Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) Stock Analysis
DELISTED 2020
What happened to Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) stock?
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) no longer trades on public markets. It was delisted in July 2020. The figures below are historical and are not a current quote.
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) trades at $58.40. Fidelity Managed Retirement 2005 Fund is a professionally managed asset allocation fund offered by Fidelity Investments. Sector: Financial services.
Last analyzed: Mar 16, 2026Analyst Coverage for FIOCX: FIOCX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FIOCX against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) Financial Services Profile
Fidelity Managed Retirement 2005 Fund is a target-date fund within the asset management sector, providing a diversified portfolio for investors approaching retirement. The fund adjusts its asset allocation over time, shifting from growth-oriented investments to more conservative holdings as the target retirement date nears, managed by Fidelity Investments.
What Is the Investment Thesis for FIOCX?
Fidelity Managed Retirement 2005 Fund presents a compelling option for investors already in retirement seeking a professionally managed, diversified portfolio. The fund's key value driver is its asset allocation strategy, which is designed to balance risk and return as investors age. The fund's ongoing management by Fidelity's experienced investment team is a catalyst for consistent performance. However, potential risks include market volatility, interest rate fluctuations, and the fund's expense ratio, which can impact net returns. Investors should carefully consider their individual risk tolerance and financial goals before investing in the fund.
Based on FMP financials and quantitative analysis
FIOCX Key Highlights
Professionally managed asset allocation by Fidelity Investments.
- Diversified portfolio across various asset classes, including stocks, bonds, and short-term investments.
- Designed for investors already in retirement, focusing on income generation and capital preservation.
- Automatic adjustments to asset allocation over time, becoming more conservative as the target retirement date approaches.
- Exposure to a wide range of investment styles through investments in other Fidelity mutual funds.
Who Are FIOCX's Competitors?
FIOCX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ABALX American Funds American Balanced Fund Class A | $41.00 | +0.37% | $292B | 72 |
| BX Blackstone Inc. | $141.41 | -2.54% | $171B | 81 |
| AMFCX American Funds American Mutual Fund | $63.80 | -0.72% | $77.4B | 71 |
| RNNEX American Funds The New Economy Fund Class R-2E | $80.46 | -0.29% | $52.9B | 91 |
| AMP Ameriprise Financial, Inc. | $554.06 | -1.02% | $49.8B | 70 |
| IDDTF AB Industrivärden (publ) | $54.65 | -0.36% | $23.6B | 70 |
| TPG TPG Inc. | $51.57 | -3.03% | $19.8B | 67 |
| ARCC Ares Capital Corporation | $19.78 | -0.10% | $14.2B | 79 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are FIOCX's Key Strengths?
Strong brand reputation of Fidelity Investments.
- Experienced investment team and expertise in asset allocation.
- Diversified portfolio across various asset classes.
- Automatic adjustments to asset allocation over time.
What Are FIOCX's Weaknesses?
Expense ratio may be higher than some competitors.
- Performance may be affected by market volatility.
- Reliance on Fidelity's other mutual funds for investment exposure.
- Target-date funds may not be suitable for all investors.
What Could Drive FIOCX Stock Higher?
Continued demand for target-date funds as a simplified retirement planning solution.
- Fidelity's ongoing management and expertise in asset allocation.
- Growth in assets under management driven by market appreciation and investor contributions.
What Are the Key Risks for FIOCX?
Market volatility and economic downturns affecting fund performance.
- Interest rate fluctuations impacting fixed income investments.
- Expense ratio impacting net returns.
- Changes in investor preferences and retirement planning strategies.
What Are the Growth Opportunities for FIOCX?
- Expansion of target-date fund offerings: Fidelity can expand its suite of target-date funds to cater to a wider range of retirement dates and risk profiles. This includes launching funds with different asset allocation strategies and expense ratios to attract a broader investor base. The market for target-date funds is expected to continue growing as more individuals seek simplified retirement planning solutions.
- Enhancement of digital platforms: Fidelity can enhance its digital platforms to provide investors with more personalized retirement planning tools and resources. This includes offering interactive calculators, educational content, and access to financial advisors. The increasing adoption of digital channels by investors presents a significant opportunity for Fidelity to improve customer engagement and drive growth.
- Strategic partnerships: Fidelity can form strategic partnerships with other financial institutions and retirement plan providers to expand its distribution network. This includes partnering with employers to offer Fidelity's target-date funds as a default investment option in 401(k) plans. Strategic partnerships can provide Fidelity with access to a larger pool of potential investors and drive growth in assets under management.
- Focus on sustainable investing: Fidelity can incorporate sustainable investing principles into its target-date fund offerings to appeal to socially conscious investors. This includes integrating environmental, social, and governance (ESG) factors into the asset allocation process and offering funds that invest in companies with strong ESG performance. The growing demand for sustainable investing presents a significant opportunity for Fidelity to differentiate its products and attract new investors.
- Development of customized retirement solutions: Fidelity can develop customized retirement solutions for individual investors based on their specific financial goals, risk tolerance, and time horizon. This includes offering personalized asset allocation strategies, investment recommendations, and financial planning services. Customized retirement solutions can help investors achieve their retirement goals more effectively and drive growth in assets under management.
What Threats Does FIOCX Face?
- Increased competition from other asset managers offering target-date funds.
- Regulatory changes affecting the asset management industry.
- Market volatility and economic downturns.
- Changes in investor preferences and retirement planning strategies.
What Are FIOCX's Competitive Advantages?
- Brand recognition and reputation of Fidelity Investments.
- Extensive distribution network and access to a large investor base.
- Experienced investment team and expertise in asset allocation.
- Scale and efficiency in managing a large portfolio of assets.
What Does FIOCX Do?
Fidelity Managed Retirement 2005 Fund is a component of Fidelity Investments' suite of target-date retirement funds. These funds are designed to simplify retirement planning by offering a single, diversified investment that automatically adjusts its asset allocation over time. The fund's strategy is to become increasingly conservative as the target retirement year (2005 in this case, implying the fund is now focused on income generation and capital preservation for those already in retirement) approaches, reducing exposure to equities and increasing investments in fixed income and other more stable asset classes. Fidelity Investments, the manager of the fund, is a leading provider of financial services, including investment management, retirement planning, brokerage services, and more. Founded in 1946, Fidelity has grown to become one of the largest asset managers globally, serving individual investors, institutions, and financial advisors. The firm's extensive resources and expertise in asset allocation and portfolio management underpin the management of the Fidelity Managed Retirement 2005 Fund. The fund invests in a mix of Fidelity's other mutual funds, providing exposure to a wide range of asset classes and investment styles. The fund's performance is benchmarked against a composite of market indices that reflect its changing asset allocation over time. The fund is designed to provide a balance of capital appreciation and income generation, with a focus on managing risk as investors approach and enter retirement.
What Products and Services Does FIOCX Offer?
- Provide professionally managed asset allocation for retirement savings.
- Offer a diversified portfolio across various asset classes.
- Automatically adjust asset allocation over time, becoming more conservative as the target retirement date approaches.
- Invest in a mix of Fidelity's other mutual funds.
- Focus on income generation and capital preservation for investors already in retirement.
- Benchmark performance against a composite of market indices.
How Does FIOCX Make Money?
- Generate revenue through management fees charged on assets under management.
- Fees are typically a percentage of the fund's net asset value.
- Expense ratio covers the costs of managing the fund, including investment management, administration, and marketing.
What Industry Does FIOCX Operate In?
Fidelity Managed Retirement 2005 Fund operates within the asset management industry, which is characterized by intense competition and evolving investor preferences. Target-date funds have become increasingly popular as a simplified retirement planning solution, driven by the growing demand for professionally managed investment options. The industry is subject to regulatory oversight and is influenced by macroeconomic factors such as interest rates, inflation, and market volatility. The competitive landscape includes other large asset managers offering similar target-date fund products.
Who Are FIOCX's Key Customers?
- Individual investors saving for retirement.
- Retirees seeking income and capital preservation.
- Participants in employer-sponsored retirement plans.
- Financial advisors recommending retirement investment options.
FIOCX Financials
Bull Case vs Bear Case
Bull Case
- Strong brand reputation of Fidelity Investments.
- Experienced investment team and expertise in asset allocation.
- Diversified portfolio across various asset classes.
- Automatic adjustments to asset allocation over time.
Bear Case
- Expense ratio may be higher than some competitors.
- Performance may be affected by market volatility.
- Reliance on Fidelity's other mutual funds for investment exposure.
- Target-date funds may not be suitable for all investors.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
FIOCX Latest News
No recent news available for FIOCX.
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund ADR Information Sponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. FIOCX, as an ADR, allows U.S. investors to invest in Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund, which may primarily hold assets in its home market, without the complexities of cross-border transactions.
- Home Market Ticker: Boston, US
- ADR Level: 2
- ADR Ratio: 1:1
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund Financial Services Stock: Key Questions Answered
What happened to Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) stock?
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund (FIOCX) no longer trades on public markets. It was delisted in July 2020. The figures below are historical and are not a current quote.
Can I still buy FIOCX shares?
No. FIOCX stopped trading on public markets in July 2020, so the shares are not available through a broker. Anything you see quoted for FIOCX elsewhere is historical data, not a live market.
Are the figures on this page current?
No. Every number here is the last value recorded before FIOCX stopped trading. Nothing on this page updates, and none of it is a current quote.
Why does this page still exist?
Because people still search for what happened to Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.
What does Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund do?
Fidelity Managed Retirement 2005 Fund is a target-date fund designed for investors already in retirement. It provides a diversified portfolio across various asset classes, including stocks, bonds, and short-term investments. The fund's asset allocation is automatically adjusted over time, becoming more conservative as the target retirement date approaches.
What do analysts say about FIOCX stock?
As a mutual fund, FIOCX is not typically covered by equity analysts in the same way as individual stocks. However, financial analysts may provide commentary on the performance and suitability of target-date funds in general. Key valuation metrics for mutual funds include the expense ratio, historical performance, and asset allocation. Growth considerations include the fund's ability to attract and retain assets under management and its performance relative to its benchmark.
What are the main risks for FIOCX?
The main risks for FIOCX include market volatility, interest rate fluctuations, and the fund's expense ratio. Market volatility can impact the fund's performance, particularly during economic downturns. Interest rate fluctuations can affect the value of fixed income investments. The fund's expense ratio can impact net returns, especially compared to lower-cost alternatives. Changes in investor preferences and retirement planning strategies can also pose a risk to the fund's assets under management.
How does Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2005 Fund make money in financial services?
Fidelity Managed Retirement 2005 Fund generates revenue primarily through management fees charged on assets under management (AUM). These fees are calculated as a percentage of the fund's net asset value (NAV). The expense ratio, which includes the management fee and other operating expenses, covers the costs of managing the fund, including investment management, administration, and marketing.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The information provided is based on available data and general knowledge of the asset management industry.
- Investment decisions should be made based on individual circumstances and consultation with a financial advisor.