What Is Portfolio Health Check?
Summary
A portfolio health check analyzes your holdings for diversification, sector exposure, risk concentration, and balance. Upload tickers or a screenshot to receive an overall health grade with category breakdowns. No account linking is required, and the tool is free on Stock Expert AI.
If you prefer one clear verdict instead of scattered data, see the product overview.
Definition
A portfolio health check is an AI-powered diagnostic analysis of your investment holdings that evaluates diversification, sector exposure, risk concentration, and overall portfolio balance to identify potential vulnerabilities and optimization opportunities.
How It Works
Enter your stock tickers manually or upload a screenshot of your portfolio.
AI analyzes each holding's fundamentals, correlations, and risk factors.
An overall health score is generated with breakdowns by diversification, risk, and performance.
Specific suggestions for rebalancing and risk reduction are provided in plain language.
Frequently Asked Questions
How do I run a portfolio health check?
Visit the Portfolio Review page on Stock Expert AI, enter your tickers or upload a portfolio screenshot, and the AI will generate a comprehensive diagnostic report.
Is my portfolio data secure?
Yes. Stock Expert AI does not require brokerage account linking. Your entered holdings are analyzed in real-time and are not shared with third parties.
What does the health check score mean?
The health check score grades your portfolio on diversification, risk concentration, sector exposure, and individual holding quality. Higher scores indicate better balance and lower risk concentration.
How often should I check my portfolio health?
We recommend running a health check quarterly or whenever you make significant changes to your holdings.
Does it work with any broker?
Yes. Since you manually input your holdings, the portfolio health check works regardless of which broker you use.
Is the portfolio health check free?
Yes. Stock Expert AI's portfolio health check is free to use during the beta period with no account linking required.
What does a low health check score mean?
A low score typically indicates issues like excessive concentration in a single stock or sector, high correlation between holdings, or missing asset class diversification. The report provides specific areas to investigate and potential improvements.
Can I run a health check on a paper portfolio?
Yes. Since you manually enter tickers, you can analyze hypothetical portfolios, watchlists, or proposed allocations before committing real money. This is useful for testing portfolio ideas before investing.
Evidence & Sources
- Data sources used on Stock Expert AI include FMP (Financial Modeling Prep), Alpaca, Finnhub, Alpha Vantage, and SEC filings where available.
- Definitions follow standard investing terminology; each page explains concepts in beginner-friendly language.
- Financial data is refreshed regularly from real-time and delayed market feeds.
- This page is educational and does not constitute investment advice.
- All analysis is generated by AI models and should be verified with independent research.