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PT Bank Central Asia Tbk (PBCRF) Stock Price & Analysis

PT Bank Central Asia Tbk (PBCRF) — price $0.349 (0.00%), as of the Oct 5, 2026 trading session; market cap $42.9B. Expected results Oct 15, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$0.349 $0.00 (0.00%) Market Cap $42.9B

PT Bank Central Asia Tbk · PBCRF · Financial Services · Banks - Regional

PT Bank Central Asia Tbk (BCA), in collaboration with its subsidiaries, functions as a comprehensive financial services provider.

Price as of Oct 5, 2026

Key Statistics

MoonshotScore is not published for this security.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$0.349
Change on the day0.00%
52-week range$0.2697–$0.546
Market capitalisation$42.9B
Price / earnings (trailing)12.88
Shares traded on the day2.5K
Beta (volatility vs the S&P 500)-0.05
Dividends per share (last 12 months)$0.02
Dividend yield (last 12 months)6.39%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 5, 2026: low $0.270, high $0.546, latest $0.349. 4 reported quarters marked, 2 above and 2 below the recorded estimate. $0.546 $0.270 high $0.546 Oct 20, 2025 · Earnings results · reported above the recorded estimate · close $0.4771Jan 27, 2026 · Earnings results · reported above the recorded estimate · close $0.4242Apr 23, 2026 · Earnings results · reported below the recorded estimate · close $0.3743Jul 28, 2026 · Earnings results · reported below the recorded estimate · close $0.3534 Sep 5, 2025 Oct 5, 2026 · $0.349 $0.506Sep 5, 2025$0.447Sep 19, 2025$0.447Oct 3, 2025$0.477Oct 17, 2025$0.500Oct 31, 2025$0.476Nov 14, 2025$0.546Nov 28, 2025$0.457Dec 12, 2025$0.457Dec 26, 2025$0.457Jan 9, 2026$0.465Jan 23, 2026$0.424Feb 6, 2026$0.400Feb 20, 2026$0.400Mar 6, 2026$0.400Mar 20, 2026$0.400Apr 2, 2026$0.346Apr 17, 2026$0.374May 1, 2026$0.310May 15, 2026$0.300May 29, 2026$0.270Jun 12, 2026$0.349Jun 26, 2026$0.343Jul 10, 2026$0.349Jul 24, 2026$0.353Aug 7, 2026$0.353Aug 21, 2026$0.340Sep 4, 2026$0.379Sep 18, 2026$0.349Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · above the recorded estimate
  • · Earnings results · above the recorded estimate
  • · Earnings results · below the recorded estimate
  • · Earnings results · below the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

The provider's estimated date can change.

What to watch next

Other perspectives

Council score for PT Bank Central Asia Tbk (PBCRF): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Weak
News Sentiment Neutral

Legends Council

6 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Neutral read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Favorable read

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Moderate
ROE Strong
Gross Margin Negative

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 6, 2026, except a card that shows its own read date.

Watch the PBCRF film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is PT Bank Central Asia Tbk (PBCRF), and what does it report?

Short answer · as of

PT Bank Central Asia Tbk (BCA), in collaboration with its subsidiaries, functions as a comprehensive financial services provider. Financial Services / Banks Regional SEC filing business address: 120 Broadway, 32ND Floor, NEW York, NY, 10271. It employs 27,937 people and is led by Gregory Hendra Lembong. In Q2 FY2026 it reported revenue of $1.78B and net income of $827M. The market values it at $42.9B.

2 · Latest results

What do the latest results show for PT Bank Central Asia Tbk (PBCRF)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $1.78B. Against analyst estimates the company has EPS beat 4 of 8 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$1.58B Jul 28, 2026
Latest report · revenue estimate
$1.59B Jul 28, 2026
Latest report · revenue vs estimate
Below estimate Jul 28, 2026
Latest report · EPS vs estimate
Below estimate Jul 28, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Jul 28, 2026$1.58B$1.59B$0.0067$0.0068
Apr 23, 2026$1.64B$1.66B$0.0070$0.0070
Jan 27, 2026$1.69B$1.71B$0.0069$0.0067
Oct 20, 2025$1.75B$1.68B$0.0070$0.0069

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from IDR)
PeriodRevenueNet incomeEPS
Q2 FY2026$1.78B$827M$120.20 (diluted)
Q1 FY2026$1.78B$819M$113.02 (diluted)
Q4 FY2025$1.63B$790M$0.01 (diluted)
Q3 FY2025$1.80B$797M$0.01 (diluted)
4 · What to check next?

What should you watch next at PT Bank Central Asia Tbk (PBCRF)?

Short answer · as of

The next earnings report is expected on Oct 15, 2026.

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

PT Bank Central Asia Tbk Financial Services Stock: Key Questions Answered

Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.

How does BCA earn beyond lending?

Lending sits beside electronic money, cards, collection services, remittances and investment distribution. Specialist subsidiaries extend the franchise into leasing, brokerage, underwriting, insurance, Sharia banking and venture capital.

Sources (as of 2026-09-12): Business description

How do BCA mobile banking and its branch network serve the same franchise?

Online and mobile banking support payments and account access, while the physical network serves individuals and businesses across the broader product range. Together they make BCA a transaction and distribution platform as well as a lender.

Sources (as of 2026-09-12): Business description

Have BCA recent earnings releases consistently cleared expectations?

The latest release exceeded revenue and earnings expectations, but preceding releases included misses as well as beats. The surprise pattern has therefore been mixed rather than persistent.

Sources (as of 2026-09-12): Reported versus estimated, last 8 quarters

What is the PBCRF stock price today?

The last price recorded on this page for PT Bank Central Asia Tbk (PBCRF) is $0.349, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

Does PBCRF pay a dividend?

Yes. PT Bank Central Asia Tbk (PBCRF) shows a trailing 12-month dividend yield of 6.39%, as of Oct 5, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (39 figures)

The 39 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 1 fact from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
id.hqSEC filing business address120 Broadway, 32ND Floor, NEW York, NY, 10271OFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Menara BCA, Jakarta, JK, 10310, ID". The FMP company description names Jakarta, Indonesia as the headquarters; this page uses the address in this row.

FMP — 32 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$0.349FMPFinancial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time.
px.changeChange on the day0.00%FMPFinancial Modeling Prep (FMP) quote
px.mcapMarket capitalization$42.9BFMPFinancial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-05. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateOct 15, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)PT Bank Central Asia Tbk (BCA), in collaboration with its subsidiaries, functions as a comprehensive financial services provider.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars$0.00FMPFinancial Modeling Prep (FMP) quote
px.range5252-week range$0.2697–$0.546FMPFinancial Modeling Prep (FMP) quote
px.pePrice / earnings (trailing)12.88FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day2.5KFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta-0.05FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees27,937FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveGregory Hendra LembongFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$1.78BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$827MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-07-28.revenue_actualRevenue · reported — report date 2026-07-28$1.58BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-28.revenue_estimatedRevenue · estimate — report date 2026-07-28$1.59BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-28.eps_actualEPS · reported — report date 2026-07-28$0.0067Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-28.eps_estimatedEPS · estimate — report date 2026-07-28$0.0068Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.revenue_actualRevenue · reported — report date 2026-04-23$1.64BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.revenue_estimatedRevenue · estimate — report date 2026-04-23$1.66BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.eps_actualEPS · reported — report date 2026-04-23$0.0070Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.eps_estimatedEPS · estimate — report date 2026-04-23$0.0070Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.revenue_actualRevenue · reported — report date 2026-01-27$1.69BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.revenue_estimatedRevenue · estimate — report date 2026-01-27$1.71BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.eps_actualEPS · reported — report date 2026-01-27$0.0069Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-27.eps_estimatedEPS · estimate — report date 2026-01-27$0.0067Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-20.revenue_actualRevenue · reported — report date 2025-10-20$1.75BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-20.revenue_estimatedRevenue · estimate — report date 2025-10-20$1.68BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-20.eps_actualEPS · reported — report date 2025-10-20$0.0070Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-20.eps_estimatedEPS · estimate — report date 2025-10-20$0.0069Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 1 fact from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 4 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-01 · Expired observation

COMPUTED — 4 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$0.02COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-06, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months6.39%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-07-28.revenue_actual.comparisonLatest report · revenue vs estimateBelow estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.58B) with the recorded estimate ($1.59B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-07-28.eps_actual.comparisonLatest report · EPS vs estimateBelow estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.0067) with the recorded estimate ($0.0068) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-07-28. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-07-28.revenue_actual, earn.history.depth.2026-07-28.revenue_estimated, earn.history.depth.2026-07-28.revenue_actual.comparison, earn.history.depth.2026-07-28.eps_actual.comparison, earn.history.depth.2026-07-28.eps_actual, earn.history.depth.2026-07-28.eps_estimated, earn.history.depth.2026-04-23.revenue_actual, earn.history.depth.2026-04-23.revenue_estimated, earn.history.depth.2026-04-23.eps_actual, earn.history.depth.2026-04-23.eps_estimated, earn.history.depth.2026-01-27.revenue_actual, earn.history.depth.2026-01-27.revenue_estimated, earn.history.depth.2026-01-27.eps_actual, earn.history.depth.2026-01-27.eps_estimated, earn.history.depth.2025-10-20.revenue_actual, earn.history.depth.2025-10-20.revenue_estimated, earn.history.depth.2025-10-20.eps_actual, earn.history.depth.2025-10-20.eps_estimated.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-12

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Business description
PT Bank Central Asia Tbk (BCA), in collaboration with its subsidiaries, functions as a comprehensive financial services provider. It serves a diverse client base, ranging from individuals and corporations to small and medium-sized enterprises (SMEs), both domestically in Indonesia and across international markets. The bank's offerings include a broad spectrum of banking and financial products. These cover standard savings accounts, various loan options such as financing for motorcycles, cars, housing, working capital, and investments, as well as investment vehicles like mutual funds and bonds. BCA also facilitates electronic money transactions, issues credit cards, and provides business collection services. Its digital presence is strong, featuring online and mobile banking platforms, alongside remittance and dedicated customer support services. Beyond these core offerings, the company engages in specialized financing (including auto, multipurpose, and operating lease), money lending, securities brokerage and underwriting, various insurance products (general and life), Sharia-compliant banking services, and venture capital activities. As of December 2021, BCA maintained a significant physical footprint, operating 1,334 offices—consisting of 137 main branches, 1,105 permanent sub-branches, 70 mobile sub-branches, and 22 functional offices. This network was further supported by an extensive fleet of 18,034 automated teller machines (ATMs), which included both cash recycling and multi-functional units. Established in 1955, PT Bank Central Asia Tbk is headquartered in Jakarta, Indonesia. It operates as a subsidiary wholly owned by PT Dwimuria Investama Andalan.
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Reported versus estimated, last 8 quarters
Captured record · 8 entries
  • Reported 2026-07-28 — EPS actual: $0.00675 per share, EPS estimated: $0.00672 per share, Revenue actual: $1.58B, Revenue estimated: $1.57B
  • Reported 2026-04-23 — EPS actual: $0.00703 per share, EPS estimated: $0.00704 per share, Revenue actual: $1.64B, Revenue estimated: $1.66B
  • Reported 2026-01-27 — EPS actual: $0.00688 per share, EPS estimated: $0.00671 per share, Revenue actual: $1.69B, Revenue estimated: $1.71B
  • Reported 2025-10-20 — EPS actual: $0.007 per share, EPS estimated: $0.00689 per share, Revenue actual: $1.75B, Revenue estimated: $1.68B
  • Reported 2025-07-30 — EPS actual: $0.0074 per share, EPS estimated: $0.00722 per share, Revenue actual: $1.96B, Revenue estimated: $1.72B
  • Reported 2025-04-23 — EPS actual: $0.00686 per share, EPS estimated: $0.00679 per share, Revenue actual: $1.71B, Revenue estimated: $1.66B
  • Reported 2025-01-24 — EPS actual: $0.00692 per share, EPS estimated: $0.00738 per share, Revenue actual: $1.76B, Revenue estimated: $1.73B
  • Reported 2024-10-23 — EPS actual: $0.00744 per share, EPS estimated: $0.0075 per share, Revenue actual: $1.83B, Revenue estimated: $1.82B
2026-07-28FMPFinancial Modeling Prep (FMP) earnings
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.