Dime Community Bancshares, Inc. (DCOMP) Stock Analysis
DELISTED 2026
What happened to Dime Community Bancshares, Inc. (DCOMP) stock?
Dime Community Bancshares, Inc. (DCOMP) no longer trades on public markets. It was delisted in April 2026. The figures below are historical and are not a current quote.
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Dime Community Bancshares, Inc. (DCOMP) trades at $18.47. Dime Community Bancshares, Inc. is a regional bank based in Hauppauge, New York, offering a wide range of commercial banking services. Market cap: $811M, Sector: Financial services.
Last analyzed: Jun 14, 2026Analyst Coverage for DCOMP: DCOMP does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates DCOMP against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
Dime Community Bancshares, Inc. (DCOMP) Financial Services Profile
Dime Community Bancshares, Inc. is a community-focused regional bank providing a comprehensive suite of financial services, including commercial real estate lending and retail banking, with a strong presence in the New York metropolitan area.
What Is the Investment Thesis for DCOMP?
Dime Community Bancshares, Inc. presents a solid investment thesis driven by its strong market position in the New York metropolitan area and a diversified portfolio of financial services. The bank's profit margin stands at 16.6%, indicating effective cost management and operational efficiency. With a P/E ratio of 13.64, the bank appears relatively undervalued compared to industry peers, suggesting potential for price appreciation. Growth catalysts include the ongoing expansion of its service offerings and the strategic management of its credit risk, particularly in commercial real estate lending. Additionally, the bank's dividend yield of 2.50% provides a steady income stream for investors. However, risks associated with interest rate sensitivity and economic fluctuations must be monitored closely, as they could impact net interest margins and overall profitability.
Based on FMP financials and quantitative analysis
DCOMP Key Highlights
Market Cap of $811M indicates a stable presence in the regional banking sector.
- P/E ratio of 13.64 suggests potential undervaluation compared to industry averages.
- Profit margin of 16.6% reflects effective operational efficiency.
- Gross margin of 57.4% exceeds many regional competitors, showcasing strong revenue generation.
- Dividend yield of 2.50% provides a consistent income stream for shareholders.
Who Are DCOMP's Competitors?
DCOMP is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| TCBI Texas Capital Bancshares, Inc. | $98.04 | -0.16% | $4.26B | 90 |
| FISI Financial Institutions, Inc. | $40.79 | -0.29% | $803M | 91 |
| SHBI Shore Bancshares, Inc. | $23.14 | +0.43% | $774M | 95 |
| CCBG Capital City Bank Group, Inc. | $51.40 | +0.80% | $880M | 93 |
| WASH Washington Trust Bancorp, Inc. | $39.19 | -2.39% | $747M | 91 |
| HAFC Hanmi Financial Corporation | $31.14 | -0.05% | $927M | 94 |
| PFIS Peoples Financial Services Corp. | $70.02 | +0.53% | $701M | 92 |
| THFF First Financial Corporation | $79.07 | +0.32% | $940M | 95 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are DCOMP's Key Strengths?
Established brand presence in the New York metropolitan area.
- Strong financial performance with solid profit margins.
- Diverse product offerings catering to various customer segments.
- Robust risk management practices in place.
What Are DCOMP's Weaknesses?
Exposure to interest rate fluctuations impacting net interest margins.
- Limited geographic diversification compared to larger national banks.
- Dependence on the New York market, which may face economic downturns.
- Relatively smaller scale compared to major competitors.
What Could Drive DCOMP Stock Higher?
Expansion of digital banking services to enhance customer engagement and operational efficiency.
- Strong performance in commercial real estate lending contributing to revenue growth.
- Introduction of new financial products aimed at attracting small business customers.
- Strategic partnerships with fintech companies to improve service delivery.
- Continued focus on community engagement to strengthen brand loyalty and customer retention.
What Are the Key Risks for DCOMP?
Financial-distress signal — its Altman Z-Score of 0.41 sits in the distress zone (elevated bankruptcy risk).
- Insider selling — insiders were net sellers of roughly $3.5M recently.
- Interest rate fluctuations impacting net interest margins and profitability.
- Economic downturns affecting loan performance and credit quality.
- Regulatory changes that may increase compliance costs and operational complexity.
- Competition from larger banks and fintech companies posing a threat to market share.
What Are the Growth Opportunities for DCOMP?
- Expansion of Commercial Real Estate Lending: Dime Community Bancshares has the opportunity to grow its commercial real estate lending portfolio, which is a key driver of revenue. The commercial real estate market in New York City is projected to grow at a CAGR of 4.5% over the next five years, providing a favorable environment for increased lending activities. The bank's established relationships within the community position it well to capitalize on this growth.
- Diversification of Financial Products: The bank can enhance its product offerings by introducing new financial services such as wealth management and insurance products.
- Digital Banking Transformation: As more customers prefer online banking solutions, Dime Community Bancshares can invest in technology to enhance its digital banking capabilities. The digital banking market is projected to grow at a CAGR of 10% through 2026, which could lead to increased customer acquisition and retention for the bank.
- Increased Focus on Small Business Lending: With the rise of entrepreneurship in the New York metropolitan area, Dime Community Bancshares can target small business loans, which are expected to grow significantly. The small business lending market is projected to reach $1 trillion by 2027, providing a substantial growth opportunity for the bank.
- Strategic Partnerships and Collaborations: Forming strategic partnerships with fintech companies can allow Dime Community Bancshares to leverage technology and expand its service offerings. Collaborations can enhance operational efficiency and improve customer experience, positioning the bank competitively in the evolving financial landscape.
What Are DCOMP's Competitive Advantages?
- Strong community presence and established relationships with local businesses and consumers.
- Diverse range of financial products that cater to various customer needs.
- Operational efficiency reflected in high profit and gross margins compared to peers.
- Ability to leverage local market knowledge to make informed lending decisions.
- Commitment to customer service that fosters loyalty and long-term relationships.
What Does DCOMP Do?
Dime Community Bancshares, Inc., established in 1910, serves as the parent company of Dime Community Bank, headquartered in Hauppauge, New York. The bank has evolved significantly over the years, adapting to the changing financial landscape while maintaining a strong community focus. Dime Community Bank primarily gathers funds through various deposit accounts, including time, savings, and demand deposits, catering to a diverse clientele that includes businesses, individual consumers, and local government entities. The bank's lending portfolio is robust, encompassing commercial real estate loans, multi-family and single-family residential mortgages, and both secured and unsecured commercial and consumer loans. Additionally, Dime Community Bancshares allocates capital into a diversified portfolio of fixed-income instruments, including government-backed mortgage securities and corporate bonds. Beyond traditional banking services, the bank offers supplementary services such as certificate of deposit account registry services, merchant credit and debit card processing, and advanced cash management solutions. As of December 31, 2021, Dime Community Bank operated 60 branch locations across Long Island and New York City, solidifying its position as a key player in the regional banking sector. The bank's commitment to community service and its extensive range of financial products have established it as a trusted financial partner in its markets.
What Products and Services Does DCOMP Offer?
- Operate as the parent company of Dime Community Bank, providing a range of financial services.
- Gather funds through various deposit accounts from businesses, consumers, and local governments.
- Offer a diverse array of lending products including commercial real estate loans and residential mortgages.
- Manage a diversified portfolio of fixed-income instruments and securities.
- Provide supplementary banking services such as merchant processing and advanced cash management.
- Facilitate access to investment products and advisory services through third-party partnerships.
How Does DCOMP Make Money?
- Generate revenue through interest income from loans and fees from various banking services.
- Collect deposits from customers, which are then used to fund loans and investments.
- Offer supplementary services that provide additional fee income, enhancing overall profitability.
- Engage in investment activities that yield returns on capital allocated to fixed-income securities.
- Maintain a network of branches to increase customer accessibility and service delivery.
What Industry Does DCOMP Operate In?
The regional banking industry is characterized by a growing demand for personalized financial services and community engagement. Dime Community Bancshares, Inc. operates within a competitive landscape that includes both larger banks and local institutions. The market for regional banks is projected to grow as consumers increasingly seek tailored banking solutions. Additionally, the ongoing digital transformation in banking presents both challenges and opportunities for regional banks to enhance customer engagement and operational efficiency. As interest rates fluctuate, banks like Dime Community Bancshares must strategically navigate these changes to maintain profitability and market share.
Who Are DCOMP's Key Customers?
- Businesses seeking commercial banking services and loans.
- Individual consumers looking for personal banking solutions and mortgage products.
- Local government entities requiring banking services and financing options.
- Small business owners needing tailored financial products and advisory services.
- Investors interested in wealth management and investment advisory services.
Insider Activity
Over the past six months, Dime Community Bancshares, Inc. insiders filed 15 SEC Form 4 transactions — 15 sales and 0 purchases. On net that is roughly 86K shares disposed (about $3.5M), a signal worth weighing alongside the fundamentals.
DCOMP Valuation & Market Position
With a $811M market cap, Dime Community Bancshares, Inc. sits in the small-cap segment of the market.
Key Financial Metrics
Return on equity for Dime Community Bancshares, Inc. stands at 8.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.8%, showing how much profit it generates from its asset base. DCOMP trades at a trailing price-to-earnings ratio of 14.14, below the Financial Services sector average of ~18x. Its free cash flow yield is 9.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.21 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 7.1%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Dime Community Bancshares, Inc.'s Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 0.41 places it in the distress zone, a signal of elevated financial risk.
Forward Outlook
Wall Street analysts project Dime Community Bancshares, Inc. revenue of about $513.2M for fiscal 2026, with EPS near $3.48. The estimate reflects 4 contributing analysts.
Company Profile
Dime Community Bancshares, Inc. operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Hauppauge, US. The company is led by CEO Stuart H. Lubow. DCOMP has traded publicly since 2020.
DCOMP Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Community sentiment has shifted positively, with discussions highlighting the bank's strong local presence and customer loyalty.
- Analysts have noted improved operational efficiency, which could enhance profitability in the coming quarters.
- Market perception is bolstered by favorable economic conditions in the region, supporting lending and deposit growth.
Bear Case
- Concerns about rising interest rates have led to fears of compressed margins, which could impact profitability.
- Recent bearish sentiment in the community reflects worries about potential regulatory challenges facing regional banks.
- Insider selling activity has raised eyebrows, suggesting that some executives may be cashing out amid uncertain market conditions.
- The overall banking sector faces scrutiny, and any negative news could disproportionately affect smaller institutions like Dime Community Bancshares.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
DCOMP Latest News
No recent news available for DCOMP.
Leadership: Stuart H. Lubow
CEO
Stuart H. Lubow has extensive experience in the banking sector, having held various leadership roles throughout his career. He has a strong background in financial services and has been instrumental in guiding Dime Community Bancshares, Inc. through significant growth phases. His educational credentials and industry knowledge have positioned him as a respected leader in the community banking space.
Track Record: Under Stuart H. Lubow's leadership, Dime Community Bancshares has seen consistent growth in its loan portfolio and a stable increase in profitability. His strategic decisions have focused on enhancing customer service and expanding the bank's product offerings, contributing to its strong market position.
What Investors Ask About Dime Community Bancshares, Inc. (DCOMP) — Financial Services
What happened to Dime Community Bancshares, Inc. (DCOMP) stock?
Dime Community Bancshares, Inc. (DCOMP) no longer trades on public markets. It was delisted in April 2026. The figures below are historical and are not a current quote.
Can I still buy DCOMP shares?
No. DCOMP stopped trading on public markets in April 2026, so the shares are not available through a broker. Anything you see quoted for DCOMP elsewhere is historical data, not a live market.
Are the figures on this page current?
No. Every number here is the last value recorded before DCOMP stopped trading. Nothing on this page updates, and none of it is a current quote.
Why does this page still exist?
Because people still search for what happened to Dime Community Bancshares, Inc.. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.
What does Dime Community Bancshares, Inc. do?
Dime Community Bancshares, Inc. operates as the parent company of Dime Community Bank, providing a wide range of financial services including commercial and residential loans, deposit accounts, and supplementary banking services. The bank primarily serves businesses, individual consumers, and local government entities in the New York metropolitan area, focusing on community engagement and tailored financial solutions.
What are the main risks for DCOMP?
Dime Community Bancshares, Inc. faces several risks, including exposure to interest rate fluctuations that can affect net interest margins and overall profitability. Additionally, economic downturns may impact loan performance and credit quality, leading to increased default rates. Regulatory changes could also pose challenges, increasing compliance costs and operational complexities. Finally, competition from larger banks and fintech companies remains a constant threat to market share.
What is Dime Community Bancshares, Inc.'s credit quality and risk management approach?
Dime Community Bancshares, Inc. employs a comprehensive risk management framework that focuses on maintaining high credit quality within its loan portfolio. The bank regularly assesses its loan performance, provision levels, and overall risk exposure. By implementing stringent underwriting standards and monitoring economic conditions, Dime Community Bancshares aims to mitigate potential credit risks and ensure the stability of its financial performance.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Data is based on the latest available financial and operational metrics.