VIB Vermögen AG (VIBVY)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
VIB Vermögen AG (VIBVY) trades at $33.35. VIB Vermögen AG is a German real estate company focused on developing, acquiring, and managing commercial properties in southern Germany. Their portfolio includes logistics, light industry, and retail properties. Market cap: $1.10B, Sector: Real estate.
Price live · AI analysis from Mar 17, 2026Analyst Coverage for VIBVY: VIBVY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates VIBVY against Real Estate peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
VIBVY: 1/1 perspectives are bearish.
How is this calculated? →VIB Vermögen AG (VIBVY) Real Estate Portfolio & Strategy
VIB Vermögen AG, a German real estate company, specializes in commercial properties across southern Germany, focusing on logistics, light industry, and retail sectors. With a portfolio of 112 properties and a market capitalization of $1.10B, VIBVY offers investors exposure to the German real estate market.
What Is the Investment Thesis for VIBVY?
VIB Vermögen AG presents a compelling investment case based on its established presence in the southern German commercial real estate market. With a market capitalization of $1.10B and a P/E ratio of 5.75, the company appears undervalued relative to its earnings. The company's focus on logistics and light industry properties positions it to benefit from the ongoing growth in e-commerce and supply chain optimization. A profit margin of 30.9% suggests efficient operations. Upcoming expansion projects and strategic acquisitions could drive further growth. However, investors should be aware of potential risks related to interest rate fluctuations and economic cycles in the real estate sector.
Based on FMP financials and quantitative analysis
VIBVY Key Highlights
- Market capitalization of $1.10B indicates a substantial presence in the German real estate market.
- P/E ratio of 5.75 suggests potential undervaluation compared to industry peers.
- Profit margin of 30.9% reflects efficient management and profitability.
- Gross margin of 7.4% indicates the company's revenue after deducting the cost of goods sold.
- Dividend yield of 0.50% provides a modest income stream for investors.
Who Are VIBVY's Competitors?
VIBVY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ENTOF Entra ASA | $8.00 | -28.39% | $1.46B | 48 |
| GRMHF Greentown Management Holdings Company Limited | $0.50 | +0.00% | $980.92M | 53 |
| HYSNY Hysan Development Company Limited | $3.90 | -6.92% | $2.00B | 55 |
| ICHIF Ichigo Inc. | $2.62 | +9.17% | $1.03B | 48 |
| MEQYF Mainstreet Equity Corp. | $120.00 | +0.05% | $1.11B | 47 |
| OMH Ohmyhome Limited operates an online property platform in Singapore, Malaysia, and the Philippines, offering real estate brokerage services. The company | $0.50 | -0.82% | $11.48M | 68 |
| CRSS Crossroads Impact Corp. | $7.00 | +0.00% | $74.33M | 66 |
| SDWHF Soundwill Holdings Limited | $0.87 | -0.01% | $246.92M | 64 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are VIBVY's Key Strengths?
- Established presence in southern Germany
- Diversified portfolio of commercial properties
- Strong relationships with tenants
- Experienced management team
What Are VIBVY's Weaknesses?
- Geographic concentration in southern Germany
- Exposure to economic cycles in the real estate market
- Limited brand recognition outside of Germany
- Small number of employees
What Could Drive VIBVY Stock Higher?
- Expansion of logistics portfolio to capitalize on e-commerce growth.
- Strategic acquisitions of commercial properties in southern Germany.
- Development of specialist retail parks to attract stable tenants.
- Optimization of existing properties to improve energy efficiency and sustainability.
- Geographic expansion within southern Germany to tap into new markets.
What Are the Key Risks for VIBVY?
- Financial-distress signal — its Altman Z-Score of 1.05 sits in the distress zone (elevated bankruptcy risk).
- Economic downturn in Germany impacting property values and rental income.
- Rising interest rates increasing borrowing costs and reducing property values.
- Increased competition from other real estate companies in southern Germany.
- Changes in government regulations affecting the real estate market.
- Currency risk associated with the ADR structure.
What Are the Growth Opportunities for VIBVY?
- Expansion of Logistics Portfolio: The increasing demand for logistics properties due to e-commerce growth presents a significant opportunity for VIB Vermögen AG. Investing in new logistics facilities and expanding existing ones can increase rental income and property value. The European e-commerce logistics market is projected to reach $68.5 billion by 2027, offering substantial growth potential. Timeline: Ongoing.
- Strategic Acquisitions: Acquiring existing commercial properties in strategic locations can quickly expand VIB Vermögen AG's portfolio and increase its market share. Targeting properties with high occupancy rates and potential for value appreciation can generate attractive returns. The German commercial real estate market offers numerous acquisition opportunities. Timeline: Ongoing.
- Development of Specialist Retail Parks: Developing and managing specialist retail parks that cater to specific needs, such as DIY stores or garden centers, can attract a stable tenant base and generate consistent rental income. These retail parks benefit from the increasing demand for specialized retail offerings. Timeline: Ongoing.
- Optimization of Existing Properties: Improving the energy efficiency and sustainability of existing properties can reduce operating costs and attract tenants who prioritize environmentally friendly buildings. Implementing green building technologies and obtaining certifications can enhance property value. Timeline: Ongoing.
- Geographic Expansion within Southern Germany: Expanding its presence in underserved areas within southern Germany can allow VIB Vermögen AG to tap into new markets and diversify its portfolio. Identifying regions with strong economic growth and limited supply of commercial properties can provide attractive investment opportunities. Timeline: Ongoing.
What Opportunities Does VIBVY Have?
- Expansion into new geographic markets
- Acquisition of additional commercial properties
- Development of new property types
- Increased demand for logistics properties due to e-commerce growth
What Threats Does VIBVY Face?
- Economic downturn in Germany
- Rising interest rates
- Increased competition from other real estate companies
- Changes in government regulations
What Are VIBVY's Competitive Advantages?
- Established presence in southern Germany
- Expertise in managing and developing commercial properties
- Diversified portfolio of logistics, light industry, and retail properties
- Long-term relationships with tenants
What Does VIBVY Do?
VIB Vermögen AG, founded in 1993 and headquartered in Neuburg an der Donau, Germany, operates as a commercial real estate company. The company develops, buys, holds, rents, and manages a diverse portfolio of commercial properties located in southern Germany. VIB Vermögen's portfolio consists of 112 properties, including logistics and light industry properties, specialist retail parks, and commercial and service centers. As of December 31, 2021, the total rentable area of these properties amounted to approximately 1.29 million square meters. The company focuses on long-term value creation through strategic property management and development. VIB Vermögen aims to provide stable returns to its shareholders through rental income and property value appreciation. The company's strategy involves expanding its portfolio through acquisitions and development projects while maintaining a high occupancy rate and efficient cost management. VIB Vermögen AG is listed on the Frankfurt Stock Exchange under the ticker symbol VIBV.
What Products and Services Does VIBVY Offer?
- Develop commercial real estate properties
- Buy commercial real estate properties
- Hold commercial real estate properties
- Rent commercial real estate properties
- Manage commercial real estate properties
- Focus on logistics and light industry properties
- Operate specialist retail parks
- Manage commercial and service centers
How Does VIBVY Make Money?
- Generate rental income from commercial properties
- Increase property value through strategic management and development
- Acquire and develop new properties to expand the portfolio
- Maintain high occupancy rates to maximize rental income
What Industry Does VIBVY Operate In?
VIB Vermögen AG operates within the German real estate market, which is characterized by strong demand for commercial properties, particularly in the logistics and light industry sectors. The growth of e-commerce and the increasing importance of efficient supply chains are driving demand for logistics properties. The competitive landscape includes both large, international real estate companies and smaller, regional players. VIB Vermögen AG differentiates itself through its focus on southern Germany and its expertise in managing and developing commercial properties. The German real estate market is subject to economic cycles and interest rate fluctuations, which can impact property values and rental income.
Who Are VIBVY's Key Customers?
- Logistics companies
- Light industry manufacturers
- Retail businesses
- Service providers
Company Profile
VIB Vermögen AG operates in the Real Estate - Services industry within the Real Estate sector. It is headquartered in Neuburg an der Donau, DE. The company is led by CEO Dirk Oehme. VIBVY has traded publicly since 2015.
VIB Vermögen AG (VIBVY) Valuation Context
Valued at $1.10B, VIBVY is classified as a small-cap stock.
ROE 10%Key Financial Metrics
Return on equity for VIB Vermögen AG stands at 10.4%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 4.3%, showing how much profit it generates from its asset base. VIBVY trades at a trailing price-to-earnings ratio of 2.72, below the Real Estate sector average of ~20x. Its free cash flow yield is 26.6%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.45 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 36.8%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 4/9Financial Health
VIB Vermögen AG's Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.05 places it in the distress zone, a signal of elevated financial risk.
VIBVY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Established presence in southern Germany
- Diversified portfolio of commercial properties
- Strong relationships with tenants
- Experienced management team
Bear Case
- Geographic concentration in southern Germany
- Exposure to economic cycles in the real estate market
- Limited brand recognition outside of Germany
- Small number of employees
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
VIBVY Latest News
No recent news available for VIBVY.
VIBVY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for VIBVY.
Price Targets
Wall Street price target analysis for VIBVY.
VIBVY MoonshotScore
What does this score mean?
The MoonshotScore rates VIBVY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Dirk Oehme
CEO
Dirk Oehme serves as the CEO of VIB Vermögen AG. Information regarding his detailed career history, education, and previous roles is not available in the provided data. However, as CEO, he is responsible for the overall strategic direction and operational management of the company, overseeing its real estate development, acquisition, and management activities.
Track Record: As CEO, Dirk Oehme manages 38 employees. Specific achievements and milestones under his leadership are not detailed in the provided data. However, his role involves guiding the company's growth strategy, maintaining strong relationships with tenants, and ensuring the efficient management of its property portfolio.
VIB Vermögen AG ADR Information Unsponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. VIBVY is a Level 1 ADR, meaning it trades over-the-counter (OTC) without meeting the strict listing requirements of major exchanges. This allows U.S. investors to invest in VIB Vermögen AG more easily.
- Home Market Ticker: Frankfurt Stock Exchange, Germany
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: VIBV
VIBVY OTC Market Information
The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market. Companies in this tier often have limited financial disclosure and may not meet minimum listing requirements. Trading on the OTC Other tier carries higher risks compared to trading on major exchanges like the NYSE or NASDAQ due to less stringent regulations and lower liquidity. Investors should exercise caution and conduct thorough due diligence before investing in OTC Other stocks.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure
- Lower trading volume and liquidity
- Wider bid-ask spreads
- Potential for price volatility
- Higher risk of fraud or manipulation
- Verify the company's registration and legal status
- Review available financial statements and disclosures
- Assess the company's business model and competitive position
- Evaluate the management team and their track record
- Understand the risks associated with investing in OTC stocks
- Consult with a financial advisor
- Check for any regulatory actions or legal issues
- Established business operations in Germany
- Audited financial statements (if available)
- Presence of a reputable management team
- Positive news coverage or industry recognition
- Dividend payments (if any)
Common Questions About VIBVY (Real Estate)
What does VIB Vermögen AG do?
VIB Vermögen AG is a German real estate company that focuses on developing, acquiring, holding, renting, and managing commercial properties in southern Germany. Their portfolio consists of logistics and light industry properties, specialist retail parks, and commercial and service centers. The company generates revenue primarily through rental income and property value appreciation, catering to businesses requiring commercial space for logistics, manufacturing, retail, and service operations.
What are the main risks for VIBVY?
VIB Vermögen AG faces several risks, including potential economic downturns in Germany that could negatively impact property values and rental income. Rising interest rates could increase borrowing costs and reduce property values, while increased competition from other real estate companies could put pressure on rental rates and occupancy levels. Changes in government regulations could also affect the real estate market. As an ADR, VIBVY is also subject to currency risk.
What are the key factors to evaluate for VIBVY?
Evaluate VIBVY on fundamentals, analyst consensus, and risk factors. Not financial advice.
How frequently does VIBVY data refresh on this page?
VIBVY prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven VIBVY's recent stock price performance?
VIB Vermögen AG (VIBVY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established presence in southern Germany. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider VIBVY overvalued or undervalued right now?
Valuing VIB Vermögen AG (VIBVY) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying VIBVY?
Before investing in VIB Vermögen AG (VIBVY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding VIBVY to a portfolio?
Key strength of VIB Vermögen AG (VIBVY): Established presence in southern Germany. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on information available as of December 31, 2021.
- AI analysis is pending and may provide additional insights.