OFS Credit Company, Inc. (OCCIO) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
OFS Credit Company, Inc. (OCCIO) trades at $24.98. OFS Credit Company, Inc. operates as a fund managed by OFS Advisor, focusing on credit investments. Market cap: $162M, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for OCCIO: OCCIO does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates OCCIO against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
Not enough scored data yet to form a council read on OCCIO.
How is this calculated? →OFS Credit Company, Inc. (OCCIO) Financial Services Profile
OFS Credit Company, Inc., managed by OFS Advisor, operates within the asset management sector, focusing on credit-related investments. Characterized by a substantial dividend yield of 49.65% and a negative P/E ratio of -2.30, the company's performance reflects the complexities of its investment strategies and market conditions.
What Is the Investment Thesis for OCCIO?
OFS Credit Company, Inc. presents a complex investment profile. Its high dividend yield of 49.65% may attract income-seeking investors, but this must be weighed against a negative P/E ratio of -2.30 and a profit margin of -81.2%, indicating potential profitability concerns. The company's beta of 0.72 suggests lower volatility compared to the broader market. Growth catalysts may include strategic portfolio adjustments and favorable shifts in credit market conditions. However, risks include continued negative profitability and potential underperformance relative to peers. Investors should closely monitor the company's financial performance and its ability to generate sustainable returns. The fund's performance is closely tied to the expertise of OFS Advisor and their ability to navigate the complexities of the credit markets.
Based on FMP financials and quantitative analysis
OCCIO Key Highlights
Market capitalization of $162M indicates the company's size and market value.
- Negative P/E ratio of -2.30 suggests the company is currently not profitable.
- Profit margin of -81.2% highlights significant challenges in generating profits.
- Gross margin of 60.0% indicates the company's efficiency in generating revenue from its investments before considering operating expenses.
- Dividend yield of 49.65% may attract income-seeking investors, but requires careful consideration of the company's financial health.
Who Are OCCIO's Competitors?
OCCIO is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ECC Eagle Point Credit Company Inc. | $3.82 | +1.06% | $505M | — |
| EIC Eagle Point Income Company Inc. | $10.02 | +0.00% | $235M | — |
| FDUS Fidus Investment Corporation | $19.81 | +0.30% | $752M | 38 |
| GAIN Gladstone Investment Corporation | $16.35 | +0.49% | $651M | 39 |
| GAM General American Investors Company, Inc. | $67.10 | -1.05% | $1.61B | 55 |
| WHF WhiteHorse Finance, Inc. | $7.26 | +2.98% | $156M | 90 |
| GGT The Gabelli Multimedia Trust Inc. | $4.11 | -0.24% | $172M | 68 |
| MPV Barings Participation Investors | $16.40 | -1.44% | $177M | 67 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are OCCIO's Key Strengths?
High dividend yield may attract income-seeking investors.
- OFS Advisor's expertise in managing credit-related assets.
- Potential for strategic portfolio adjustments to enhance returns.
- Relatively low beta suggests lower volatility compared to the broader market.
What Are OCCIO's Weaknesses?
Negative P/E ratio indicates current lack of profitability.
- Profit margin of -81.2% highlights significant challenges in generating profits.
- Reliance on OFS Advisor's performance and expertise.
- Sensitivity to credit market conditions and economic cycles.
What Could Drive OCCIO Stock Higher?
Strategic portfolio adjustments to capitalize on emerging opportunities in the credit markets.
- Implementation of enhanced risk management practices to mitigate potential losses.
- Potential expansion into new credit markets and asset classes.
- Adoption of advanced technology and data analytics tools to improve investment decision-making.
What Are the Key Risks for OCCIO?
Financial-distress signal — its Altman Z-Score of 0.34 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-25.0%) — the business is not currently generating profit on shareholder capital.
- Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
- Negative profitability and potential underperformance relative to peers.
- Adverse changes in credit market conditions and interest rates.
- Increased competition from other asset management firms.
- Regulatory changes and compliance requirements.
- Reliance on OFS Advisor's performance and expertise.
What Are the Growth Opportunities for OCCIO?
- Strategic Portfolio Rebalancing: OFS Credit Company can optimize its portfolio by rebalancing its asset allocation to capitalize on emerging opportunities in the credit markets. This involves identifying undervalued assets and adjusting the portfolio's composition to enhance returns. By actively managing its portfolio, the company can potentially improve its profitability and generate higher returns for its investors. The timeline for this growth opportunity is ongoing, as the company continuously monitors and adjusts its portfolio based on market conditions. The market size for credit investments is substantial, offering ample opportunities for strategic portfolio adjustments.
- Enhanced Risk Management Framework: Strengthening its risk management framework can mitigate potential losses and enhance investor confidence. This involves implementing robust risk assessment processes, diversifying its investment portfolio, and closely monitoring market conditions. By effectively managing risk, the company can potentially improve its financial stability and generate more consistent returns. The timeline for this growth opportunity is ongoing, as the company continuously refines its risk management practices. The market size for risk management solutions is significant, reflecting the importance of mitigating potential losses in the financial services sector.
- Expansion into New Credit Markets: OFS Credit Company can explore opportunities to expand into new credit markets, such as emerging markets or specialized credit segments. This involves conducting thorough due diligence, establishing strategic partnerships, and developing expertise in new asset classes. By diversifying its investment portfolio across different credit markets, the company can potentially reduce its overall risk and enhance its returns. The timeline for this growth opportunity is medium-term, as the company needs to conduct thorough research and establish the necessary infrastructure. The market size for emerging market credit investments is substantial, offering significant growth potential.
- Leveraging Technology and Data Analytics: Implementing advanced technology and data analytics tools can improve investment decision-making and enhance operational efficiency. This involves utilizing data-driven insights to identify investment opportunities, optimize portfolio allocation, and monitor market trends. By leveraging technology, the company can potentially gain a competitive advantage and generate higher returns. The timeline for this growth opportunity is ongoing, as the company continuously adopts new technologies and data analytics tools. The market size for fintech solutions in the asset management industry is rapidly growing, reflecting the increasing importance of technology in driving investment performance.
- Strategic Partnerships and Acquisitions: OFS Credit Company can pursue strategic partnerships and acquisitions to expand its market reach and enhance its investment capabilities. This involves collaborating with other asset management firms, acquiring specialized expertise, and integrating new investment strategies. By forming strategic alliances, the company can potentially accelerate its growth and generate higher returns. The timeline for this growth opportunity is long-term, as the company needs to identify suitable partners and negotiate favorable terms. The market size for mergers and acquisitions in the asset management industry is significant, reflecting the ongoing consolidation and strategic repositioning of firms.
What Are OCCIO's Competitive Advantages?
- OFS Advisor's expertise in managing credit-related assets.
- Established relationships with borrowers and credit market participants.
- Potential for economies of scale in managing a large portfolio of credit investments.
What Does OCCIO Do?
OFS Credit Company, Inc. functions as a fund under the management of OFS Advisor. The company focuses on investments within the credit markets, aiming to generate income and capital appreciation for its investors. While the specifics of its founding are not detailed in the provided information, its current structure involves leveraging OFS Advisor's expertise in managing credit-related assets. The company's investment strategies likely encompass a range of credit instruments, potentially including corporate loans, bonds, and other structured credit products. OFS Credit Company navigates the financial services sector, specifically focusing on asset management, with its performance metrics indicating both opportunities and challenges. The company's geographic reach is primarily within the United States, given its headquarters in Chicago. Its competitive positioning is influenced by its investment strategies and the broader economic environment affecting credit markets. The fund's performance, as indicated by its negative profit margin of -81.2%, suggests potential challenges in its investment portfolio or operational efficiency. OFS Credit Company, Inc. aims to deliver returns through strategic asset allocation and active management within the credit markets.
What Products and Services Does OCCIO Offer?
- Invests in credit markets to generate income and capital appreciation.
- Manages a portfolio of credit-related assets.
- Leverages OFS Advisor's expertise in asset management.
- Potentially invests in corporate loans, bonds, and structured credit products.
- Aims to deliver returns through strategic asset allocation.
- Actively manages its portfolio based on market conditions.
- Operates within the financial services sector, focusing on asset management.
How Does OCCIO Make Money?
- Generates revenue through interest income from credit investments.
- Earns management fees for managing the fund's assets.
- Potentially earns performance-based fees based on the fund's returns.
What Industry Does OCCIO Operate In?
OFS Credit Company, Inc. operates within the asset management industry, a segment of the broader financial services sector. This industry is characterized by intense competition, evolving regulatory landscapes, and sensitivity to economic cycles. Market trends include the increasing demand for alternative investments and the growing importance of ESG (Environmental, Social, and Governance) factors. OFS Credit Company's focus on credit investments positions it within a niche segment of the asset management industry. Competitors include other asset management firms, such as ECC, EIC, FDUS, GAIN and GAM, each with its own investment strategies and risk profiles. The company's performance is influenced by broader macroeconomic factors, including interest rates, credit spreads, and overall market sentiment.
Who Are OCCIO's Key Customers?
- Institutional investors seeking income and capital appreciation.
- Individual investors looking for exposure to credit markets.
- Pension funds and endowments seeking diversified investment strategies.
Insider Activity
The most recent 10 insider filings for OFS Credit Company, Inc. break down as 9 sales and 1 purchases. On net that is roughly 2K shares disposed (about $87K), a signal worth weighing alongside the fundamentals.
OCCIO Valuation & Market Position
With a $162M market cap, OFS Credit Company, Inc. sits in the micro-cap segment of the market.
Key Financial Metrics
Return on equity for OFS Credit Company, Inc. stands at -25.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -17.4%, showing how much profit it generates from its asset base. Its free cash flow yield is 46.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -46.8%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
OFS Credit Company, Inc.'s Piotroski F-Score is 2/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of 0.34 places it in the distress zone, a signal of elevated financial risk.
Forward Outlook
Wall Street analysts project OFS Credit Company, Inc. revenue of about $45.5M for fiscal 2026, with EPS near $1.25.
Company Profile
OFS Credit Company, Inc. operates in the Asset Management industry within the Financial Services sector. It is headquartered in Chicago, US. The company is led by CEO Bilal Rashid. OCCIO has traded publicly since 2021.
OCCIO Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- High dividend yield may attract income-seeking investors.
- OFS Advisor's expertise in managing credit-related assets.
- Potential for strategic portfolio adjustments to enhance returns.
- Relatively low beta suggests lower volatility compared to the broader market.
Bear Case
- Negative P/E ratio indicates current lack of profitability.
- Profit margin of -81.2% highlights significant challenges in generating profits.
- Reliance on OFS Advisor's performance and expertise.
- Sensitivity to credit market conditions and economic cycles.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
OCCIO Latest News
No recent news available for OCCIO.
OCCIO Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for OCCIO.
Price Targets
Wall Street price target analysis for OCCIO.
OCCIO MoonshotScore
What does this score mean?
The MoonshotScore rates OCCIO 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Bilal Rashid
CEO
Bilal Rashid serves as the CEO of OFS Credit Company, Inc. His background encompasses extensive experience in the financial services sector, particularly in asset management and credit investments. Prior to his current role, he held various leadership positions within OFS Advisor, where he played a key role in developing and implementing investment strategies. His expertise includes portfolio management, risk assessment, and credit analysis. He holds advanced degrees in finance and economics, providing a strong foundation for his leadership role.
Track Record: Under Bilal Rashid's leadership, OFS Credit Company has navigated a challenging market environment, marked by both opportunities and risks. Key achievements include strategic portfolio adjustments aimed at enhancing returns and mitigating potential losses. He has focused on strengthening the company's risk management framework and exploring new investment opportunities. His tenure has been characterized by a commitment to delivering value to investors while maintaining a disciplined approach to risk management.
OFS Credit Company, Inc. Financial Services Stock: Key Questions Answered
What does OFS Credit Company, Inc. do?
OFS Credit Company, Inc. operates as a fund managed by OFS Advisor, focusing on investments within the credit markets. The company aims to generate income and capital appreciation for its investors through strategic asset allocation and active management of its portfolio. It potentially invests in a range of credit instruments, including corporate loans, bonds, and other structured credit products.
What are the main risks for OCCIO?
The main risks for OFS Credit Company, Inc. include its negative profitability, as indicated by its negative P/E ratio and profit margin. Adverse changes in credit market conditions and interest rates could negatively impact the value of its investments. Increased competition from other asset management firms could put pressure on its fees and returns.
How does OFS Credit Company, Inc. make money in financial services?
OFS Credit Company, Inc. generates revenue primarily through interest income from its credit investments. The company also earns management fees for managing the fund's assets and potentially earns performance-based fees based on the fund's returns. The company's profitability is influenced by its ability to generate sufficient interest income to cover its operating expenses and generate a profit.
What is OFS Credit Company, Inc.'s credit quality and risk management approach?
OFS Credit Company, Inc.'s credit quality and risk management approach are critical to its performance. The company's loan portfolio quality is influenced by the creditworthiness of its borrowers and the overall economic environment. The company's provision levels are determined by its assessment of potential losses in its loan portfolio.
What are the key factors to evaluate for OCCIO?
Evaluate OCCIO on fundamentals, analyst consensus, and risk factors. OFS Credit Company, Inc. presents a complex investment profile. Not financial advice.
How frequently does OCCIO data refresh on this page?
OCCIO's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven OCCIO's recent stock price performance?
OFS Credit Company, Inc. (OCCIO) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: High dividend yield may attract income-seeking investors. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider OCCIO overvalued or undervalued right now?
OFS Credit Company, Inc. (OCCIO) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- AI analysis pending for OCCIO. The information provided is based on the available data and may not be exhaustive.
- Financial metrics are based on the most recent available data and may not reflect current performance.