U-Haul Holding Company (UHALB)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
U-Haul Holding Company (UHALB) trades at $53.06. U-Haul Holding Company is a leading do-it-yourself moving and storage operator in North America. The company operates through a network of company-owned and independent dealer locations. Sector: Industrials.
Price live · AI analysis from Mar 18, 2026Analyst Coverage for UHALB: UHALB does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates UHALB against Industrials peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
UHALB: 1/1 perspectives are bearish.
How is this calculated? →U-Haul Holding Company (UHALB) Industrial Operations Profile
U-Haul Holding Company, a dominant player in the do-it-yourself moving and storage industry across the United States and Canada, offers a comprehensive suite of services including truck and trailer rentals, self-storage, and moving supplies, leveraging a vast network of company-operated and independent dealer locations.
What Is the Investment Thesis for UHALB?
U-Haul Holding Company presents a notable research candidate due to its established market position, extensive network, and diversified service offerings. The company's consistent revenue generation from its core moving and storage operations, coupled with its insurance services, provides a stable financial foundation. Growth catalysts include the increasing demand for self-storage solutions, expansion of its online marketplace, and strategic acquisitions of self-storage facilities. However, investors may want to evaluate the company's relatively high P/E ratio of 95.70 and modest profit margin of 1.6%. The company's beta of 1.10 suggests slightly higher volatility compared to the market. Successful execution of expansion strategies and effective cost management are crucial for sustaining growth and improving profitability.
Based on FMP financials and quantitative analysis
UHALB Key Highlights
- Operates approximately 1,844 self-storage locations with around 876,000 rentable storage units as of March 31, 2022.
- Maintains a rental fleet of approximately 186,000 trucks, 128,000 trailers, and 46,000 towing devices as of March 31, 2022.
- Distributes services through approximately 2,100 company-operated retail moving stores and 21,100 independent U-Haul dealers.
- Generates revenue through its Moving and Storage segment, as well as Property and Casualty Insurance and Life Insurance segments.
- Faces a relatively high P/E ratio of 95.70 and a modest profit margin of 1.6%.
Who Are UHALB's Competitors?
UHALB is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AL Air Lease Corporation | $65.00 | +0.00% | $7.28B | 56 |
| CNH CNH Industrial is a global manufacturer specializing in agricultural and construction equipment, with a strong presence through its Case IH brand and extensive dealer network. The company | $10.88 | +1.45% | $13.48B | 48 |
| FBIN Fortune Brands Innovations, Inc. | $51.56 | -3.12% | $6.15B | 64 |
| HEES H&E Equipment Services, Inc. | $94.64 | +0.00% | $3.47B | 47 |
| QXO QXO, Inc. | $15.85 | -2.25% | $11.49B | — |
| MPU Mega Matrix Corp. | $0.30 | -2.12% | $13.72M | 64 |
| FTAI FTAI Aviation Ltd. | $245.65 | -0.97% | $25.20B | 59 |
| HRI Herc Holdings Inc. | $136.66 | +1.30% | $4.56B | 59 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are UHALB's Key Strengths?
- Established brand and market leadership in the DIY moving and storage industry.
- Extensive network of company-operated and independent dealer locations.
- Diversified service offerings, including moving, storage, and insurance.
- Large and well-maintained fleet of rental trucks and trailers.
What Are UHALB's Weaknesses?
- Relatively high P/E ratio compared to industry peers.
- Modest profit margin.
- Dependence on economic conditions and housing market trends.
- Potential for increased competition from new entrants and existing players.
What Could Drive UHALB Stock Higher?
- Expansion of self-storage facilities in key markets to meet growing demand.
- Enhancement of the uhaul.com platform to improve customer experience and drive online sales.
- Potential strategic acquisitions of smaller self-storage operators to expand market share.
- Implementation of data analytics to optimize marketing efforts and improve customer targeting.
What Are the Key Risks for UHALB?
- Economic downturns could reduce demand for moving and storage services.
- Increased fuel costs and vehicle maintenance expenses could impact profitability.
- Competition from other moving and storage companies could erode market share.
- Regulatory changes could increase compliance costs.
What Are the Growth Opportunities for UHALB?
- Expansion of Self-Storage Facilities: U-Haul can capitalize on the growing demand for self-storage by strategically acquiring and developing new storage facilities in high-growth markets. The self-storage market is projected to reach $64.7 billion by 2026, offering significant growth potential. By increasing its storage capacity and improving occupancy rates, U-Haul can enhance its revenue stream and market share. This expansion should be ongoing, with a focus on locations with high population density and limited storage options.
- Enhancement of Online Marketplace: U-Haul's online platform, uhaul.com, can be further developed to enhance the customer experience and expand service offerings. By integrating additional services such as moving labor, packing assistance, and home organization, U-Haul can become a one-stop shop for all moving-related needs. This initiative can attract a broader customer base and increase customer loyalty. The timeline for implementation should be within the next 1-2 years, with continuous updates and improvements based on customer feedback.
- Strategic Partnerships and Acquisitions: U-Haul can pursue strategic partnerships and acquisitions to expand its service offerings and geographic reach. Collaborating with real estate developers, moving companies, and other related businesses can create synergistic opportunities and enhance U-Haul's market position. Acquisitions of smaller self-storage operators can provide immediate access to new markets and customer bases. These partnerships and acquisitions should be evaluated on a case-by-case basis, with a focus on long-term value creation.
- Development of Innovative Storage Solutions: U-Haul can invest in the development of innovative storage solutions to cater to evolving customer needs. This includes offering climate-controlled storage units, mobile storage options, and specialized storage solutions for businesses. By differentiating its storage offerings, U-Haul can attract premium customers and increase its revenue per unit. The development and implementation of these solutions should be phased in over the next 3-5 years, with ongoing research and development to stay ahead of market trends.
- Leveraging Data Analytics for Targeted Marketing: U-Haul can leverage data analytics to better understand customer behavior and preferences, enabling more targeted marketing campaigns. By analyzing customer data, U-Haul can identify high-potential customer segments and tailor its marketing messages to their specific needs. This can lead to increased customer acquisition, improved customer retention, and higher marketing ROI. The implementation of data analytics tools and strategies should be an ongoing process, with continuous monitoring and optimization to maximize results.
What Opportunities Does UHALB Have?
- Expansion of self-storage facilities in high-growth markets.
- Enhancement of online marketplace and service offerings.
- Strategic partnerships and acquisitions to expand geographic reach.
- Development of innovative storage solutions to cater to evolving customer needs.
What Threats Does UHALB Face?
- Economic downturns and reduced consumer spending.
- Increased fuel costs and vehicle maintenance expenses.
- Regulatory changes and compliance requirements.
- Technological disruptions and changing customer preferences.
What Are UHALB's Competitive Advantages?
- Extensive network of company-operated and independent dealer locations.
- Strong brand recognition and reputation in the moving and storage industry.
- Large and diverse fleet of rental trucks and trailers.
- Integrated service offerings, including moving, storage, and insurance.
What Does UHALB Do?
U-Haul Holding Company, formerly known as AMERCO, was founded in 1945 in Reno, Nevada, by Leonard Shoen and his wife, Anna Mary Carty. The company revolutionized the moving industry by introducing the concept of renting trailers for one-way moves, making relocation more accessible and affordable for individuals and families. Over the decades, U-Haul has expanded its services to include truck rentals, self-storage facilities, moving supplies, and related insurance products. Today, U-Haul operates through its Moving and Storage segment and its Property and Casualty Insurance and Life Insurance segments. The Moving and Storage segment is the core of U-Haul's business, providing a wide range of rental equipment, including approximately 186,000 trucks, 128,000 trailers, and 46,000 towing devices as of March 31, 2022. The company also operates approximately 1,844 self-storage locations with around 876,000 rentable storage units. U-Haul serves both household and commercial customers through a network of approximately 2,100 company-operated retail moving stores and 21,100 independent U-Haul dealers across the United States and Canada. The company's online platform, uhaul.com, connects customers with independent Moving Help service providers and self-storage affiliates, expanding its reach and service offerings.
What Products and Services Does UHALB Offer?
- Rents trucks and trailers for do-it-yourself moving.
- Provides self-storage units for household and commercial goods.
- Sells moving supplies such as boxes, tape, and packing materials.
- Offers moving and storage protection packages (insurance).
- Connects customers with independent Moving Help service providers.
- Provides towing equipment and auto transport services.
- Sells propane at select locations.
How Does UHALB Make Money?
- Rental revenue from trucks, trailers, and other moving equipment.
- Storage revenue from self-storage unit rentals.
- Sales of moving supplies and related products.
- Insurance revenue from moving and storage protection packages.
What Industry Does UHALB Operate In?
U-Haul Holding Company operates within the rental and leasing services industry, which is influenced by factors such as economic growth, population migration, and housing market trends. The self-storage segment, in particular, has experienced steady growth due to increasing urbanization and the need for flexible storage solutions. The competitive landscape includes national players like Public Storage and smaller regional operators. U-Haul differentiates itself through its extensive network of company-operated and independent dealer locations, providing a wide geographic reach and brand recognition. The industry is also subject to regulatory requirements related to vehicle safety and insurance.
Who Are UHALB's Key Customers?
- Individuals and families relocating within or between cities.
- Businesses needing temporary or long-term storage solutions.
- Students moving to or from college.
- Homeowners downsizing or renovating their homes.
Company Profile
U-Haul Holding Company operates in the Rental & Leasing Services industry within the Industrials sector. It is headquartered in Reno, US. The company is led by CEO Edward Joseph Shoen. UHALB has traded publicly since 2022.
ROE 1%Key Financial Metrics
Return on equity for U-Haul Holding Company stands at 0.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.3%, showing how much profit it generates from its asset base. UHALB trades at a trailing price-to-earnings ratio of 233.88, above the Industrials sector average of ~30x. Its free cash flow yield is -0.9%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.92 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 0.4%, the inverse of the P/E and a quick read on earnings relative to price.
Net buyingInsider Activity
The most recent 12 insider filings for U-Haul Holding Company break down as 9 sales and 3 purchases. On net that is roughly 427K shares acquired (about $3.8M) — insiders putting money in tends to read as conviction.
UHALB Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2026
Bull Case vs Bear Case
Bull Case
- U-Haul's self-storage segment is a steady performer, acting as a reliable revenue stream alongside their core moving services. Think of it as the 'real estate' play within their transportation model.
- Recent chatter suggests U-Haul is strategically expanding its footprint in high-growth areas, positioning them to capitalize on population shifts. It's like betting on the migration patterns within the US economy.
- There's a growing perception that U-Haul benefits from a 'necessity' factor – people always need to move or store things, regardless of economic conditions. Similar to how consumer staples perform in downturns.
- Insider activity seems to indicate confidence in the long-term prospects of the company. It's a signal that those closest to the business see value, even if the broader market doesn't yet.
Bear Case
- The used truck market, a key component of U-Haul's business, is facing headwinds. Supply chain issues and fluctuating demand could impact their equipment costs and availability. Think of it like the automotive industry's struggles amplified.
- Community sentiment suggests some concern about U-Haul's ability to maintain pricing power amidst increasing competition in both the moving and storage sectors. It's a race to the bottom if they can't differentiate.
- There's a perception that U-Haul's business model is heavily reliant on economic growth and consumer spending. A slowdown could significantly impact their rental volumes. Similar to how cyclical industries react to recessions.
- Recent discussions highlight potential challenges in managing their extensive fleet and maintaining service quality across all locations. It's a logistical puzzle that could lead to customer dissatisfaction and higher operational costs.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
UHALB Latest News
No recent news available for UHALB.
UHALB Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for UHALB.
Price Targets
Wall Street price target analysis for UHALB.
UHALB MoonshotScore
What does this score mean?
The MoonshotScore rates UHALB's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Classification
Industry Rental & Leasing ServicesLeadership: Edward Joseph Shoen
CEO
Edward Joseph Shoen serves as the CEO of U-Haul Holding Company. Information regarding his specific educational background and early career is not available in the provided data. However, as CEO, he is responsible for overseeing the company's strategic direction and day-to-day operations. He has extensive experience within the U-Haul organization, contributing to various aspects of the business over the years.
Track Record: Under Edward Joseph Shoen's leadership, U-Haul Holding Company has continued to maintain its dominant position in the do-it-yourself moving and storage industry. He has focused on expanding the company's network of self-storage facilities and enhancing its online platform. Key milestones include the ongoing growth of the company's rental fleet and the expansion of its service offerings.
Common Questions About UHALB (Industrials)
What does U-Haul Holding Company do?
U-Haul Holding Company operates as a do-it-yourself moving and storage operator in the United States and Canada. The company's primary business involves renting trucks, trailers, and self-storage units to individuals and families. Additionally, U-Haul sells moving supplies, offers moving and storage protection packages, and connects customers with independent Moving Help service providers through its online platform, uhaul.com. The company generates revenue through rental fees, sales of moving supplies, and insurance premiums.
What are the main risks for UHALB?
U-Haul Holding Company faces several risks, including economic downturns that could reduce demand for moving and storage services. Increased fuel costs and vehicle maintenance expenses could also impact profitability. The company also faces competition from other moving and storage companies, which could erode market share. Regulatory changes and compliance requirements could increase operating costs. These factors could negatively impact U-Haul's financial performance and stock price.
What are the key factors to evaluate for UHALB?
Evaluate UHALB on fundamentals, analyst consensus, and risk factors. Not financial advice.
How frequently does UHALB data refresh on this page?
UHALB prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven UHALB's recent stock price performance?
U-Haul Holding Company (UHALB) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established brand and market leadership in the DIY moving and storage industry. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider UHALB overvalued or undervalued right now?
Valuing U-Haul Holding Company (UHALB) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying UHALB?
Before investing in U-Haul Holding Company (UHALB), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding UHALB to a portfolio?
Key strength of U-Haul Holding Company (UHALB): Established brand and market leadership in the DIY moving and storage industry. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on information available as of March 18, 2026.
- AI analysis is pending and may provide additional insights.