026-07-31.operating_cash_flow_mOperating cash flow — period end 2026-07-31$283.89MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-04-30.operating_cash_flow_mOperating cash flow — period end 2026-04-30−$16.53MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-07-31.capex_mCapital expenditure (reported) — period end 2026-07-31−$7.19MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-04-30.capex_mCapital expenditure (reported) — period end 2026-04-30−$6.40MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-01-31.operating_cash_flow_mOperating cash flow — period end 2026-01-31$112.05MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2026-01-31.capex_mCapital expenditure (reported) — period end 2026-01-31−$3.28MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2025-10-31.operating_cash_flow_mOperating cash flow — period end 2025-10-31−$67.40MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
fin.opcf.depth.2025-10-31.capex_mCapital expenditure (reported) — period end 2025-10-31−$4.88MPeriod end · FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note
earn.pt_rangeAnalyst price target, low to high$180.00 – $235.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied
earn.pt_consensusConsensus analyst price target$211.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied
earn.pt_medianMedian analyst price target$210.00FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied
own.insidersInsider transactions via FMP59 transactions · 0 purchases, 40 sales, 19 other transactions · 6 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 28, 2026FMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
own.institutions.depth.holdersReporting holders581FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026
own.institutions.depth.holders_previous_quarterPrevious quarter · holders620FMPFinancial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026
own.top_holders.depth.holder_0.sharesBamco INC /Ny/ — shares in provider snapshot8,994,456FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_1.sharesBlackrock, INC. — shares in provider snapshot8,909,665FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_2.sharesLinonia Partnership LP — shares in provider snapshot6,933,483FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_3.sharesVanguard Portfolio Management LLC — shares in provider snapshot4,507,288FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.
own.top_holders.depth.holder_4.sharesVanguard Capital Management LLC — shares in provider snapshot3,845,465FMPFinancial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied.

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 7 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-02 · Expired observation
fin.scoresDistress and quality screensAltman Z 5.98 · Piotroski F 7UNRECORDEDStored financial-scores observation — Captured 2026-10-04 · Expired observation

COMPUTED — 3 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.mcap_to_cashMarket value per dollar of cash and short-term investments17.93×—COMPUTEDComputed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $753.06M at Jul 31, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-05. Balance-sheet reference date: 2026-07-31. The inputs do not establish a single common source date for this ratio.
earn.history.depth.2026-09-03.revenue_actual.comparisonLatest report · revenue vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($411.09M) with the recorded estimate ($402.61M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-09-03.eps_actual.comparisonLatest report · EPS vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.9900) with the recorded estimate ($0.9330) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 3 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v267 of 100 · Strong · pillars 67 / 61 / 28 / 93 / 51OURSStock Expert AI MoonshotScore v2 engine
ours.valuation_driverRecorded valuation score driverEnterprise value relative to EBITDA is the main valuation drag relative to sector peers.OURSStock Expert AI MoonshotScore v2 engine · stored factor contributions
ours.moonshot_changeMoonshotScore movement67 (stored snapshot Oct 4, 2026) → 67 (current publication computed Oct 5, 2026) (0)OURSStock Expert AI current score publication and immutable score snapshots

Fact-family notes

  1. Quarterly statement note. Source series as of 2026-07-31. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs: fin.q_table.depth.2026-07-31.revenue_k, fin.q_table.depth.2026-07-31.rd_k, fin.q_table.depth.2026-07-31.sga_k, fin.q_table.depth.2026-07-31.operating_result_k, fin.q_table.depth.2026-04-30.revenue_k, fin.q_table.depth.2026-04-30.rd_k, fin.q_table.depth.2026-04-30.sga_k, fin.q_table.depth.2026-04-30.operating_result_k, fin.q_table.depth.2026-01-31.revenue_k, fin.q_table.depth.2026-01-31.rd_k, fin.q_table.depth.2026-01-31.sga_k, fin.q_table.depth.2026-01-31.operating_result_k, fin.q_table.depth.2025-10-31.revenue_k, fin.q_table.depth.2025-10-31.rd_k, fin.q_table.depth.2025-10-31.sga_k, fin.q_table.depth.2025-10-31.operating_result_k.
  2. Earnings-history note. Source series as of 2026-09-03. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-09-03.revenue_actual, earn.history.depth.2026-09-03.revenue_estimated, earn.history.depth.2026-09-03.revenue_actual.comparison, earn.history.depth.2026-09-03.eps_actual.comparison, earn.history.depth.2026-09-03.eps_actual, earn.history.depth.2026-09-03.eps_estimated, earn.history.depth.2026-06-04.revenue_actual, earn.history.depth.2026-06-04.revenue_estimated, earn.history.depth.2026-06-04.eps_actual, earn.history.depth.2026-06-04.eps_estimated, earn.history.depth.2026-03-05.revenue_actual, earn.history.depth.2026-03-05.revenue_estimated, earn.history.depth.2026-03-05.eps_actual, earn.history.depth.2026-03-05.eps_estimated, earn.history.depth.2025-12-03.revenue_actual, earn.history.depth.2025-12-03.revenue_estimated, earn.history.depth.2025-12-03.eps_actual, earn.history.depth.2025-12-03.eps_estimated.
  3. Cash-flow note. Source series as of 2026-07-31. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs: fin.opcf.depth.2026-07-31.operating_cash_flow_m, fin.opcf.depth.2026-04-30.operating_cash_flow_m, fin.opcf.depth.2026-07-31.capex_m, fin.opcf.depth.2026-04-30.capex_m, fin.opcf.depth.2026-01-31.operating_cash_flow_m, fin.opcf.depth.2026-01-31.capex_m, fin.opcf.depth.2025-10-31.operating_cash_flow_m, fin.opcf.depth.2025-10-31.capex_m.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-13

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Legal name
Guidewire Software, Inc.
2026-09-11OFFICIALSEC EDGAR — 10-K filed 2026-09-11
Business description
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
2026-09-13FMPFinancial Modeling Prep (FMP) company profile
Sector / industry (provider taxonomy)
Technology / Software - Application

The company's SEC filings classify it under SIC 7372 — Services-Prepackaged Software.

2026-09-13FMPFinancial Modeling Prep (FMP) company profile
Revenue by segment
Service: $269.90M; Support: $55.09M; Subscription: $915.79M
2026-07-31FMPFinancial Modeling Prep (FMP) revenue segmentation, from the company's 10-K
Annual revenue and net result (USD millions)
Captured record · 5 entries
  • FY2026 — R&D: $340.10M, Revenue: $1.48B, Period end: 2026-07-31, Net result: $139.28M
  • FY2025 — R&D: $296.16M, Revenue: $1.20B, Period end: 2025-07-31, Net result: $69.80M
  • FY2024 — R&D: $269.38M, Revenue: $980.50M, Period end: 2024-07-31, Net result: -$6.10M
  • FY2023 — R&D: $249.75M, Revenue: $905.34M, Period end: 2023-07-31, Net result: -$111.85M
  • FY2022 — R&D: $229.23M, Revenue: $812.61M, Period end: 2022-07-31, Net result: -$180.43M
2026-07-31FMPFinancial Modeling Prep (FMP), from the company's 10-K income statements
Trailing twelve-month ratio set
Quick ratio: 1.79; Current ratio: 1.79; Debt to equity: 0.59; Net margin: 9.4%; Gross margin: 64.2%; Operating margin: 10.2%; Return on assets: 5.4%; Return on equity: 10%

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero.

2026-09-13FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm
Quarterly income statement (USD thousands)
Captured record · 8 entries
  • Quarter ended 2026-07-31 — EPS: $0.38 per share, R&D: $90.59M, SG&A: $116.77M, EPS basic: $0.38 per share, EPS basis: diluted, Revenue: $411.09M, EPS diluted: $0.38 per share, Net result: $31.39M, Gross profit: $269.68M, Operating result: $62.32M
  • Quarter ended 2026-04-30 — EPS: $0.2 per share, R&D: $87.87M, SG&A: $118.14M, EPS basic: $0.19 per share, EPS basis: diluted, Revenue: $372.54M, EPS diluted: $0.2 per share, Net result: $16.47M, Gross profit: $236.65M, Operating result: $30.64M
  • Quarter ended 2026-01-31 — EPS: $0.7 per share, R&D: $83.33M, SG&A: $109.76M, EPS basic: $0.71 per share, EPS basis: diluted, Revenue: $359.10M, EPS diluted: $0.7 per share, Net result: $60.11M, Gross profit: $231.52M, Operating result: $38.89M
  • Quarter ended 2025-10-31 — EPS: $0.36 per share, R&D: $78.32M, SG&A: $112.73M, EPS basic: $0.37 per share, EPS basis: diluted, Revenue: $332.64M, EPS diluted: $0.36 per share, Net result: $31.31M, Gross profit: $209.52M, Operating result: $18.48M
  • Quarter ended 2025-07-31 — EPS: $0.6 per share, R&D: $84.10M, SG&A: $118.12M, EPS basic: $0.62 per share, EPS basis: diluted, Revenue: $356.57M, EPS diluted: $0.6 per share, Net result: $51.95M, Gross profit: $231.81M, Operating result: $29.60M
  • Quarter ended 2025-04-30 — EPS: $0.54 per share, R&D: $72.92M, SG&A: $105.31M, EPS basic: $0.55 per share, EPS basis: diluted, Revenue: $293.51M, EPS diluted: $0.54 per share, Net result: $45.99M, Gross profit: $182.70M, Operating result: $4.47M
  • Quarter ended 2025-01-31 — EPS: -$0.45 per share, R&D: $70.27M, SG&A: $97.16M, EPS basic: -$0.45 per share, EPS basis: diluted, Revenue: $289.48M, EPS diluted: -$0.45 per share, Net result: -$37.28M, Gross profit: $179.15M, Operating result: $11.72M
  • Quarter ended 2024-10-31 — EPS: $0.11 per share, R&D: $68.88M, SG&A: $94.23M, EPS basic: $0.11 per share, EPS basis: diluted, Revenue: $262.90M, EPS diluted: $0.11 per share, Net result: $9.14M, Gross profit: $158.39M, Operating result: -$4.72M
2026-07-31FMPFinancial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements
Management outlook — dated call excerpts
Captured record · 4 entries
  • Call of 2026-09-03 — Quote: We expect subscription and support revenue to be between $1.240 billion and $1.246 billion in fiscal 2027, representing 28% growth at the midpoint., Speaker: Jeffrey Cooper
  • Call of 2026-09-03 — Quote: Our outlook for services revenue is approximately $285 million as we expect to experience more modest growth this year off of a healthy services revenue base experienced in fiscal 2026., Speaker: Jeffrey Cooper
  • Call of 2026-09-03 — Quote: In Q1, we expect to realize approximately $4 million in credit from our cloud infrastructure provider, which is meaningfully higher than we expect for the remainder of the year. We expect services revenue of approximately $65 million and services margin to be around breakeven., Speaker: Jeffrey Cooper
  • Call of 2026-09-03 — Quote: As a result, we expect Q1 cash flow from operations to follow a similar pattern to what we experienced in fiscal year 2026., Speaker: Jeffrey Cooper

Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

2026-09-03OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP)
Reported versus estimated, last 8 quarters
Captured record · 8 entries
  • Reported 2026-09-03 — EPS actual: $0.99 per share, EPS estimated: $0.933 per share, Revenue actual: $411.09M, Revenue estimated: $402.61M
  • Reported 2026-06-04 — EPS actual: $0.82 per share, EPS estimated: $0.743 per share, Revenue actual: $372.54M, Revenue estimated: $355.92M
  • Reported 2026-03-05 — EPS actual: $1.17 per share, EPS estimated: $0.773 per share, Revenue actual: $359.10M, Revenue estimated: $342.79M
  • Reported 2025-12-03 — EPS actual: $0.66 per share, EPS estimated: $0.614 per share, Revenue actual: $332.64M, Revenue estimated: $316.58M
  • Reported 2025-09-04 — EPS actual: $0.84 per share, EPS estimated: $0.635 per share, Revenue actual: $356.57M, Revenue estimated: $337.82M
  • Reported 2025-06-03 — EPS actual: $0.88 per share, EPS estimated: $0.4624 per share, Revenue actual: $293.51M, Revenue estimated: $286.32M
  • Reported 2025-03-06 — EPS actual: $0.51 per share, EPS estimated: $0.517 per share, Revenue actual: $289.48M, Revenue estimated: $285.53M
  • Reported 2024-12-05 — EPS actual: $0.43 per share, EPS estimated: $0.3 per share, Revenue actual: $262.90M, Revenue estimated: $253.95M
2026-09-03FMPFinancial Modeling Prep (FMP) earnings
Most recent periodic reports2026-09-11OFFICIALSEC EDGAR filer submissions
Cash, investments and debt
Total debt: $703.30M; Liquidity basis: cash and short-term investments; Total liabilities: $1.38B; Cash and short-term investments: $753.06M; Cash and investments: $1.22B; Long-term investments: $462.22M; Long-term investments classification: unclassified

Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability.

2026-07-31FMPFinancial Modeling Prep (FMP), from the company's balance sheet
Cash and investment components
Total basis: cash short and long-term investments; Total: $1.22B; Cash and short-term investments: $753.10M; Long-term investments: $462.20M; Long-term investments classification: unclassified

Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures.

2026-07-31COMPUTEDComputed from the balance sheet
Cash against market value
As of: 2026-07-31; Cash basis: cash and short-term investments; Net cash: $49.80M; Total debt: $703.30M; Cash and investments: $753.10M

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them.

2026-07-31COMPUTEDComputed from the balance sheet and the latest market capitalization
Cash and short-term investments over time (USD millions)
Captured record · 8 entries
  • 2026-07-31 — Amount: $753.10M, Cash basis: cash and short-term investments
  • 2026-04-30 — Amount: $749.50M, Cash basis: cash and short-term investments
  • 2026-01-31 — Amount: $919.20M, Cash basis: cash and short-term investments
  • 2025-10-31 — Amount: $1.01B, Cash basis: cash and short-term investments
  • 2025-07-31 — Amount: $1.15B, Cash basis: cash and short-term investments
  • 2025-04-30 — Amount: $920.40M, Cash basis: cash and short-term investments
  • 2025-01-31 — Amount: $1.17B, Cash basis: cash and short-term investments
  • 2024-10-31 — Amount: $1.34B, Cash basis: cash and short-term investments
2026-07-31FMPFinancial Modeling Prep (FMP), from the company's quarterly balance sheets
Cash decline over the reported window
To: 2026-07-31; From: 2024-10-31; Periods: 7; Cash basis: cash and short-term investments; Closing balance: $753.10M; Decline: $585.30M; Opening balance: $1.34B; Average change per period: $83.60M

Change in cash, cash equivalents and short-term investments between the 2024-10-31 and 2026-07-31 balance sheets.; This is a balance change, not operating burn: financing and investing move it too.; Averaged over 7 reporting periods of unequal length.

2026-07-31COMPUTEDComputed from reported balances
Operating cash flow by quarter (USD millions)
Captured record · 8 entries
  • Quarter ended 2026-07-31 — Capital expenditure: -$7.19M, Operating cash flow: $283.89M
  • Quarter ended 2026-04-30 — Capital expenditure: -$6.40M, Operating cash flow: -$16.53M
  • Quarter ended 2026-01-31 — Capital expenditure: -$3.28M, Operating cash flow: $112.05M
  • Quarter ended 2025-10-31 — Capital expenditure: -$4.88M, Operating cash flow: -$67.40M
  • Quarter ended 2025-07-31 — Capital expenditure: -$3.40M, Operating cash flow: $244.83M
  • Quarter ended 2025-04-30 — Capital expenditure: -$700,000, Operating cash flow: $32.35M
  • Quarter ended 2025-01-31 — Capital expenditure: -$790,000, Operating cash flow: $85.99M
  • Quarter ended 2024-10-31 — Capital expenditure: -$5.08M, Operating cash flow: -$62.30M
2026-07-31FMPFinancial Modeling Prep (FMP), from the company's 10-Q cash-flow statements
Distress and quality screens
Altman Z-score: 5.58; Piotroski F-score: 7

Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading.

2026-09-13FMPFinancial Modeling Prep (FMP) financial scores
Next earnings report
Date: 2026-12-03; EPS estimate: $0.747 per share; Revenue estimate: $376.39M

The date is our provider's estimate until the company confirms it.

2026-09-13FMPFinancial Modeling Prep (FMP) earnings calendar
Analyst revenue and earnings estimates (average)
Captured record · 4 entries
  • FY2026 — EPS average: $3.47 per share, Revenue average: $1.47B, Revenue low: $1.46B, Revenue high: $1.50B, Analysts (revenue): 13
  • FY2027 — EPS average: $4.19 per share, Revenue average: $1.72B, Revenue low: $1.69B, Revenue high: $1.73B, Analysts (revenue): 13
  • FY2028 — EPS average: $5.34 per share, Revenue average: $1.99B, Revenue low: $1.90B, Revenue high: $2.06B, Analysts (revenue): 13
  • FY2029 — EPS average: $6.84 per share, Revenue average: $2.29B, Revenue low: $2.21B, Revenue high: $2.43B, Analysts (revenue): 6
2026-09-13FMPFinancial Modeling Prep (FMP) analyst estimates
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.