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RedCloud Holdings plc (RCT) Stock Price & Analysis

RedCloud Holdings plc (RCT) — MoonshotScore 19/100 (Weak band), calculated Oct 5, 2026. Price $0.1926 (-1.13%), as of the Oct 2, 2026 trading session; market cap $13.2M.

Educational signal · not a buy or sell recommendation · How to read this

$0.1926 −$0.0022 (-1.13%) Market Cap $13.2M

RedCloud Holdings plc · RCT

RedCloud Holdings plc operates a cloud-based business-to-business open commerce platform, primarily serving fast-moving consumer goods supply chains in emerging markets like Argentina, Brazil, Nigeria, and South Africa. The company leverages AI-driven insights to assist retailers with purchasing and inventory decisions from brands and distributors.

Price as of Oct 2, 2026

Key Statistics

19 of 100

MoonshotScore v2 · RedCloud Holdings (RCT)

Weak
Business Quality Poor (15)
Financial Safety Fragile (2)
Valuation Bubble (11)
Growth Durability Flat (49)
Momentum Falling (13)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Bottom-tier quality, a fragile balance sheet and an expensive valuation, though growth is only middling, and the price trend has turned against it. Business Quality: Poor; Financial Safety: Fragile; Valuation: Bubble; Growth Durability: Flat; Momentum: Falling.

  • quarterly revenue $31M (Q4 FY2025, quarter ended Dec 2025)
  • Altman Z -33.35 · Piotroski F 5

Holding back: weak fundamentals, balance-sheet strain, a rich price, weak price trend

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for RCT (29 recorded, newest six shown)
RecordedScoreBand
19Weak
19Weak
19Weak
19Weak
19Weak
19Weak

The score was 19 in the stored Oct 4, 2026 snapshot and remains 19 in the current publication computed Oct 5, 2026 (0); the largest pillar moves were Growth Durability +1 and Momentum -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged. This current publication is not yet represented in the immutable snapshot archive.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$0.1926
Change on the day-1.13%
52-week range$0.1699 – $2.39
Market capitalisation$13.2M
Price / earnings (trailing)-0.70
Shares traded on the day176.7K

Price & events

Council Score · weighted blend of 2 available disciplines

Council score for RedCloud Holdings (RCT): Split View

38/100 · D

Some lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.

5-Factor Breakdown

Growth Durability Neutral
Momentum Negative
Business Quality Negative
Financial Safety Negative
Valuation Negative

Legends Council

6 lenses, 6 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Neutral read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Neutral read

Read on: Oct 5, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Weak
Margin of Safety Fairly Valued
Profit Margin Weak
Revenue Growth Neutral
Gross Margin Moderate

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

Two of these lenses read this company more favourably than the MoonshotScore does: Dalio-style lens and Griffin-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.

On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the RCT film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is RedCloud Holdings (RCT), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. RedCloud Holdings plc (RCT) is the company analyzed here. It employs 930 people and is led by Justin Beck Hinton Floyd. In Q4 FY2025 it reported revenue of $31M and net income of -$20M. The market values it at $13.2M.

2 · Latest results

What do the latest results show for RedCloud Holdings (RCT)?

Short answer · as of

The most recent reported quarter, Q4 FY2025, carried revenue of $31M.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q4 FY2025$31M-$20M—
Q2 FY2025$18M-$27M-$0.74 (diluted)
Q4 FY2024$15M-$13M-$8.93 (diluted)
Q2 FY2024$8M-$12M-$0.25 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for RedCloud Holdings (RCT)?

Short answer

What is holding it back is weak fundamentals, balance-sheet strain, a rich price, weak price trend. The distress and quality screens read Altman Z -33.35 · Piotroski F 5. Trailing ratios: current ratio 0.27.

5 · Peer comparison

How does RedCloud Holdings compare with its peers?

Short answer

RedCloud Holdings's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Red Violet, Inc. (RDVT) Same industry, near in market value$79.27 Oct 2, 2026$1.12B93 5-pillar Oct 5, 2026
Upbound Group, Inc. (UPBD) Same industry, near in market value$15.91 Oct 2, 2026$927M88 5-pillar Oct 5, 2026
Perfect Corp. (PERF) Same industry, near in market value$1.93 Oct 5, 2026$197M85 5-pillar Oct 5, 2026
Mitek Systems, Inc. (MITK) Same industry, near in market value$17.75 Oct 2, 2026$802M85 5-pillar Oct 5, 2026
NetSol Technologies, Inc. (NTWK) Same industry, near in market value$5.95 Oct 2, 2026$70.7M84 5-pillar Oct 5, 2026
Immersion Corporation (IMMR) Same industry, near in market value$7.39 Oct 2, 2026$245M82 5-pillar Oct 5, 2026
Vtex (VTEX) Same industry, near in market value$3.89 Oct 5, 2026$688M79 5-pillar Oct 5, 2026
MIND C.T.I. Ltd. (MNDO) Same industry, near in market value$1.01 Oct 2, 2026$20.6M78 5-pillar Oct 5, 2026
Docebo Inc. (DCBO) Same industry, near in market value$23.33 Oct 2, 2026$592M78 5-pillar Oct 5, 2026
Sprinklr, Inc. (CXM) Same industry, near in market value$5.21 Oct 5, 2026$1.29B76 5-pillar Oct 5, 2026
Intellicheck, Inc. (IDN) Same industry, near in market value$2.27 Oct 2, 2026$46.0M75 5-pillar Oct 5, 2026
ReposiTrak, Inc. (TRAK) Same industry, near in market value$8.09 Oct 2, 2026$147M75 5-pillar Oct 5, 2026
RedCloud Holdings (RCT) — this page$0.1926$13.2M19

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

The records behind this page

Insider activity

Form 4 records via FMP · Most recent available transactions

Transactions
12
Identified insiders
2
Purchases
1
Sales
11
Other transactions
0

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

What has been published about RedCloud Holdings (RCT)?

Read these with our analysis →

RedCloud Holdings Stock: Key Questions Answered

These answers are editorial: 1 of these 9 answers is drawn from the RCT research dossier (written Jun 15, 2026 by gemini-2.5-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for RCT?

RCT carries the MoonshotScore stated above — the Weak band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.

Is RCT a good stock to buy?

Stock Expert AI does not rate RCT buy, sell or hold. RedCloud Holdings plc carries a MoonshotScore, in the Weak band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the RCT stock price today?

The last price recorded on this page for RedCloud Holdings plc (RCT) is $0.1926, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

How does RedCloud Holdings plc leverage AI in its platform?

RedCloud Holdings plc leverages artificial intelligence (AI) as a core component of its RedCloud Platform to provide data-driven insights for its users.

What are the key factors to evaluate for RCT?

RedCloud Holdings plc (RCT) holds a MoonshotScore in the low range. **Increased Platform Adoption and Network Effect:** The inherent strength of an open commerce platform lies in its network effect. Not financial advice.

How frequently does RCT data refresh on this page?

RCT's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven RCT's recent stock price performance?

RedCloud Holdings plc (RCT) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider RCT overvalued or undervalued right now?

RedCloud Holdings plc (RCT) is loss-making, so its trailing P/E is negative (-0.70x) and not usable for valuation — lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

How do I research RCT before investing?

Before investing in RedCloud Holdings plc (RCT), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.5-flash, generated Jun 15, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (17 figures)

The 17 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 10 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$0.1926FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T12:34:45.219Z.
px.changeChange on the day-1.13%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$13.2MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T12:34:42.308Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$0.0022FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q4 FY2025$31MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)-0.70FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day176.7KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q4 FY2025-$20MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q4 FY2025FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
own.insidersInsider transactions via FMP12 transactions · 1 purchases, 11 sales, 0 other transactions · 2 identified insiders · most recent available transactionsFMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.scoresDistress and quality screensAltman Z -33.35 · Piotroski F 5UNRECORDEDStored financial-scores observation — Captured 2026-10-03 · Expired observation
px.range5252-week range$0.1699 – $2.39UNRECORDEDStored company-profile observation — Captured 2026-10-01
id.employeesEmployees930UNRECORDEDStored company-profile observation — Captured 2026-10-01
id.ceoChief executiveJustin Beck Hinton FloydUNRECORDEDStored company-profile observation — Captured 2026-10-01
fin.ratiosReturn and yield ratios (trailing twelve months)current ratio 0.27—UNRECORDEDStored key metrics — Date unknown

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v219 of 100 · Weak · pillars 15 / 2 / 11 / 49 / 13OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement19 (stored snapshot Oct 4, 2026) → 19 (current publication computed Oct 5, 2026) (0)OURSStock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive.
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.