Vanguard Short-Term Federal Fund Admiral Shares (VSGDX) Fund Overview
Educational signal · not a buy or sell recommendation · How to read this
Beta 1.00: the stock has moved roughly in step with the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 15, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerVanguard Short-Term Federal Fund Admiral Shares (VSGDX) trades at $10.07. Vanguard Short-Term Federal Adm (VSGDX) primarily invests in short-term U.S. government bonds and related securities. Sector: Financials.
Price as of · Last analyzed: Mar 15, 2026Analyst Coverage for VSGDX: VSGDX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
Vanguard Short-Term Federal Fund Admiral Shares (VSGDX) Financial Services Profile
Vanguard Short-Term Federal Adm (VSGDX) offers investors exposure to short-term U.S. government bonds, focusing on capital preservation and liquidity. With a dollar-weighted average maturity between 1 and 4 years, the fund provides a conservative fixed-income option within Vanguard's suite of investment products, suitable for risk-averse investors.
What Is the Investment Thesis for VSGDX?
VSGDX presents a conservative investment option for risk-averse investors seeking stability and liquidity in the fixed-income market. The fund's focus on short-term U.S. government securities mitigates interest rate risk, making it suitable for investors concerned about potential rate hikes. With a beta of 1.00, the fund's volatility generally mirrors the market. The absence of dividend yield reflects its focus on capital preservation rather than income generation. The fund's performance is closely tied to the prevailing interest rate environment and the creditworthiness of the U.S. government and its agencies. Investors should monitor these factors to assess the fund's potential returns and risks.
Based on FMP financials and quantitative analysis
VSGDX Key Highlights
Invests primarily in bonds issued or guaranteed by the U.S. government and its agencies.
- Maintains a dollar-weighted average maturity of 1 to 4 years, reducing interest rate risk.
- May use derivative instruments to manage risk or enhance returns.
- Aims to provide current income while prioritizing capital preservation and liquidity.
- Beta of 1.00 indicates market-average volatility.
Who Are VSGDX's Competitors?
VSGDX is benchmarked below against 3 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| VGSH Vanguard Short-Term Treasury ETF | $57.76 | -0.04% | $33.6B | — |
| SCHO Schwab Short-Term U.S. Treasury ETF | $23.94 | -0.08% | $12.9B | — |
| ISTB iShares Core 1-5 Year USD Bond ETF | $47.41 | -0.06% | $5.34B | — |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are VSGDX's Key Strengths?
Low expense ratio.
- Strong brand reputation.
- Focus on capital preservation.
- High liquidity.
What Are VSGDX's Weaknesses?
Low yield compared to other fixed-income options.
- Limited potential for capital appreciation.
- Susceptible to interest rate risk (though mitigated by short duration).
- Dependence on U.S. government creditworthiness.
What Are the Key Risks for VSGDX?
Rising interest rates could decrease the value of bond holdings.
- U.S. government credit downgrade could negatively impact bond prices.
- Inflation could erode the real value of returns.
- Market volatility could lead to temporary price fluctuations.
What Are VSGDX's Competitive Advantages?
- Low Expense Ratio: Vanguard is known for its low-cost investment philosophy, which gives VSGDX a competitive advantage over higher-cost funds.
- Strong Brand Reputation: Vanguard has a strong reputation for integrity and investor-focused management, attracting a loyal customer base.
- Scale and Efficiency: Vanguard's large scale allows it to operate efficiently and offer competitive pricing.
- Established Track Record: VSGDX has a long track record of providing stable returns and capital preservation.
What Does VSGDX Do?
Vanguard Short-Term Federal Adm (VSGDX) is a fixed-income fund managed by The Vanguard Group, one of the world's largest investment management companies. The fund's primary objective is to provide current income while maintaining capital preservation and liquidity. VSGDX achieves this by investing predominantly in bonds issued or guaranteed by the U.S. government and its agencies. While many of these securities are backed by the U.S. government, some are not backed by its full faith and credit. The fund maintains a relatively short duration, with the majority of its investments having a dollar-weighted average maturity of 1 to 4 years. This short-term focus helps to reduce interest rate risk, making it a more conservative option compared to longer-term bond funds. VSGDX may also utilize derivative instruments such as options, futures contracts, and swap agreements to manage risk or enhance returns. The fund is designed for investors seeking a stable, low-risk investment option within the fixed-income market. Vanguard, known for its low-cost investment philosophy, offers VSGDX as part of its broader range of investment solutions.
What Products and Services Does VSGDX Offer?
- Invests primarily in short-term U.S. government bonds.
- Focuses on bonds issued or guaranteed by the U.S. government and its agencies.
- Maintains a dollar-weighted average maturity of 1 to 4 years.
- Seeks to provide current income while preserving capital.
- May utilize derivative instruments to manage risk.
- Offers a low-risk fixed-income option for investors.
- Provides liquidity through easy access to funds.
How Does VSGDX Make Money?
- Generates income from interest payments on U.S. government bonds.
- May generate additional income through the use of derivative instruments.
- Passes income on to investors in the form of distributions (if any).
What Industry Does VSGDX Operate In?
VSGDX operates within the fixed-income market, specifically focusing on short-term U.S. government securities. This segment is characterized by lower risk and lower potential returns compared to other fixed-income sectors like corporate bonds or high-yield debt. The fund competes with other short-term bond funds and money market accounts, offering investors a slightly higher yield potential than money market funds while maintaining a similar level of safety. The performance of this segment is heavily influenced by the Federal Reserve's monetary policy and the overall interest rate environment.
Who Are VSGDX's Key Customers?
- Risk-averse investors seeking capital preservation.
- Investors looking for a stable, low-risk fixed-income option.
- Individuals and institutions seeking liquidity.
- Investors who want exposure to U.S. government bonds.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
- ● This is a fund, not an operating company
MoonshotScore History
Recorded daily since 2026-08-23 · 56 snapshots
| 2026-08-23 | 46 |
| 2026-09-03 | 46 |
| 2026-09-14 | 46 |
| 2026-09-25 | 46 |
| 2026-10-09 | 46 |
| 2026-10-26 | 46 |
What changed?
The score has stayed at 46.
Over the same 31 days the stock moved +0.4%.
VSGDX Financials
Bull Case vs Bear Case
Bull Case
- Low expense ratio.
- Strong brand reputation.
- Focus on capital preservation.
- High liquidity.
Bear Case
- Low yield compared to other fixed-income options.
- Limited potential for capital appreciation.
- Susceptible to interest rate risk (though mitigated by short duration).
- Dependence on U.S. government creditworthiness.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
VSGDX Latest News
No recent news available for VSGDX.
VSGDX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for VSGDX.
Price Targets
Wall Street price target analysis for VSGDX.
VSGDX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for VSGDX; grades run from A+ (80-100) to F (below 30).
Common Questions About VSGDX (Financials)
What does Vanguard Short-Term Federal Adm do?
Vanguard Short-Term Federal Adm (VSGDX) is a mutual fund that invests primarily in short-term U.S. government bonds and related securities. It focuses on bonds issued or guaranteed by the U.S. government and its agencies, with a dollar-weighted average maturity of 1 to 4 years.
What do analysts say about VSGDX stock?
As of 2026-03-15, there is no specific analyst coverage available for VSGDX, as it is a mutual fund and not a publicly traded stock.
What are the main risks for VSGDX?
The primary risks associated with VSGDX include interest rate risk, credit risk, and inflation risk. Rising interest rates could negatively impact the value of the fund's bond holdings, although the short-term maturity of the bonds helps to mitigate this risk. Credit risk is relatively low, as the fund invests primarily in U.S. government securities.
What are the key financial metrics investors watch for VSGDX?
Key financial metrics for VSGDX include its yield, expense ratio, and risk-adjusted returns. The yield represents the income generated by the fund's bond holdings. The expense ratio is the annual fee charged to manage the fund. Risk-adjusted returns, such as the Sharpe ratio, measure the fund's performance relative to its risk level.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- The information provided is based on available data and general knowledge of the fund and its investment strategy.
- Investment decisions should be based on individual circumstances and a thorough understanding of the fund's prospectus.