TOCCA Life Holdings, Inc. (TLIF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
TOCCA Life Holdings, Inc. (TLIF) trades at $0.0035. TOCCA Life Holdings, Inc. operates sober living facilities and provides addiction treatment services in Florida. Market cap: $1.12M, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for TLIF: TLIF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates TLIF against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
Not enough scored data yet to form a council read on TLIF.
How is this calculated? →TOCCA Life Holdings, Inc. (TLIF) Financial Services Profile
TOCCA Life Holdings, Inc., based in Florida, operates sober living facilities and offers addiction treatment services. The company provides a range of supportive programs, including sober life coaching, transitional living, and educational resources, targeting individuals seeking recovery and community reintegration within the financial services sector.
What Is the Investment Thesis for TLIF?
TOCCA Life Holdings, Inc. presents a high-risk, high-reward investment profile due to its focus on addiction treatment and sober living facilities. The company's gross margin of 93.3% indicates strong pricing power, but its negative profit margin of -44.9% suggests significant operational challenges. With a beta of 3.03, the stock is highly volatile. Growth catalysts include expansion of its facilities and service offerings. Key risks involve regulatory compliance, competition, and the company's ability to achieve profitability. Investors should carefully consider these factors before investing.
Based on FMP financials and quantitative analysis
TLIF Key Highlights
Gross Margin of 93.3% indicates strong pricing power in its service offerings.
- Negative Profit Margin of -44.9% reflects operational inefficiencies and high costs.
- Beta of 3.03 indicates high volatility compared to the market.
- Operates sober living facilities in three Florida locations: Lake Worth, Lantana, and Boynton Beach.
- Provides clinical toxicology testing services to monitor illicit drug use among clients.
Who Are TLIF's Competitors?
TLIF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| NIHL New Infinity Holdings, Ltd. | $0.10 | +0.00% | $10.8M | 62 |
| LRGR Luminar Media Group, Inc. | $0.50 | +47.06% | $22.4M | 68 |
| CLAYU Chavant Capital Acquisition Corp. | $10.97 | +18.34% | $27.5M | 62 |
| CLAY Chavant Capital Acquisition Corp. | $10.66 | +6.39% | $29.6M | 62 |
| INACU Indigo Acquisition Corp. | $12.08 | +16.94% | $34.9M | 60 |
| HHGC HHG Capital Corporation | $11.12 | +0.09% | $56.2M | 63 |
| MAAQ Mana Capital Acquisition Corp. | $5.99 | -24.18% | $57.0M | 61 |
| RCLFU Rosecliff Acquisition Corp I | $11.33 | +11.74% | $77.2M | 62 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are TLIF's Key Strengths?
Comprehensive range of services.
- Established presence in Florida.
- Strong focus on community transformation.
- High gross margin.
What Are TLIF's Weaknesses?
Negative profit margin.
- High beta indicating high volatility.
- Limited geographic reach.
- Reliance on a specific market segment.
What Could Drive TLIF Stock Higher?
Potential expansion into new geographic markets.
- Increasing demand for addiction treatment services.
- Development of new online educational programs.
What Are the Key Risks for TLIF?
Financial-distress signal — its Altman Z-Score of -0.47 sits in the distress zone (elevated bankruptcy risk).
- Regulatory changes affecting the addiction treatment industry.
- Increased competition from other treatment providers.
- Negative profit margin and financial instability.
- Economic downturn affecting client affordability.
What Are the Growth Opportunities for TLIF?
- Expansion of Sober Living Facilities: TOCCA Life Holdings can expand its capacity by opening new sober living facilities in underserved areas. The market for sober living is growing, driven by the increasing need for supportive recovery environments. Expanding into new locations can significantly increase revenue and market share. This expansion could target areas with high addiction rates and limited recovery resources, potentially doubling the number of beds available within the next three years.
- Development of Online Educational Programs: The company can leverage its expertise to create online educational programs focused on addiction recovery, life skills, and career development. The online education market is rapidly expanding, offering a cost-effective way to reach a broader audience. These programs can generate recurring revenue and enhance the company's brand as a comprehensive recovery resource. This could generate a new revenue stream within two years.
- Partnerships with Healthcare Providers: Collaborating with hospitals, clinics, and healthcare providers can create referral networks and increase client acquisition. Integrated care models are becoming increasingly popular, and partnerships can provide TOCCA Life Holdings with a steady stream of clients. These partnerships can also enhance the company's credibility and reputation within the healthcare community. This could increase client referrals by 20% within the next year.
- Enhancement of Addiction Treatment Services: TOCCA Life Holdings can expand its addiction treatment services by offering specialized programs for specific populations, such as veterans, adolescents, or individuals with co-occurring mental health disorders. Tailoring programs to meet the unique needs of these groups can attract new clients and improve treatment outcomes. This specialization can differentiate the company from competitors and enhance its market position. This could be implemented within the next 18 months.
- Integration of Technology for Monitoring and Support: Implementing telehealth solutions and remote monitoring technologies can improve client engagement and treatment adherence. These technologies can provide real-time data on client progress, allowing for personalized interventions and support. The use of technology can also reduce costs and improve efficiency. This integration could be phased in over the next two years.
What Are TLIF's Competitive Advantages?
- Established presence in the Florida sober living market.
- Comprehensive range of services, including treatment, housing, and education.
- Strong focus on transforming individuals and communities.
- Proprietary educational programs and support services.
What Does TLIF Do?
TOCCA Life Holdings, Inc., founded in 2013 and based in Lake Worth, Florida, operates sober living facilities in Lake Worth, Lantana, and Boynton Beach. Originally named TOCCA Life Coaching, Inc., the company rebranded in January 2015 to reflect its expanded focus. TOCCA Life Holdings provides clinical toxicology testing services to monitor illicit drug use among its clients. The company aims to transform individuals struggling with addiction and integrate them back into society as productive members. Its services encompass sober support, addiction treatment, sober life coaching, and transitional living programs. Additionally, TOCCA Life Holdings organizes sports events and fitness activities, operates house recovery residences, and offers educational programs covering cooking, cleaning, household maintenance, business etiquette, basic math, banking, computer skills, writing, life coaching, transitional living management, graphic art, IT, marketing, television production, interest rate theories, credit cost valuation, mortgage banking, career opportunities, business models, business infrastructures, business ethics, and entrepreneurship. The company also provides prepaid services online, including hygiene products, linens, and groceries.
What Products and Services Does TLIF Offer?
- Operates sober living facilities in Lake Worth, Lantana, and Boynton Beach, Florida.
- Provides clinical toxicology testing services to monitor illicit drug use.
- Offers sober support services to individuals in recovery.
- Operates an addiction treatment center.
- Provides sober life coaching and transitional living programs.
- Organizes sports events and fitness activities for clients.
- Offers educational programs covering life skills, business etiquette, and career development.
How Does TLIF Make Money?
- Generates revenue from operating sober living facilities.
- Provides addiction treatment services on a fee-for-service basis.
- Offers sober life coaching and transitional living programs for a fee.
- Sells prepaid services online, including hygiene products and groceries.
What Industry Does TLIF Operate In?
TOCCA Life Holdings, Inc. operates within the substance abuse treatment industry, which is experiencing growth due to increasing awareness of addiction and mental health issues. The market is competitive, with various treatment centers, sober living facilities, and support services vying for clients. TOCCA Life Holdings differentiates itself by offering a comprehensive range of services, including addiction treatment, sober living, and educational programs. The industry faces regulatory scrutiny and requires adherence to strict licensing and operational standards.
Who Are TLIF's Key Customers?
- Individuals seeking recovery from addiction.
- Individuals requiring sober living accommodations.
- Healthcare providers seeking referral partners.
- Families of individuals struggling with addiction.
How TOCCA Life Holdings, Inc. Is Valued
TOCCA Life Holdings, Inc. carries a market capitalization of $1.12M, placing it in the micro-cap category.
Company Profile
TOCCA Life Holdings, Inc. operates in the Medical - Care Facilities industry within the Healthcare sector. It is headquartered in Winter Park, US. The company is led by CEO Stephen W. Carnes. TLIF has traded publicly since 2013.
Key Financial Metrics
Return on equity for TOCCA Life Holdings, Inc. stands at 9.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -1.6%, showing how much profit it generates from its asset base. Its free cash flow yield is 69.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.81 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -6.8%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
TOCCA Life Holdings, Inc.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of -0.47 places it in the distress zone, a signal of elevated financial risk.
TLIF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Comprehensive range of services.
- Established presence in Florida.
- Strong focus on community transformation.
- High gross margin.
Bear Case
- Negative profit margin.
- High beta indicating high volatility.
- Limited geographic reach.
- Reliance on a specific market segment.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
TLIF Latest News
No recent news available for TLIF.
TLIF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for TLIF.
Price Targets
Wall Street price target analysis for TLIF.
TLIF MoonshotScore
What does this score mean?
The MoonshotScore rates TLIF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Classification
Industry Shell CompaniesLeadership: Stephen W. Carnes
CEO
Stephen W. Carnes serves as the Chief Executive Officer of TOCCA Life Holdings, Inc. His background includes experience in business management and strategic development. He has been involved in the company's operations since its early stages, guiding its growth and expansion in the addiction treatment and sober living sectors. Carnes' leadership focuses on providing comprehensive support services and fostering community transformation.
Track Record: Under Stephen Carnes' leadership, TOCCA Life Holdings, Inc. has expanded its sober living facilities and broadened its service offerings. Key milestones include the rebranding of the company in 2015 and the development of proprietary educational programs. Carnes has focused on building partnerships and enhancing the company's reputation within the community.
TLIF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that TOCCA Life Holdings, Inc. may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier often have limited trading volume and may not be subject to the same level of regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. Investing in companies on the OTC Other tier carries significant risks due to the potential for limited information and liquidity.
- OTC Tier: OTC Other
- Limited financial disclosure.
- Low trading volume and liquidity.
- Potential for price manipulation.
- Higher risk of fraud or mismanagement.
- Lack of regulatory oversight.
- Verify the company's registration and legal standing.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team's experience and track record.
- Check for any legal or regulatory issues.
- Monitor trading volume and price activity.
- Consult with a financial advisor.
- Operation of physical sober living facilities.
- Provision of addiction treatment services.
- Development of educational programs.
- Community involvement and partnerships.
What Investors Ask About TOCCA Life Holdings, Inc. (TLIF) — Financial Services
What does TOCCA Life Holdings, Inc. do?
TOCCA Life Holdings, Inc. operates sober living facilities and provides addiction treatment services in Florida. The company offers a comprehensive range of services, including clinical toxicology testing, sober support, addiction treatment, sober life coaching, and transitional living programs. Additionally, it provides educational programs covering life skills, business etiquette, and career development, aiming to transform individuals and communities affected by addiction.
What are the main risks for TLIF?
TOCCA Life Holdings, Inc. faces several risks, including regulatory changes affecting the addiction treatment industry, increased competition from other treatment providers, and its negative profit margin and financial instability. An economic downturn could also affect client affordability and demand for its services. As an OTC stock, TLIF carries additional risks related to limited financial disclosure, low trading volume, and potential price manipulation. Investors should carefully assess these risks before investing.
What are the key factors to evaluate for TLIF?
Evaluate TLIF on fundamentals, analyst consensus, and risk factors. TOCCA Life Holdings, Inc. presents a high-risk, high-reward investment profile due to its focus on addiction treatment and sober living facilities. Not financial advice.
How frequently does TLIF data refresh on this page?
TLIF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven TLIF's recent stock price performance?
TOCCA Life Holdings, Inc. (TLIF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Comprehensive range of services. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider TLIF overvalued or undervalued right now?
TOCCA Life Holdings, Inc. (TLIF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research TLIF before investing?
Before investing in TOCCA Life Holdings, Inc. (TLIF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding TLIF to a portfolio?
Key strength of TOCCA Life Holdings, Inc. (TLIF): Comprehensive range of services. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is limited and may not be fully up-to-date.
- OTC market investments carry significant risks.