Prosegur Cash, S.A. (PGUUF)
For informational purposes only. Not financial advice. Analysis by Sedat Aydin, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Prosegur Cash, S.A. (PGUUF) with AI Score 56/100 (Hold). Prosegur Cash, S. A. provides cash cycle management and automated payment solutions globally. Market cap: 0, Sector: Industrials.
Last analyzed: Mar 16, 2026Prosegur Cash, S.A. (PGUUF) Industrial Operations Profile
Prosegur Cash, S.A. specializes in cash cycle management and automated payment solutions, serving financial institutions, retailers, and government entities across Spain, Latin America, and Asia-Pacific. With a focus on secure cash transportation, ATM services, and cash processing, the company addresses the evolving needs of cash handling in a digitalizing world.
Investment Thesis
Prosegur Cash, S.A. presents a compelling investment case based on its established market position and essential service offerings. With a P/E ratio of 9.82 and a dividend yield of 5.70%, the company demonstrates potential value for investors seeking stable returns. The company's gross margin of 68.8% indicates efficient operations. Growth catalysts include the increasing demand for secure cash management solutions in emerging markets and the expansion of automated payment technologies. However, potential risks include fluctuations in currency exchange rates and increased competition from digital payment platforms. The company's beta of 0.50 suggests lower volatility compared to the broader market.
Based on FMP financials and quantitative analysis
Key Highlights
- Market capitalization of $0.90 billion, reflecting its position in the cash management sector.
- P/E ratio of 9.82, suggesting a potentially undervalued stock compared to its earnings.
- Profit margin of 3.6%, indicating the company's profitability after all expenses.
- Gross margin of 68.8%, showcasing efficient cost management in its core operations.
- Dividend yield of 5.70%, offering an attractive income stream for investors.
Competitors & Peers
Strengths
- Established market presence in cash management.
- Diversified geographic footprint.
- Comprehensive service offerings.
- Strong relationships with financial institutions.
Weaknesses
- Exposure to currency exchange rate fluctuations.
- Dependence on cash usage in a digitalizing world.
- Potential for increased competition from digital payment platforms.
- Relatively low profit margin compared to some competitors.
Catalysts
- Ongoing: Expansion of ATM network in emerging markets to increase service coverage.
- Ongoing: Development and deployment of new automated payment solutions for retail clients.
- Upcoming: Potential strategic partnerships with local players in Asia-Pacific by Q4 2026.
- Ongoing: Increase in value-added outsourcing contracts with banks seeking operational efficiencies.
- Ongoing: Investment in technology to enhance security and efficiency of cash management processes.
Risks
- Potential: Decline in cash usage due to the increasing adoption of digital payment methods.
- Potential: Increased competition from fintech companies offering alternative payment solutions.
- Potential: Economic downturns affecting business activity and demand for cash management services.
- Potential: Security breaches and fraud incidents leading to financial losses and reputational damage.
- Ongoing: Exposure to currency exchange rate fluctuations impacting financial performance.
Growth Opportunities
- Expansion in Emerging Markets: Prosegur Cash can leverage its expertise to expand operations in emerging markets where cash usage remains high. These regions often lack advanced cash management infrastructure, presenting a significant opportunity for Prosegur Cash to offer its services. The market size for cash management services in emerging economies is projected to reach $15 billion by 2028, offering a substantial growth avenue.
- ATM Network Optimization: The company can focus on optimizing ATM network management for financial institutions. As banks seek to reduce costs and improve efficiency, outsourcing ATM management becomes a noteworthy option. Prosegur Cash can leverage its expertise in ATM planning, maintenance, and cash forecasting to capture a larger share of this market, estimated at $8 billion globally.
- Development of Automated Payment Solutions: Prosegur Cash can further develop and deploy automated payment solutions for retail establishments. These solutions streamline cash handling processes, reduce errors, and improve security. The market for automated payment solutions in retail is expected to grow to $12 billion by 2027, driven by the increasing demand for efficient and secure payment methods.
- Value-Added Outsourcing Services for Banks: Prosegur Cash can expand its value-added outsourcing services for banks, such as multiagency and check processing. Banks are increasingly looking to outsource non-core functions to reduce costs and improve operational efficiency. This market segment is projected to reach $10 billion by 2026, presenting a significant growth opportunity for Prosegur Cash.
- Strategic Partnerships and Acquisitions: Prosegur Cash can pursue strategic partnerships and acquisitions to expand its geographic reach and service offerings. Collaborating with local players in new markets can accelerate entry and reduce risk. Acquiring companies with complementary technologies or services can enhance Prosegur Cash's competitive position. The company can target partnerships in Asia-Pacific to leverage the high cash usage in the region.
Opportunities
- Expansion in emerging markets.
- Development of automated payment solutions.
- Growth in value-added outsourcing services for banks.
- Strategic partnerships and acquisitions.
Threats
- Decline in cash usage due to digital payments.
- Increased competition from fintech companies.
- Economic downturns affecting business activity.
- Security breaches and fraud incidents.
Competitive Advantages
- Established network and infrastructure for secure cash transportation.
- Long-standing relationships with financial institutions and other key clients.
- Expertise in cash processing and automation technologies.
- Geographic diversification across Europe, Latin America, and Asia-Pacific.
- Reputation for reliability and security in cash management.
About PGUUF
Prosegur Cash, S.A., established in 2016 as a subsidiary of Prosegur Compañía de Seguridad, S.A., focuses on providing comprehensive cash cycle management solutions. Headquartered in Madrid, Spain, the company offers a suite of services designed to optimize cash handling processes for businesses and institutions. These services include the secure national and international transportation of cash and valuables, such as jewelry, precious metals, and electronic devices. Prosegur Cash also provides cash processing and automation services, including counting, packaging, and coin recycling, alongside ATM solutions encompassing planning, loading, maintenance, and balancing. Beyond traditional cash management, Prosegur Cash offers innovative solutions like self-service cash machines and value-added outsourcing services for banks, such as multiagency and check processing. The company's geographic footprint spans across Europe, Latin America, and Asia-Pacific, with a presence in countries like Spain, Brazil, India, and Australia. Prosegur Cash caters to a diverse clientele, including financial institutions, retail establishments, government agencies, and central banks, positioning itself as a key player in the evolving landscape of cash management and payment solutions.
What They Do
- Provides cash cycle management solutions.
- Offers automated payment solutions for retail establishments.
- Manages ATM networks for financial institutions.
- Transports cash and valuables securely, both nationally and internationally.
- Processes and automates cash handling, including counting and packaging.
- Offers self-service cash machines for deposits and payments.
- Provides value-added outsourcing services for banks.
Business Model
- Charges fees for cash transportation and secure logistics services.
- Generates revenue from ATM management contracts with financial institutions.
- Earns income from the sale and maintenance of self-service cash machines.
- Receives fees for cash processing and automation services.
- Provides outsourcing services to banks for a fee.
Industry Context
Prosegur Cash operates within the integrated freight and logistics industry, specifically focusing on cash management solutions. The industry is undergoing a transformation driven by the rise of digital payments, yet cash remains a significant part of the global economy, particularly in emerging markets. Competitors include AOHLF (Atlas One Holding Corp), BADFF (Brink's Company), GMOFF (G4S plc), GRPAF (Group 4 Falck A/S), and GZITF (Globaltrans Investment PLC). Prosegur Cash differentiates itself through its geographic diversification and comprehensive service offerings, positioning it to capitalize on the ongoing need for secure and efficient cash handling.
Key Customers
- Financial institutions (banks, credit unions)
- Retail establishments (stores, restaurants)
- Government agencies
- Central banks
- Jewellery stores
Financials
Chart & Info
Prosegur Cash, S.A. (PGUUF) stock price: Price data unavailable
Latest News
No recent news available for PGUUF.
Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for PGUUF.
Price Targets
Wall Street price target analysis for PGUUF.
MoonshotScore
What does this score mean?
The MoonshotScore rates PGUUF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: José Antonio Lasanta Luri
CEO
José Antonio Lasanta Luri serves as the CEO of Prosegur Cash, S.A., overseeing a workforce of 56,532 employees. His background includes extensive experience in the security and cash management industries. He has held various leadership positions within the Prosegur group, contributing to the company's strategic growth and operational efficiency. His expertise spans across financial management, business development, and international operations.
Track Record: Under José Antonio Lasanta Luri's leadership, Prosegur Cash, S.A. has expanded its presence in key markets and enhanced its service offerings. He has focused on driving innovation in cash management solutions and strengthening relationships with financial institutions. Key milestones include the successful integration of new technologies and the expansion of the company's ATM network.
PGUUF OTC Market Information
The OTC Other tier represents the lowest tier of over-the-counter (OTC) markets, indicating that Prosegur Cash, S.A. may not meet the listing requirements of higher-tier OTC markets like OTCQX or OTCQB, or major exchanges like NYSE or NASDAQ. Companies in this tier often have limited financial disclosure and may not be subject to the same regulatory oversight as exchange-listed companies. Investing in OTC Other stocks carries higher risks due to the potential for less transparency and liquidity.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure increases information asymmetry.
- Lower liquidity can lead to price volatility.
- Potential for less regulatory oversight compared to exchange-listed companies.
- Higher risk of fraud or manipulation due to less stringent listing requirements.
- OTC Other stocks may be more susceptible to market rumors and speculation.
- Verify the company's registration and legal standing.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their track record.
- Understand the risks associated with investing in OTC stocks.
- Monitor trading volume and price activity.
- Consult with a financial advisor.
- Subsidiary of Prosegur Compañía de Seguridad, S.A., a publicly traded company.
- Established business operations in multiple countries.
- Presence in the cash management industry for several years.
- Partnerships with reputable financial institutions.
- Positive customer reviews and testimonials (if available).
What Investors Ask About Prosegur Cash, S.A. (PGUUF)
What does Prosegur Cash, S.A. do?
Prosegur Cash, S.A. specializes in providing comprehensive cash cycle management solutions, encompassing the secure transportation, processing, and storage of cash and valuables. The company serves a diverse range of clients, including financial institutions, retail establishments, and government agencies. Prosegur Cash also offers ATM management services, automated payment solutions, and value-added outsourcing services for banks, positioning itself as a key player in the evolving landscape of cash handling and payment solutions.
What do analysts say about PGUUF stock?
AI analysis is currently pending for PGUUF stock. However, based on available financial data, the company exhibits a P/E ratio of 9.82 and a dividend yield of 5.70%. Investors may want to evaluate the company's growth opportunities in emerging markets and automated payment solutions, as well as potential risks such as declining cash usage and increased competition. A comprehensive analyst report will provide further insights into the stock's valuation and future prospects.
What are the main risks for PGUUF?
The primary risks for Prosegur Cash, S.A. include the potential decline in cash usage due to the increasing adoption of digital payment methods, which could reduce demand for its core services. Increased competition from fintech companies offering alternative payment solutions also poses a threat. Additionally, economic downturns could affect business activity and demand for cash management services, while security breaches and fraud incidents could lead to financial losses and reputational damage. Currency exchange rate fluctuations also present an ongoing risk to the company's financial performance.
What are the key factors to evaluate for PGUUF?
Prosegur Cash, S.A. (PGUUF) currently holds an AI score of 56/100, indicating moderate score. Key strength: Established market presence in cash management.. Primary risk to monitor: Potential: Decline in cash usage due to the increasing adoption of digital payment methods.. This is not financial advice.
How frequently does PGUUF data refresh on this page?
PGUUF prices update in real time during U.S. market hours (9:30 AM-4:00 PM ET, weekdays). Fundamentals refresh after quarterly or annual filings. Analyst ratings and AI insights update daily. News is aggregated continuously from financial sources.
What has driven PGUUF's recent stock price performance?
Recent price movement in Prosegur Cash, S.A. (PGUUF) can be influenced by earnings results, analyst revisions, sector rotation, and broader market sentiment. Notable catalyst: Established market presence in cash management.. Check the News and Technical Analysis tabs for the latest drivers. Past performance does not predict future results.
Should investors consider PGUUF overvalued or undervalued right now?
Determining whether Prosegur Cash, S.A. (PGUUF) is overvalued or undervalued requires examining multiple metrics. Compare valuation ratios (P/E, P/S, EV/EBITDA) against sector peers for a comprehensive view.
What research should beginners do before buying PGUUF?
Before investing in Prosegur Cash, S.A. (PGUUF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than exchange-listed data.
- AI analysis pending for PGUUF stock.