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Pushpay Holdings Limited (PHPYF)

For informational purposes only. Not financial advice. Analysis by Sedat Aydin, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.

Pushpay Holdings Limited (PHPYF) with AI Score 63/100 (Hold). Pushpay Holdings Limited provides donor and church management solutions to faith-based and non-profit organizations. Market cap: 0, Sector: Technology.

Last analyzed: Mar 16, 2026
Pushpay Holdings Limited provides donor and church management solutions to faith-based and non-profit organizations. The company's integrated platform facilitates community engagement and administrative efficiency.
63/100 AI Score

Pushpay Holdings Limited (PHPYF) Technology Profile & Competitive Position

CEOChristopher Marshall Fowler
Employees578
HeadquartersAuckland, NZ
IPO Year2016

Pushpay Holdings Limited delivers donor management and engagement solutions tailored for the faith and non-profit sectors, offering integrated platforms for payments, administration, and community building. With a focus on the United States, Canada, Australia, and New Zealand, Pushpay aims to enhance participation and streamline operations for its customer base.

Data Provenance | Financial Data Quantitative Analysis NASDAQ Analysis: Mar 16, 2026

Investment Thesis

Pushpay Holdings Limited presents a focused investment opportunity within the niche market of donor management software for faith-based and non-profit organizations. With a P/E ratio of 36.74 and a profit margin of 16.5%, the company demonstrates profitability and potential for growth. Key value drivers include the continued adoption of digital giving solutions within the faith sector and the expansion of Pushpay's integrated platform. Growth catalysts involve increasing market penetration in North America and strategic partnerships to broaden service offerings. Potential risks include competition from other software providers and the potential for shifts in religious giving trends. Investors should monitor Pushpay's ability to maintain its gross margin of 68.2% and its success in acquiring and retaining customers.

Based on FMP financials and quantitative analysis

Key Highlights

  • Market capitalization of $0.99 billion indicates a significant presence in the donor management software market.
  • P/E ratio of 36.74 suggests a valuation that reflects growth expectations within the technology sector.
  • Profit margin of 16.5% demonstrates the company's ability to generate profits from its operations.
  • Gross margin of 68.2% highlights the efficiency of Pushpay's service delivery and pricing strategy.
  • Beta of 0.87 suggests lower volatility compared to the overall market, potentially offering a more stable investment.

Competitors & Peers

Strengths

  • Specialized focus on the faith-based and non-profit sectors.
  • Integrated platform combining donor management, finance tools, and community engagement.
  • Strong customer relationships and high switching costs.
  • Proprietary technology and software.

Weaknesses

  • Limited geographic diversification.
  • Reliance on a specific niche market.
  • Potential vulnerability to changes in religious giving trends.
  • Smaller scale compared to larger competitors.

Catalysts

  • Ongoing: Continued adoption of digital giving solutions within the faith sector.
  • Ongoing: Expansion of Pushpay's integrated platform and service offerings.
  • Upcoming: Potential strategic partnerships to broaden market reach (2026 Q3-Q4).
  • Ongoing: Increasing market penetration in North America.
  • Ongoing: Product innovation and development of advanced analytics tools.

Risks

  • Potential: Competition from larger software providers with more resources.
  • Potential: Shifts in religious giving trends and donor behavior.
  • Potential: Economic downturn affecting charitable giving and customer budgets.
  • Potential: Security breaches and data privacy concerns.
  • Ongoing: Dependence on a specific niche market, limiting diversification.

Growth Opportunities

  • Expansion within the United States: The US market represents a significant growth opportunity for Pushpay, given the large number of faith-based organizations and non-profits. By increasing its sales and marketing efforts in key regions, Pushpay can acquire new customers and expand its market share. Focus on larger churches and dioceses could yield substantial revenue gains. Timeline: Ongoing.
  • Product Innovation and Integration: Pushpay can drive growth by continuously innovating its platform and integrating new features that enhance user experience and functionality. This includes developing advanced analytics tools, improving mobile app capabilities, and integrating with other relevant software systems. A robust product roadmap will attract new customers and retain existing ones. Timeline: Ongoing.
  • Strategic Partnerships: Forming strategic partnerships with complementary service providers, such as financial institutions and marketing agencies, can expand Pushpay's reach and offer bundled solutions to customers. These partnerships can provide access to new markets and enhance the value proposition of Pushpay's platform. Timeline: Ongoing.
  • International Expansion: While Pushpay already operates in Canada, Australia, and New Zealand, further international expansion into other English-speaking countries or regions with a strong faith-based community can drive growth. Adapting the platform to meet local requirements and regulations will be crucial for success. Timeline: 2027-2028.
  • Enhanced Customer Support and Training: Providing exceptional customer support and training resources can improve customer satisfaction and retention. Investing in a dedicated support team and developing comprehensive training programs will ensure that customers can effectively utilize Pushpay's platform and maximize its benefits. This will lead to increased customer loyalty and positive word-of-mouth referrals. Timeline: Ongoing.

Opportunities

  • Expansion within the United States.
  • Product innovation and integration of new features.
  • Strategic partnerships with complementary service providers.
  • International expansion into new markets.

Threats

  • Competition from larger software companies.
  • Changes in technology and user preferences.
  • Economic downturn affecting charitable giving.
  • Security breaches and data privacy concerns.

Competitive Advantages

  • Specialized focus on the faith-based and non-profit sectors.
  • Integrated platform combining donor management, finance tools, and community engagement.
  • Strong customer relationships and high switching costs due to data migration and training.
  • Proprietary technology and software developed specifically for the needs of its target market.

About PHPYF

Pushpay Holdings Limited, established in 2011 and headquartered in Auckland, New Zealand, provides a donor management system to faith-based organizations, non-profits, and education providers across the United States, Canada, Australia, and New Zealand. The company's core offering is an integrated platform that combines donor tools, finance tools, and a custom community app. This system enables clients to enhance community engagement, streamline administrative tasks, and foster stronger relationships with their members. Pushpay's solutions include engagement, payment, and administration tools designed to improve participation and build community bonds. The company also offers a Software as a Service (SaaS) church management system, facilitating communication, member service tracking, online giving management, and various administrative functions. The ChurchStaq engagement solution further allows users to connect across multiple ministry touchpoints, integrating giving, donor management, church administration, and access to Pushpay's mobile application. Pushpay's focus is on providing comprehensive, user-friendly solutions that meet the unique needs of faith-based and non-profit organizations.

What They Do

  • Provides a donor management system for faith-based organizations and non-profits.
  • Offers donor tools to facilitate online giving and engagement.
  • Delivers finance tools to manage donations and financial reporting.
  • Creates custom community apps to enhance communication and participation.
  • Provides engagement solutions to build stronger relationships with communities.
  • Offers a Software as a Service (SaaS) church management system.
  • Facilitates online giving and tracks member service history.
  • Provides ChurchStaq, an engagement solution connecting various ministry touch points.

Business Model

  • Offers a subscription-based service for its donor management system.
  • Generates revenue through monthly or annual fees based on the size and needs of the organization.
  • Provides additional services such as implementation, training, and support for an extra fee.
  • Monetizes its platform through transaction fees on online donations.

Industry Context

Pushpay Holdings Limited operates within the software infrastructure industry, specifically targeting the faith-based and non-profit sectors. The market for donor management software is growing as organizations increasingly adopt digital solutions to enhance fundraising and engagement. Competition includes both specialized providers and larger software companies offering similar functionalities. Pushpay's focus on a specific niche allows it to tailor its solutions and build expertise, potentially providing a competitive advantage. The company's success depends on its ability to innovate and adapt to the evolving needs of its target market.

Key Customers

  • Faith-based organizations (churches, ministries, religious groups).
  • Non-profit organizations (charities, foundations, NGOs).
  • Education providers (schools, universities, educational programs).
AI Confidence: 71% Updated: Mar 16, 2026

Financials

Chart & Info

Pushpay Holdings Limited (PHPYF) stock price: Price data unavailable

Latest News

Analyst Consensus

Consensus Rating

Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for PHPYF.

Price Targets

Wall Street price target analysis for PHPYF.

MoonshotScore

63/100

What does this score mean?

The MoonshotScore rates PHPYF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.

Leadership: Christopher Marshall Fowler

CEO

Christopher Marshall Fowler serves as the CEO of Pushpay Holdings Limited, overseeing the company's strategic direction and operations. His background includes extensive experience in technology and management. Fowler is responsible for leading Pushpay's growth initiatives and ensuring the company's continued success in the donor management software market. He manages a workforce of 578 employees.

Track Record: Under Christopher Marshall Fowler's leadership, Pushpay Holdings Limited has focused on expanding its market presence and enhancing its product offerings. Key achievements include the continued growth of the company's customer base and the development of innovative features for its platform. Fowler has also overseen strategic initiatives to improve customer satisfaction and retention.

PHPYF OTC Market Information

The OTC Other tier represents the lowest tier of the OTC market, indicating that Pushpay Holdings Limited may not meet the minimum financial or disclosure requirements for higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial reporting and oversight, potentially increasing investment risks compared to companies listed on major exchanges like the NYSE or NASDAQ. Investors should exercise caution and conduct thorough due diligence before investing in OTC Other stocks.

  • OTC Tier: OTC Other
  • Disclosure Status: Unknown
Liquidity: Trading volume for PHPYF on the OTC market may be limited, potentially leading to wider bid-ask spreads and increased price volatility. This can make it more difficult to buy or sell shares quickly and at desired prices. Investors should be aware of the potential for illiquidity and consider using limit orders to manage their risk.
OTC Risk Factors:
  • Limited financial disclosure increases information asymmetry.
  • Lower trading volume can lead to price volatility.
  • Potential for fraud or manipulation is higher on the OTC market.
  • OTC Other tier companies may have limited operating history or financial resources.
  • Regulatory oversight is less stringent compared to major exchanges.
Due Diligence Checklist:
  • Verify the company's financial statements and audit reports.
  • Research the company's management team and their track record.
  • Assess the company's business model and competitive landscape.
  • Review the company's filings with regulatory agencies.
  • Check for any legal or regulatory issues.
  • Evaluate the company's liquidity and trading volume.
  • Understand the risks associated with investing in OTC stocks.
Legitimacy Signals:
  • Established business operations in multiple countries (US, Canada, Australia, New Zealand).
  • Focus on a specific niche market (faith-based and non-profit organizations).
  • Positive customer reviews and testimonials.
  • Long operating history since incorporation in 2011.
  • Significant number of employees (578).

What Investors Ask About Pushpay Holdings Limited (PHPYF)

What does Pushpay Holdings Limited do?

Pushpay Holdings Limited provides a comprehensive donor management system tailored for faith-based organizations, non-profits, and education providers. The company's platform integrates donor tools, finance tools, and a custom community app to enhance engagement, streamline administrative tasks, and foster stronger relationships. Pushpay's solutions enable clients to manage online giving, track member service history, and connect across various ministry touch points, ultimately improving community participation and operational efficiency.

What do analysts say about PHPYF stock?

Analyst consensus on PHPYF stock is currently pending, as AI analysis is not yet available. Key valuation metrics to consider include the company's P/E ratio of 36.74, profit margin of 16.5%, and gross margin of 68.2%. Growth considerations involve Pushpay's ability to expand its market share, innovate its platform, and maintain customer satisfaction. Investors should monitor these factors to assess the potential for future growth and profitability. Further analyst ratings will provide additional insights into the stock's outlook.

What are the main risks for PHPYF?

The main risks for PHPYF include competition from larger software providers, potential shifts in religious giving trends, and economic downturns affecting charitable giving. Security breaches and data privacy concerns also pose a significant threat. Additionally, Pushpay's dependence on a specific niche market limits its diversification and exposes it to sector-specific risks. Investors should carefully consider these factors when evaluating the company's long-term prospects and potential for growth.

What are the key factors to evaluate for PHPYF?

Pushpay Holdings Limited (PHPYF) currently holds an AI score of 63/100, indicating moderate score. Key strength: Specialized focus on the faith-based and non-profit sectors.. Primary risk to monitor: Potential: Competition from larger software providers with more resources.. This is not financial advice.

How frequently does PHPYF data refresh on this page?

PHPYF prices update in real time during U.S. market hours (9:30 AM-4:00 PM ET, weekdays). Fundamentals refresh after quarterly or annual filings. Analyst ratings and AI insights update daily. News is aggregated continuously from financial sources.

What has driven PHPYF's recent stock price performance?

Recent price movement in Pushpay Holdings Limited (PHPYF) can be influenced by earnings results, analyst revisions, sector rotation, and broader market sentiment. Notable catalyst: Specialized focus on the faith-based and non-profit sectors.. Check the News and Technical Analysis tabs for the latest drivers. Past performance does not predict future results.

Should investors consider PHPYF overvalued or undervalued right now?

Determining whether Pushpay Holdings Limited (PHPYF) is overvalued or undervalued requires examining multiple metrics. Compare valuation ratios (P/E, P/S, EV/EBITDA) against sector peers for a comprehensive view.

What research should beginners do before buying PHPYF?

Before investing in Pushpay Holdings Limited (PHPYF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Official Resources

Analysis updated AI Score refreshed daily
Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .

Data provided for informational purposes only.

Analysis Notes
  • OTC market data may be less reliable than major exchange data.
  • Analyst consensus is pending due to lack of available AI analysis.
Data Sources

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