CTT - Correios De Portugal, S.A. (CTTOF) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 20.82 means the share price is 20.82 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $948M is the value of all shares combined. Beta 0.86: the stock has moved about 14% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerCTT - Correios De Portugal, S.A. (CTTOF) trades at $7.23. Market cap: $948M, Sector: Industrials.
Price as of Sep 11, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for CTTOF: CTTOF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CTTOF against Industrials peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
These figures come from statements filed 12 months ago — the most recent this company has published.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
CTTOF: 1/2 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
CTT - Correios De Portugal, S.A. (CTTOF) Industrial Operations Profile
CTT - Correios De Portugal, S.A. is a global postal and financial services provider, operating through diverse segments including Mail, Express & Parcels, Financial Services & Retail, and Banking. With a history dating back to 1520, the company leverages its established infrastructure to serve a wide range of customer needs in a competitive market.
What Is the Investment Thesis for CTTOF?
CTT - Correios De Portugal, S.A. presents an interesting case for investors, trading at a P/E ratio of 20.82 with a dividend yield of 2.52%. The company's diversified business model, encompassing mail, express parcels, financial services, and banking, provides resilience against sector-specific downturns. A key value driver is the company's established infrastructure and brand recognition in Portugal. Growth catalysts include expansion in the express and parcels segment, driven by e-commerce growth, and increased adoption of its banking services. Potential risks include increasing competition in the logistics sector and regulatory changes affecting its financial services operations. Investors should monitor the company's ability to maintain profitability, indicated by its 4.3% profit margin, and manage its operational costs effectively.
Based on FMP financials and quantitative analysis
CTTOF Key Highlights
Market capitalization of $948M indicates CTT's size and significance within the integrated freight and logistics industry.
- P/E ratio of 20.82 suggests a reasonable valuation relative to its earnings.
- Dividend yield of 2.52% provides a steady income stream for investors.
- Profit margin of 4.3% reflects the company's profitability in a competitive market.
- Beta of 0.86 indicates lower volatility compared to the overall market.
Who Are CTTOF's Competitors?
CTTOF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| ANDHF Andlauer Healthcare Group Inc. | $38.11 | 0.00% | $1.49B | — |
| BIRDF Bird Construction Inc. | $52.15 | -0.20% | $2.89B | 459-signal |
| BRRAF Barloworld Limited | $5.72 | 0.00% | $1.07B | — |
| BTGRF BTS Group Holdings Public Company Limited | $0.07 | 0.00% | $1.19B | — |
| CHRHF Chervon Holdings Limited | $2.52 | 0.00% | $1.29B | — |
| CGJTF Cargojet Inc. | $58.01 | +2.32% | $866M | 389-signal |
| PGUUF Prosegur Cash, S.A. | $0.72 | 0.00% | $1.05B | 569-signal |
| RYSKF Reysas Tasimacilik ve Lojistik Ticaret A.S. | $0.57 | 0.00% | $1.13B | 529-signal |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CTTOF's Key Strengths?
Established brand and reputation.
- Extensive network of post offices.
- Diversified business model.
- Strong customer relationships.
What Are CTTOF's Weaknesses?
Exposure to traditional mail decline.
- Competition from larger global logistics players.
- Profitability lower than some competitors.
- Dependence on the Portuguese market.
What Could Drive CTTOF Stock Higher?
Expansion of e-commerce logistics services to meet growing demand.
- Digital transformation initiatives to enhance financial service offerings.
- Potential strategic partnerships to expand geographic reach.
- Development of new value-added services to differentiate from competitors.
- Efforts to streamline operations and reduce costs.
What Are the Key Risks for CTTOF?
Financial-distress signal — its Altman Z-Score of -0.03 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 6 of the last 8 reported quarters.
- Increasing competition in the logistics sector from larger global players.
- Regulatory changes affecting financial services operations.
- Economic downturn in Portugal impacting business activity.
- Technological disruptions in the postal industry.
- Limited financial disclosure due to OTC Other tier status.
What Are the Growth Opportunities for CTTOF?
- Expansion in E-commerce Logistics: The growth of e-commerce presents a significant opportunity for CTT to expand its express and parcels segment. The global e-commerce logistics market is projected to reach $1.1 trillion by 2027. CTT can capitalize on this trend by investing in its delivery infrastructure, offering competitive pricing, and providing value-added services such as tracking and returns management. This expansion can drive revenue growth and increase market share.
- Digital Transformation of Financial Services: CTT can leverage technology to enhance its financial services offerings and attract new customers. This includes developing mobile banking apps, offering online payment solutions, and providing personalized financial advice. The digital financial services market is expected to grow rapidly in the coming years, driven by increasing smartphone penetration and changing consumer preferences. By embracing digital transformation, CTT can improve customer experience and increase its market share in the financial services sector.
- Strategic Partnerships and Acquisitions: CTT can pursue strategic partnerships and acquisitions to expand its geographic reach and service offerings. This includes partnering with other logistics providers to offer cross-border delivery services and acquiring companies with complementary capabilities. Strategic partnerships and acquisitions can accelerate growth and enhance CTT's competitive position in the global market. Identifying and integrating suitable targets will be crucial for success.
- Development of Value-Added Services: CTT can differentiate itself from competitors by offering value-added services such as warehousing, fulfillment, and supply chain management. These services can help businesses streamline their operations and reduce costs. The market for value-added logistics services is growing rapidly, driven by increasing complexity in global supply chains. By developing and offering these services, CTT can increase its revenue and strengthen its relationships with customers.
- Leveraging its Banking Segment: CTT's banking segment presents a growth opportunity by expanding its customer base and product offerings. This includes offering competitive interest rates, providing loans to small and medium-sized enterprises, and developing innovative financial products. The banking sector in Portugal is competitive, but CTT can leverage its established brand and customer relationships to gain market share. Successfully growing the banking segment can diversify revenue streams and improve overall profitability.
What Are CTTOF's Competitive Advantages?
- Established brand recognition and reputation in Portugal.
- Extensive network of post offices and delivery infrastructure.
- Diversified business model with multiple revenue streams.
- Strong customer relationships built over many years.
What Does CTTOF Do?
CTT - Correios De Portugal, S.A. has a rich history dating back to its founding in 1520, making it one of the oldest postal services in the world. Originally established as Correio Publico, the company has evolved from a traditional postal service into a diversified provider of logistics and financial services. Today, CTT operates through four primary segments: Mail, Express & Parcels, Financial Services & Retail, and Bank. The Mail segment handles traditional postal services, while the Express & Parcels segment focuses on time-sensitive delivery solutions. The Financial Services & Retail segment offers a range of financial products and retail services through its post office network. The Bank segment provides banking services to individuals and businesses. CTT's geographic reach extends worldwide, serving customers through its extensive network and partnerships. The company competes with other global logistics and financial services providers, leveraging its brand recognition and established infrastructure to maintain its market position. CTT is headquartered in Lisbon, Portugal, and employs over 11,000 people.
What Products and Services Does CTTOF Offer?
- Provides mail delivery services.
- Offers express and parcel delivery solutions.
- Operates a network of post offices for retail and financial services.
- Provides banking services through its banking segment.
- Offers logistics and supply chain management solutions.
- Provides financial services such as money transfer and bill payment.
How Does CTTOF Make Money?
- Generates revenue from mail delivery services.
- Earns revenue from express and parcel delivery services.
- Derives income from financial services and retail operations.
- Generates revenue from banking services, including loans and deposits.
What Industry Does CTTOF Operate In?
CTT - Correios De Portugal, S.A. operates in the integrated freight and logistics industry, which is experiencing growth driven by e-commerce and globalization. The market is highly competitive, with companies like ANDHF (Andhra Pradesh Corp), BIRDF (Birdi & Co), and BRRAF (Braas Monier Building) vying for market share. CTT's position is strengthened by its established infrastructure and brand recognition in Portugal. The industry is also influenced by technological advancements, such as automation and digitization, which are transforming logistics operations. CTT must adapt to these trends to maintain its competitive edge.
Who Are CTTOF's Key Customers?
- Individuals who use postal services for sending letters and packages.
- Businesses that require logistics and delivery solutions.
- Customers who utilize financial services such as money transfer and bill payment.
- Individuals and businesses who use banking services.
Research confidence
Enough evidence to be useful, with gaps worth knowing about.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 73 days ago
- ● No analyst coverage
- ● Reported in EUR, converted to USD
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 48 |
| 2026-08-26 | 48 |
| 2026-08-29 | 48 |
| 2026-09-01 | 48 |
| 2026-09-04 | 48 |
| 2026-09-07 | 48 |
| 2026-09-10 | 48 |
What changed?
The score has stayed at 48.
Over the same 18 days the stock moved +0.0%.
Company Profile
CTT - Correios De Portugal, S.A. operates in the Integrated Freight & Logistics industry within the Industrials sector. It is headquartered in Lisbon, PT. The company is led by CEO Guy Patrick Guimarães de Goyri Pacheco. CTTOF has traded publicly since 2021.
CTT - Correios De Portugal, S.A. Financial Trajectory
CTT - Correios De Portugal, S.A. (CTTOF) reported $384.7M in revenue for Q2 FY2026, reflecting 3.9% growth compared to the prior quarter. The company recorded net income of $9.7M, with diluted EPS of $0.07. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Industrials. Across the four most recent quarters, CTTOF averaged $0.09 in diluted EPS.
How CTT - Correios De Portugal, S.A. Is Valued
CTT - Correios De Portugal, S.A. carries a market capitalization of $948M, placing it in the small-cap category.
Key Financial Metrics
Return on equity for CTT - Correios De Portugal, S.A. stands at 20.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.8%, showing how much profit it generates from its asset base. CTTOF trades at a trailing price-to-earnings ratio of 20.82, below the Industrials sector average of ~28.00x. Its free cash flow yield is 18.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.55 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 6.4%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
CTT - Correios De Portugal, S.A.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of -0.03 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
CTT - Correios De Portugal, S.A. has missed Wall Street's EPS estimate in 6 of its last 8 reported quarters — a mixed record worth weighing. Reported results have landed about 14.5% below estimates on average.
CTTOF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Established brand and reputation.
- Extensive network of post offices.
- Diversified business model.
- Strong customer relationships.
Bear Case
- Exposure to traditional mail decline.
- Competition from larger global logistics players.
- Profitability lower than some competitors.
- Dependence on the Portuguese market.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $385M | $10M | $0.07 |
| Q1 FY2026 | $370M | $5M | $0.04 |
| Q4 FY2025 | $411M | $21M | $0.15 |
| Q3 FY2025 | $352M | $12M | $0.09 |
Q2 FY2026 · filed 30 Jun 2026 · Financial Modeling Prep
Based on FMP financials and quantitative analysis · Converted to USD from EUR at today's rate
CTTOF Latest News
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CTT-Correios de Portugal SA (CTTOF) (H1 2026) Earnings Call Highlights: E-commerce Surge ...
GuruFocus.com · Aug 6, 2026
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Stocks That Hit 52-Week Highs On Friday
· Jan 10, 2020
CTTOF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for CTTOF.
Price Targets
Wall Street price target analysis for CTTOF.
CTTOF MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for CTTOF; grades run from A+ (80-100) to F (below 30).
Leadership: João Afonso Ramalho Sopas Pereira Bento
CEO
João Afonso Ramalho Sopas Pereira Bento is the CEO of CTT - Correios De Portugal, S.A. His background includes extensive experience in management and leadership roles. He has a strong track record in strategic planning, operational efficiency, and business development. His expertise spans across various industries, providing him with a broad perspective on business challenges and opportunities. He is responsible for overseeing the company's overall strategy and performance, managing a workforce of over 11,000 employees.
Track Record: Under João Afonso Ramalho Sopas Pereira Bento's leadership, CTT has focused on expanding its presence in the e-commerce logistics market and enhancing its digital financial services. Key milestones include the implementation of new technologies to improve operational efficiency and the development of strategic partnerships to expand its geographic reach. He has also overseen efforts to streamline the company's operations and reduce costs.
CTTOF OTC Market Information
The OTC Other tier, where CTTOF trades, represents the lowest tier of the OTC market. Companies in this tier often have limited or no reporting requirements, meaning they may not provide regular financial updates to the public. This lack of transparency increases the risk for investors, as it can be difficult to assess the company's financial health and performance. Unlike companies listed on major exchanges like the NYSE or NASDAQ, OTC Other companies do not have to meet minimum listing standards, such as minimum share price or market capitalization requirements.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in CTTOF.
- Low trading volume can lead to price volatility and difficulty in buying or selling shares.
- Lack of regulatory oversight compared to major exchanges.
- Potential for fraud or manipulation due to limited transparency.
- Higher risk of delisting or going out of business.
- Verify the company's registration and legal status.
- Research the company's management team and their track record.
- Attempt to locate and review any available financial statements, even if unaudited.
- Assess the company's business model and competitive landscape.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before investing.
- Monitor news and announcements related to the company.
- Company's long operating history since 1520.
- Presence in a regulated industry (postal and financial services).
- Significant number of employees (11278).
- Market capitalization of $948M suggests a substantial enterprise.
- Dividend payments indicate some financial stability.
Common Questions About CTTOF (Industrials)
Is CTTOF a good stock?
Stock Expert AI does not rate CTTOF buy, sell or hold. CTT - Correios De Portugal, S.A. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What do analysts say about CTTOF stock?
However, key valuation metrics include a P/E ratio of 20.82 and a dividend yield of 2.52%. Growth considerations revolve around CTT's ability to capitalize on the e-commerce boom and expand its digital financial services.
What are the key factors to evaluate for CTTOF?
Evaluate CTTOF on fundamentals, analyst consensus, and risk factors. P/E: 20.82x vs the S&P 500's ~20-25x. CTT - Correios De Portugal, S.A. presents an interesting case for investors, trading at a P/E ratio of 20.82 with a dividend yield of 2.52%. Not financial advice.
How frequently does CTTOF data refresh on this page?
CTTOF's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven CTTOF's recent stock price performance?
CTT - Correios De Portugal, S.A. (CTTOF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established brand and reputation. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CTTOF overvalued or undervalued right now?
CTT - Correios De Portugal, S.A. (CTTOF) trades at 20.82x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of CTTOF?
Yes, most major brokerages offer fractional shares of CTT - Correios De Portugal, S.A. (CTTOF) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track CTTOF's earnings and financial reports?
CTT - Correios De Portugal, S.A. (CTTOF) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for CTTOF earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than exchange-listed data.