Wolverine Bancorp, Inc. (WBKC) Stock Analysis
DELISTED 2017
What happened to Wolverine Bancorp, Inc. (WBKC) stock?
Wolverine Bancorp, Inc. (WBKC) no longer trades on public markets. It was delisted in October 2017. The figures below are historical and are not a current quote.
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Wolverine Bancorp, Inc. (WBKC) trades at $43.50. Wolverine Bancorp, Inc. operates as the holding company for Wolverine Bank, providing financial services to individuals and businesses. Sector: Financial services.
Last analyzed: Mar 17, 2026Analyst Coverage for WBKC: WBKC does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates WBKC against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
WBKC: 1/2 scored disciplines lean bearish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Wolverine Bancorp, Inc. (WBKC) Financial Services Profile
Wolverine Bancorp, Inc., with a P/E ratio of 19.96 and a profit margin of 33.7%, operates as a community-focused bank through Wolverine Bank. The company provides traditional banking services in Michigan, emphasizing customer relationships and local market expertise, while navigating the competitive financial services landscape.
What Is the Investment Thesis for WBKC?
Wolverine Bancorp, Inc. presents a stable investment profile within the community banking sector. With a profit margin of 33.7% and a beta of 0.29, the company demonstrates consistent profitability and lower volatility compared to the broader market. Key value drivers include the bank's focus on traditional banking services and its strong customer relationships within its Michigan market. Growth catalysts include potential expansion within its existing geographic footprint and increased adoption of digital banking services. Potential risks include competition from larger regional and national banks, as well as regulatory changes impacting the banking industry. Investors should monitor the company's ability to maintain its profit margins and grow its loan portfolio in a competitive environment.
Based on FMP financials and quantitative analysis
WBKC Key Highlights
Profit Margin of 33.7% indicates strong profitability compared to the industry average.
- Gross Margin of 100.0% reflects the nature of the banking business model.
- Beta of 0.29 suggests lower volatility compared to the overall market, indicating a relatively stable investment.
- P/E Ratio of 19.96 indicates the valuation of the company relative to its earnings.
- Absence of Dividend Yield reflects the company's current policy of reinvesting earnings for growth.
Who Are WBKC's Competitors?
WBKC is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| PFH Prudential Financial, Inc. 4.125% Junior Subordinated Notes due 2060 | $15.30 | -0.84% | $39.9B | 42 |
| BPOPM Popular Capital Trust II PFD GTD 6.125% | $25.16 | +0.00% | $11.1B | 87 |
| ZIONL Zions Bancorporation N.A. - 6.9 | $25.00 | -0.06% | $8.39B | 51 |
| BANFP BFC Capital Trust II PFD TR 7.20% | $27.00 | -0.96% | $3.70B | 89 |
| LMHB Legg Mason, Inc. JR SUB NT 56 | $25.80 | +0.19% | $2.43B | 46 |
| CBK Commercial Bancgroup, Inc. | $33.93 | +0.33% | $465M | 85 |
| HVMC Highview Merger Corp. | $10.23 | +0.00% | $301M | 53 |
| BPOPN Popular Capital Trust I PFD 6.70% GTD | $25.23 | +0.44% | 66 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are WBKC's Key Strengths?
Strong customer relationships.
- Local market expertise.
- Community focus.
- Consistent profitability.
What Are WBKC's Weaknesses?
Limited geographic reach.
- Smaller size compared to larger banks.
- Dependence on local economy.
- Lack of diversification in revenue streams.
What Could Drive WBKC Stock Higher?
Potential expansion into new markets within Michigan.
- Increased adoption of digital banking services.
- Focus on small business lending initiatives.
What Are the Key Risks for WBKC?
Competition from larger regional and national banks.
- Regulatory changes impacting the banking industry.
- Economic downturn affecting loan portfolio quality.
- Interest rate fluctuations impacting net interest margin.
What Are the Growth Opportunities for WBKC?
- Expansion within Existing Market: Wolverine Bancorp can expand its presence within its existing Michigan market by opening new branches or acquiring smaller community banks. This would allow the company to increase its market share and serve a larger customer base. The market size for community banking in Michigan is estimated to be substantial, with opportunities for growth in both retail and commercial banking segments. Timeline: Ongoing.
- Increased Adoption of Digital Banking: Wolverine Bancorp can invest in digital banking technologies to enhance its customer experience and attract younger customers. This includes offering mobile banking, online account opening, and other digital services. The market for digital banking is growing rapidly, with increasing demand for convenient and accessible banking solutions. Timeline: Ongoing.
- Focus on Small Business Lending: Wolverine Bancorp can focus on providing loans and other financial services to small businesses in its market area. Small businesses are a key driver of economic growth and represent a significant opportunity for community banks. The market size for small business lending is substantial, with demand for financing from startups, established businesses, and expanding companies. Timeline: Ongoing.
- Strategic Partnerships: Wolverine Bancorp can form strategic partnerships with other businesses and organizations to expand its reach and offer new products and services. This could include partnerships with local real estate agents, insurance companies, or financial technology firms. Such partnerships can create synergies and enhance the company's competitive position. Timeline: Ongoing.
- Wealth Management Services: Wolverine Bancorp can expand its wealth management services to cater to the needs of high-net-worth individuals and families. This includes offering investment advice, retirement planning, and estate planning services. The market for wealth management services is growing, with increasing demand for personalized financial advice and investment solutions. Timeline: Ongoing.
What Are WBKC's Competitive Advantages?
- Strong customer relationships built over time.
- Local market expertise and knowledge.
- Community focus and commitment.
- Personalized service and attention.
What Does WBKC Do?
Wolverine Bancorp, Inc. serves as the holding company for Wolverine Bank, a community bank providing a range of financial services to individuals and businesses. Founded with a commitment to serving the local community, Wolverine Bank has established itself as a trusted financial partner in Michigan. The bank offers traditional banking products, including checking and savings accounts, loans, and mortgages. Wolverine Bancorp focuses on building strong customer relationships and providing personalized service. The company's geographic reach is primarily within Michigan, where it operates branches and serves its customer base. Wolverine Bancorp differentiates itself through its community focus, personalized service, and commitment to local economic development. The bank competes with other community banks, regional banks, and credit unions in its market area, emphasizing its local expertise and customer-centric approach.
What Products and Services Does WBKC Offer?
- Provides traditional banking services to individuals and businesses.
- Offers checking and savings accounts.
- Provides loans and mortgages.
- Focuses on building strong customer relationships.
- Operates branches in Michigan.
- Supports local economic development.
How Does WBKC Make Money?
- Generates revenue from interest income on loans.
- Earns fees from deposit accounts and other services.
- Manages risk through prudent lending practices.
- Focuses on serving the local community.
What Industry Does WBKC Operate In?
Wolverine Bancorp, Inc. operates within the competitive banking industry, which is characterized by a mix of large national banks, regional players, and community-focused institutions. The industry is influenced by factors such as interest rates, regulatory changes, and technological advancements. Community banks like Wolverine Bancorp play a vital role in providing financial services to local communities and small businesses. The competitive landscape includes other community banks, credit unions, and larger regional banks, all vying for market share. Wolverine Bancorp differentiates itself through its customer-centric approach and focus on local market expertise.
Who Are WBKC's Key Customers?
- Individuals seeking personal banking services.
- Small businesses needing loans and financial services.
- Families looking for mortgages and home equity loans.
- Local residents and businesses in Michigan.
Company Profile
Wolverine Bancorp, Inc. operates in the Banks - Regional industry within the Financial Services sector. WBKC has traded publicly since 2011.
Key Financial Metrics
Return on equity for Wolverine Bancorp, Inc. stands at 7.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.0%, showing how much profit it generates from its asset base. WBKC trades at a trailing price-to-earnings ratio of 19.96, above the Financial Services sector average of ~18x. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 5.0%, the inverse of the P/E and a quick read on earnings relative to price.
WBKC Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Recent insider buying activity suggests confidence in WBKC's future prospects, signaling that those with inside knowledge believe the stock is undervalued.
- Positive chatter within the social trading community indicates growing optimism about WBKC's strategic direction and potential market share gains.
- WBKC is perceived as a stable, community-focused bank, which resonates well in the current market climate where investors are seeking safer havens. Think regional banks post SVB collapse.
- The company's recent initiatives to enhance customer service and expand its digital banking platform are viewed favorably, potentially attracting a new generation of customers.
Bear Case
- Limited geographic footprint makes WBKC vulnerable to regional economic downturns, mirroring challenges faced by other small regional banks.
- Negative sentiment expressed in some online forums highlights concerns about WBKC's ability to compete with larger, more technologically advanced financial institutions.
- Increased regulatory scrutiny on community banks could create operational challenges and increased compliance costs for WBKC, similar to what happened after Dodd-Frank.
- The overall market perception of community banks is currently cautious due to interest rate uncertainty and potential loan losses, creating headwinds for WBKC's stock performance.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
WBKC Latest News
No recent news available for WBKC.
What Investors Ask About Wolverine Bancorp, Inc. (WBKC) — Financial Services
What happened to Wolverine Bancorp, Inc. (WBKC) stock?
Wolverine Bancorp, Inc. (WBKC) no longer trades on public markets. It was delisted in October 2017. The figures below are historical and are not a current quote.
Can I still buy WBKC shares?
No. WBKC stopped trading on public markets in October 2017, so the shares are not available through a broker. Anything you see quoted for WBKC elsewhere is historical data, not a live market.
Are the figures on this page current?
No. Every number here is the last value recorded before WBKC stopped trading. Nothing on this page updates, and none of it is a current quote.
Why does this page still exist?
Because people still search for what happened to Wolverine Bancorp, Inc.. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.
What does Wolverine Bancorp, Inc. do?
Wolverine Bancorp, Inc., through its subsidiary Wolverine Bank, provides a range of financial services to individuals and businesses primarily within Michigan. These services include deposit accounts, loans, and other traditional banking products. The company focuses on building strong customer relationships and serving the financial needs of its local community, differentiating itself through personalized service and local market expertise.
What are the main risks for WBKC?
Wolverine Bancorp faces several risks inherent to the banking industry, including competition from larger institutions, regulatory changes, and economic downturns. Specifically, the company's limited geographic reach makes it vulnerable to economic conditions within Michigan. Additionally, fluctuations in interest rates can impact the bank's net interest margin, affecting profitability. Prudent risk management and diversification strategies are crucial for mitigating these risks.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- AI analysis pending for WBKC. Information is based on limited financial data.