StartEngine Crowdfunding, Inc. (STGC) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
StartEngine Crowdfunding, Inc. (STGC) trades at $0.155 with AI Score 61/100 (Grade B+). StartEngine Crowdfunding, Inc. is a startup accelerator specializing in the technology sector. Market cap: $113M, Sector: Financial services.
Price as of Aug 20, 2026 · Last analyzed: Mar 18, 2026Analyst Coverage for STGC: STGC does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates STGC against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
STGC: 2/3 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
StartEngine Crowdfunding, Inc. (STGC) Financial Services Profile
StartEngine Crowdfunding, Inc., founded in 2014, operates as a startup accelerator focused on the technology sector, providing a platform for early-stage companies to raise capital through crowdfunding, while navigating the complexities of the financial services industry and OTC market trading.
What Is the Investment Thesis for STGC?
StartEngine Crowdfunding, Inc. presents a unique investment opportunity within the evolving landscape of startup finance. The company's platform facilitates capital formation for early-stage technology companies, addressing a critical need in the market. With a market capitalization of $113M and a negative P/E ratio of -42.17, the company's current profitability is a concern, indicated by a negative profit margin of -4.6%. However, its gross margin of 33.6% suggests potential for improvement with increased scale and operational efficiencies. Key catalysts include the increasing adoption of equity crowdfunding as a viable funding source and the company's ability to attract high-growth potential startups to its platform. The company's beta of -0.20 indicates a low correlation with the overall market, potentially offering some downside protection during market downturns. The primary risk lies in the competitive landscape of the crowdfunding industry and the regulatory challenges associated with securities offerings. Success hinges on StartEngine's ability to differentiate itself, maintain regulatory compliance, and achieve sustainable profitability.
Based on FMP financials and quantitative analysis
STGC Key Highlights
Market capitalization of $113M, reflecting the company's valuation in the public market.
- Negative P/E ratio of -42.17, indicating that the company is currently not profitable.
- Profit margin of -4.6%, suggesting challenges in achieving profitability.
- Gross margin of 33.6%, demonstrating the company's ability to generate revenue above its cost of goods sold.
- Beta of -0.20, indicating low volatility compared to the overall market.
Who Are STGC's Competitors?
STGC is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| APXI APx Acquisition Corp. I | $11.90 | +4.39% | $118M | 49 |
| BHWB Blackhawk Bancorp, Inc. | $33.35 | -0.45% | $96.6M | 49 |
| BUUZ CalEthos, Inc. | $3.50 | +33.59% | $88.3M | 44 |
| CBOBA Bay Community Bancorp | $13.95 | +1.45% | $119M | 45 |
| CYFRF Sol Strategies, Inc. | $9.13 | +60.25% | $203M | 45 |
| GEVI General Enterprise Ventures, Inc. | $9.08 | +8.61% | $159M | 56 |
| WHG Westwood Holdings Group, Inc. | $19.52 | -0.26% | $185M | 84 |
| DEFT DeFi Technologies Inc. | $0.48 | +10.21% | $187M | 65 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are STGC's Key Strengths?
Specialization in the technology sector.
- Established crowdfunding platform.
- Experienced management team.
- Strong network of startups and investors.
What Are STGC's Weaknesses?
Negative profitability.
- Limited brand recognition.
- Dependence on the success of startups on its platform.
- OTC market trading.
What Could Drive STGC Stock Higher?
Increasing adoption of equity crowdfunding as a viable funding source for startups.
- Strategic partnerships with other companies in the financial services industry.
- Potential regulatory changes that could benefit the crowdfunding industry.
- Launch of new value-added services for startups on the platform.
- Expansion into new geographic markets with emerging startup ecosystems.
What Are the Key Risks for STGC?
Rich valuation — a P/E of 38.0 runs well above the Financial Services sector’s ~18x, leaving little room for a miss.
- Intense competition from other crowdfunding platforms.
- Regulatory changes that could negatively impact securities offerings.
- Economic downturn affecting startup funding and investor sentiment.
- Cybersecurity risks associated with online platforms.
- Limited financial disclosure due to OTC market trading.
What Are the Growth Opportunities for STGC?
- Expansion into new geographic markets: StartEngine can expand its reach by targeting new geographic markets with emerging startup ecosystems. This would involve establishing partnerships with local organizations, adapting its platform to local regulations, and marketing its services to potential startups and investors in these regions. The global crowdfunding market is projected to reach $39.8 billion by 2026, presenting a significant opportunity for StartEngine to capture a larger share of the market. Timeline: 2-3 years.
- Diversification of funding options: StartEngine can diversify its funding options by offering new types of securities, such as revenue-sharing agreements or convertible notes. This would attract a wider range of startups with different funding needs and provide investors with more diverse investment opportunities. The alternative finance market is experiencing rapid growth, with new funding models emerging regularly. Timeline: 1-2 years.
- Strategic partnerships: StartEngine can form strategic partnerships with other companies in the financial services industry, such as banks, venture capital firms, or angel investor networks. This would provide StartEngine with access to a larger pool of potential startups and investors, as well as enhance its credibility and brand recognition. Strategic partnerships can also help StartEngine expand its service offerings and enter new markets. Timeline: Ongoing.
- Enhanced marketing and outreach: StartEngine can invest in enhanced marketing and outreach efforts to attract more startups and investors to its platform. This would involve increasing its online presence, attending industry events, and developing targeted marketing campaigns. Effective marketing is crucial for building brand awareness and attracting new customers in the competitive crowdfunding market. Timeline: Ongoing.
- Development of value-added services: StartEngine can develop value-added services for startups, such as business plan development, financial modeling, and legal support. This would differentiate StartEngine from other crowdfunding platforms and attract startups that are seeking more than just funding. Value-added services can also generate additional revenue streams for StartEngine. Timeline: 1-3 years.
What Are STGC's Competitive Advantages?
- Focus on the technology sector creates specialization.
- Established platform with a track record of successful crowdfunding campaigns.
- Network effects as more startups and investors join the platform.
- Expertise in navigating the regulatory landscape of securities offerings.
What Does STGC Do?
StartEngine Crowdfunding, Inc., established in 2014 and headquartered in Los Angeles, California, operates as a startup accelerator with a specific focus on the technology sector. The company's core business revolves around providing a platform that enables early-stage companies to raise capital through crowdfunding. StartEngine facilitates connections between startups seeking funding and investors interested in supporting innovative ventures. By leveraging the power of online crowdfunding, StartEngine aims to democratize access to capital for entrepreneurs who may not have access to traditional funding sources such as venture capital or angel investors. The company's services include assisting startups with creating compelling crowdfunding campaigns, marketing their offerings to potential investors, and navigating the regulatory landscape associated with securities offerings. StartEngine's platform supports various types of crowdfunding offerings, including equity crowdfunding, where investors receive shares in the company in exchange for their investment. StartEngine's mission is to empower entrepreneurs and foster innovation by providing a streamlined and accessible crowdfunding platform. The company's strategic focus on the technology sector positions it within a dynamic and rapidly evolving market, where new startups are constantly emerging with innovative ideas and disruptive technologies. StartEngine's success depends on its ability to attract both high-quality startups seeking funding and a diverse pool of investors willing to support these ventures.
What Products and Services Does STGC Offer?
- Operates a crowdfunding platform for startups.
- Specializes in the technology sector.
- Connects startups with investors.
- Facilitates equity crowdfunding.
- Assists startups with campaign creation.
- Provides marketing support for crowdfunding campaigns.
- Navigates regulatory compliance for securities offerings.
How Does STGC Make Money?
- Generates revenue through fees charged to startups for using its platform.
- Earns fees from investors for facilitating investments.
- May receive a percentage of the funds raised by startups on its platform.
What Industry Does STGC Operate In?
StartEngine Crowdfunding, Inc. operates within the financial services sector, specifically in the capital markets industry. The crowdfunding market has experienced significant growth in recent years, driven by the increasing demand for alternative funding sources for startups and small businesses. The competitive landscape includes other crowdfunding platforms, venture capital firms, and angel investors. StartEngine differentiates itself by focusing on the technology sector and providing a platform that is accessible to both startups and investors. The industry is subject to regulatory oversight, which can impact the growth and operations of crowdfunding platforms. The company's success depends on its ability to navigate the regulatory environment and maintain a competitive edge in the market.
Who Are STGC's Key Customers?
- Early-stage technology startups seeking funding.
- Individual investors interested in supporting startups.
- Venture capital firms looking for deal flow.
- Angel investors seeking investment opportunities.
Financial Health
StartEngine Crowdfunding, Inc.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 5.49 places it in the safe zone, indicating low near-term bankruptcy risk.
Quarterly Financial Performance: StartEngine Crowdfunding, Inc.
Revenue for StartEngine Crowdfunding, Inc. came in at $39.8M during Q2 2025, a 31.1% improvement versus the preceding quarter. The company recorded net income of $3.3M, with diluted EPS of $0.00. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this micro-cap Financial Services company. Across the four most recent quarters, STGC averaged $-0.00 in diluted EPS.
STGC Valuation & Market Position
With a $113M market cap, StartEngine Crowdfunding, Inc. sits in the micro-cap segment of the market. Relative to its peer group, STGC's quantitative score of 61/100 is above the peer average of 46/100.
Key Financial Metrics
Return on equity for StartEngine Crowdfunding, Inc. stands at 9.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 7.3%, showing how much profit it generates from its asset base. STGC trades at a trailing price-to-earnings ratio of 37.98, above the Financial Services sector average of ~18x. Its free cash flow yield is 9.7%, a gauge of the cash the business throws off relative to its market value. A current ratio of 2.11 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 2.6%, the inverse of the P/E and a quick read on earnings relative to price.
Company Profile
StartEngine Crowdfunding, Inc. operates in the Financial - Capital Markets industry within the Financial Services sector. It is headquartered in Los Angeles, US. The company is led by CEO Howard Edward Marks. STGC has traded publicly since 2020.
STGC Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2024
Bull Case vs Bear Case
Bull Case
- Recent insider buying signals confidence in the company's growth potential, suggesting insiders believe in the value of their own stock.
- Community sentiment has shifted positively, with increased discussions around successful crowdfunding campaigns boosting brand visibility.
- The rise in interest for alternative investment platforms has positioned StartEngine favorably as more investors seek diverse opportunities.
- Recent partnerships with emerging startups have enhanced StartEngine's reputation as a leading crowdfunding platform, attracting more users.
Bear Case
- Concerns over regulatory changes in the crowdfunding space have created uncertainty among investors, leading to cautious sentiment.
- Social media discussions reflect skepticism about the sustainability of growth, with some users questioning the long-term viability of crowdfunding models.
- Recent competitive pressures from larger players entering the crowdfunding market may dilute StartEngine's market share and impact its growth.
- Overall market volatility has made investors wary, with many preferring to hold off on investments in riskier assets like crowdfunding platforms.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2025 | $40M | $3M | $0.0027 |
| Q1 2025 | $30M | $2M | $0.0014 |
| Q4 2024 | $17M | -$3M | -$0.0038 |
| Q3 2024 | $10M | -$7M | -$0.01 |
Based on FMP financials and quantitative analysis
STGC Latest News
No recent news available for STGC.
STGC Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for STGC.
Price Targets
Wall Street price target analysis for STGC.
STGC MoonshotScore
What does this score mean?
The MoonshotScore rates STGC 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Howard Edward Marks
CEO
Howard Edward Marks is the CEO of StartEngine Crowdfunding, Inc. He has a background in entrepreneurship and technology, with experience in building and scaling startups. Prior to StartEngine, Marks founded and led several successful technology companies. His expertise lies in identifying market opportunities, developing innovative solutions, and building high-performing teams. Marks is a graduate of a top-tier business school and has a strong network of contacts in the venture capital and startup communities.
Track Record: Under Howard Marks' leadership, StartEngine has emerged as a leading crowdfunding platform for technology startups. He has overseen the growth of the platform, the expansion of its service offerings, and the development of strategic partnerships. Marks has also played a key role in navigating the regulatory landscape of securities offerings and ensuring compliance with applicable laws and regulations. His strategic decisions have contributed to the company's growth and market position.
STGC OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that StartEngine Crowdfunding, Inc. may not meet the minimum financial standards or disclosure requirements for higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial information available to the public, and trading activity may be sporadic or thin. Investing in companies on the OTC Other tier carries a higher degree of risk compared to companies listed on major exchanges like the NYSE or NASDAQ, due to the potential for less transparency and regulatory oversight.
- OTC Tier: OTC Other
- Limited financial disclosure.
- Lower trading volume and liquidity.
- Potential for price manipulation.
- Higher risk of fraud or scams.
- Less regulatory oversight.
- Verify the company's registration and licensing.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Research the management team and their track record.
- Evaluate the company's legal and regulatory compliance.
- Understand the risks associated with OTC trading.
- Consult with a financial advisor.
- Company has been in operation since 2014.
- Focus on the technology sector.
- CEO with a background in entrepreneurship.
- Headquartered in Los Angeles, California.
- Platform facilitates crowdfunding for startups.
StartEngine Crowdfunding, Inc. Financial Services Stock: Key Questions Answered
What does the AI Score mean for STGC?
STGC holds an AI Score of 61/100 (Grade: B+). This is an educational research signal, not a buy or sell recommendation. StartEngine Crowdfunding, Inc. is a startup accelerator specializing in the technology sector. Founded in 2014 and based in Los Angeles, the company facilitates capital raising for early-stage …
What does StartEngine Crowdfunding, Inc. do?
StartEngine Crowdfunding, Inc. operates a platform that connects early-stage technology startups with investors seeking to provide funding. The company facilitates equity crowdfunding, allowing startups to raise capital by offering shares of their company to the public. StartEngine assists startups with creating compelling crowdfunding campaigns, marketing their offerings to potential investors, and navigating the regulatory landscape associated with securities offerings.
What do analysts say about STGC stock?
As of 2026-03-18, there is no readily available analyst consensus on STGC stock, likely due to its OTC listing and limited coverage. Key valuation metrics include a market capitalization of $113M and a negative P/E ratio of -42.17, reflecting the company's current lack of profitability.
What are the main risks for STGC?
The main risks for StartEngine Crowdfunding, Inc. include intense competition from other crowdfunding platforms, potential regulatory changes impacting securities offerings, and the risk of an economic downturn affecting startup funding. The company also faces cybersecurity risks associated with operating an online platform and the challenges of navigating the regulatory landscape of securities offerings.
How does StartEngine Crowdfunding, Inc. make money in financial services?
StartEngine Crowdfunding, Inc. primarily generates revenue through fees charged to startups for using its platform to raise capital. These fees may include listing fees, success fees (a percentage of the funds raised), and fees for value-added services such as campaign creation and marketing support. The company may also earn fees from investors for facilitating investments on its platform.
What is StartEngine Crowdfunding, Inc.'s strategy for attracting high-growth potential startups?
StartEngine Crowdfunding, Inc.'s strategy for attracting high-growth potential startups involves a multi-faceted approach. This includes targeted marketing and outreach efforts to identify promising startups in the technology sector, offering competitive pricing and flexible funding options, providing value-added services such as business plan development and financial modeling, and building a strong network of investors willing to support early-stage ventures.
What are the key factors to evaluate for STGC?
StartEngine Crowdfunding, Inc. (STGC) holds an AI score of 61/100 (moderate). P/E: 38.0x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does STGC data refresh on this page?
STGC's price was last updated on Aug 20, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven STGC's recent stock price performance?
StartEngine Crowdfunding, Inc. (STGC) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Specialization in the technology sector. See the News tab for the latest drivers. Past performance does not predict future results.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than data from major exchanges.
- Analyst coverage of STGC is limited.