Quadient S.A. (NPACF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Quadient S.A. (NPACF) trades at $14.40 with AI Score 52/100 (Grade B). Quadient S. A. provides business solutions through digital and physical channels, including customer experience management and parcel locker solutions. Market cap: $487.82M, Sector: Technology.
Price live · AI analysis from Mar 17, 2026Analyst Coverage for NPACF: NPACF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates NPACF against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
NPACF: 2/6 perspectives are bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Quadient S.A. (NPACF) Technology Profile & Competitive Position
Quadient S.A. delivers business solutions via digital and physical channels, specializing in customer experience management, business process automation, and parcel locker solutions. Serving diverse industries globally, Quadient offers integrated software and hardware for communication and automation, competing in the application software market with a focus on mail-related and automation technologies.
What Is the Investment Thesis for NPACF?
Quadient S.A. presents a compelling investment case based on its diversified business solutions and established market presence. With a P/E ratio of 7.28 and a dividend yield of 5.47%, the company offers potential value and income. A gross margin of 74.7% indicates strong pricing power. Growth catalysts include expansion of its parcel locker solutions and increased adoption of its automation software. The company's focus on integrating digital and physical channels positions it well for future growth. Potential risks include competition from larger software providers and the need to continually innovate to meet evolving customer needs. Investors should monitor the company's ability to maintain its profit margin of 5.8% and adapt to changing market dynamics.
Based on FMP financials and quantitative analysis
NPACF Key Highlights
- Market capitalization of $487.82M, reflecting its current valuation in the market.
- P/E ratio of 7.28, suggesting a potentially undervalued stock compared to its earnings.
- Gross margin of 74.7%, indicating efficient cost management and strong pricing power.
- Dividend yield of 5.47%, offering a substantial income stream for investors.
- Beta of 0.91, suggesting lower volatility compared to the overall market.
Who Are NPACF's Competitors?
NPACF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BLKLF Blackline Safety Corp. | $6.35 | +0.00% | $555.23M | 55 |
| BRDLF Broadleaf Co., Ltd. | $5.08 | +0.00% | $459.81M | 52 |
| CHNVF China Youzan Limited | $0.38 | +2011.11% | $609.05M | 52 |
| DTTLY Datatec Limited | $9.43 | +4.43% | $545.41M | 48 |
| LCHTF Text S.A. | $11.20 | +0.00% | $288.40M | 50 |
| NOW ServiceNow, Inc. | $108.69 | +2.23% | $112.09B | 71 |
| RSASF RESAAS Services Inc. | $0.30 | +2.76% | $25.04M | 69 |
| CSAI Cloudastructure Inc. | $0.36 | +0.47% | $6.84M | 68 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are NPACF's Key Strengths?
- Diversified product portfolio across software and hardware.
- Established presence in multiple geographic markets.
- Recurring revenue from SaaS subscriptions.
- Strong gross margin.
What Are NPACF's Weaknesses?
- Exposure to economic cycles in various industries.
- Dependence on traditional mail-related solutions.
- Limited brand recognition compared to larger competitors.
- OTC market listing may limit investor access.
What Could Drive NPACF Stock Higher?
- Expansion of parcel locker network to meet growing e-commerce demands.
- Increased adoption of automation software by businesses seeking efficiency gains.
- Potential strategic partnerships or acquisitions to expand product portfolio.
- Penetration of new geographic markets with tailored solutions.
- Integration of AI and machine learning to enhance software capabilities.
What Are the Key Risks for NPACF?
- Financial-distress signal — its Altman Z-Score of 1.45 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-6.6%) — the business is not currently generating profit on shareholder capital.
- Competition from larger software providers with greater resources.
- Technological disruption in mail-related solutions impacting core business.
- Economic downturns reducing customer spending on business solutions.
- Regulatory changes affecting data privacy and security.
- Limited liquidity due to OTC market listing.
What Are the Growth Opportunities for NPACF?
- Expansion of Parcel Locker Solutions: Quadient's parcel locker solutions address the growing demand for secure and convenient package delivery and returns. The global parcel locker market is expected to grow significantly, driven by e-commerce growth and urbanization. By expanding its network of parcel lockers and integrating them with its software platform, Quadient can capture a larger share of this market. Timeline: Ongoing.
- Increased Adoption of Automation Software: Quadient's automation software, including YayPay and Beanworks, streamlines accounts receivable and payable processes. The market for business process automation software is expanding as companies seek to improve efficiency and reduce costs. By enhancing its software offerings and targeting specific industries, Quadient can drive increased adoption and recurring revenue. Timeline: Ongoing.
- Strategic Partnerships and Acquisitions: Quadient can pursue strategic partnerships and acquisitions to expand its product portfolio and geographic reach. Collaborating with complementary technology providers or acquiring companies with innovative solutions can accelerate growth and enhance its competitive position. Timeline: Ongoing.
- Penetration of New Geographic Markets: Quadient has opportunities to expand its presence in emerging markets, where demand for digital transformation and automation solutions is growing rapidly. By tailoring its offerings to local market needs and establishing strategic partnerships, Quadient can gain a foothold in these regions. Timeline: Ongoing.
- Integration of AI and Machine Learning: Integrating AI and machine learning into its software solutions can enhance their capabilities and provide greater value to customers. By leveraging AI to automate tasks, personalize communications, and improve decision-making, Quadient can differentiate its offerings and attract new customers. Timeline: Ongoing.
What Opportunities Does NPACF Have?
- Expansion of parcel locker network.
- Increased adoption of automation software.
- Strategic partnerships and acquisitions.
- Penetration of new geographic markets.
What Threats Does NPACF Face?
- Competition from larger software providers.
- Technological disruption in mail-related solutions.
- Economic downturns impacting customer spending.
- Regulatory changes affecting data privacy and security.
What Are NPACF's Competitive Advantages?
- Established Customer Base: Long-standing relationships with a diverse customer base across various industries.
- Integrated Solutions: Offers a combination of software and hardware solutions, providing a comprehensive offering.
- Parcel Locker Network: Operates a growing network of parcel lockers, creating a competitive advantage in the logistics space.
- Specialized Expertise: Deep expertise in mail-related solutions and business process automation.
What Does NPACF Do?
Founded in 1924 and headquartered in Bagneux, France, Quadient S.A. has evolved from Neopost S.A. to a global provider of business solutions. The company operates through digital and physical channels, offering a suite of services including customer experience management, business process automation, mail-related solutions, and parcel locker solutions. Its flagship product, Quadient Inspire, enables businesses to design and manage personalized, omnichannel communications. Other key offerings include Quadient Impress, a multichannel document management platform; YayPay, an accounts receivable automation solution; and Beanworks, an accounts payable automation tool. Quadient also provides hardware solutions for mail preparation and distribution, along with pick-up and drop-off parcel solutions. The company serves a diverse range of industries, including financial services, healthcare, higher education, insurance, government, retail, and telecommunications. Quadient's geographic reach is international, with a significant presence in Europe and North America. The company's strategic focus is on integrating its software and hardware offerings to provide comprehensive solutions for its customers, enhancing efficiency and customer engagement.
What Products and Services Does NPACF Offer?
- Provides customer experience management solutions.
- Offers business process automation software.
- Develops and sells mail-related hardware and software.
- Operates a network of parcel locker solutions.
- Distributes print finishing equipment.
- Provides professional and maintenance services.
- Offers shipping software solutions.
- Provides automated packaging solutions.
How Does NPACF Make Money?
- Software as a Service (SaaS): Generates recurring revenue through subscriptions to its software solutions, such as Quadient Inspire, YayPay, and Beanworks.
- Hardware Sales: Sells mail-related hardware, print finishing equipment, and parcel lockers.
- Services: Provides professional and maintenance services related to its hardware and software offerings.
- Transactional Revenue: Earns revenue from parcel locker usage and shipping software transactions.
What Industry Does NPACF Operate In?
Quadient S.A. operates in the competitive application software industry, which is experiencing growth driven by digital transformation and automation trends. The global application software market is projected to reach billions of dollars by 2026, with a significant portion attributed to customer experience management and business process automation solutions. Quadient competes with companies like BLKLF (BlackLine), BRDLF (Brady Corporation), CHNVF (China Information Technology), DTTLY (Data Technology Solutions), and LCHTF (Loch Technologies), each vying for market share by offering specialized software and hardware solutions. Quadient's focus on integrating digital and physical channels differentiates it within this landscape.
Who Are NPACF's Key Customers?
- Financial services companies
- Healthcare providers
- Higher education institutions
- Insurance companies
- Public sector/government agencies
- Retail businesses
- Service providers
- Shipping carriers
- Telecommunications companies
- Utilities
Company Profile
Quadient S.A. operates in the Software - Application industry within the Technology sector. It is headquartered in Bagneux, FR. The company is led by CEO Geoffrey Godet. NPACF has traded publicly since 2012.
How Quadient S.A. Is Valued
Quadient S.A. carries a market capitalization of $487.82M, placing it in the small-cap category. Relative to its peer group, NPACF's quantitative score of 52/100 is roughly in line with the peer average of 51/100.
ROE -7%Key Financial Metrics
Return on equity for Quadient S.A. stands at -6.6%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -2.8%, showing how much profit it generates from its asset base. Its free cash flow yield is 6.6%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.74 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -16.6%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 5/9Financial Health
Quadient S.A.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.45 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Quadient S.A. revenue of about $1.06B for fiscal 2026, with EPS near $1.89. The estimate reflects 7 contributing analysts.
NPACF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2026
Bull Case vs Bear Case
Bull Case
- Diversified product portfolio across software and hardware.
- Established presence in multiple geographic markets.
- Recurring revenue from SaaS subscriptions.
- Strong gross margin.
Bear Case
- Exposure to economic cycles in various industries.
- Dependence on traditional mail-related solutions.
- Limited brand recognition compared to larger competitors.
- OTC market listing may limit investor access.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
NPACF Latest News
No recent news available for NPACF.
NPACF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for NPACF.
Price Targets
Wall Street price target analysis for NPACF.
NPACF MoonshotScore
What does this score mean?
The MoonshotScore rates NPACF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Geoffrey Godet
CEO
Geoffrey Godet serves as the CEO of Quadient S.A., leading a global workforce of 4718 employees. His career spans various leadership roles in technology and business solutions. Godet's background includes extensive experience in strategic planning, operational management, and market development. He has a proven track record of driving growth and innovation within the technology sector. His leadership is focused on transforming Quadient into a leading provider of integrated digital and physical solutions.
Track Record: Under Geoffrey Godet's leadership, Quadient has focused on expanding its software offerings and parcel locker network. Key milestones include the acquisition of complementary technology companies and the launch of new software solutions. Godet has also overseen the company's rebranding from Neopost to Quadient, reflecting its strategic shift towards digital solutions and customer experience management.
NPACF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Quadient S.A. (NPACF) may not meet the listing requirements of higher tiers like OTCQX or OTCQB, or major exchanges like NYSE or NASDAQ. Companies in this tier often have limited financial disclosure and may not be subject to the same regulatory oversight as exchange-listed companies. Investing in OTC Other stocks carries higher risks due to the potential for less transparency and liquidity compared to stocks on major exchanges.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited Financial Disclosure: The availability of financial information may be limited, making it difficult to assess the company's financial health.
- Low Liquidity: Low trading volume can lead to price volatility and difficulty in buying or selling shares.
- Regulatory Oversight: OTC stocks are subject to less regulatory oversight than exchange-listed stocks, increasing the risk of fraud or mismanagement.
- Information Asymmetry: Lack of readily available information can create an uneven playing field for investors.
- Delisting Risk: The company may be delisted from the OTC market if it fails to meet certain requirements.
- Verify the company's financial statements and disclosures.
- Assess the company's management team and corporate governance practices.
- Research the company's business model and competitive landscape.
- Evaluate the company's growth prospects and potential risks.
- Monitor trading volume and price volatility.
- Understand the OTC market's regulatory framework.
- Consult with a financial advisor.
- Established Business Operations: Quadient S.A. has been in operation since 1924, indicating a long-standing business presence.
- Global Customer Base: The company serves a diverse range of industries and geographic markets.
- Product Portfolio: Quadient offers a comprehensive suite of software and hardware solutions.
- Employee Count: The company employs over 4700 people, suggesting a significant operational scale.
- Positive Gross Margin: A gross margin of 74.7% indicates efficient cost management and pricing power.
Common Questions About NPACF (Technology)
What does Quadient S.A. do?
Quadient S.A. provides business solutions through digital and physical channels, focusing on customer experience management, business process automation, mail-related solutions, and parcel locker solutions. The company offers software, such as Quadient Inspire for omnichannel communication, and hardware for mail processing and parcel management. Quadient serves diverse industries, including financial services, healthcare, and retail, aiming to streamline operations and enhance customer engagement through integrated solutions.
What do analysts say about NPACF stock?
Analyst coverage of NPACF is limited due to its OTC listing. Key valuation metrics include a P/E ratio of 7.28 and a dividend yield of 5.47%. Growth considerations revolve around the company's ability to expand its software offerings and parcel locker network. Investors should independently assess the company's financial performance and growth prospects, considering the risks associated with OTC-listed stocks. There is no consensus buy or sell recommendation.
What are the main risks for NPACF?
The main risks for NPACF include competition from larger software providers, technological disruption in mail-related solutions, and economic downturns impacting customer spending. Additionally, the company faces risks associated with its OTC market listing, such as limited liquidity and regulatory oversight. Investors should also consider the potential impact of regulatory changes affecting data privacy and security on the company's operations and financial performance.
What are the key factors to evaluate for NPACF?
Quadient S.A. (NPACF) holds an AI score of 52/100 (moderate). Not financial advice.
How frequently does NPACF data refresh on this page?
NPACF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven NPACF's recent stock price performance?
Quadient S.A. (NPACF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified product portfolio across software and hardware. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider NPACF overvalued or undervalued right now?
Valuing Quadient S.A. (NPACF) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying NPACF?
Before investing in Quadient S.A. (NPACF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited analyst coverage due to OTC listing.
- Financial data based on available public information.