New York Mortgage Trust, Inc. (NYMTZ) Stock Analysis
DELISTED 2025
What happened to New York Mortgage Trust, Inc. (NYMTZ) stock?
New York Mortgage Trust, Inc. (NYMTZ) no longer trades on public markets. It was delisted in September 2025. The figures below are historical and are not a current quote.
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
New York Mortgage Trust, Inc. (NYMTZ) trades at $18.63. New York Mortgage Trust, Inc. is a real estate investment trust (REIT) focused on acquiring, investing in, financing, and managing mortgage-related assets. Market cap: $634M, Sector: Real estate.
Last analyzed: Mar 17, 2026Analyst Coverage for NYMTZ: NYMTZ does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates NYMTZ against Real Estate peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
NYMTZ: the 2 scored disciplines are evenly split. Dominant signal: Ken Griffin bullish.
How is this calculated? →New York Mortgage Trust, Inc. (NYMTZ) Real Estate Portfolio & Strategy
New York Mortgage Trust, Inc. is a REIT specializing in mortgage-related assets, including residential loans, mortgage-backed securities, and multi-family property investments. With a focus on income generation through strategic asset management and a high dividend yield, NYMTZ operates within the dynamic landscape of the U.S. real estate market.
What Is the Investment Thesis for NYMTZ?
New York Mortgage Trust presents a compelling, income-focused investment opportunity within the REIT sector. The company's high dividend yield of 12.10% is a key attraction for income-seeking investors. With a market capitalization of $634M and a P/E ratio of 6.36, NYMTZ appears undervalued compared to its peers. Growth catalysts include strategic deployment of capital into high-yield mortgage-related assets and active management of its investment portfolio to optimize returns. However, investors should closely monitor interest rate fluctuations and credit market conditions, as these factors can significantly impact the company's performance and profitability. The company's beta of 1.39 indicates higher volatility compared to the broader market.
Based on FMP financials and quantitative analysis
NYMTZ Key Highlights
Market Cap of $634M indicates a mid-sized REIT with potential for growth and stability.
- P/E ratio of 6.36 suggests the company may be undervalued compared to its earnings.
- Profit Margin of 45.4% demonstrates strong profitability in its operations.
- Gross Margin of 64.2% reflects efficient management of its assets and investments.
- Dividend Yield of 12.10% offers a high income stream for investors, supported by its REIT structure.
Who Are NYMTZ's Competitors?
NYMTZ is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AIC Arlington Asset Investment Corp. 6.75% SR NT 25 | $24.33 | +0.04% | $631M | 38 |
| BRMK Broadmark Realty Capital Inc. | $4.82 | -2.63% | $635M | 46 |
| CXP Columbia Property Trust, Inc. | $19.28 | +0.10% | $695M | 50 |
| HT Hersha Hospitality Trust | $9.99 | -0.10% | $483M | 54 |
| QK FLJ Group Limited | $2.74 | -3.52% | $637M | 38 |
| NYMT New York Mortgage Trust, Inc. | $7.11 | -1.52% | $642M | 48 |
| NYMTN New York Mortgage Trust, Inc. | $21.66 | +0.30% | $614M | 48 |
| NYMTL New York Mortgage Trust, Inc. | $21.82 | -0.32% | $612M | 48 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are NYMTZ's Key Strengths?
High dividend yield attracts income-seeking investors.
- Diversified portfolio of mortgage-related assets.
- Experienced management team with expertise in mortgage markets.
- REIT structure provides tax advantages.
What Are NYMTZ's Weaknesses?
Sensitivity to interest rate fluctuations.
- Exposure to credit risk in mortgage-related assets.
- Reliance on external financing to fund investments.
- Complex regulatory environment for REITs.
What Could Drive NYMTZ Stock Higher?
Strategic deployment of capital into high-yield mortgage-related assets.
- Active management of investment portfolio to optimize returns.
- Potential acquisitions of distressed mortgage assets.
- Expansion into new mortgage-related asset classes.
What Are the Key Risks for NYMTZ?
Financial-distress signal — its Altman Z-Score of 0.65 sits in the distress zone (elevated bankruptcy risk).
- Rising interest rates could reduce profitability.
- Economic downturn could lead to increased defaults on mortgages.
- Increased competition from other mortgage REITs.
- Changes in government regulations could negatively impact the REIT sector.
What Are the Growth Opportunities for NYMTZ?
- Strategic Asset Allocation: NYMTZ can enhance returns by strategically allocating capital to high-yield mortgage-related assets, such as residential loans and multi-family property investments. By actively managing its portfolio and capitalizing on market dislocations, the company can generate attractive risk-adjusted returns. The market for mortgage-related assets is substantial, with trillions of dollars in outstanding mortgages and securities. Timeline: Ongoing.
- Expansion of Multi-Family Investments: The company can further expand its investments in structured multi-family property investments, including preferred equity, mezzanine loans, and joint venture equity investments. The multi-family sector is experiencing strong demand due to urbanization and demographic shifts, creating opportunities for attractive returns. Market size: Billions of dollars. Timeline: Ongoing.
- Capitalizing on Distressed Assets: NYMTZ can capitalize on opportunities to acquire distressed mortgage assets at attractive prices. By leveraging its expertise in asset management and workout strategies, the company can unlock value from undervalued assets. Market size: Dependent on economic conditions and credit cycles. Timeline: Ongoing.
- Diversification into New Asset Classes: The company can explore diversification into new asset classes within the mortgage-related sector, such as commercial real estate debt or specialty finance assets. Diversification can reduce risk and enhance returns. Market size: Varies by asset class. Timeline: 2-3 years.
- Leveraging Technology and Data Analytics: NYMTZ can leverage technology and data analytics to improve its investment decision-making and risk management processes. By utilizing advanced analytics, the company can identify attractive investment opportunities and manage risk more effectively. Market size: Growing market for fintech solutions in the real estate sector. Timeline: 1-2 years.
What Are NYMTZ's Competitive Advantages?
- Expertise in mortgage-related assets: Deep understanding of the complexities and nuances of mortgage markets.
- Established relationships with mortgage originators and servicers: Access to a steady flow of investment opportunities.
- REIT structure: Tax advantages that allow it to distribute a high percentage of its income to shareholders.
What Does NYMTZ Do?
New York Mortgage Trust, Inc., incorporated in 2003 and headquartered in New York City, operates as a real estate investment trust (REIT) that strategically acquires, invests in, finances, and manages a diverse portfolio of mortgage-related assets, primarily within the United States. The company's investment strategy encompasses both single-family and multi-family residential assets, reflecting its adaptability to market dynamics. Its targeted investments include residential loans, second mortgages, and business purpose loans, catering to various segments of the residential mortgage market. Furthermore, New York Mortgage Trust engages in structured multi-family property investments, such as preferred equity, mezzanine loans, and joint venture equity investments, demonstrating its commitment to the multi-family sector. The company also invests in non-agency residential mortgage-backed securities (RMBS), agency RMBS, commercial mortgage-backed securities (CMBS), and other mortgage, residential housing, and credit-related assets. As a REIT, New York Mortgage Trust is mandated to distribute at least 90% of its taxable income to its stockholders, allowing it to avoid federal corporate income taxes. This structure aligns the company's interests with those of its shareholders, emphasizing income generation and dividend payouts.
What Products and Services Does NYMTZ Offer?
- Acquires and invests in mortgage-related assets.
- Finances and manages single-family and multi-family residential assets.
- Targets residential loans, second mortgages, and business purpose loans.
- Invests in structured multi-family property investments.
- Manages non-agency and agency residential mortgage-backed securities (RMBS).
- Deals with commercial mortgage-backed securities (CMBS).
- Handles other mortgage, residential housing, and credit-related assets.
How Does NYMTZ Make Money?
- Acquires mortgage-related assets, including residential and commercial mortgage-backed securities.
- Finances these assets through a combination of equity and debt.
- Generates income from the interest payments and principal repayments on these assets.
- Distributes a significant portion of its taxable income to shareholders in the form of dividends to maintain its REIT status.
What Industry Does NYMTZ Operate In?
New York Mortgage Trust operates within the REIT - Mortgage industry, a segment characterized by companies that invest in mortgages and mortgage-backed securities. The industry is influenced by interest rate trends, housing market conditions, and credit spreads. The competitive landscape includes other mortgage REITs with similar investment strategies. NYMTZ's focus on both residential and commercial mortgage-related assets positions it to capitalize on opportunities across different segments of the real estate market. The REIT sector is sensitive to changes in monetary policy and economic growth, making it crucial for companies like NYMTZ to manage interest rate risk and credit risk effectively.
Who Are NYMTZ's Key Customers?
- Investors seeking income through dividends.
- Borrowers seeking financing for residential and commercial properties.
- Institutional investors looking for exposure to mortgage-related assets.
Insider Activity
The most recent 12 insider filings for New York Mortgage Trust, Inc. break down as 4 sales and 8 purchases. On net that is roughly 230K shares acquired (about $176K) — insiders putting money in tends to read as conviction.
Forward Outlook
Wall Street analysts project New York Mortgage Trust, Inc. revenue of about $199.2M for fiscal 2026, with EPS near $0.87. The estimate reflects 4 contributing analysts.
Financial Health
New York Mortgage Trust, Inc.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.65 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for New York Mortgage Trust, Inc. stands at 10.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.1%, showing how much profit it generates from its asset base. NYMTZ trades at a trailing price-to-earnings ratio of 4.41, below the Real Estate sector average of ~21x. Its free cash flow yield is -6.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 22.7%, the inverse of the P/E and a quick read on earnings relative to price.
New York Mortgage Trust, Inc. (NYMTZ) Valuation Context
Valued at $634M, NYMTZ is classified as a small-cap stock.
Company Profile
New York Mortgage Trust, Inc. operates in the REIT - Mortgage industry within the Real Estate sector. It is headquartered in New York City, US. The company is led by CEO Jason T. Serrano. NYMTZ has traded publicly since 2021.
NYMTZ Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- High dividend yield attracts income-seeking investors.
- Diversified portfolio of mortgage-related assets.
- Experienced management team with expertise in mortgage markets.
- REIT structure provides tax advantages.
Bear Case
- Sensitivity to interest rate fluctuations.
- Exposure to credit risk in mortgage-related assets.
- Reliance on external financing to fund investments.
- Complex regulatory environment for REITs.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
NYMTZ Latest News
No recent news available for NYMTZ.
Leadership: Jason T. Serrano
CEO
Jason T. Serrano serves as the CEO of New York Mortgage Trust, Inc. His professional background includes extensive experience in the financial services industry, with a focus on real estate and mortgage-related investments. Prior to joining New York Mortgage Trust, Serrano held leadership positions at various investment firms, where he was responsible for managing portfolios of mortgage-backed securities and other structured credit products. He brings a wealth of knowledge and expertise to his role as CEO.
Track Record: Under Jason T. Serrano's leadership, New York Mortgage Trust has focused on strategic asset allocation and active portfolio management to enhance returns and manage risk. He has overseen the company's investments in residential loans, multi-family properties, and mortgage-backed securities. Serrano has also emphasized the importance of maintaining a strong balance sheet and managing interest rate risk effectively.
NYMTZ Real Estate Stock FAQ
What happened to New York Mortgage Trust, Inc. (NYMTZ) stock?
New York Mortgage Trust, Inc. (NYMTZ) no longer trades on public markets. It was delisted in September 2025. The figures below are historical and are not a current quote.
Can I still buy NYMTZ shares?
No. NYMTZ stopped trading on public markets in September 2025, so the shares are not available through a broker. Anything you see quoted for NYMTZ elsewhere is historical data, not a live market.
Are the figures on this page current?
No. Every number here is the last value recorded before NYMTZ stopped trading. Nothing on this page updates, and none of it is a current quote.
Why does this page still exist?
Because people still search for what happened to New York Mortgage Trust, Inc.. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.
What does New York Mortgage Trust, Inc. do?
New York Mortgage Trust, Inc. operates as a real estate investment trust (REIT) that focuses on acquiring, investing in, financing, and managing mortgage-related assets. The company's investment portfolio includes residential loans, multi-family property investments, and mortgage-backed securities.
What do analysts say about NYMTZ stock?
Analyst consensus on NYMTZ stock is mixed, with some analysts citing the company's high dividend yield as a positive factor, while others express concerns about its sensitivity to interest rate fluctuations and credit risk. Key valuation metrics include the company's P/E ratio, dividend yield, and book value per share.
What are the main risks for NYMTZ?
The main risks for New York Mortgage Trust include rising interest rates, which could reduce the profitability of its mortgage-related assets; an economic downturn, which could lead to increased defaults on mortgages; increased competition from other mortgage REITs; and changes in government regulations, which could negatively impact the REIT sector.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The information provided is based on publicly available sources and is subject to change.
- Investment decisions should be based on individual risk tolerance and financial circumstances.