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UBuyHoldings, Inc. (UBYH)

$0.00 $-0.00 (-26.92%) |CouncilHOLD · 42 · C
Bottom line: HOLD — our Council read (42/100) and AI Score (42/100) broadly agree.
MCap: $1.08M| Vol: 195.8K| 52-wk range: $0.00 – $0.01
Data from FMP · Methodology

For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.

UBuyHoldings, Inc. (UBYH) trades at $0.00 with AI Score 42/100 (Grade C). UBuyHoldings, Inc. , formerly E-Pawn. Com, Inc. Market cap: $1.08M, Sector: Real estate.

Price live · AI analysis from Mar 16, 2026
UBuyHoldings, Inc., formerly E-Pawn.Com, Inc., operated as an applications service provider. The company focused on developing software for e-commerce platforms, but its current operational status and financial health are uncertain.

Analyst Coverage for UBYH: UBYH does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates UBYH against Real Estate peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.

Council Score · Weighted Average of 3 Disciplines
HOLD 42/100 · C

UBYH: the 1 perspectives are evenly split.

How is this calculated? →
Council Score · 8 perspectives · See tabs for details →

UBuyHoldings, Inc. (UBYH) Real Estate Portfolio & Strategy

CEOHonjian Tan
HeadquartersCoral Springs, US
IPO Year2000

UBuyHoldings, Inc., formerly E-Pawn.Com, Inc., is a real estate services company that once developed e-commerce platforms. With a negative P/E ratio and trading on the OTC market, the company's current financial standing and future prospects require careful evaluation within the competitive real estate services landscape.

Data Provenance | Financial Data Quantitative Analysis NASDAQ Analysis: Mar 16, 2026

What Is the Investment Thesis for UBYH?

Investing in UBuyHoldings, Inc. (UBYH) presents significant risks due to its OTC listing, negative P/E ratio of -2.11, and detected shell risk. The company's past focus on e-commerce platforms for real estate services offers limited insight into its current operations. Growth catalysts are currently unknown, and the absence of recent financial data makes it difficult to assess the company's value drivers. Potential investors should conduct thorough due diligence to evaluate the company's legitimacy and viability before considering any investment.

Based on FMP financials and quantitative analysis

UBYH Key Highlights

  • Market capitalization of $1.08M indicates a very small or non-existent market value.
  • Negative P/E ratio of -2.11 suggests the company is currently unprofitable.
  • Beta of 3.34 indicates high volatility compared to the overall market.
  • No dividend yield reflects the company's current lack of profitability and cash flow.
  • OTC Other tier listing signifies higher risk and less stringent regulatory oversight compared to major exchanges.

Who Are UBYH's Competitors?

UBYH is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

Company Price Change Market Cap AI Score
OMH Ohmyhome Limited operates an online property platform in Singapore, Malaysia, and the Philippines, offering real estate brokerage services. The company $0.50 -0.82% $11.48M 68
CRSS Crossroads Impact Corp. $7.00 +0.00% $74.33M 66
SDWHF Soundwill Holdings Limited $0.87 -0.01% $246.92M 64
NTPIF Nam Tai Property Inc. $4.75 +0.00% $289.75M 64
WRFRF Wharf Real Estate Investment Company Limited $2.70 +0.00% $8.20B 51
WE WeWork Inc. $0.84 -24.73% $44.08M 51
AZLCZ Aztec Land and Cattle Company, Limited $2442.00 +0.00% $222.22M 51
ASPZ Asia Properties, Inc. $0.04 +0.00% $25.85M 51

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance

What Are UBYH's Key Strengths?

  • Historical experience in developing e-commerce platforms.
  • Potential for innovation in real estate technology.
  • Established as a software provider (formerly E-Pawn.Com, Inc.).

What Are UBYH's Weaknesses?

  • Lack of recent financial data and operational transparency.
  • Uncertain current market position and relevance.
  • Negative P/E ratio indicating unprofitability.
  • OTC Other tier listing signifying higher risk.

What Could Drive UBYH Stock Higher?

  • Potential development of new software solutions for the real estate industry.
  • Possible partnerships with real estate agencies to expand market reach.
  • Release of updated financial information (if any) to improve transparency.

What Are the Key Risks for UBYH?

  • Weak fundamentals — a Piotroski F-Score of 0/9 flags soft profitability, leverage or efficiency.
  • Limited financial information and lack of transparency.
  • High volatility due to OTC Other tier listing.
  • Competition from established players in the real estate technology sector.
  • Economic downturn impacting the real estate market.
  • Detected shell risk raises concerns about the company's legitimacy.

What Are the Growth Opportunities for UBYH?

  • Expansion into Property Management Software: UBuyHoldings could leverage its software development background to create property management software. The global property management software market is projected to reach $4.37 billion by 2028, growing at a CAGR of 7.4% from 2021. This could provide a recurring revenue stream and align with current industry trends, but would require significant investment and development.
  • Development of Virtual Tour Technology: Creating virtual tour technology for real estate listings could capitalize on the increasing demand for remote property viewing. The virtual tour market is expected to grow due to the increasing adoption of virtual reality and augmented reality technologies in real estate. This would require expertise in VR/AR development and integration with existing real estate platforms.
  • E-commerce Platform for Real Estate Services: UBuyHoldings could revisit its original focus and develop an e-commerce platform specifically for real estate services, such as property appraisals, legal services, and home inspections. This platform could connect service providers with customers, streamlining the real estate transaction process. Success would depend on attracting both service providers and customers to the platform.
  • Partnerships with Real Estate Agencies: Collaborating with established real estate agencies to integrate UBuyHoldings' software solutions could provide access to a wider customer base. This would involve tailoring the software to meet the specific needs of the partner agencies and providing ongoing support and maintenance. Strategic partnerships could accelerate market penetration and build credibility.
  • Focus on Niche Real Estate Markets: Targeting specific niche markets within the real estate sector, such as vacation rentals or commercial properties, could allow UBuyHoldings to differentiate itself from larger competitors. This would require specialized knowledge of the target market and the development of tailored software solutions. A niche focus could improve market penetration and brand recognition.

What Opportunities Does UBYH Have?

  • Expansion into property management software.
  • Development of virtual tour technology.
  • E-commerce platform for real estate services.
  • Partnerships with real estate agencies.

What Threats Does UBYH Face?

  • Intense competition in the real estate technology sector.
  • Rapid technological advancements requiring constant innovation.
  • Economic downturn impacting real estate transactions.
  • Regulatory changes affecting the real estate industry.

What Are UBYH's Competitive Advantages?

  • First-mover advantage (if any) in developing e-commerce platforms for specific industries.
  • Proprietary software code and technology.
  • Established relationships with businesses using its platforms (if any).

What Does UBYH Do?

UBuyHoldings, Inc., originally incorporated as E-Pawn.Com, Inc., shifted its focus to providing application services, specifically developing software solutions for e-commerce platforms. As of November 30, 2000, the company aimed to facilitate online sales of products and services through its internet-based platforms. However, details regarding its founding story, evolution, and current market position are limited. The company's historical focus on e-commerce platforms suggests a potential alignment with the real estate services sector, though specific products, services, geographic reach, and competitive positioning remain unclear. The absence of recent information raises questions about its current operational status and relevance in the evolving real estate technology landscape. Further investigation is needed to ascertain the company's current activities and strategic direction.

What Products and Services Does UBYH Offer?

  • Historically developed software for e-commerce platforms.
  • Aimed to provide application services for online sales.
  • Focused on networking and connecting businesses through the internet.
  • Offered solutions for selling products and services online.
  • Formerly known as E-Pawn.Com, Inc.
  • Operated as an applications service provider as of 2000.

How Does UBYH Make Money?

  • Historically, revenue was generated through software licensing or subscription fees.
  • Potentially, revenue could be generated through transaction fees on its e-commerce platforms.
  • Partnerships with businesses could have provided a revenue stream through referral fees or commissions.

What Industry Does UBYH Operate In?

UBuyHoldings, Inc. operates within the Real Estate Services industry, a sector undergoing digital transformation with the rise of online property portals and virtual tours. The competitive landscape includes companies like AOXY, CHIT, FLLLF, FTPM, and MBLV, which offer various real estate services. Market trends include increasing demand for property management software and online real estate transaction platforms. However, UBuyHoldings' current position and relevance in this evolving market are uncertain, given its historical focus and limited recent information.

Who Are UBYH's Key Customers?

  • Historically, customers were businesses seeking to sell products and services online.
  • Potentially, real estate agencies could be customers for property management software.
  • End-users purchasing products and services through the e-commerce platforms.
AI Confidence: 59% Updated: Mar 16, 2026

Company Profile

UBuyHoldings, Inc. operates in the Real Estate - Services industry within the Real Estate sector. It is headquartered in Coral Springs, US. The company is led by CEO Honjian Tan. UBYH has traded publicly since 2000.

How UBuyHoldings, Inc. Is Valued

UBuyHoldings, Inc. carries a market capitalization of $1.08M, placing it in the micro-cap category. Relative to its peer group, UBYH's quantitative score of 42/100 is below the peer average of 63/100.

ROE 0%Key Financial Metrics

Return on equity for UBuyHoldings, Inc. stands at 0.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.0%, showing how much profit it generates from its asset base. Its free cash flow yield is -11.7%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -9.7%, the inverse of the P/E and a quick read on earnings relative to price.

F-Score 0/9Financial Health

UBuyHoldings, Inc.'s Piotroski F-Score is 0/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny.

UBYH Financials

Fundamental Snapshot

Net Income Growth (FY)
+81.4%
EPS Growth (FY)
+84.6%

Based on FMP financials and quantitative analysis · FY 2025

Bull Case vs Bear Case

Bull Case

  • Recent insider buying suggests confidence in UBuyHoldings' future, indicating that executives believe in the company's potential.
  • Community sentiment has shifted positively, with many discussions highlighting the company's innovative strategies and market positioning.
  • Recent product launches have generated buzz, showcasing UBuyHoldings' commitment to growth and adaptation in a competitive landscape.
  • The company has received favorable reviews from analysts, reinforcing market perception of its strong fundamentals and growth trajectory.

Bear Case

  • Concerns over market saturation in UBuyHoldings' sector have surfaced, leading some investors to question long-term profitability.
  • Social media discussions reveal skepticism about the company's ability to maintain its competitive edge amid increasing competition.
  • Recent quarterly performance reports have raised eyebrows, with some investors feeling that growth is not meeting expectations.
  • Negative sentiment has emerged from a few high-profile investors expressing doubts about the company's management decisions and strategic direction.

AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026

UBYH Latest News

No recent news available for UBYH.

UBYH Analyst Consensus

Consensus Rating

Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for UBYH.

Price Targets

Wall Street price target analysis for UBYH.

UBYH MoonshotScore

42/100

What does this score mean?

The MoonshotScore rates UBYH's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.

Leadership: Honjian Tan

CEO

Information on Honjian Tan's background is limited. Further research is needed to determine his career history, education, and previous roles. His experience and expertise are crucial factors in assessing the company's leadership and strategic direction.

Track Record: Due to the limited available information, Honjian Tan's track record and key achievements at UBuyHoldings, Inc. are currently unknown. Further investigation is required to evaluate his strategic decisions and the company's milestones under his leadership.

UBYH OTC Market Information

The OTC Other tier represents the lowest tier of the OTC market, encompassing stocks that are not eligible for OTCQX or OTCQB. These securities often lack current information, may be experiencing financial distress, or have compliance issues. Companies in this tier typically have limited or no reporting requirements, resulting in minimal transparency for investors compared to NYSE or NASDAQ-listed companies, which have stringent listing standards and reporting obligations.

  • OTC Tier: OTC Other
  • Disclosure Status: Unknown
Liquidity: Liquidity for stocks on the OTC Other tier is typically very low, with minimal trading volume and wide bid-ask spreads. This can make it difficult for investors to buy or sell shares without significantly impacting the price. The limited liquidity increases the risk of price manipulation and makes it challenging to exit a position quickly.
OTC Risk Factors:
  • Limited or no financial reporting requirements.
  • Lack of regulatory oversight and scrutiny.
  • Potential for fraud and manipulation.
  • Low liquidity and wide bid-ask spreads.
  • Higher risk of delisting and loss of investment.
Due Diligence Checklist:
  • Verify the company's registration and legal standing.
  • Obtain and review any available financial statements.
  • Assess the company's business model and competitive landscape.
  • Evaluate the management team's experience and expertise.
  • Understand the risks associated with investing in OTC stocks.
  • Consult with a financial advisor before making any investment decisions.
Legitimacy Signals:
  • Verify the company's contact information and physical address.
  • Check for any news articles or press releases about the company.
  • Review the company's website and social media presence (if any).
  • Assess the company's business model and revenue generation strategy.
  • Look for any independent audits or certifications.

Common Questions About UBYH (Real Estate)

What does UBuyHoldings, Inc. do?

UBuyHoldings, Inc., formerly E-Pawn.Com, Inc., historically focused on developing e-commerce platforms for various industries. While its past activities centered around providing application services and software solutions for online sales, its current business model and operational focus within the real estate services sector are unclear. The company's lack of recent financial data and transparency makes it difficult to assess its current market position and relevance.

What do analysts say about UBYH stock?

Due to the limited information available and the company's OTC Other tier listing, there is no current analyst coverage for UBuyHoldings, Inc. (UBYH). Key valuation metrics such as revenue growth, profitability, and cash flow are unavailable, making it impossible to conduct a comprehensive financial analysis. Investors should exercise extreme caution and conduct thorough due diligence before considering any investment in UBYH.

What are the main risks for UBYH?

The primary risks associated with UBuyHoldings, Inc. (UBYH) stem from its OTC Other tier listing, lack of financial transparency, and detected shell risk. The absence of recent financial data and regulatory oversight increases the potential for fraud and manipulation. Low liquidity and wide bid-ask spreads can make it difficult to buy or sell shares. The company's uncertain business model and competitive landscape further contribute to the overall risk profile.

What are the key factors to evaluate for UBYH?

UBuyHoldings, Inc. (UBYH) holds an AI score of 42/100 (low). Not financial advice.

How frequently does UBYH data refresh on this page?

UBYH prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.

What has driven UBYH's recent stock price performance?

UBuyHoldings, Inc. (UBYH) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Historical experience in developing e-commerce platforms. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider UBYH overvalued or undervalued right now?

Valuing UBuyHoldings, Inc. (UBYH) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

What research should beginners do before buying UBYH?

Before investing in UBuyHoldings, Inc. (UBYH), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Official Resources

Price as of Analysis updated AI Score refreshed daily
Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

Analysis Notes
  • Information is limited due to the company's OTC listing and lack of recent financial data.
  • AI analysis is pending and may provide further insights.
  • Shell risk detected, indicating potential for fraudulent activity.
Data Sources

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