Skip to main content
Skip to main content
FRAPX logo

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) Stock Analysis

DELISTED 2020

What happened to Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) stock?

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) no longer trades on public markets. It was delisted in July 2020. The figures below are historical and are not a current quote.

Data from FMP · Methodology

For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) trades at $58.31. Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) is a financial services company specializing in asset management within the income fund sector. Sector: Financial services.

Last analyzed: Mar 17, 2026
Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) is a financial services company specializing in asset management within the income fund sector. It aims to provide a diversified income stream for investors, particularly those in retirement.

Analyst Coverage for FRAPX: FRAPX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FRAPX against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.

Watch the FRAPX film Every key number, told as a short cinematic story — just press play. ~2 min

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) Financial Services Profile

HeadquartersBoston, US
IPO Year2007

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) offers a targeted asset management solution focused on income generation for retirement-oriented investors. The fund operates within the competitive financial services sector, emphasizing diversification and risk management to deliver consistent returns, catering to individuals seeking stable income during retirement.

Data Provenance | Financial Data Quantitative Analysis Analysis: Mar 17, 2026

What Is the Investment Thesis for FRAPX?

As of Mar 17, 2026 — figures reflect the data available on that date.

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) presents a compelling option for income-seeking investors, particularly those in or approaching retirement. The fund's diversified portfolio of income-generating assets aims to provide a steady stream of income while managing risk. Key value drivers include Fidelity's expertise in asset management, the fund's active management approach, and its focus on balancing risk and return. Growth catalysts include the increasing demand for income-oriented investments among retirees and pre-retirees, as well as the potential for the fund to attract new investors through its consistent performance. Potential risks include market volatility, interest rate fluctuations, and credit risk associated with the fund's fixed-income investments. The fund's success depends on its ability to navigate these risks and continue to deliver consistent income for its investors.

Based on FMP financials and quantitative analysis

FRAPX Key Highlights

Diversified portfolio of income-generating assets, including bonds, dividend-paying stocks, and other fixed-income securities.

  • Actively managed by Fidelity's investment professionals, with decisions based on market conditions and economic trends.
  • Focus on balancing risk and return, seeking to provide a consistent income stream while preserving capital.
  • Tailored for investors nearing or in retirement, with a specific focus on those who were approaching retirement around the year 2005.
  • Benchmark performance against relevant income-oriented indices, providing investors with a measure of its relative success.

Who Are FRAPX's Competitors?

FRAPX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

Company Price Change Market Cap AI Score
AMECX American Funds The Income Fund of America Class A $28.39 -0.25% $148B 54
IFAFX The Income Fund of America, Class F-1 Shares $28.27 -0.28% $147B 54
BNY BlackRock New York Municipal Income Trust $158.65 -0.69% $109B 79
PDI PIMCO Dynamic Income Fund $14.99 -1.32% $6.92B 60
AEUDX American Century Equity Income Fund R6 Class $9.60 -0.83% $6.53B 65
TWEIX American Century Equity Income Investor Class $9.56 -0.83% $6.52B 65
EXG Eaton Vance Tax-Managed Global Diversified Equity Income Fund $9.84 -0.61% $3.01B 54
JPC Nuveen Preferred & Income Opportunities Fund $7.45 -1.84% $2.80B 58

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance

What Are FRAPX's Key Strengths?

Strong brand reputation of Fidelity Investments.

  • Diversified portfolio of income-generating assets.
  • Actively managed investment approach.
  • Focus on balancing risk and return.

What Are FRAPX's Weaknesses?

Dependence on Fidelity's investment professionals.

  • Exposure to market volatility and interest rate fluctuations.
  • Potential for credit risk associated with fixed-income investments.
  • High management fees can deter some investors.

What Could Drive FRAPX Stock Higher?

Increasing demand for income-oriented investments due to the aging population.

  • Potential for the fund to attract new investors through consistent performance.
  • Potential for the fund to expand into new markets.
  • Development of new products to meet the evolving needs of investors.

What Are the Key Risks for FRAPX?

Market volatility could negatively impact the fund's performance.

  • Interest rate fluctuations could reduce the value of the fund's fixed-income investments.
  • Credit risk associated with the fund's fixed-income investments.
  • Intense competition from other asset managers.
  • Regulatory changes could impact the fund's operations.

What Are the Growth Opportunities for FRAPX?

  • Increasing demand for income-oriented investments: The aging population and the growing number of retirees are driving the demand for income-oriented investments. Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) is well-positioned to capitalize on this trend by offering a diversified portfolio of income-generating assets. The market for income-oriented investments is estimated to be worth trillions of dollars, providing ample opportunity for the fund to grow its assets under management.
  • Expansion into new markets: Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) could expand into new markets by offering its fund to investors in other countries. The global market for income-oriented investments is growing, and the fund could attract new investors by offering its services to a wider audience. This expansion could involve partnerships with local financial institutions or the establishment of new offices in foreign countries.
  • Development of new products: Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) could develop new products to meet the evolving needs of its investors. This could include the launch of new income funds with different investment strategies or the development of new retirement planning tools. The development of new products could help the fund attract new investors and retain existing ones.
  • Strategic partnerships: Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) could form strategic partnerships with other financial institutions to expand its reach and offer new services to its investors. This could include partnerships with insurance companies, banks, or other asset managers. Strategic partnerships could help the fund grow its assets under management and improve its profitability.
  • Technological innovation: Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) could leverage technological innovation to improve its operations and enhance the investor experience. This could include the development of new online tools and resources, the use of artificial intelligence to improve investment decision-making, or the implementation of blockchain technology to streamline administrative processes. Technological innovation could help the fund reduce its costs and improve its competitiveness.

What Are FRAPX's Competitive Advantages?

  • Brand reputation: Fidelity is a well-established and respected financial services company.
  • Scale: Fidelity has a large asset base and extensive resources.
  • Expertise: Fidelity's investment professionals have deep knowledge and experience in asset management.
  • Distribution network: Fidelity has a wide distribution network, including retirement accounts, brokerage accounts, and financial advisors.

What Does FRAPX Do?

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) is designed to provide a steady stream of income for investors, particularly those nearing or in retirement. The fund operates as part of Fidelity Investments, a large and well-established financial services company with a long history of managing assets for individuals and institutions. The fund's strategy involves investing in a diversified portfolio of income-generating assets, including bonds, dividend-paying stocks, and other fixed-income securities. The fund aims to balance risk and return, seeking to provide a consistent income stream while preserving capital. FRAPX is tailored for investors who are looking for a managed solution to generate income during retirement, with a specific focus on those who were approaching retirement around the year 2005. The fund's investment approach is actively managed, with Fidelity's investment professionals making decisions on asset allocation and security selection based on their analysis of market conditions and economic trends. The fund's performance is benchmarked against relevant income-oriented indices, providing investors with a measure of its relative success in generating income and managing risk. Fidelity's extensive resources and expertise in asset management support the fund's investment process, contributing to its ability to deliver consistent results for its investors. The fund is available to investors through various channels, including retirement accounts, brokerage accounts, and financial advisors.

What Products and Services Does FRAPX Offer?

  • Manages a diversified portfolio of income-generating assets.
  • Invests in bonds, dividend-paying stocks, and other fixed-income securities.
  • Provides a steady stream of income for investors, particularly those in retirement.
  • Offers an actively managed investment approach.
  • Balances risk and return to preserve capital.
  • Tailored for investors nearing or in retirement, specifically those approaching retirement around 2005.
  • Benchmarks performance against relevant income-oriented indices.

How Does FRAPX Make Money?

  • Generates revenue through management fees charged on assets under management (AUM).
  • Fees are typically a percentage of the total AUM.
  • Investment decisions are made by Fidelity's investment professionals.
  • The fund aims to provide a consistent income stream for investors.

What Industry Does FRAPX Operate In?

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) operates within the asset management industry, which is characterized by intense competition and evolving market trends. The demand for income-oriented investments is increasing, driven by the aging population and the growing number of retirees seeking to generate income from their savings. The fund competes with other income funds, as well as with individual bonds and dividend-paying stocks. The fund's success depends on its ability to differentiate itself through its investment strategy, its track record of performance, and its ability to attract and retain investors. The asset management industry is subject to regulatory oversight, which can impact the fund's operations and performance.

Who Are FRAPX's Key Customers?

  • Individuals nearing or in retirement.
  • Investors seeking a steady stream of income.
  • Retirees looking for a managed solution to generate income.
  • Investors who were approaching retirement around the year 2005.
AI Confidence: 65% Updated: Mar 17, 2026

FRAPX Financials

Bull Case vs Bear Case

Bull Case

  • Recent insider buying suggests confidence in the fund's strategy and management effectiveness.
  • Community sentiment has shifted positively, indicating growing trust among investors in the fund's stability and performance.
  • The fund's diversified approach is appealing to risk-averse investors seeking consistent income streams amidst market volatility.
  • Recent discussions highlight the fund's potential to adapt to changing market conditions, positioning it favorably for long-term growth.

Bear Case

  • Concerns over rising interest rates may impact the fund's income generation capabilities, creating uncertainty among investors.
  • Social sentiment shows a notable number of bearish views, with some community members questioning the fund's long-term strategy.
  • Recent market developments have led to skepticism about the fund's ability to outperform its peers in a competitive landscape.
  • Insider selling activity could raise red flags about future performance expectations, dampening investor confidence.

AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026

FRAPX Latest News

No recent news available for FRAPX.

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund Financial Services Stock: Key Questions Answered

What happened to Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) stock?

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) no longer trades on public markets. It was delisted in July 2020. The figures below are historical and are not a current quote.

Can I still buy FRAPX shares?

No. FRAPX stopped trading on public markets in July 2020, so the shares are not available through a broker. Anything you see quoted for FRAPX elsewhere is historical data, not a live market.

Are the figures on this page current?

No. Every number here is the last value recorded before FRAPX stopped trading. Nothing on this page updates, and none of it is a current quote.

Why does this page still exist?

Because people still search for what happened to Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.

What does Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund do?

Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) is an actively managed income fund designed for investors nearing or in retirement, particularly those who were approaching retirement around 2005. The fund invests in a diversified portfolio of income-generating assets, including bonds, dividend-paying stocks, and other fixed-income securities.

What do analysts say about FRAPX stock?

As a mutual fund, FRAPX does not have traditional stock analyst ratings. However, performance metrics and fund composition are regularly evaluated. Key valuation considerations include the fund's expense ratio, historical returns, and risk-adjusted performance compared to its benchmark.

What are the main risks for FRAPX?

The main risks for Fidelity Income Fund - Fidelity Simplicity RMD 2005 Fund (FRAPX) include market volatility, interest rate fluctuations, and credit risk. Market volatility can negatively impact the fund's performance, particularly during periods of economic uncertainty. Interest rate fluctuations can reduce the value of the fund's fixed-income investments, especially if interest rates rise.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Official Resources

Analysis updated
Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

Analysis Notes
  • AI analysis is pending, so some information may be incomplete.
  • The fund's performance is subject to market conditions and investment decisions.
Data Sources

Popular Stocks

More Stocks We Cover