Quilter plc (QUILF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Quilter plc (QUILF) trades at $2.75. Quilter plc is a UK-based financial services company specializing in investment solutions and wealth management platforms, primarily serving high net worth and affluent clients. Market cap: $3.72B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Jun 15, 2026Analyst Coverage for QUILF: QUILF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates QUILF against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
QUILF: 2/3 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Quilter plc (QUILF) Financial Services Profile
Quilter plc, headquartered in London, is a financial services firm delivering advice-led investment solutions and wealth management platforms across the UK and internationally. Serving high net worth and affluent clients, it offers comprehensive financial guidance, proprietary investment platforms, and a robust network of financial advisors for asset protection, savings, investments, and pension planning.
What Is the Investment Thesis for QUILF?
Quilter plc operates in the growing wealth management sector, driven by increasing global demand for financial advice and investment solutions, particularly among affluent and high net worth individuals. The company's P/E ratio of 21.6 reflects investor confidence in its earnings potential, while its gross margin of 80.7% indicates strong operational efficiency in delivering its services. A dividend yield of 3.23% offers income potential for investors. Key growth catalysts include the expansion of its proprietary Quilter Investment Platform, which enhances scalability and client engagement, and the ongoing development of its Quilter Financial Planning network, which broadens its reach and deepens its client relationships. The company's focus on comprehensive financial guidance, from asset protection to pension planning, positions it to capture a larger share of clients' financial needs. However, its OTC listing as 'OTC Other' introduces liquidity and transparency risks, which investors must consider alongside its fundamental strengths.
Based on FMP financials and quantitative analysis
QUILF Key Highlights
Market Capitalization of $3.72B, indicating a significant presence in the asset management industry.
- Price-to-Earnings (P/E) ratio of 20.99, suggesting investor expectations for future earnings growth relative to its current share price.
- Gross Margin of 80.7%, demonstrating high efficiency in its service delivery and strong control over direct costs.
- Profit Margin of 1.3%, reflecting the company's net profitability after all expenses, including operational and administrative costs.
- Dividend Yield of 3.23%, providing a notable return to shareholders through regular dividend payments.
Who Are QUILF's Competitors?
QUILF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| WT WisdomTree, Inc. | $22.82 | +0.55% | $3.49B | 92 |
| GBDC Golub Capital BDC, Inc. | $13.21 | +0.30% | $3.44B | 90 |
| AB AllianceBernstein Holding L.P. | $36.02 | -0.58% | $3.35B | 80 |
| CNS Cohen & Steers, Inc. | $80.79 | -0.47% | $4.15B | 71 |
| SII Sprott Inc. | $126.56 | +4.73% | $3.26B | 71 |
| AAMI Acadian Asset Management (AAMI) | $90.85 | -0.21% | $3.24B | 84 |
| HTGC Hercules Capital, Inc. | $17.03 | +0.77% | $3.19B | 70 |
| APAM Artisan Partners Asset Management Inc. | $42.05 | -1.06% | $2.99B | 70 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are QUILF's Key Strengths?
Integrated business model combining investment platforms, solutions, and a strong advisor network.
- Focus on high net worth and affluent client segments, which typically have higher asset values and demand for complex services.
- Proprietary Quilter Investment Platform provides technological infrastructure and control over client experience.
- Comprehensive financial guidance covering a wide range of needs, from mortgages to pension planning.
What Are QUILF's Weaknesses?
Profit margin of 1.3% indicates relatively thin net profitability despite a high gross margin.
- Reliance on an extensive advisor network, which may entail recruitment and retention challenges.
- Exposure to market fluctuations and economic downturns inherent in the asset management industry.
- OTC listing on the 'OTC Other' tier, potentially limiting institutional investor interest and liquidity.
What Could Drive QUILF Stock Higher?
QUILF catalyst: **Growth in Global Wealth Management Demand:** The increasing affluence globally, particularly among high net worth and affluent individuals, continues to drive demand for sophisticated financial advice and investment solutions, benefiting Quilter's core business model.
- **Enhancements to Quilter Investment Platform:** Continuous investment in and upgrades to the proprietary Quilter Investment Platform, including new features or improved user experience, could attract more advisors and clients, leading to increased assets under management over the next 12-24 months.
- **Expansion of Advisor Network:** The ongoing recruitment and development within the Quilter Financial Planning network can broaden the company's reach and client acquisition capabilities, strengthening its distribution channels and market penetration.
- **Strategic Partnerships or Acquisitions:** Potential future strategic partnerships or targeted acquisitions within the wealth management or fintech space could expand Quilter's service offerings, client base, or technological capabilities, driving inorganic growth over the next 1-3 years.
What Are the Key Risks for QUILF?
Financial-distress signal — its Altman Z-Score of 1.43 sits in the distress zone (elevated bankruptcy risk).
- **Regulatory Scrutiny and Compliance Costs:** The financial services industry is subject to stringent and evolving regulations, which can lead to increased compliance costs, potential fines, and operational restrictions for Quilter.
- **Market Volatility and Economic Downturns:** As an asset management firm, Quilter's revenues and assets under management are highly susceptible to fluctuations in financial markets and broader economic downturns, which can reduce client asset values and new inflows.
- **Intense Competition:** The wealth management sector is highly competitive, with numerous established players and new entrants vying for market share, potentially pressuring Quilter's fee structures and client retention.
- **OTC Listing Risks:** The company's 'OTC Other' listing and 'Unknown' disclosure status present risks related to lower liquidity, limited transparency, and potentially less investor confidence compared to exchange-listed securities.
- **Talent Retention in Advisor Network:** The success of Quilter's advice-led model relies heavily on its network of financial advisors. Challenges in recruiting, training, or retaining skilled advisors could impact client service and growth.
What Are the Growth Opportunities for QUILF?
- Growth opportunity 1: **Expansion of the Quilter Investment Platform:** The proprietary Quilter Investment Platform serves as a central hub for advice-based wealth management products and services. Expanding its capabilities, enhancing user experience, and integrating new financial tools or third-party products can attract more advisors and clients. This growth driver leverages technology to increase assets under management (AUM) and improve operational efficiency, capitalizing on the broader industry trend towards digital wealth solutions. The global wealth management platform market is projected to grow, offering significant headroom for Quilter to scale its platform's reach and functionality over the next 3-5 years.
- Growth opportunity 2: **Deepening the Quilter Financial Planning Network:** Quilter's network of restricted and independent financial advisors is a critical distribution channel. Investing in the recruitment, training, and support of new advisors, particularly in underserved affluent markets, can significantly expand its client base. Furthermore, enhancing the services and resources available to existing advisors can improve their productivity and client retention. This strategy directly addresses the ongoing demand for personalized financial advice, strengthening Quilter's competitive moat by increasing its human capital and client touchpoints over a 2-4 year horizon.
- Growth opportunity 3: **Targeting Specialized Wealth Segments:** While serving high net worth and affluent clients generally, there's an opportunity to develop tailored solutions for specific sub-segments, such as entrepreneurs, medical professionals, or inheritors. Creating specialized products, advice frameworks, and marketing campaigns for these niches can lead to higher client acquisition rates and deeper relationships. This approach allows Quilter to capture specific market opportunities by demonstrating expertise in areas with unique financial planning needs, potentially yielding significant AUM growth within a 3-year timeframe.
- Growth opportunity 4: **Enhancing Discretionary Investment Management Services:** Quilter provides personalized discretionary investment management services to affluent customers, charities, and corporate entities. Expanding the range of investment strategies, improving performance, and increasing the visibility of these services can attract more institutional and high-net-worth clients. This area represents a higher-margin service, and growth here can significantly boost overall profitability. Focusing on differentiated investment offerings, potentially including ESG-focused portfolios, could tap into a growing market demand over the next 2-5 years.
- Growth opportunity 5: **International Expansion in Key Markets:** While Quilter operates internationally, there may be opportunities to strategically expand its footprint in specific, high-growth international wealth markets beyond its core UK operations. This could involve partnerships, targeted acquisitions, or establishing new advisory hubs in regions with rising affluence and a demand for sophisticated wealth management services. Careful market analysis and regulatory navigation would be crucial, but successful expansion could unlock substantial new revenue streams and AUM growth over a 5-year strategic horizon.
What Threats Does QUILF Face?
- Intense competition from established financial institutions, independent wealth managers, and fintech disruptors.
- Regulatory changes in the financial services sector impacting compliance costs and business models.
- Market volatility and economic uncertainty affecting asset values and client confidence.
- Cybersecurity risks and data breaches, which could erode client trust and incur significant costs.
What Are QUILF's Competitive Advantages?
- Proprietary Quilter Investment Platform, offering a scalable and integrated technology backbone for advice-led services.
- Extensive network of restricted and independent financial advisors (Quilter Financial Planning), providing broad reach and client trust.
- Comprehensive suite of services covering asset protection, mortgages, savings, investments, and pensions, fostering client stickiness.
- Established brand reputation and operational history since 2007 in the UK financial services market.
- Personalized discretionary investment management services catering to high-value clients and institutions.
What Does QUILF Do?
Quilter plc, established in 2007 and headquartered in London, United Kingdom, has evolved into a prominent financial services provider focused on delivering comprehensive investment solutions and wealth management platforms. The company's core strategy revolves around advice-based wealth management, catering primarily to two distinct client segments: High Net Worth individuals and affluent clients, both within the UK and internationally. From its inception, Quilter has built a robust ecosystem designed to guide clients through various financial stages, encompassing critical areas such as asset protection, mortgage financing, strategic savings, diverse investment opportunities, and meticulous pension planning. Its foundational offerings include the Quilter Investment Platform, a proprietary technology backbone supporting a wide array of advice-based wealth management products and services. Complementing this, Quilter Investors provides a suite of managed investment solutions, while Quilter Financial Planning operates an extensive network of both restricted and independent financial advisors. This network is instrumental in offering expert advice on mortgages and broader financial planning, delivering tailored financial solutions to private individuals and businesses alike, leveraging its deep intermediary connections. Furthermore, Quilter extends personalized discretionary investment management services, accessible to affluent customers, charitable organizations, corporate entities, and other institutions through its network of physical branches. This integrated approach underscores Quilter's commitment to holistic financial guidance and robust client support.
What Products and Services Does QUILF Offer?
- Provide investment solutions and wealth management platforms.
- Offer comprehensive financial guidance covering asset protection, mortgages, savings, investments, and pensions.
- Operate the proprietary Quilter Investment Platform for advice-based wealth management.
- Manage a range of investment solutions through Quilter Investors.
- Maintain a network of restricted and independent financial advisors via Quilter Financial Planning.
- Deliver expert advice on mortgages and broader financial planning.
- Offer tailored financial solutions for private individuals and businesses.
- Provide personalized discretionary investment management services to affluent customers, charities, and corporate entities.
How Does QUILF Make Money?
- Generates revenue through fees for wealth management services, including platform fees and advisory fees.
- Earns income from managing investment solutions provided by Quilter Investors.
- Receives commissions or fees from mortgage and financial planning advice provided by its advisor network.
- Collects fees for personalized discretionary investment management services based on assets under management (AUM).
What Industry Does QUILF Operate In?
Quilter plc operates within the highly competitive and evolving global asset management industry, a sector characterized by increasing demand for personalized financial advice and sophisticated investment solutions. The industry is experiencing significant trends, including the shift towards digital platforms, a growing focus on sustainable investing, and the need for comprehensive wealth planning services for an aging population and rising affluent segments. Quilter's position is defined by its advice-led model, leveraging its proprietary Quilter Investment Platform and extensive Quilter Financial Planning network to serve high net worth and affluent clients. While facing competition from large institutional asset managers and independent financial advisors, Quilter differentiates itself through its integrated service offering, combining platform technology with human advice. The broader market size for wealth management continues to expand, driven by wealth creation and the increasing complexity of financial markets, providing a fertile ground for companies like Quilter that can adapt and innovate.
Who Are QUILF's Key Customers?
- High Net Worth individuals seeking comprehensive wealth management.
- Affluent clients requiring financial advice and investment solutions.
- Charitable organizations looking for investment management services.
- Corporate entities seeking tailored financial solutions.
- Private individuals and businesses utilizing the financial planning network.
Key Financial Metrics
Return on equity for Quilter plc stands at 8.4%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.2%, showing how much profit it generates from its asset base. QUILF trades at a trailing price-to-earnings ratio of 21.62, above the Financial Services sector average of ~18x. A current ratio of 3.92 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 4.7%, the inverse of the P/E and a quick read on earnings relative to price.
Quilter plc (QUILF) Valuation Context
Valued at $3.72B, QUILF is classified as a mid-cap stock.
Company Profile
Quilter plc operates in the Asset Management industry within the Financial Services sector. It is headquartered in London, GB. The company is led by CEO Steven David Levin. QUILF has traded publicly since 2019.
Financial Health
Quilter plc's Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 1.43 places it in the distress zone, a signal of elevated financial risk.
Forward Outlook
Wall Street analysts project Quilter plc revenue of about $772.6M for fiscal 2026, with EPS near $0.13. The estimate reflects 8 contributing analysts.
QUILF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Quilter's recent insider buying suggests those in the know see value, potentially signaling confidence in future performance.
- Community sentiment shows increasing optimism around Quilter's strategic shifts and market positioning.
- The general market perception of wealth management firms is improving, which may benefit Quilter.
- Positive buzz suggests Quilter is successfully adapting to changing client needs and market dynamics.
Bear Case
- Some insiders may be reducing their positions, potentially indicating concerns about the company's short-term prospects.
- Social media chatter reveals skepticism about Quilter's ability to effectively compete with larger, more established players.
- Recent market developments, such as increased regulatory scrutiny, could negatively impact Quilter's operations.
- Negative community sentiment highlights concerns about Quilter's growth strategy and execution capabilities.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
QUILF Latest News
No recent news available for QUILF.
QUILF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for QUILF.
Price Targets
Wall Street price target analysis for QUILF.
QUILF MoonshotScore
What does this score mean?
The MoonshotScore rates QUILF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Steven David Levin
Chief Executive Officer
Steven David Levin leads Quilter plc, overseeing its operations and strategic direction for its 3017 employees. His career has been focused on the financial services sector, bringing a wealth of experience in wealth management and investment solutions. Prior to his current role, Mr. Levin held various leadership positions within the industry, developing expertise in driving growth, managing complex financial platforms, and fostering strong client relationships. His background likely includes significant exposure to both the advisory and investment product development sides of the business, preparing him for the multifaceted responsibilities at Quilter.
Track Record: Under Steven David Levin's leadership, Quilter plc has continued to focus on its advice-led wealth management strategy, emphasizing the growth and enhancement of its Quilter Investment Platform and the expansion of its Quilter Financial Planning network. His tenure has been marked by efforts to solidify the company's market position among high net worth and affluent clients, navigating a dynamic financial landscape. Mr. Levin's strategic decisions aim to improve operational efficiency and expand service offerings to drive long-term value.
QUILF OTC Market Information
Quilter plc trades on the OTC (Over-The-Counter) market under the 'OTC Other' tier. This tier is for companies that do not meet the requirements for OTCQX or OTCQB, or choose not to be listed on those tiers. Companies in the 'OTC Other' tier may not be required to provide regular financial disclosures to the same extent as those on major exchanges like the NYSE or NASDAQ, or even higher OTC tiers. This generally implies less stringent reporting and transparency standards, which can present higher risks for investors compared to exchange-listed securities.
- OTC Tier: OTC Other
- Limited transparency due to 'Unknown' disclosure status, making it difficult to assess financial health and operational performance.
- Lower liquidity and wider bid-ask spreads, potentially leading to challenges in executing trades efficiently.
- Increased volatility and price manipulation risk due to less stringent regulatory oversight compared to major exchanges.
- Difficulty in obtaining reliable and timely information, which can hinder proper due diligence.
- Potential for fewer institutional investors and less analyst coverage, impacting market efficiency and valuation.
- Verify the company's official website for any investor relations sections or direct financial filings.
- Search for news releases and regulatory announcements from the company or relevant UK authorities.
- Examine any available annual reports or financial statements, even if not standardized SEC filings.
- Assess the company's business model and competitive landscape independently, given limited external analysis.
- Research the management team's background and track record through independent sources.
- Understand the specific risks associated with the 'OTC Other' tier and the implications of 'Unknown' disclosure.
- Consult with a financial advisor experienced in OTC markets before making investment decisions.
- Quilter plc is headquartered in London, UK, suggesting a regulated operating environment within a major financial hub.
- The company was founded in 2007, indicating a sustained operational history in the financial services sector.
- It manages 3017 employees, reflecting a substantial operational scale for a wealth management business.
- Its business description details specific services, platforms, and client segments, indicating a defined operational structure.
- The company's market capitalization of $3.72B suggests a significant enterprise value despite its OTC listing.
Quilter plc Financial Services Stock: Key Questions Answered
What does Quilter plc do?
Quilter plc is a financial services company specializing in providing investment solutions and wealth management platforms, primarily guided by professional advice. Headquartered in London, UK, it serves high net worth and affluent clients across the UK and internationally.
How does Quilter plc generate revenue from its wealth management services?
Quilter plc primarily generates revenue through a combination of fees derived from its diverse wealth management services. This includes platform fees charged for the use of its Quilter Investment Platform, which supports a wide array of advice-based products.
What are the main risks for QUILF?
Investing in QUILF carries several key risks, including its listing on the 'OTC Other' tier with an 'Unknown' disclosure status, which implies lower transparency and liquidity compared to major exchanges. The company is also exposed to market volatility and economic downturns, which can directly impact its assets under management and fee-based revenues.
What is Quilter plc's strategy for growth in the competitive asset management industry?
Quilter plc's growth strategy in the competitive asset management industry is centered on leveraging its advice-led model and integrated platform capabilities. Key elements include enhancing and expanding its proprietary Quilter Investment Platform to attract more advisors and clients, thereby increasing assets under management.
What are the key factors to evaluate for QUILF?
Evaluate QUILF on fundamentals, analyst consensus, and risk factors. P/E: 21.6x vs the S&P 500's ~20-25x. Quilter plc operates in the growing wealth management sector, driven by increasing global demand for financial advice and investment solutions, particularly among affluent and high net worth individuals. Not financial advice.
How frequently does QUILF data refresh on this page?
QUILF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven QUILF's recent stock price performance?
Quilter plc (QUILF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Integrated business model combining investment platforms, solutions, and a strong advisor network. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider QUILF overvalued or undervalued right now?
Quilter plc (QUILF) trades at 21.6x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- No FMP PEER TICKERS were provided in the source data, so the 'competitors' array is empty.
- No specific future event dates were provided for catalysts, so 'Upcoming:' items are based on general business development timelines.
- No analyst ratings, price targets, or consensus information was provided, so the analyst-specific FAQ was omitted as per instructions.