InsuraGuest Technologies Inc. (ISGIF) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
Market cap $1.16M is the value of all shares combined. Beta 2.85: the stock has moved about 185% more than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerInsuraGuest Technologies Inc. (ISGIF) trades at $0.0068. InsuraGuest Technologies Inc. operates as a software-as-a-service (SaaS) provider, offering proprietary insurance technology solutions. Market cap: $1.16M, Sector: Technology.
Price as of Sep 11, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for ISGIF: ISGIF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ISGIF against Technology peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
These figures come from statements filed 12 months ago — the most recent this company has published.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
ISGIF: 1/2 scored disciplines lean bearish. Dominant signal: Seth Klarman bearish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
InsuraGuest Technologies Inc. (ISGIF) Technology Profile & Competitive Position
InsuraGuest Technologies Inc. is a SaaS company delivering insurtech solutions for the hospitality industry, integrating with property management systems to provide digital insurance products. With a focus on hotels and vacation rentals, the company aims to modernize insurance offerings through technology, operating in a competitive software application landscape.
What Is the Investment Thesis for ISGIF?
InsuraGuest Technologies Inc. presents a focused investment opportunity within the insurtech sector, targeting the hospitality industry. The company's proprietary software integrates with property management systems to offer digital insurance products, potentially streamlining insurance processes for hotels and vacation rentals. With a negative P/E ratio of -4.17 and a gross margin of 66.8%, the company shows potential for profitability as it scales its operations. Key growth catalysts include expanding partnerships with property management systems and increasing adoption of digital insurance solutions within the hospitality sector. The high beta of 2.85 indicates significant volatility, suggesting a higher risk profile. The company's ability to capture market share in the evolving insurtech landscape will be crucial for its long-term success.
Based on FMP financials and quantitative analysis
ISGIF Key Highlights
Market Cap of $1.16M indicates the company is a micro-cap stock with high growth potential but also higher risk.
- P/E Ratio of -4.17 suggests the company is currently not profitable, but investors anticipate future earnings growth.
- Gross Margin of 66.8% demonstrates the company's ability to efficiently generate revenue from its insurtech products.
- Beta of 2.85 indicates the stock is significantly more volatile than the market, presenting both opportunities and risks for investors.
- The company operates in the growing insurtech sector, which is experiencing increased adoption of digital insurance solutions.
Who Are ISGIF's Competitors?
ISGIF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| ALDS APPlife Digital Solutions, Inc. | $0.75 | 0.00% | $6.08M | — |
| MTBLY Moatable, Inc. | $0.54 | 0.00% | $9.81M | — |
| MNDO MIND C.T.I. Ltd. | $1.02 | +3.00% | $20.9M | 795-pillar |
| IDN Intellicheck, Inc. | $2.62 | +0.77% | $53.1M | 765-pillar |
| WFCF Where Food Comes From, Inc. | $13.41 | +1.59% | $67.6M | 725-pillar |
| TRAK ReposiTrak, Inc. | $7.89 | +0.25% | $143M | 785-pillar |
| PERF Perfect Corp. | $1.93 | +0.52% | $197M | 865-pillar |
| IMMR Immersion Corporation | $7.36 | -1.08% | $244M | 785-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ISGIF's Key Strengths?
Proprietary insurtech platform tailored for the hospitality industry.
- Integration with property management systems.
- Scalable SaaS business model.
- Focus on digital insurance solutions.
What Are ISGIF's Weaknesses?
Limited market capitalization.
- Negative P/E ratio indicates current lack of profitability.
- High beta suggests significant stock volatility.
- Reliance on the hospitality industry makes it vulnerable to industry downturns.
What Could Drive ISGIF Stock Higher?
Expansion of partnerships with property management systems to increase market reach.
- Launch of new insurance products tailored for specific hospitality segments (Timeline: 1-2 years).
- Geographic expansion into regions with growing tourism industries.
- Leveraging data analytics to personalize insurance offerings and improve risk assessment.
- Potential acquisitions or strategic alliances to enhance product offerings and market position (Timeline: 2-3 years).
What Are the Key Risks for ISGIF?
Financial-distress signal — its Altman Z-Score of -32.59 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
- Competition from larger insurance companies and tech startups with greater resources.
- Changing regulations in the insurance industry could impact the company's business model.
- Economic downturns affecting the hospitality industry could reduce demand for insurance products.
- Cybersecurity risks and data breaches could damage the company's reputation and financial performance.
- Limited financial resources may constrain growth and innovation.
What Are the Growth Opportunities for ISGIF?
- Partnerships with Property Management Systems: Expanding integrations with leading property management systems (PMS) can significantly increase InsuraGuest's market reach. By seamlessly embedding its insurance products into existing PMS workflows, the company can tap into a large customer base of hotels and vacation rentals. The market for PMS solutions is projected to grow, creating a larger addressable market for InsuraGuest's integrated insurtech offerings. Timeline: Ongoing.
- Expansion into New Hospitality Segments: InsuraGuest can diversify its customer base by targeting new segments within the hospitality industry, such as boutique hotels, hostels, and extended-stay properties. Each segment has unique insurance needs, providing opportunities for tailored product offerings. This expansion can increase revenue streams and reduce reliance on a single customer segment. Timeline: 1-2 years.
- Development of New Insurance Products: InsuraGuest can enhance its product portfolio by developing new insurance products that address emerging risks in the hospitality industry, such as cyber liability, pandemic coverage, and climate-related events. By offering innovative and relevant insurance solutions, the company can attract new customers and increase customer retention. Timeline: 2-3 years.
- Geographic Expansion: Expanding into new geographic markets, particularly in regions with growing tourism industries, can drive significant growth for InsuraGuest. By adapting its insurance products to local regulations and customer preferences, the company can tap into new revenue streams and diversify its geographic footprint. The global tourism market is expected to rebound, creating opportunities for InsuraGuest to expand its international presence. Timeline: 3-5 years.
- Leveraging Data Analytics: Utilizing data analytics to personalize insurance offerings and improve risk assessment can provide a competitive advantage for InsuraGuest. By analyzing customer data and market trends, the company can develop targeted insurance products and optimize pricing strategies. This data-driven approach can enhance customer satisfaction and improve profitability. Timeline: Ongoing.
What Are ISGIF's Competitive Advantages?
- Proprietary technology platform with specialized insurance features.
- Integration with property management systems creates switching costs.
- Focus on the hospitality industry provides niche expertise.
- Scalable SaaS business model allows for efficient growth.
What Does ISGIF Do?
InsuraGuest Technologies Inc., formerly Manado Gold Corp., was incorporated in 2010 and rebranded in February 2020 to focus on the insurtech sector. Headquartered in Salt Lake City, Utah, the company operates as a software-as-a-service (SaaS) provider, offering a proprietary insurance and technology software platform. This platform integrates with hotel and vacation rental property management systems to facilitate the delivery of digital insurance products, aiming to modernize and streamline insurance offerings within the hospitality industry. InsuraGuest's core product is its insurtech platform, which provides digital insurance solutions tailored for the needs of hotels and vacation rental properties. The company also offers an agency/broker software platform designed for insurance agents and brokers, expanding its reach within the insurance ecosystem. By focusing on software integration and digital delivery, InsuraGuest aims to provide efficient and scalable insurance solutions for its clients. The company's evolution from a gold corporation to an insurtech provider reflects a strategic shift towards leveraging technology to address specific needs within the insurance and hospitality sectors.
What Products and Services Does ISGIF Offer?
- Provides software-as-a-service (SaaS) solutions.
- Offers insurtech, a proprietary insurance and technology software.
- Integrates with hotel property management systems.
- Integrates with vacation rental property management systems.
- Delivers digital insurance products.
- Offers agency/broker software platform to insurance agents and brokers.
How Does ISGIF Make Money?
- Subscription-based model for access to its insurtech platform.
- Revenue from digital insurance product sales through its platform.
- Partnerships with hotels and vacation rental properties for distribution.
- Software licensing fees from insurance agents and brokers.
What Industry Does ISGIF Operate In?
InsuraGuest Technologies Inc. operates within the rapidly evolving insurtech sector, which is disrupting traditional insurance models through technology. The market is characterized by increasing adoption of digital insurance solutions, driven by the need for efficiency, personalization, and cost reduction. The competitive landscape includes established insurance companies and emerging tech startups, all vying for market share. InsuraGuest's focus on the hospitality industry provides a niche market, but the company faces competition from larger players with broader product offerings. The insurtech market is expected to continue its growth trajectory, driven by technological advancements and changing consumer preferences.
Who Are ISGIF's Key Customers?
- Hotels and resorts seeking digital insurance solutions.
- Vacation rental property owners and managers.
- Insurance agents and brokers.
- Guests of hotels and vacation rentals who benefit from the insurance coverage.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 255 days ago
- ● No analyst coverage
MoonshotScore History
Recorded daily since 2026-08-23 · 20 snapshots
| 2026-08-23 | 46 |
| 2026-08-27 | 46 |
| 2026-08-31 | 46 |
| 2026-09-04 | 46 |
| 2026-09-08 | 46 |
| 2026-09-11 | 46 |
What changed?
The score has stayed at 46.
Over the same 19 days the stock moved -10.5%.
Financial Health
InsuraGuest Technologies Inc.'s Piotroski F-Score is 2/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -32.59 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for InsuraGuest Technologies Inc. stands at 198.2%, a gauge of how efficiently it converts shareholder capital into profit. Its free cash flow yield is -8.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.52 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -36.6%, the inverse of the P/E and a quick read on earnings relative to price.
InsuraGuest Technologies Inc. (ISGIF) Valuation Context
Valued at $1.16M, ISGIF is classified as a micro-cap stock.
ISGIF Revenue & Earnings Trend
In Q2 FY2026, ISGIF generated $409K in top-line revenue, marking a sequential increase of 59.3%. The company recorded a net loss of $24K, with diluted EPS of $-0.00. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this micro-cap Technology company. Across the four most recent quarters, ISGIF averaged $-0.00 in diluted EPS.
Company Profile
InsuraGuest Technologies Inc. operates in the Software - Application industry within the Technology sector. It is headquartered in Vancouver, CA. The company is led by CEO Douglas K. Anderson. ISGIF has traded publicly since 2020.
ISGIF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Proprietary insurtech platform tailored for the hospitality industry.
- Integration with property management systems.
- Scalable SaaS business model.
- Focus on digital insurance solutions.
Bear Case
- Limited market capitalization.
- Negative P/E ratio indicates current lack of profitability.
- High beta suggests significant stock volatility.
- Reliance on the hospitality industry makes it vulnerable to industry downturns.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $408,788 | -$23,688 | -$0.0001 |
| Q1 FY2026 | $256,630 | -$139,876 | -$0.0008 |
| Q4 FY2025 | -$2,179 | -$222,184 | -$0.0013 |
| Q3 FY2025 | $304,700 | -$52,163 | -$0.0003 |
Q2 FY2026 · filed 31 Dec 2025 · Financial Modeling Prep
Based on FMP financials and quantitative analysis
ISGIF Latest News
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InsuraGuest Technologies, Inc Appoints Steven Glick as President
feeds.newsfilecorp.com · Jul 8, 2026
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InsuraGuest Technologies, Inc. Launches Affiliate Revenue Channel to Expand Presence in the Short-Term Vacation Rental Market
Yahoo! Finance: ISGIF News · Feb 23, 2026
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EXCLUSIVE: InsuraGuest Unveils Subscription Based Vacation Rental Insurance
benzinga · Jun 15, 2022
ISGIF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for ISGIF.
Price Targets
Wall Street price target analysis for ISGIF.
ISGIF MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for ISGIF; grades run from A+ (80-100) to F (below 30).
Latest News
InsuraGuest Technologies, Inc Appoints Steven Glick as President
InsuraGuest Technologies, Inc. Launches Affiliate Revenue Channel to Expand Presence in the Short-Term Vacation Rental Market
EXCLUSIVE: InsuraGuest Unveils Subscription Based Vacation Rental Insurance
Leadership: Douglas K. Anderson
CEO
Douglas K. Anderson serves as the Chief Executive Officer of InsuraGuest Technologies Inc. His background includes experience in executive leadership and strategic management. He has been involved in guiding the company through its transition from Manado Gold Corp. to InsuraGuest Technologies Inc., focusing on the insurtech sector. His expertise lies in developing and implementing strategies for growth and innovation within the technology and insurance industries. He is responsible for overseeing the company's operations, financial performance, and strategic direction.
Track Record: Under Douglas K. Anderson's leadership, InsuraGuest Technologies Inc. has focused on developing and expanding its insurtech platform. Key milestones include securing partnerships with property management systems and launching new digital insurance products. He has overseen the company's efforts to establish a presence in the hospitality industry and build a scalable SaaS business model. His strategic decisions have been instrumental in shaping the company's direction and growth trajectory.
ISGIF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that InsuraGuest Technologies Inc. may not meet the minimum financial standards or reporting requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial disclosure, and trading activity can be sporadic. Investing in OTC Other stocks carries significant risks due to the potential for lack of transparency and regulatory oversight. This tier is often associated with speculative investments and requires careful due diligence.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in ISGIF.
- Low trading volume and wide bid-ask spreads can lead to price volatility.
- OTC Other tier status indicates a higher risk of fraud or mismanagement.
- Lack of regulatory oversight compared to listed exchanges.
- Potential for delisting or trading suspension due to non-compliance.
- Verify the company's financial statements and SEC filings (if any).
- Research the background and experience of the company's management team.
- Assess the company's business model and competitive landscape.
- Evaluate the company's revenue streams and growth potential.
- Check for any legal or regulatory issues involving the company.
- Monitor trading volume and price volatility.
- Consult with a financial advisor before investing.
- Company's operation as a software-as-a-service (SaaS) provider.
- Focus on the insurtech sector, which has growth potential.
- Integration with hotel and vacation rental property management systems.
- Offering digital insurance products, which aligns with market trends.
- Company's headquarters in Salt Lake City, Utah.
ISGIF Technology Stock FAQ
Is ISGIF a good stock?
Stock Expert AI does not rate ISGIF buy, sell or hold. InsuraGuest Technologies Inc. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What do analysts say about ISGIF stock?
As of 2026-03-17, there is no available analyst coverage or consensus on InsuraGuest Technologies Inc. (ISGIF). Given its OTC listing and micro-cap status, the stock may not be widely followed by analysts.
What are the key factors to evaluate for ISGIF?
Evaluate ISGIF on fundamentals, analyst consensus, and risk factors. With a negative P/E ratio of -4.17 and a gross margin of 66.8%, the company shows potential for profitability as it scales its operations. Not financial advice.
How frequently does ISGIF data refresh on this page?
ISGIF's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 calculations are scheduled daily at 10:15 UTC; the score's own date shows its last successful run.
What has driven ISGIF's recent stock price performance?
InsuraGuest Technologies Inc. (ISGIF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Proprietary insurtech platform tailored for the hospitality industry. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ISGIF overvalued or undervalued right now?
InsuraGuest Technologies Inc. (ISGIF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of ISGIF?
Yes, most major brokerages offer fractional shares of InsuraGuest Technologies Inc. (ISGIF) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track ISGIF's earnings and financial reports?
InsuraGuest Technologies Inc. (ISGIF) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for ISGIF earnings announcements.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Financial data is limited and may not be fully up-to-date.
- OTC market stocks carry higher risk than exchange-listed stocks.