MainStay Income Builder Fund Class R3 (MTXVX) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
MainStay Income Builder Fund Class R3 (MTXVX) trades at $19.06. MainStay Income Builder Fund Class R3 seeks to provide current income and future capital growth. Market cap: $1.05B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for MTXVX: MTXVX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MTXVX against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
Not enough scored data yet to form a council read on MTXVX.
How is this calculated? →MainStay Income Builder Fund Class R3 (MTXVX) Financial Services Profile
MainStay Income Builder Fund Class R3 is a diversified income fund that invests in a mix of equity and debt securities, targeting current income and capital appreciation. It navigates the financial services sector by strategically allocating assets across varying maturities and credit ratings, aiming to balance risk and return for its investors.
What Is the Investment Thesis for MTXVX?
MainStay Income Builder Fund Class R3 presents a mixed investment profile. With a market capitalization of $1.05B, the fund's negative P/E ratio of -63.61 and a profit margin of -29.2% raise concerns about profitability. However, a gross margin of 100.0% indicates strong revenue generation before expenses. The fund's beta of 1.03 suggests its price is slightly more volatile than the market. The fund's strategy of investing in both equity and debt securities offers diversification, but its success hinges on effective asset allocation and risk management. Upcoming AI analysis may provide further insights into the fund's potential.
Based on FMP financials and quantitative analysis
MTXVX Key Highlights
Market Cap of $1.05B indicates substantial assets under management.
- Negative P/E ratio of -63.61 reflects current earnings challenges.
- Profit Margin of -29.2% signals operational inefficiencies or significant expenses.
- Gross Margin of 100.0% demonstrates strong revenue generation before expenses.
- Beta of 1.03 suggests slightly higher volatility compared to the market.
Who Are MTXVX's Competitors?
MTXVX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| DFCIX Delaware SMID Cap Growth Fund Class A | $16.08 | -0.74% | $1.13B | 44 |
| DRNYX BNY Mellon New York Tax Exempt Bond Fund, Inc. | $13.53 | -0.07% | $1.00B | — |
| EOMYX Allspring Discovery All Cap Growth - Admin | $59.05 | +1.22% | $793M | 44 |
| IVWAX IVA Worldwide Fund Class A | $17.14 | -1.45% | $991M | — |
| JPEAX JPMorgan Tax Aware Equity Fund Class A | $41.19 | +0.00% | $798M | 44 |
| FPF First Trust Intermediate Duration Preferred & Income Fund | $17.71 | -0.34% | $1.08B | 56 |
| CII BlackRock Enhanced Capital and Income Fund, Inc. | $24.10 | -1.31% | $988M | 64 |
| RNP Cohen & Steers REIT and Preferred Income Fund, Inc. | $20.35 | -0.83% | $977M | 60 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MTXVX's Key Strengths?
Diversified investment approach across equity and debt.
- Established presence in the asset management industry.
- Flexibility to adjust asset allocation based on market conditions.
What Are MTXVX's Weaknesses?
Negative P/E ratio and profit margin raise concerns about profitability.
- Reliance on market conditions for investment performance.
- Competition from other established asset management firms.
What Could Drive MTXVX Stock Higher?
MTXVX catalyst: AI analysis of the fund's performance and investment strategy may reveal new insights and opportunities.
- Changes in market interest rates can impact the attractiveness of the fund's debt holdings.
- Shifts in investor sentiment towards risk assets can influence fund flows and asset values.
What Are the Key Risks for MTXVX?
Economic downturns could negatively impact the value of equity and debt holdings.
- Interest rate hikes may reduce the attractiveness of fixed-income investments.
- Increased competition in the asset management industry could put pressure on fees and margins.
- Market volatility can lead to fluctuations in fund performance and investor sentiment.
What Are the Growth Opportunities for MTXVX?
- Expansion into alternative asset classes: The fund could explore investments in alternative asset classes such as real estate, private equity, or infrastructure to enhance returns and diversification. The market for alternative investments is growing, with institutional investors increasingly allocating capital to these assets. By adding alternative assets to its portfolio, MainStay Income Builder Fund Class R3 could attract new investors and improve its overall performance. Timeline: Within the next 2-3 years.
- Development of ESG-focused investment strategies: Integrating environmental, social, and governance (ESG) factors into the investment process can attract socially conscious investors and enhance long-term returns. The demand for ESG investments is rapidly increasing, with a growing number of investors seeking to align their investments with their values. By launching ESG-focused funds or incorporating ESG criteria into its existing investment strategies, MainStay Income Builder Fund Class R3 can tap into this growing market. Timeline: Within the next 1-2 years.
- Enhancing digital distribution channels: Investing in digital marketing and online platforms can improve accessibility and attract a wider range of investors. The financial services industry is undergoing a digital transformation, with more investors using online channels to research and invest in funds. By strengthening its digital presence, MainStay Income Builder Fund Class R3 can reach new customers and improve its overall distribution efficiency. Timeline: Ongoing.
- Strategic partnerships with financial advisors: Collaborating with financial advisors and wealth management firms can expand the fund's reach and distribution network. Financial advisors play a crucial role in guiding investors and recommending investment products. By building strong relationships with financial advisors, MainStay Income Builder Fund Class R3 can gain access to a wider pool of potential investors and increase its assets under management. Timeline: Ongoing.
- Geographic expansion into emerging markets: Investing in emerging market debt and equity securities can offer higher yields and growth potential. Emerging markets are characterized by rapid economic growth and increasing investment opportunities. By expanding its geographic focus, MainStay Income Builder Fund Class R3 can diversify its portfolio and potentially generate higher returns. However, this strategy also involves increased risks, such as currency fluctuations and political instability. Timeline: Within the next 3-5 years.
What Are MTXVX's Competitive Advantages?
- Established brand name and reputation within the asset management industry.
- Experienced investment team with expertise in equity and debt markets.
- Diversified investment approach that balances risk and return.
What Does MTXVX Do?
MainStay Income Builder Fund Class R3 is designed to provide investors with a blend of current income and the potential for future capital growth. The fund achieves this objective by strategically allocating its assets between equity and debt securities. Established with the goal of delivering consistent returns, the fund typically invests a minimum of 30% of its net assets in equity securities and a minimum of 30% in debt securities. This dual approach allows the fund to participate in the growth potential of equities while also benefiting from the stability and income generation of debt instruments. The fund's investment strategy is flexible, allowing it to adjust its asset allocation based on prevailing market conditions, individual security opportunities, and cash flow considerations. This adaptability enables the fund to navigate various economic environments and capitalize on emerging investment trends. The fund may invest in both investment-grade and below-investment-grade debt securities, providing exposure to a wide range of credit qualities and yield potentials. By diversifying its holdings across different asset classes and credit ratings, MainStay Income Builder Fund Class R3 aims to provide investors with a well-rounded investment solution that balances income generation with capital appreciation.
What Products and Services Does MTXVX Offer?
- Invests in a mix of equity and debt securities.
- Aims to provide current income to investors.
- Seeks reasonable opportunity for future growth of capital and income.
- Allocates a minimum of 30% of net assets to equity securities.
- Allocates a minimum of 30% of net assets to debt securities.
- May invest in investment-grade and below-investment-grade debt securities.
- Adjusts asset allocation based on market conditions.
How Does MTXVX Make Money?
- Generates revenue through management fees charged on assets under management (AUM).
- Invests in a diversified portfolio of equity and debt securities.
- Aims to outperform its benchmark index and deliver consistent returns to investors.
What Industry Does MTXVX Operate In?
MainStay Income Builder Fund Class R3 operates within the asset management industry, specifically focusing on income-generating strategies. The industry is characterized by intense competition, with firms vying for investor capital through diverse investment products. Market trends include a growing demand for income-generating assets due to an aging population and low-interest-rate environment. Competitors such as DFCIX, DRNYX, EOMYX, IVWAX, and JPEAX offer similar income-focused investment solutions, requiring MainStay to differentiate itself through performance, risk management, or unique investment strategies.
Who Are MTXVX's Key Customers?
- Individual investors seeking income and capital appreciation.
- Retirement savers looking for diversified investment options.
- Institutional investors seeking income-generating assets.
MTXVX Financials
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the fund's long-term performance, indicating that those closest to the company believe in its strategy.
- Community sentiment has shifted positively, with increased discussions around the fund's ability to generate consistent income amidst market volatility.
- Investors are increasingly attracted to the fund's diversified approach, which is seen as a hedge against inflation and market downturns.
- The fund's recent performance relative to peers has sparked conversations about its potential to outperform in the current economic climate.
Bear Case
- Some investors remain cautious due to concerns over rising interest rates, which could impact the fund's income generation capabilities.
- Bearish sentiment has emerged from discussions about potential market corrections, leading to fears of reduced returns from income-focused funds.
- Recent regulatory changes have raised questions about the fund's investment strategy, causing uncertainty among potential investors.
- The overall market perception remains mixed, with some analysts expressing skepticism about the fund's ability to maintain its performance in a challenging economic environment.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
MTXVX Latest News
No recent news available for MTXVX.
MTXVX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for MTXVX.
Price Targets
Wall Street price target analysis for MTXVX.
MTXVX MoonshotScore
What does this score mean?
The MoonshotScore rates MTXVX 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
What Investors Ask About MainStay Income Builder Fund Class R3 (MTXVX) — Financial Services
What does MainStay Income Builder Fund Class R3 do?
MainStay Income Builder Fund Class R3 is an actively managed fund that invests in a combination of equity and debt securities. The fund's primary objective is to generate current income while also seeking opportunities for future capital growth. It strategically allocates its assets between different asset classes and credit qualities to achieve its investment goals.
What are the main risks for MTXVX?
The main risks for MainStay Income Builder Fund Class R3 include market risk, interest rate risk, and credit risk. Market risk refers to the potential for losses due to fluctuations in the overall market. Interest rate risk is the risk that changes in interest rates could negatively impact the value of the fund's debt holdings.
How sensitive is MTXVX to interest rate changes?
MainStay Income Builder Fund Class R3 is exposed to interest rate risk due to its investments in debt securities. When interest rates rise, the value of existing debt securities typically declines, which can negatively impact the fund's performance. The fund's sensitivity to interest rate changes will depend on the maturity and credit quality of its debt holdings.
What regulatory challenges does MainStay Income Builder Fund Class R3 face?
MainStay Income Builder Fund Class R3, as a registered investment company, is subject to extensive regulation by the Securities and Exchange Commission (SEC). These regulations cover various aspects of the fund's operations, including investment policies, disclosure requirements, and compliance procedures. The fund must adhere to the Investment Company Act of 1940 and other applicable securities laws.
What are the key factors to evaluate for MTXVX?
Evaluate MTXVX on fundamentals, analyst consensus, and risk factors. MainStay Income Builder Fund Class R3 presents a mixed investment profile. Not financial advice.
How frequently does MTXVX data refresh on this page?
MTXVX's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven MTXVX's recent stock price performance?
MainStay Income Builder Fund Class R3 (MTXVX) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified investment approach across equity and debt. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider MTXVX overvalued or undervalued right now?
MainStay Income Builder Fund Class R3 (MTXVX) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- AI analysis is pending, which may provide further insights into the fund's performance and investment strategy.
- The negative P/E ratio and profit margin should be carefully considered by investors.