Majestic Capital, Ltd. (MAJCQ) Stock Price & Analysis
Educational signal · not a buy or sell recommendation · How to read this
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerMajestic Capital, Ltd. (MAJCQ) trades at $0.0003. Majestic Capital, Ltd. specializes in workers' compensation insurance, offering underwriting and related services to businesses across various industries. Sector: Financials.
Price as of · Last analyzed: Mar 17, 2026Analyst Coverage for MAJCQ: MAJCQ does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
Majestic Capital, Ltd. (MAJCQ) Financial Services Profile
Majestic Capital, Ltd., based in Bermuda, provides workers' compensation insurance products and related services across the United States. Operating through independent brokers, the company targets diverse industries, including transportation, healthcare, and manufacturing. With a negative profit margin, Majestic Capital focuses on underwriting and risk management for businesses and self-insured groups.
What Is the Investment Thesis for MAJCQ?
Majestic Capital, Ltd. operates in the competitive workers' compensation insurance market, facing challenges reflected in its negative profit margin of -78.7% and gross margin of -3.2%. The company's high beta of 30.97 indicates significant volatility relative to the market. Growth prospects hinge on expanding its underwriting services and managing risk effectively across its target industries. Investors may want to evaluate the company's financial performance and market position when evaluating its potential for long-term value creation. The company's ability to navigate regulatory compliance and manage claims effectively will be critical to its success.
Based on FMP financials and quantitative analysis
MAJCQ Key Highlights
Market capitalization of $0.00B indicates a small-cap company with limited market presence.
- Negative P/E ratio of -0.00 reflects current unprofitability.
- Profit margin of -78.7% highlights significant challenges in achieving profitability.
- Gross margin of -3.2% suggests difficulties in managing the cost of insurance claims and underwriting expenses.
- Beta of 30.97 indicates extremely high volatility compared to the overall market, suggesting a high-risk investment.
Who Are MAJCQ's Competitors?
MAJCQ is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| PRHI Presurance Holdings, Inc. | $7.51 | +9.55% | $14.5M | — |
| KINS Kingstone Companies, Inc. | $18.55 | +0.27% | $269M | 88 5-pillar |
| NODK NI Holdings, Inc. | $14.96 | -0.20% | $306M | 32 5-pillar |
| GBLI Global Indemnity Group, LLC | $24.52 | +0.68% | $352M | 33 5-pillar |
| ACIC American Coastal Insurance Corporation | $9.28 | -0.54% | $450M | 49 5-pillar |
| AII American Integrity Insurance Group, Inc. | $25.49 | -2.19% | $499M | 95 5-pillar |
| DGICB Donegal Group Inc. | $17.42 | +4.62% | $566M | 77 5-pillar |
| ROOT Root, Inc. | $47.42 | +2.51% | $665M | 54 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MAJCQ's Key Strengths?
Specialized focus on workers' compensation insurance.
- Established network of independent brokers and agents.
- Provision of management services to self-insured groups.
- Experience in underwriting reinsurance.
What Are MAJCQ's Weaknesses?
Negative profit margin and gross margin.
- High beta indicating significant volatility.
- Limited market capitalization.
- Dependence on specific geographic markets.
What Are the Key Risks for MAJCQ?
Financial-distress signal — its Altman Z-Score of -0.33 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 5 of the last 8 reported quarters.
- Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Negative profit margin and gross margin impacting financial performance.
- Economic downturns affecting employment rates and insurance demand.
- Rising healthcare costs increasing claims payouts.
- Increased competition from larger insurance companies.
- Changes in workplace safety regulations requiring adjustments to policies.
What Are MAJCQ's Competitive Advantages?
- Specialized expertise in workers' compensation insurance.
- Established relationships with independent insurance brokers and agents.
- Geographic focus in specific states, allowing for localized market knowledge.
- Provision of management services to self-insured groups, creating recurring revenue streams.
What Does MAJCQ Do?
Majestic Capital, Ltd., originally founded as CRM Holdings, Ltd. in 1999 and rebranded in May 2010, is a Bermuda-based company specializing in workers' compensation insurance products. The company operates through its subsidiaries, offering underwriting services to businesses of various sizes via independent insurance brokers and agents. Majestic Capital also provides excess and frequency coverage policies to self-insured entities. Its primary workers' compensation insurance is available to employers in states such as Alaska, Arizona, California, Florida, Hawaii, Idaho, Illinois, Montana, Nevada, New Jersey, New Mexico, New York, Oregon, Utah, Virginia, and Washington. Beyond underwriting, Majestic Capital engages in reinsurance activities and offers a suite of management services. These services include general management, underwriting, risk assessment, general recordkeeping, regulatory compliance, safety and loss control, and claims management. These management services are often provided to self-insured groups under fee-for-service arrangements. Additionally, the company functions as a broker for insurers, placing excess coverage for these groups. Majestic Capital serves a diverse range of industries, including transportation, healthcare, wholesale and retail, manufacturing, and hospitality. It also caters to contractors, colleges, and universities. The company's focus on workers' compensation insurance and related services positions it within a niche segment of the broader insurance market, emphasizing risk management and underwriting expertise.
What Products and Services Does MAJCQ Offer?
- Underwrites workers' compensation insurance products for businesses of various sizes.
- Offers excess and frequency coverage policies to self-insured entities.
- Provides primary workers' compensation insurance to employers in multiple states.
- Engages in underwriting reinsurance.
- Offers general management, underwriting, and risk assessment services.
- Provides safety and loss control services.
- Offers claims management services to self-insured groups.
- Acts as a broker for insurers, placing excess coverage for groups.
How Does MAJCQ Make Money?
- Generates revenue through premiums from workers' compensation insurance policies.
- Earns fees for providing management services to self-insured groups.
- Receives commissions for acting as a broker and placing excess coverage for insurers.
- Underwriting reinsurance to diversify risk and generate additional revenue.
What Industry Does MAJCQ Operate In?
Majestic Capital, Ltd. operates within the property and casualty insurance industry, specifically focusing on workers' compensation. This segment is influenced by economic cycles, employment rates, and regulatory changes. Competition includes larger, more diversified insurance companies and specialized workers' compensation providers. The industry is also facing increasing pressure from rising healthcare costs and evolving workplace safety regulations. Companies must adapt to these trends by implementing effective risk management strategies and leveraging technology to improve efficiency and reduce costs.
Who Are MAJCQ's Key Customers?
- Businesses of various sizes seeking workers' compensation insurance.
- Self-insured entities requiring excess and frequency coverage policies.
- Employers in transportation, healthcare, wholesale and retail, manufacturing, and hospitality industries.
- Contractors, colleges, and universities.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Company Profile
Majestic Capital, Ltd. operates in the Insurance - Property & Casualty industry within the Financial Services sector. It is headquartered in Hamilton, BM. The company is led by CEO James Scardino. MAJCQ has traded publicly since 2005.
Key Financial Metrics
Return on assets is -11.1%, showing how much profit it generates from its asset base. A current ratio of 1.26 indicates the company holds enough short-term assets to cover its near-term obligations.
Financial Health
Majestic Capital, Ltd.'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -0.33 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
Majestic Capital, Ltd. has missed Wall Street's EPS estimate in 5 of its last 8 reported quarters — a mixed record worth weighing. Reported results have landed about 339.8% below estimates on average.
MAJCQ Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
MAJCQ Latest News
No recent news available for MAJCQ.
MAJCQ Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for MAJCQ.
Price Targets
Wall Street price target analysis for MAJCQ.
MAJCQ MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for MAJCQ; grades run from A+ (80-100) to F (below 30).
MAJCQ OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Majestic Capital, Ltd. may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier often have limited information available to investors, and trading activity can be sporadic. Investing in OTC Other stocks carries significant risks due to the lack of regulatory oversight and potential for fraud or manipulation. Stocks in this tier may not be required to adhere to strict reporting standards, making it difficult for investors to assess their financial health and prospects.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in MAJCQ.
- Low liquidity can make it difficult to exit positions.
- Potential for price manipulation due to lack of regulatory oversight.
- Higher risk of fraud compared to exchange-listed companies.
- OTC Other stocks are generally more volatile than those on major exchanges.
- Verify the company's registration and legal standing.
- Obtain and review any available financial statements.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their track record.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before investing.
- Research the company's history and any past legal or regulatory issues.
- Company has been in operation since 1999.
- Operates in a regulated industry (insurance).
- Provides services to a variety of industries.
- Formerly listed as CRM Holdings, Ltd.
Common Questions About MAJCQ (Financials)
What are the main risks for MAJCQ?
The main risks for Majestic Capital, Ltd. include its negative profit and gross margins, indicating financial instability. The high beta of 30.97 suggests significant volatility.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Financial data is limited due to the company's OTC status.
- Analyst coverage is not available for this stock.