Financial Gravity Companies, Inc. (FGCO) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 21.15 means the share price is 21.15 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $5.19M is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerFinancial Gravity Companies, Inc. (FGCO) trades at $0.055. Financial Gravity Companies, Inc. is an investment manager providing wealth management, tax planning, and business consulting services. Market cap: $5.19M, Sector: Financial services.
Price as of Sep 11, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for FGCO: FGCO does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FGCO against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
FGCO: 1/2 scored disciplines lean bearish. Dominant signal: Ken Griffin bearish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Financial Gravity Companies, Inc. (FGCO) Financial Services Profile
Financial Gravity Companies, Inc., founded in 2005, is a publicly owned investment manager offering wealth management, tax planning, and business consulting. Operating in the financial services sector, the company targets both businesses and individuals, distinguishing itself through a comprehensive suite of financial solutions.
What Is the Investment Thesis for FGCO?
Financial Gravity Companies, Inc. presents a unique investment proposition within the financial services sector, characterized by a high gross margin of 96.9% and a P/E ratio of 21.15. The company's growth hinges on its ability to expand its client base and effectively cross-sell its suite of financial services. Key catalysts include leveraging its existing client relationships to increase revenue per client and expanding its service offerings to attract new clients. However, the company's small market capitalization of $5.19M and negative beta of -1.38 indicate higher risk and volatility. The company's future success depends on its ability to scale operations and maintain its high gross margin while navigating the competitive landscape.
Based on FMP financials and quantitative analysis
FGCO Key Highlights
Market capitalization of $5.19M, indicating a micro-cap company.
- P/E ratio of 21.15, suggesting the stock may be overvalued relative to its earnings.
- High gross margin of 96.9%, reflecting efficient service delivery and pricing strategy.
- Profit margin of 0.7%, indicating limited profitability despite high gross margins.
- Beta of -1.38, suggesting the stock price moves inversely to the market, and is more stable than the market.
Who Are FGCO's Competitors?
FGCO is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| MFDB Mutual Federal Bancorp, Inc. | $6.24 | +3.65% | $20.8M | — |
| PNXPF Planet Ventures Inc. | $0.06 | -8.33% | $6.23M | — |
| DTSQ DT Cloud Star Acquisition Corporation | $11.39 | +0.26% | $41.6M | 485-pillar |
| XXI Twenty One Capital Inc | $5.59 | +2.57% | $57.6M | 385-pillar |
| ACOG Alpha Cognition Inc. | $8.90 | -2.52% | $138M | — |
| RANG Range Capital Acquisition Corp. | $10.82 | +0.56% | $174M | 565-pillar |
| ADAC American Drive Acquisition Company Class A Ordinary Shares | $10.09 | +0.30% | $232M | 505-pillar |
| BLRK Bluerock Acquisition Corp. Class A Ordinary Shares | $10.11 | +0.05% | $233M | 635-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are FGCO's Key Strengths?
Integrated service offerings
- Strong client relationships
- Expertise in tax planning
- High gross margin
What Are FGCO's Weaknesses?
Small market capitalization
- Limited profitability
- Dependence on key personnel
- OTC market listing
What Could Drive FGCO Stock Higher?
Expansion of wealth management services to attract high-net-worth individuals.
- Strategic partnerships and acquisitions to expand geographic reach.
- Leveraging technology to enhance service delivery and client experience.
- Focus on tax planning and optimization to attract new clients.
- Targeting small business owners with business consulting services.
What Are the Key Risks for FGCO?
Financial-distress signal — its Altman Z-Score of 0.75 sits in the distress zone (elevated bankruptcy risk).
- Intense competition from established players in the financial services industry.
- Changing tax regulations could impact the demand for tax planning services.
- Economic downturn could reduce demand for financial services.
- Regulatory scrutiny could increase compliance costs.
- Limited liquidity due to OTC market listing.
What Are the Growth Opportunities for FGCO?
- Expansion of Wealth Management Services: Financial Gravity can capitalize on the growing demand for wealth management services by expanding its offerings and targeting high-net-worth individuals. Timeline: Ongoing.
- Strategic Partnerships and Acquisitions: Financial Gravity can pursue strategic partnerships and acquisitions to expand its geographic reach and service offerings. By partnering with complementary businesses or acquiring smaller firms, Financial Gravity can gain access to new markets and clients, accelerating its growth trajectory. Timeline: Ongoing.
- Leveraging Technology for Enhanced Service Delivery: Financial Gravity can invest in technology to enhance its service delivery and improve client experience. By implementing advanced financial planning software and online portals, Financial Gravity can streamline its operations, reduce costs, and provide clients with convenient access to their financial information. Timeline: Ongoing.
- Focus on Tax Planning and Optimization: Financial Gravity can capitalize on the increasing complexity of tax regulations by focusing on tax planning and optimization services. By helping clients minimize their tax liabilities and maximize their after-tax returns, Financial Gravity can attract new clients and build long-term relationships. Timeline: Ongoing.
- Targeting Small Business Owners: Financial Gravity can target small business owners with its business consulting and financial advisor services. Small businesses often lack the resources and expertise to manage their finances effectively, presenting a significant opportunity for Financial Gravity to provide valuable services and build a loyal client base. Timeline: Ongoing.
What Are FGCO's Competitive Advantages?
- Integrated service offerings provide a one-stop solution for clients' financial needs.
- Strong client relationships built on personalized service and tailored financial strategies.
- Expertise in tax planning and optimization provides a competitive advantage.
What Does FGCO Do?
Financial Gravity Companies, Inc., established in 2005 and headquartered in Bee Cave, Texas, operates as a publicly owned investment manager. The company, through its subsidiaries, delivers a range of financial services, including wealth management, estate planning, family office services, risk management, business and personal tax planning, business consulting, and financial advisor services. Financial Gravity aims to provide integrated financial solutions to businesses and individuals, focusing on tax efficiency and wealth accumulation. The company's business model centers around offering a suite of services that address various financial needs, from basic tax preparation to complex estate planning. Financial Gravity serves clients seeking comprehensive financial guidance and planning, positioning itself as a one-stop-shop for financial solutions. The company operates primarily within the United States, focusing on building long-term relationships with its clients through personalized service and tailored financial strategies. Financial Gravity's competitive advantage lies in its integrated service offerings, which allow it to address multiple client needs under one roof, potentially leading to greater client retention and cross-selling opportunities.
What Products and Services Does FGCO Offer?
- Provides wealth management services to individuals and families.
- Offers estate planning services to help clients preserve and transfer their wealth.
- Delivers family office services to high-net-worth individuals and families.
- Provides risk management services to protect clients' assets.
- Offers business and personal tax planning services to minimize tax liabilities.
- Provides business consulting services to help clients improve their financial performance.
- Offers financial advisor services to help clients achieve their financial goals.
How Does FGCO Make Money?
- Generates revenue through fees charged for wealth management services.
- Earns revenue through fees charged for tax planning and preparation services.
- Receives fees for business consulting and financial advisory services.
What Industry Does FGCO Operate In?
Financial Gravity Companies, Inc. operates within the financial services industry, which is characterized by increasing demand for comprehensive financial planning and wealth management services. The industry is driven by factors such as an aging population, increasing wealth concentration, and complex tax regulations. Competition is intense, with established players like CABB and DPXCF, as well as smaller firms vying for market share. Financial Gravity differentiates itself through its integrated service offerings, targeting clients seeking a one-stop solution for their financial needs. The company's success depends on its ability to effectively market its services and build strong client relationships in a competitive landscape.
Who Are FGCO's Key Customers?
- High-net-worth individuals and families seeking wealth management services.
- Small business owners seeking business consulting and financial advisory services.
- Individuals and families seeking tax planning and preparation services.
Research confidence
Enough evidence to be useful, with gaps worth knowing about.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 73 days ago
- ● No analyst coverage
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 50 |
| 2026-08-26 | 50 |
| 2026-08-29 | 50 |
| 2026-09-01 | 50 |
| 2026-09-04 | 50 |
| 2026-09-07 | 50 |
| 2026-09-10 | 50 |
What changed?
The score has stayed at 50.
Over the same 18 days the stock moved -34.5%.
Insider Activity
The most recent 6 insider filings for Financial Gravity Companies, Inc. break down as 6 sales and 0 purchases. On net that is roughly 5K shares disposed (about $2K), a signal worth weighing alongside the fundamentals.
Quarterly Financial Performance: Financial Gravity Companies, Inc.
Revenue for Financial Gravity Companies, Inc. came in at $2.4M during Q3 FY2026, a 1.2% improvement versus the preceding quarter. The company recorded net income of $81K, with diluted EPS of $0.00. Quarter-over-quarter revenue has been mixed, typical for a micro-cap company operating in Financial Services. Across the four most recent quarters, FGCO averaged $0.00 in diluted EPS.
FGCO Valuation & Market Position
With a $5.19M market cap, Financial Gravity Companies, Inc. sits in the micro-cap segment of the market.
Key Financial Metrics
Return on equity for Financial Gravity Companies, Inc. stands at 8.9%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 6.0%, showing how much profit it generates from its asset base. FGCO trades at a trailing price-to-earnings ratio of 21.15, above the Financial Services sector average of ~17.50x. Its free cash flow yield is -2.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 3.17 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 4.4%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Financial Gravity Companies, Inc.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.75 places it in the distress zone, a signal of elevated financial risk.
Company Profile
Financial Gravity Companies, Inc. operates in the Financial - Conglomerates industry within the Financial Services sector. It is headquartered in Lakeway, US. The company is led by CEO Scott Christopher Winters. FGCO has traded publicly since 2021.
FGCO Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Integrated service offerings
- Strong client relationships
- Expertise in tax planning
- High gross margin
Bear Case
- Small market capitalization
- Limited profitability
- Dependence on key personnel
- OTC market listing
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 FY2026 | $2M | $80,737 | $0.00 |
| Q2 FY2026 | $2M | $47,246 | $0.0005 |
| Q1 FY2026 | $3M | $314,003 | $0.0033 |
| Q4 FY2025 | $2M | -$121,887 | -$0.0012 |
Q3 FY2026 · filed 30 Jun 2026 · SEC EDGAR →
Based on FMP financials and quantitative analysis
FGCO Latest News
No recent news available for FGCO.
FGCO Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for FGCO.
Price Targets
Wall Street price target analysis for FGCO.
FGCO MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for FGCO; grades run from A+ (80-100) to F (below 30).
Leadership: Scott Christopher Winters
CEO
Scott Christopher Winters serves as the CEO of Financial Gravity Companies, Inc. His background includes extensive experience in financial services and business management. Winters has a proven track record of leading and growing companies in the financial sector. His expertise spans strategic planning, business development, and operational management. He is responsible for overseeing the company's overall strategy and execution.
Track Record: Under Scott Christopher Winters' leadership, Financial Gravity Companies, Inc. has focused on expanding its service offerings and building strong client relationships. He has overseen the implementation of new technologies to enhance service delivery and improve client experience. Winters has also focused on strategic partnerships and acquisitions to expand the company's geographic reach and market share.
FGCO OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Financial Gravity Companies, Inc. may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial reporting and may not be subject to the same level of regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. This tier is often associated with higher risk and greater potential for volatility compared to exchange-listed stocks.
- OTC Tier: OTC Other
- Limited financial disclosure
- Thin trading volume and wide bid-ask spreads
- Potential for price manipulation
- Higher risk of fraud or scams
- Lack of regulatory oversight
- Verify the company's financial statements and disclosures.
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Review the company's legal and regulatory filings.
- Evaluate the company's liquidity and trading volume.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before investing.
- Publicly traded company
- Established business operations since 2005
- Provides a range of financial services
- CEO with experience in financial services
- Headquartered in the United States
What Investors Ask About Financial Gravity Companies, Inc. (FGCO) — Financial Services
Is FGCO a good stock?
Stock Expert AI does not rate FGCO buy, sell or hold. Financial Gravity Companies, Inc. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What do analysts say about FGCO stock?
Key valuation metrics include a P/E ratio of 21.15 and a market capitalization of $5.19M. Growth considerations revolve around the company's ability to expand its client base and effectively cross-sell its suite of financial services. The company's small size and OTC market listing contribute to higher risk and volatility.
What are the key factors to evaluate for FGCO?
Evaluate FGCO on fundamentals, analyst consensus, and risk factors. P/E: 21.15x vs the S&P 500's ~20-25x. Financial Gravity Companies, Inc. presents a unique investment proposition within the financial services sector, characterized by a high gross margin of 96.9% and a P/E ratio of 21.15. Not financial advice.
How frequently does FGCO data refresh on this page?
FGCO's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven FGCO's recent stock price performance?
Financial Gravity Companies, Inc. (FGCO) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Integrated service offerings. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FGCO overvalued or undervalued right now?
Financial Gravity Companies, Inc. (FGCO) trades at 21.15x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of FGCO?
Yes, most major brokerages offer fractional shares of Financial Gravity Companies, Inc. (FGCO) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track FGCO's earnings and financial reports?
Financial Gravity Companies, Inc. (FGCO) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for FGCO earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The company's OTC market listing and small market capitalization contribute to higher risk and volatility.
- Financial data is based on available information and may be subject to change.