Grupo Supervielle S.A. (SUPV) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Grupo Supervielle S.A. (SUPV) trades at $7.65 with AI Score 50/100 (Grade B). Grupo Supervielle S. A. Market cap: $670M, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Jun 14, 2026Analyst Coverage for SUPV: SUPV does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates SUPV against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
SUPV: 1/3 scored disciplines lean bearish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Grupo Supervielle S.A. (SUPV) Financial Services Profile
Grupo Supervielle S.A. stands as a prominent financial services holding company in Argentina, delivering a comprehensive suite of banking solutions including loans, deposits, and insurance, while maintaining a robust network of branches and ATMs across the country.
What Is the Investment Thesis for SUPV?
Grupo Supervielle S.A. presents a multifaceted investment thesis driven by its established market presence and diversified product offerings. With a market capitalization of $670M and a gross margin of 38.1%, the company is positioned to leverage its extensive branch network and digital services to capture growth in Argentina's evolving banking landscape. Key value drivers include its comprehensive suite of financial products, which cater to both personal and corporate clients, as well as its strategic focus on digital transformation. However, the company faces risks such as fluctuating economic conditions and regulatory challenges in Argentina, which could impact its profitability. Monitoring the company's ability to adapt to these challenges while capitalizing on growth opportunities in the financial sector will be essential for assessing its long-term value.
Based on FMP financials and quantitative analysis
SUPV Key Highlights
Market capitalization of $670M reflects its significant presence in the Argentine banking sector.
- Gross margin of 38.1% indicates effective cost management and operational efficiency.
- Diverse product offerings include personal loans, corporate banking, and insurance services, catering to a wide range of customers.
- A network of 298 access points enhances customer accessibility and service delivery.
- Negative profit margin of -2.5% highlights the challenges faced in the current economic environment.
Who Are SUPV's Competitors?
SUPV is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| CFR Cullen/Frost Bankers, Inc. | $164.81 | +0.07% | $10.2B | 86 |
| RRBI Red River Bancshares, Inc. | $100.62 | +0.71% | $663M | 92 |
| CARE Carter Bankshares, Inc. | $31.04 | +0.58% | $688M | 95 |
| ACNB ACNB Corporation | $63.65 | +0.66% | $650M | 93 |
| PFIS Peoples Financial Services Corp. | $70.02 | +0.53% | $701M | 92 |
| WASH Washington Trust Bancorp, Inc. | $39.19 | -2.39% | $747M | 91 |
| GCBC Greene County Bancorp, Inc. | $34.66 | +0.84% | $590M | 92 |
| SHBI Shore Bancshares, Inc. | $23.14 | +0.43% | $774M | 95 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are SUPV's Key Strengths?
Long-standing presence in the Argentine market enhances brand recognition.
- Diverse range of financial products meets various customer needs.
- Strong operational infrastructure with a wide network of branches and ATMs.
- Ability to leverage technology for improved customer service and efficiency.
What Are SUPV's Weaknesses?
Negative profit margin indicates current profitability challenges.
- Exposure to economic fluctuations in Argentina may impact financial performance.
- Limited international presence compared to larger global banks.
- Dependence on traditional banking practices may hinder rapid adaptation to fintech disruptions.
What Could Drive SUPV Stock Higher?
Expansion of digital banking services to enhance customer engagement and operational efficiency.
- Diversification of loan offerings to capture growth in the personal and corporate banking sectors.
- Development of new insurance products to meet the increasing demand in the Argentine market.
- Strategic partnerships aimed at enhancing foreign trade financing capabilities.
- Continuous investment in technology to improve cybersecurity measures and protect customer data.
What Are the Key Risks for SUPV?
Financial-distress signal — its Altman Z-Score of 0.35 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-5.0%) — the business is not currently generating profit on shareholder capital.
- Inconsistent delivery — missed Wall Street EPS estimates in 5 of the last 8 reported quarters.
- Economic instability in Argentina may impact lending practices and customer confidence.
- Regulatory changes affecting the banking sector could impose additional operational challenges.
- Increased competition from fintech companies may disrupt traditional banking models.
- Currency fluctuations could adversely affect the value of ADRs for U.S. investors.
What Are the Growth Opportunities for SUPV?
- Digital Banking Expansion: Grupo Supervielle S.A. is investing in digital banking solutions to enhance customer engagement and streamline operations. The Argentine digital banking market is expected to grow significantly, with projections indicating a compound annual growth rate (CAGR) of over 15% through 2028. By leveraging technology, the company aims to capture a larger share of the growing online banking segment, which is increasingly favored by younger consumers seeking convenience and accessibility.
- Loan Portfolio Diversification: The company plans to expand its loan offerings, including personal, consumer, and mortgage loans. With the Argentine banking sector's total loan market valued at approximately $50 billion, Grupo Supervielle S.A. can capitalize on the increasing demand for credit as economic conditions stabilize. This diversification strategy is expected to enhance revenue streams and improve overall profitability in the coming years.
- Insurance Product Growth: Grupo Supervielle S.A. aims to expand its insurance product offerings, which currently include personal accidents and unemployment coverage. The Argentine insurance market is projected to grow at a CAGR of 10% over the next five years, driven by increasing awareness and demand for comprehensive coverage. By enhancing its insurance portfolio, the company can provide additional value to customers and create new revenue channels.
- Corporate Banking Services: The company is focusing on expanding its corporate banking services, targeting small and medium enterprises (SMEs) that are crucial to Argentina's economic growth. With SMEs representing over 90% of businesses in the country, there is significant potential for growth in this segment. By offering tailored financial solutions, Grupo Supervielle S.A. can strengthen its position as a leading bank for corporate clients.
- Foreign Trade Financing: As Argentina seeks to enhance its export capabilities, Grupo Supervielle S.A. is well-positioned to provide foreign trade financing solutions. The growing demand for international trade services presents an opportunity for the bank to expand its offerings in this area. With the global trade market recovering, the company can leverage its expertise in international guarantees and letters of credit to capture new business opportunities.
What Threats Does SUPV Face?
- Intense competition from both traditional banks and emerging fintech companies.
- Economic instability in Argentina may affect customer confidence and lending.
- Regulatory changes could impact operational flexibility and profitability.
- Potential cybersecurity threats as the company enhances its digital services.
What Are SUPV's Competitive Advantages?
- Established brand with over 130 years of experience in the Argentine banking sector.
- Extensive network of branches and ATMs providing high accessibility for customers.
- Diverse product offerings catering to a wide range of customer needs.
- Strong focus on customer service and satisfaction, enhancing client loyalty.
- Commitment to innovation and digital transformation to stay competitive.
What Does SUPV Do?
Founded in 1887, Grupo Supervielle S.A. has established itself as a significant player in the Argentine financial services sector. Originally known as Inversiones y Participaciones S.A., the company rebranded in November 2008 to better reflect its expansive offerings. Headquartered in Buenos Aires, Argentina, Grupo Supervielle operates through several segments including Personal and Business Banking, Corporate Banking, Treasury and Finance, Capital Markets and Structuring, and Support Areas. Its diverse product portfolio includes savings accounts, various types of loans, credit and debit cards, and insurance products, catering to both individual and corporate clients. As of December 31, 2021, the company had a network of 298 access points, which includes 184 bank branches and 450 ATMs, ensuring extensive reach and accessibility for its customers. The firm’s commitment to innovation is evident in its online brokerage services and asset management offerings, positioning it competitively within the regional banking landscape. Grupo Supervielle aims to enhance customer experience through technological advancements and a wide array of financial solutions tailored to meet the needs of its diverse clientele.
What Products and Services Does SUPV Offer?
- Provide a range of banking products including savings accounts, loans, and credit cards.
- Offer insurance products such as personal accident and unemployment coverage.
- Facilitate foreign trade and cash management services for businesses.
- Operate a network of bank branches and ATMs throughout Argentina.
- Deliver online brokerage and asset management services to clients.
- Engage in corporate banking and treasury services for larger enterprises.
How Does SUPV Make Money?
- Generate revenue through interest income from loans and credit products.
- Earn fees from banking services such as asset management and foreign trade financing.
- Provide insurance products that contribute to overall revenue streams.
- Leverage a network of branches and ATMs to enhance customer accessibility and service delivery.
- Utilize digital platforms to attract tech-savvy customers and streamline operations.
What Industry Does SUPV Operate In?
The banking sector in Argentina is characterized by a mix of traditional banking practices and emerging fintech solutions. As the country continues to recover from economic volatility, the demand for comprehensive banking services is expected to grow. Grupo Supervielle S.A. operates in a competitive landscape with peers like Cullen/Frost Bankers, Inc. The regional banking market is projected to expand as digital transformation accelerates, providing opportunities for established banks to innovate and enhance their service offerings. The increasing adoption of technology in banking is reshaping customer expectations and driving competition among financial institutions.
Who Are SUPV's Key Customers?
- Individual consumers seeking personal banking services.
- Small and medium enterprises (SMEs) requiring business banking solutions.
- Corporations needing corporate banking and treasury services.
- Investors looking for asset management and brokerage services.
- Clients interested in insurance products for personal and business needs.
Forward Outlook
Wall Street analysts project Grupo Supervielle S.A. revenue of about $1.45T for fiscal 2026, with EPS near $882.58. The estimate reflects 3 contributing analysts.
Earnings Track Record
Grupo Supervielle S.A. has missed Wall Street's EPS estimate in 5 of its last 8 reported quarters — a mixed record worth weighing. Reported results have landed about 250.0% below estimates on average.
Financial Health
Grupo Supervielle S.A.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.35 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for Grupo Supervielle S.A. stands at -5.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -0.6%, showing how much profit it generates from its asset base. Its free cash flow yield is -88.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.44 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -4.8%, the inverse of the P/E and a quick read on earnings relative to price.
Grupo Supervielle S.A. (SUPV) Valuation Context
Valued at $670M, SUPV is classified as a small-cap stock. Relative to its peer group, SUPV's quantitative score of 50/100 is below the peer average of 92/100.
SUPV Revenue & Earnings Trend
In Q2 2026, SUPV generated $544.34B in top-line revenue, marking a sequential decrease of 4.8%. The company recorded net income of $12.84B, with diluted EPS of $146.70. Revenue has contracted over three consecutive quarters, which investors in this small-cap Financial Services stock should monitor closely. Across the four most recent quarters, SUPV averaged $-213.59 in diluted EPS.
Company Profile
Grupo Supervielle S.A. operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Buenos Aires, AR. The company is led by CEO Julio Patricio Supervielle. SUPV has traded publicly since 2016.
SUPV Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the company's future prospects, indicating that those closest to the business believe in its potential.
- Community sentiment has shifted positively, with discussions highlighting the company's strong fundamentals and growth strategies.
- Analysts are increasingly optimistic about the financial sector's recovery, which could benefit Grupo Supervielle as it positions itself for growth.
- Recent developments in the Argentine economy, including easing inflation, may create a more favorable environment for banking operations.
Bear Case
- Concerns about the overall economic stability in Argentina persist, impacting investor sentiment and creating uncertainty around future performance.
- Some community members express skepticism about the company's ability to navigate regulatory challenges that could affect profitability.
- Recent discussions have highlighted potential risks related to currency fluctuations, which could adversely impact financial results.
- Insider selling activity has raised red flags for some investors, suggesting a lack of confidence among certain stakeholders in the company's short-term outlook.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $544.34B | $12.84B | $146.70 |
| Q1 2026 | $571.86B | -$17.06B | -$194.60 |
| Q4 2025 | $584.35B | -$19.71B | -$232.15 |
| Q3 2025 | $323M | -$38M | -$574.30 |
Based on FMP financials and quantitative analysis
SUPV Latest News
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12 Financials Stocks Moving In Monday's Intraday Session
benzinga · Sep 22, 2025
SUPV Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for SUPV.
Price Targets
Wall Street price target analysis for SUPV.
SUPV MoonshotScore
What does this score mean?
The MoonshotScore rates SUPV 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Julio Patricio Supervielle
CEO
Julio Patricio Supervielle has a distinguished career in the financial services industry, having held various leadership roles within Grupo Supervielle S.A. since its inception. He has a strong academic background in finance and business management, which has equipped him with the skills necessary to navigate the complexities of the banking sector. His leadership style emphasizes innovation and customer-centric solutions, driving the company towards sustainable growth.
Track Record: Under Julio's leadership, Grupo Supervielle S.A. has expanded its product offerings and enhanced its digital capabilities, positioning the company for future growth. His strategic decisions have focused on improving customer service and operational efficiency, contributing to the bank's resilience in a challenging economic environment.
Grupo Supervielle S.A. ADR Information
An American Depositary Receipt (ADR) allows U.S. investors to buy shares in foreign companies, with Grupo Supervielle S.A. trading as an ADR to facilitate investment in its stock. Each ADR represents a specific number of shares in the company, simplifying the process for U.S. investors to gain exposure to Grupo Supervielle's performance.
- Home Market Ticker: Buenos Aires, AR
SUPV Financial Services Stock FAQ
What does the AI Score mean for SUPV?
SUPV holds an AI Score of 50/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. Grupo Supervielle S.A. is a financial services holding company based in Argentina, offering a diverse range of banking products and services. Established in 1887, the company has evolved into a key …
What does Grupo Supervielle S.A. do?
Grupo Supervielle S.A. is a financial services holding company based in Argentina, providing a wide range of banking products and services including savings accounts, loans, credit cards, and insurance. The company operates through various segments catering to both individual and corporate clients, with a focus on customer service and innovation.
What are the main risks for SUPV?
Grupo Supervielle S.A. faces several risks including economic instability in Argentina, which can affect lending and customer confidence. Additionally, regulatory changes may impose operational challenges, while increased competition from fintech companies could disrupt traditional banking practices. Currency fluctuations also pose a risk for U.S. investors holding ADRs.
How is Grupo Supervielle S.A. adapting to fintech disruption?
Grupo Supervielle S.A. is actively investing in digital banking solutions to enhance customer engagement and streamline operations. By leveraging technology, the company aims to compete effectively with fintech challengers and meet the evolving needs of its customers in an increasingly digital landscape.
What are the key factors to evaluate for SUPV?
Grupo Supervielle S.A. (SUPV) holds an AI score of 50/100 (moderate). presents a multifaceted investment thesis driven by its established market presence and diversified product offerings. Not financial advice.
How frequently does SUPV data refresh on this page?
SUPV's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven SUPV's recent stock price performance?
Grupo Supervielle S.A. (SUPV) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Long-standing presence in the Argentine market enhances brand recognition. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider SUPV overvalued or undervalued right now?
Grupo Supervielle S.A. (SUPV) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research SUPV before investing?
Before investing in Grupo Supervielle S.A. (SUPV), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
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