TomTom N.V. (TMOAF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
TomTom N.V. (TMOAF) trades at $5.00 with AI Score 54/100 (Grade B). TomTom N. V. specializes in navigation and location technology, operating through Location Technology and Consumer segments. Market cap: $620M, Sector: Technology.
Price as of Aug 21, 2026 · Last analyzed: Mar 16, 2026Analyst Coverage for TMOAF: TMOAF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates TMOAF against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
TMOAF: the 3 scored disciplines are evenly split. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
TomTom N.V. (TMOAF) Technology Profile & Competitive Position
TomTom N.V., founded in 1991, is a global provider of navigation and location-based technology, offering standard and high-definition maps, traffic information, and navigation software. Serving automotive, fleet management, and location intelligence sectors, TomTom's solutions include ADAS, EV services, and digital cockpit platforms, positioning it as a key player in mapping and navigation.
What Is the Investment Thesis for TMOAF?
TomTom N.V. presents a compelling, albeit speculative, investment case centered on its transition towards becoming a leading provider of location technology solutions. The company's focus on high-definition maps and ADAS technology positions it to capitalize on the growth of autonomous driving and connected vehicle markets. Key value drivers include increasing adoption of its AutoStream and RoadCheck solutions by automotive manufacturers. However, the company's negative P/E ratio of -91.83 and a negative profit margin of -1.2% indicate financial challenges. Successful execution of its strategic shift and achieving profitability are critical for realizing its potential. The beta of 0.90 suggests moderate volatility relative to the market.
Based on FMP financials and quantitative analysis
TMOAF Key Highlights
Market capitalization of $620M reflects its current valuation in the navigation and location technology market.
- Gross margin of 88.4% indicates strong pricing power and efficient cost management in its core mapping and navigation products.
- P/E ratio of -91.83 suggests the company is currently unprofitable, requiring careful monitoring of its financial performance.
- Beta of 0.90 indicates that the stock's price is slightly less volatile than the overall market.
- The company operates in two segments, Location Technology and Consumer, allowing for diversified revenue streams.
Who Are TMOAF's Competitors?
TMOAF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ABXXF Abaxx Technologies Inc. | $15.62 | -9.55% | $602M | 44 |
| BOYAF Boyaa Interactive International Limited | $0.25 | +0.00% | $183M | 48 |
| BTRCF Better Collective A/S | $15.39 | +0.00% | $881M | 39 |
| BVSFF Bravura Solutions Limited | $1.05 | +0.00% | $471M | 46 |
| CCCMF Cancom SE | $27.30 | +0.00% | $785M | 48 |
| OPFI OppFi Inc. | $7.16 | -0.28% | $611M | 72 |
| RMNI Rimini Street, Inc. | $5.10 | +0.79% | $476M | 79 |
| DSP Viant Technology Inc. | $12.59 | -2.48% | $826M | 81 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are TMOAF's Key Strengths?
Strong expertise in mapping and navigation technology.
- Established relationships with automotive manufacturers.
- Comprehensive suite of location-based services.
- Proprietary data and algorithms for traffic information and road analytics.
What Are TMOAF's Weaknesses?
Negative P/E ratio and profit margin indicate financial challenges.
- Intense competition in the navigation and location technology market.
- Dependence on the automotive industry, which is subject to cyclical fluctuations.
- OTC market trading can present liquidity challenges.
What Could Drive TMOAF Stock Higher?
Potential partnerships with automotive manufacturers for autonomous vehicle technology integration.
- Expansion of electric vehicle (EV) services to capitalize on the growing EV market.
- Development and launch of new road analytics solutions for smart cities.
- Integration of navigation and location-based services into digital cockpit platforms.
What Are the Key Risks for TMOAF?
Financial-distress signal — its Altman Z-Score of 1.41 sits in the distress zone (elevated bankruptcy risk).
- Intense competition in the navigation and location technology market could erode market share.
- Economic downturns could reduce demand for automotive and enterprise solutions.
- Rapid technological advancements could render existing products obsolete.
- Negative P/E ratio and profit margin indicate financial challenges.
- OTC market trading can present liquidity challenges.
What Are the Growth Opportunities for TMOAF?
- Expansion in the Automotive Sector: TomTom has the opportunity to expand its presence in the automotive sector by providing high-definition maps and ADAS solutions for autonomous vehicles. As the autonomous vehicle market grows, the demand for accurate and reliable mapping data will increase. TomTom's AutoStream and RoadCheck solutions position it to capitalize on this trend, potentially securing long-term contracts with major automotive manufacturers.
- Growth in Electric Vehicle (EV) Services: TomTom can leverage its navigation technology to provide specialized services for electric vehicles, such as EV routing and range prediction. As the adoption of EVs increases, drivers will require accurate information on charging station locations and optimal routes to minimize range anxiety. TomTom's existing navigation platform can be enhanced to provide these services, creating a new revenue stream and strengthening its position in the automotive market. The global EV market is expected to continue its rapid expansion, presenting a significant opportunity for TomTom.
- Leveraging Road Analytics Solutions: TomTom's road analytics solutions, including traffic stats, origin destination analysis, and route monitoring, offer growth opportunities in the road traffic management and location intelligence industries. By providing valuable insights into traffic patterns and road conditions, TomTom can help cities and transportation agencies optimize traffic flow and improve road safety. These solutions can be marketed to government agencies, logistics companies, and other organizations that rely on accurate traffic data. The market for road analytics is growing as cities become smarter and more connected.
- Digital Cockpit Platform Expansion: TomTom's indigo digital cockpit platform presents an opportunity to integrate its navigation and location-based services into the vehicle's infotainment system. By offering a seamless and integrated user experience, TomTom can differentiate itself from competitors and capture a larger share of the automotive software market. The digital cockpit platform can be customized to meet the specific needs of different automotive manufacturers, creating a flexible and scalable solution. The market for digital cockpit platforms is expected to grow as vehicles become more connected and software-defined.
- Expansion in Fleet Management and Logistics: TomTom can expand its presence in the fleet management and logistics industry by providing navigation and location-based services for commercial vehicles. Fleet operators require accurate mapping data, real-time traffic information, and route optimization tools to improve efficiency and reduce costs. TomTom's existing navigation platform can be adapted to meet the specific needs of fleet operators, creating a new revenue stream and strengthening its position in the enterprise market. The fleet management and logistics market is growing as companies seek to optimize their supply chains and improve delivery times.
What Are TMOAF's Competitive Advantages?
- Proprietary mapping data and technology.
- Established relationships with automotive manufacturers.
- Strong brand recognition in the navigation market.
- Expertise in real-time traffic information and road analytics.
What Does TMOAF Do?
TomTom N.V., established in 1991 and headquartered in Amsterdam, Netherlands, is a technology company focused on developing and selling navigation and location-based products and services worldwide. The company operates through two primary segments: Location Technology and Consumer. The Location Technology segment provides mapping data, traffic information, and navigation software for automotive, fleet management, and location intelligence industries. This includes standard definition maps, advanced driver assistance system (ADAS) maps, high definition (HD) maps, and related services such as real-time traffic, hazard warnings, and electric vehicle (EV) services. TomTom's AutoStream solution facilitates efficient map delivery for automated driving (AD) and ADAS, while RoadCheck helps carmakers assess the safety of activating AD functions. The Consumer segment offers navigation devices, accessories, and map updates to individual consumers. TomTom's evolution from a consumer-focused navigation device provider to a comprehensive location technology company reflects its adaptation to the changing needs of the automotive and enterprise markets. Its digital cockpit platform, TomTom indigo, and virtual horizon products further demonstrate its commitment to innovation in the automotive sector. The company serves a diverse range of industries, including automotive, fleet management and logistics, mobility and on-demand services, road traffic management, and location intelligence.
What Products and Services Does TMOAF Offer?
- Develops and sells standard definition (SD) maps.
- Offers advanced driver assistance system (ADAS) maps.
- Provides high definition (HD) maps.
- Offers real-time traffic information products.
- Provides navigation solutions for automotive and enterprise customers.
- Offers road analytics solutions for traffic management.
- Sells navigation devices and accessories to consumers.
How Does TMOAF Make Money?
- Sells map data and related services to automotive manufacturers.
- Provides traffic and travel information products on a subscription basis.
- Offers navigation software and hardware to consumers.
- Generates revenue from road analytics solutions for traffic management.
What Industry Does TMOAF Operate In?
TomTom N.V. operates within the competitive landscape of the navigation and location technology industry. The market is driven by the increasing demand for accurate mapping data, real-time traffic information, and advanced driver-assistance systems (ADAS). The rise of autonomous vehicles and connected car technologies fuels the need for high-definition maps and precise location services. TomTom competes with companies offering similar solutions, including digital mapping, traffic data, and navigation software. The industry is characterized by rapid technological advancements and evolving customer expectations, requiring continuous innovation and adaptation.
Who Are TMOAF's Key Customers?
- Automotive manufacturers integrating TomTom's mapping and navigation solutions.
- Fleet management and logistics companies using TomTom's services for route optimization.
- Mobility and on-demand service providers relying on TomTom's location technology.
- Road traffic management agencies utilizing TomTom's road analytics solutions.
- Individual consumers purchasing navigation devices and map updates.
TomTom N.V. Financial Trajectory
TomTom N.V. (TMOAF) reported $134.4M in revenue for Q2 2026, reflecting 3.6% growth compared to the prior quarter. The company recorded net income of $7.2M, with diluted EPS of $0.06. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Technology. Across the four most recent quarters, TMOAF averaged $0.07 in diluted EPS.
Company Profile
TomTom N.V. operates in the Software - Application industry within the Technology sector. It is headquartered in Amsterdam, NL. The company is led by CEO Harold C. A. Goddijn. TMOAF has traded publicly since 2008.
How TomTom N.V. Is Valued
TomTom N.V. carries a market capitalization of $620M, placing it in the small-cap category. Relative to its peer group, TMOAF's quantitative score of 54/100 is roughly in line with the peer average of 45/100.
Key Financial Metrics
Return on equity for TomTom N.V. stands at 24.6%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 5.0%, showing how much profit it generates from its asset base. TMOAF trades at a trailing price-to-earnings ratio of 14.84, below the Technology sector average of ~34x. Its free cash flow yield is 3.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.80 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 6.7%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
TomTom N.V.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.41 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
TomTom N.V. has beaten Wall Street's EPS estimate in 4 of its last 8 reported quarters — more hits than misses. Reported results have landed about 59.9% below estimates on average.
Forward Outlook
Wall Street analysts project TomTom N.V. revenue of about $529.8M for fiscal 2026, with EPS near $0.21.
TMOAF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- TomTom's navigation tech is becoming more relevant with the rise of autonomous driving and advanced driver-assistance systems (ADAS). It's not just maps anymore; it's the brains behind future vehicles.
- Recent insider activity suggests confidence in the company's long-term strategy. It's a good sign when those closest to the business are putting their own money on the line.
- The community seems to be recognizing TomTom's pivot towards software and high-margin services. It's a shift that could significantly improve profitability.
- TomTom's partnerships with major automotive manufacturers give them a strong foothold in the market. These relationships are key to sustained growth.
Bear Case
- The competition in the navigation and mapping space is fierce. Google Maps and other players are constantly innovating, putting pressure on TomTom to stay ahead.
- The shift from hardware to software is a complex transition. TomTom needs to execute flawlessly to avoid losing market share during this period.
- Community sentiment is mixed, with some concerns about TomTom's ability to adapt quickly enough to the changing market landscape. There's a perception that they're playing catch-up.
- The automotive industry is cyclical. A downturn in car sales could negatively impact TomTom's revenue, regardless of how good their technology is.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $134M | $7M | $0.06 |
| Q1 2026 | $130M | $14M | $0.11 |
| Q4 2025 | $131M | $5M | $0.04 |
| Q3 2025 | $137M | $9M | $0.07 |
Based on FMP financials and quantitative analysis
TMOAF Latest News
No recent news available for TMOAF.
TMOAF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for TMOAF.
Price Targets
Wall Street price target analysis for TMOAF.
TMOAF MoonshotScore
What does this score mean?
The MoonshotScore rates TMOAF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Harold C. A. Goddijn
CEO
Harold Goddijn is the CEO of TomTom N.V. He co-founded the company in 1991 and has since led its growth from a small startup to a global provider of navigation and location-based services. Goddijn has extensive experience in the technology industry and a deep understanding of the mapping and navigation market. His leadership has been instrumental in TomTom's strategic shift towards providing solutions for the automotive and enterprise sectors. He manages approximately 3600 employees.
Track Record: Under Goddijn's leadership, TomTom has expanded its product portfolio to include high-definition maps, ADAS solutions, and road analytics services. He has overseen the company's strategic partnerships with major automotive manufacturers and its expansion into new markets. Key milestones under his tenure include the launch of the AutoStream and RoadCheck solutions, as well as the development of the TomTom indigo digital cockpit platform.
TMOAF OTC Market Information
The OTC Other tier, where TMOAF trades, represents the lowest tier of the OTC market. Companies in this tier often have limited or no financial disclosure, making it difficult for investors to assess their financial health and operational performance. Unlike companies listed on major exchanges like the NYSE or NASDAQ, OTC Other companies do not have to meet minimum listing standards, such as requirements for market capitalization, trading volume, or corporate governance. This lack of regulation and oversight increases the risk associated with investing in OTC Other stocks.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in TMOAF.
- Low trading volume and wide bid-ask spread can make it difficult to buy or sell shares.
- Lack of regulatory oversight increases the risk of fraud or mismanagement.
- The OTC Other tier is subject to greater price volatility than major exchanges.
- Potential for delisting or suspension of trading due to non-compliance with OTC regulations.
- Verify the company's registration and compliance with OTC regulations.
- Obtain and review the company's financial statements, if available.
- Assess the company's business model and competitive landscape.
- Evaluate the company's management team and their track record.
- Monitor trading volume and bid-ask spread to assess liquidity.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before making any investment decisions.
- TomTom N.V. is an established company with a long history in the navigation and location technology market.
- The company has partnerships with major automotive manufacturers.
- TomTom's products and services are used by a wide range of customers in various industries.
- The company has a recognized brand name in the navigation market.
What Investors Ask About TomTom N.V. (TMOAF) — Technology
What does the AI Score mean for TMOAF?
TMOAF holds an AI Score of 54/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. TomTom N.V. specializes in navigation and location technology, operating through Location Technology and Consumer segments. The company provides mapping data, traffic information, and navigation …
What does TomTom N.V. do?
TomTom N.V. is a global provider of navigation and location-based products and services. The company operates in two segments: Location Technology and Consumer. The Location Technology segment provides mapping data, traffic information, and navigation software for automotive, fleet management, and location intelligence industries. The Consumer segment offers navigation devices, accessories, and map updates to individual consumers.
What are the main risks for TMOAF?
The main risks for TMOAF include intense competition in the navigation and location technology market, which could erode market share and pricing power. Economic downturns could reduce demand for automotive and enterprise solutions, impacting revenue growth. Rapid technological advancements could render existing products obsolete, requiring continuous innovation and investment.
What are the key factors to evaluate for TMOAF?
TomTom N.V. (TMOAF) holds an AI score of 54/100 (moderate). presents a compelling, albeit speculative, investment case centered on its transition towards becoming a leading provider of location technology solutions. Not financial advice.
How frequently does TMOAF data refresh on this page?
TMOAF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven TMOAF's recent stock price performance?
TomTom N.V. (TMOAF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong expertise in mapping and navigation technology. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider TMOAF overvalued or undervalued right now?
TomTom N.V. (TMOAF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research TMOAF before investing?
Before investing in TomTom N.V. (TMOAF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding TMOAF to a portfolio?
Key strength of TomTom N.V. (TMOAF): Strong expertise in mapping and navigation technology. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on the most recent available information.
- Analyst sentiment is based on a general overview of available research.
- OTC market data may be limited or incomplete.