Terra Income Fund 6, LLC 7.00% (TFSA)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Terra Income Fund 6, LLC 7.00% (TFSA) trades at $15.25. Terra Income Fund 6 LLC is a real estate investment fund that originates, acquires, and manages real estate-related loans in the United States. Market cap: $371.13M, Sector: Real estate.
Price live · AI analysis from Mar 18, 2026Analyst Coverage for TFSA: TFSA does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates TFSA against Real Estate peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
TFSA: 1/1 perspectives are bearish.
How is this calculated? →Terra Income Fund 6, LLC 7.00% (TFSA) Real Estate Portfolio & Strategy
Terra Income Fund 6 LLC is a private real estate investment fund specializing in originating and managing commercial real estate loans in the United States. With a high dividend yield of 14.59% and a substantial profit margin, the company operates within the REIT-Industrial sector, focusing on diverse real estate debt instruments.
What Is the Investment Thesis for TFSA?
Terra Income Fund 6 LLC presents a compelling, albeit high-risk, investment case centered on its focus on commercial real estate debt. The company's substantial 14.59% dividend yield is a key value driver, appealing to income-seeking investors. A profit margin of 36185.8% suggests efficient operations, although this figure warrants careful scrutiny. Growth catalysts include the continued demand for commercial real estate financing and the company's ability to source and manage attractive loan opportunities. However, potential risks include interest rate fluctuations, credit risk associated with borrowers, and the overall health of the commercial real estate market. The company's relatively small market capitalization of $371.13M also introduces liquidity considerations.
Based on FMP financials and quantitative analysis
TFSA Key Highlights
- Market Cap: $0.29B indicates a smaller-sized company within the REIT sector.
- P/E Ratio: -21.62 suggests the company's earnings are currently negative or very low, requiring further investigation into profitability drivers.
- Profit Margin: 36185.8% is exceptionally high, potentially indicating a one-time gain or accounting anomaly that needs verification.
- Dividend Yield: 14.59% is significantly higher than the average REIT dividend yield, potentially attractive to income-seeking investors but also warrants scrutiny of its sustainability.
- Beta: 0.24 suggests the stock is significantly less volatile than the overall market.
Who Are TFSA's Competitors?
TFSA is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| DHC Diversified Healthcare Trust | $9.23 | +0.00% | $2.23B | — |
| FREEX Franklin Real Estate Securituies Fund Cl A | $18.19 | +1.28% | $431.50M | 47 |
| NBRFX Neuberger Berman Real Estate Fund Trust Class | $15.30 | +1.19% | $524.59M | 51 |
| REACX American Century Real Estate Fund Investor Class | $29.57 | +1.02% | $511.42M | 50 |
| REAIX American Century Real Estate Fund - I Class | $29.70 | +1.05% | $511.42M | — |
| TRNO Terreno Realty Corporation | $68.05 | +1.07% | $7.23B | 60 |
| PSA Public Storage | $323.01 | -2.01% | $56.71B | 60 |
| FBBPF FIBRA Prologis | $4.48 | +1.93% | $7.47B | 59 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are TFSA's Key Strengths?
- High dividend yield (14.59%)
- Specialized focus on commercial real estate debt
- Experienced management team
- Strong profit margin (36185.8%)
What Are TFSA's Weaknesses?
- Small market capitalization ($0.29B)
- Concentration in commercial real estate lending
- Potential credit risk associated with borrowers
- Negative P/E ratio
What Could Drive TFSA Stock Higher?
- Continued demand for commercial real estate financing will drive loan origination opportunities.
- Strategic partnerships with real estate developers could provide access to new investment opportunities.
- Geographic expansion into high-growth markets could increase portfolio diversification and returns.
What Are the Key Risks for TFSA?
- Negative return on equity (-23.6%) — the business is not currently generating profit on shareholder capital.
- Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Rising interest rates could negatively impact borrower's ability to repay loans.
- Economic downturns could lead to increased loan defaults and reduced property values.
- Increased competition from other lenders could compress profit margins.
- Credit risk associated with borrowers defaulting on their loan obligations.
- Regulatory changes impacting real estate lending could increase compliance costs and restrict lending activities.
What Are the Growth Opportunities for TFSA?
- Expansion of Lending Activities: Terra Income Fund 6 LLC can grow by expanding its origination and acquisition of real estate-related loans. The commercial real estate lending market is substantial, with trillions of dollars in outstanding debt. By increasing its market share and diversifying its loan portfolio across different property types and geographic regions, the company can increase its revenue and profitability. This expansion could be achieved through strategic partnerships, increased marketing efforts, and the development of new loan products tailored to specific borrower needs. Timeline: Ongoing.
- Strategic Partnerships: Forming strategic partnerships with other real estate investors, developers, or financial institutions could provide Terra Income Fund 6 LLC with access to new deal flow and capital. These partnerships could also enable the company to expand its expertise and capabilities in specific areas of real estate finance. For example, partnering with a construction lender could allow the company to participate in financing new development projects. Timeline: Ongoing.
- Geographic Diversification: Expanding its lending activities into new geographic markets within the United States could reduce Terra Income Fund 6 LLC's exposure to regional economic downturns and increase its overall portfolio diversification. Identifying markets with strong economic growth, favorable demographics, and a healthy commercial real estate sector would be crucial for successful geographic expansion. Timeline: Ongoing.
- Product Diversification: Diversifying its loan product offerings beyond traditional mortgage loans could attract a wider range of borrowers and increase Terra Income Fund 6 LLC's revenue opportunities. This could include offering specialized financing solutions such as bridge loans, mezzanine loans, or preferred equity investments. By tailoring its loan products to meet the specific needs of borrowers, the company can differentiate itself from competitors and capture a larger share of the market. Timeline: Ongoing.
- Technological Innovation: Investing in technology to streamline its loan origination, underwriting, and management processes could improve Terra Income Fund 6 LLC's efficiency and reduce its operating costs. This could include implementing automated loan processing systems, data analytics tools, and online platforms for borrowers and investors. By leveraging technology, the company can improve its competitive advantage and enhance its ability to scale its operations. Timeline: Ongoing.
What Opportunities Does TFSA Have?
- Expansion into new geographic markets
- Diversification of loan product offerings
- Strategic partnerships with other real estate investors
- Increased demand for commercial real estate financing
What Threats Does TFSA Face?
- Interest rate fluctuations
- Economic downturns affecting commercial real estate
- Increased competition from other lenders
- Regulatory changes impacting real estate lending
What Are TFSA's Competitive Advantages?
- Specialized expertise in commercial real estate lending.
- Established relationships with borrowers and investors.
- Proprietary loan origination and management processes.
What Does TFSA Do?
Terra Income Fund 6 LLC, established on May 15, 2013, and headquartered in New York City, operates as a private real estate investment fund. The company specializes in originating, acquiring, and managing a diverse portfolio of real estate-related loans. These include mezzanine loans, first and second mortgage loans, subordinated mortgage loans, and bridge loans. Additionally, Terra Income Fund 6 LLC engages in preferred equity investments and other loan types related to commercial real estate within the United States. The fund's strategy involves deploying capital into various debt instruments secured by commercial properties. This approach allows them to generate income through interest payments and potential capital appreciation. By focusing on private real estate debt, Terra Income Fund 6 LLC aims to provide investors with exposure to the real estate market while mitigating some of the risks associated with direct property ownership. The company's operations are primarily concentrated within the United States, targeting a range of commercial property types and geographic locations to diversify its investment portfolio. Terra Income Fund 6 LLC's business model is centered around identifying and capitalizing on opportunities in the commercial real estate lending market, offering tailored financing solutions to borrowers and generating attractive returns for its investors.
What Products and Services Does TFSA Offer?
- Originates commercial real estate loans.
- Acquires existing real estate-related loans.
- Manages a portfolio of real estate debt investments.
- Provides mezzanine financing for commercial properties.
- Offers first and second mortgage loans.
- Engages in preferred equity investments.
- Focuses on commercial real estate in the United States.
How Does TFSA Make Money?
- Generates revenue through interest income from real estate loans.
- Acquires and manages real estate-related loans.
- Targets commercial real estate properties in the United States.
What Industry Does TFSA Operate In?
Terra Income Fund 6 LLC operates within the REIT-Industrial sector, which is influenced by macroeconomic factors such as interest rates, economic growth, and commercial real estate demand. The competitive landscape includes other REITs and private real estate funds that provide debt financing to commercial property owners. Market trends include increasing demand for industrial properties due to e-commerce growth and supply chain modernization. Terra Income Fund 6 LLC differentiates itself by focusing on private real estate debt, offering potentially higher yields compared to traditional REITs but also carrying higher risk.
Who Are TFSA's Key Customers?
- Commercial property owners seeking financing.
- Real estate developers requiring capital.
- Investors seeking exposure to real estate debt.
Quarterly Financial Performance: Terra Income Fund 6, LLC 7.00%
Revenue for Terra Income Fund 6, LLC 7.00% came in at $0 during Q3 2025. The company recorded a net loss of $3.4M, with diluted EPS of $-0.14. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Real Estate. Across the four most recent quarters, TFSA averaged $-0.14 in diluted EPS.
F-Score 1/9Financial Health
Terra Income Fund 6, LLC 7.00%'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of 3.84 places it in the safe zone, indicating low near-term bankruptcy risk.
ROE -24%Key Financial Metrics
Return on equity for Terra Income Fund 6, LLC 7.00% stands at -23.6%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -12.3%, showing how much profit it generates from its asset base. Its free cash flow yield is -0.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -3.6%, the inverse of the P/E and a quick read on earnings relative to price.
TFSA Valuation & Market Position
With a $371.13M market cap, Terra Income Fund 6, LLC 7.00% sits in the small-cap segment of the market.
Net buyingInsider Activity
The most recent 9 insider filings for Terra Income Fund 6, LLC 7.00% break down as 3 sales and 6 purchases. On net that is roughly 30K shares acquired (about $1.2M) — insiders putting money in tends to read as conviction.
TFSA Financials
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the company's future performance, indicating that key stakeholders believe in its potential.
- Community sentiment has leaned positive, with discussions highlighting Terra Income Fund's consistent income generation and stability in uncertain markets.
- Investors are increasingly valuing income-producing assets, and Terra's 7.00% yield is attracting attention from income-focused investors.
- Market perception is shifting towards favoring REITs and income funds, and Terra's positioning aligns well with this trend.
Bear Case
- Some analysts express concerns over the sustainability of the high yield, questioning whether it can be maintained in a changing economic landscape.
- Recent discussions in the community have raised red flags about potential market volatility affecting real estate investments, which could impact Terra's performance.
- Bearish sentiment has emerged due to fears of rising interest rates, which could diminish the attractiveness of fixed-income investments like Terra.
- Insider selling activity has been noted, creating uncertainty about the company's leadership confidence and future direction.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $0 | -$3M | -$0.14 |
| Q2 2025 | $0 | -$2M | -$0.09 |
| Q1 2025 | $0 | -$2M | -$0.09 |
| Q4 2024 | -$37,323 | -$6M | -$0.23 |
Based on FMP financials and quantitative analysis
TFSA Latest News
No recent news available for TFSA.
TFSA Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for TFSA.
Price Targets
Wall Street price target analysis for TFSA.
TFSA MoonshotScore
What does this score mean?
The MoonshotScore rates TFSA's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Vikram S. Uppal
CEO
Vikram S. Uppal serves as the CEO of Terra Income Fund 6 LLC. Information regarding his detailed career history, education, and previous roles is not available in the provided data. Further research would be required to provide a comprehensive background on Mr. Uppal's professional experience and qualifications.
Track Record: Due to limited information in the provided data, it is not possible to assess Vikram S. Uppal's track record, key achievements, strategic decisions, or company milestones under his leadership. Additional research would be necessary to evaluate his performance and contributions to Terra Income Fund 6 LLC.
TFSA Real Estate Stock FAQ
What does Terra Income Fund 6, LLC 7.00% do?
Terra Income Fund 6 LLC is a private real estate investment fund that specializes in originating, acquiring, and managing commercial real estate-related loans in the United States. The company focuses on providing debt financing solutions, including mezzanine loans, mortgage loans, and bridge loans, to commercial property owners and developers. By investing in a diversified portfolio of real estate debt instruments, Terra Income Fund 6 LLC aims to generate attractive returns for its investors while mitigating some of the risks associated with direct property ownership.
What are the main risks for TFSA?
Terra Income Fund 6 LLC faces several risks inherent to commercial real estate lending. Rising interest rates could increase borrowing costs and potentially lead to borrower defaults. Economic downturns could reduce property values and negatively impact loan performance. Credit risk is a significant concern, as borrowers may be unable to repay their loans. Increased competition from other lenders could compress profit margins. Regulatory changes impacting real estate lending could also pose challenges. Investors should carefully assess these risks before investing in Terra Income Fund 6 LLC.
What are the key factors to evaluate for TFSA?
Evaluate TFSA on fundamentals, analyst consensus, and risk factors. Not financial advice.
How frequently does TFSA data refresh on this page?
TFSA prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven TFSA's recent stock price performance?
Terra Income Fund 6, LLC 7.00% (TFSA) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: High dividend yield (14.59%). See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider TFSA overvalued or undervalued right now?
Valuing Terra Income Fund 6, LLC 7.00% (TFSA) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying TFSA?
Before investing in Terra Income Fund 6, LLC 7.00% (TFSA), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding TFSA to a portfolio?
Key strength of Terra Income Fund 6, LLC 7.00% (TFSA): High dividend yield (14.59%). Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- AI analysis pending, limiting comprehensive insights.
- Financial data requires further verification due to potentially anomalous profit margin.