MIND C.T.I. Ltd. (MNDO) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
MIND C.T.I. Ltd. (MNDO) trades at $1.01 with AI Score 49/100 (Grade C). MIND C. T. I. Market cap: $20.6M, Sector: Technology.
Price as of Aug 20, 2026 · Last analyzed: May 10, 2026Analyst Coverage for MNDO: MNDO does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MNDO against Technology peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
MNDO: 2/3 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
MIND C.T.I. Ltd. (MNDO) Technology Profile & Competitive Position
MIND C.T.I. Ltd., established in 1995, delivers billing and customer care solutions to communication service providers globally. Operating through its Billing and Related Services and Messaging segments, the company offers comprehensive support for voice, data, and content services, with a focus on customized solutions and operational efficiency.
What Is the Investment Thesis for MNDO?
MIND C.T.I. Ltd. presents a focused investment opportunity within the niche market of billing and customer care solutions for communication service providers. With a P/E ratio of 7.2 and a profit margin of 13.4%, the company demonstrates profitability and efficient operations. The company's established presence in multiple geographic regions, including the Americas, Europe, and Asia Pacific, provides diversification and reduces reliance on any single market. Growth catalysts include expanding its managed services offerings and capitalizing on the increasing complexity of billing in the evolving telecom landscape. Potential risks include competition from larger, more diversified technology companies and the need to continually innovate to meet changing customer demands. The company's beta of 0.56 suggests lower volatility compared to the broader market.
Based on FMP financials and quantitative analysis
MNDO Key Highlights
MIND C.T.I. Ltd. has a market capitalization of $20.6M, indicating its position as a smaller player in the technology sector.
- The company's P/E ratio of 7.2 suggests that the stock may be undervalued compared to its earnings.
- A profit margin of 13.4% demonstrates the company's ability to generate profits from its revenue.
- Gross margin of 51.0% reflects efficient cost management in delivering its billing and customer care solutions.
- The company operates in the Americas, Europe, Israel, Asia Pacific, and Africa, providing geographic diversification.
Who Are MNDO's Competitors?
MNDO is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| DAVE Dave Inc. | $336.70 | -2.42% | $4.53B | 98 |
| RSASF RESAAS Services Inc. | $0.31 | +6.90% | $26.1M | 69 |
| IDN Intellicheck, Inc. | $2.96 | +0.17% | $59.8M | 77 |
| WFCF Where Food Comes From, Inc. | $13.05 | +4.40% | $65.8M | 72 |
| RSSS Research Solutions, Inc. | $2.20 | -0.45% | $73.6M | 74 |
| TRAK ReposiTrak, Inc. | $7.98 | -1.97% | $145M | 79 |
| IMMR Immersion Corporation | $7.72 | +1.71% | $256M | 76 |
| RMNI Rimini Street, Inc. | $5.10 | +0.79% | $476M | 78 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MNDO's Key Strengths?
Specialized expertise in billing and customer care solutions.
- Established presence in multiple geographic regions.
- Comprehensive suite of solutions for various services and payment models.
- Proprietary PhonEX ONE call management system.
What Are MNDO's Weaknesses?
Small market capitalization limits resources for expansion and innovation.
- Reliance on the communication service provider industry.
- Limited brand recognition compared to larger competitors.
- Potential vulnerability to technological disruptions.
What Could Drive MNDO Stock Higher?
Expansion of managed services offerings to increase recurring revenue.
- Investment in research and development to enhance product capabilities.
- Potential partnerships with other technology companies to expand market reach.
What Are the Key Risks for MNDO?
Competition from larger, more diversified technology companies.
- Economic downturns affecting the communication service provider industry.
- Rapid technological advancements requiring continuous innovation.
- Regulatory changes impacting billing and customer care practices.
What Are the Growth Opportunities for MNDO?
- Expansion of Managed Services: MIND C.T.I. can grow by expanding its managed services offerings, providing day-to-day billing operational tasks for its customers. The managed services market is projected to grow as communication service providers seek to streamline operations and reduce costs. By offering comprehensive managed services, MIND C.T.I. can increase recurring revenue and strengthen customer relationships. This expansion can target small to medium sized communication providers who lack the resources for in-house billing operations.
- Geographic Expansion: MIND C.T.I. can further expand its geographic reach, particularly in emerging markets where the demand for advanced billing and customer care solutions is growing. These markets often have less established infrastructure and a greater need for comprehensive solutions. Expanding into these regions requires adapting its solutions to local requirements and establishing partnerships with local distributors and resellers.
- Product Innovation: Investing in research and development to enhance its billing and customer care solutions is crucial for MIND C.T.I.'s growth. This includes incorporating new technologies such as AI and machine learning to automate billing processes and improve customer service. By continuously innovating its product offerings, MIND C.T.I. can maintain a competitive edge and attract new customers. The company can also focus on developing cloud-based solutions to cater to the growing demand for flexible and scalable billing systems.
- Strategic Partnerships: Forming strategic partnerships with other technology companies and system integrators can help MIND C.T.I. expand its market reach and offer integrated solutions. These partnerships can provide access to new customer segments and enhance the company's product offerings. For example, partnering with a CRM provider can enable MIND C.T.I. to offer a more comprehensive customer management solution.
- Focus on LTE and 5G Billing Solutions: With the continued rollout of LTE and 5G networks, there is a growing need for advanced billing solutions that can handle the complexity of these new technologies. MIND C.T.I. can capitalize on this trend by developing specialized billing solutions for LTE and 5G operators. This includes supporting new pricing models, such as tiered pricing and data sharing plans, and providing real-time billing information to customers.
What Are MNDO's Competitive Advantages?
- Specialized expertise in billing and customer care for communication service providers.
- Established relationships with a diverse customer base across multiple geographic regions.
- Comprehensive suite of solutions covering various services and payment models.
- Proprietary PhonEX ONE call management system.
What Does MNDO Do?
MIND C.T.I. Ltd. was founded in 1995 and is headquartered in Yokne'am Illit, Israel. The company designs, develops, markets, supports, implements, and operates billing and customer care systems for communication service providers across the Americas, Europe, Israel, Asia Pacific, and Africa. MIND C.T.I. operates through two primary segments: Billing and Related Services and Messaging. Its core offerings include billing and customer care solutions that support various services, such as voice, data, and content services, accommodating prepaid, postpaid, and pay-in-advance payment models within a unified platform. The company's solutions incorporate a workflow engine to streamline business processes, including subscriber registration, order management, trouble ticketing, and debt collection. Additionally, MIND C.T.I. provides an integral point-of-sale solution covering dealer, store, and cashier management, along with sales cycle activities. Beyond its core software, MIND C.T.I. offers professional services, including turnkey project delivery, customer support and maintenance, integration, customizations, and project management. The company also provides managed services, handling day-to-day billing operational tasks for its customers. MIND C.T.I. further offers PhonEX ONE, a call management system used for telecom expense management, call accounting, traffic analysis, and fraud detection. The company serves traditional wireline and wireless providers, VoIP providers, broadband IP network operators, wireless internet service providers, LTE operators, cable operators, and mobile virtual network operators.
What Products and Services Does MNDO Offer?
- Designs, develops, and markets billing and customer care systems.
- Provides solutions for voice, data, and content services.
- Offers prepaid, postpaid, and pay-in-advance payment model support.
- Provides workflow engine for subscriber registration and order management.
- Offers point of sale solutions for dealer and store management.
- Provides call management system for telecom expense management.
How Does MNDO Make Money?
- Software licensing fees for its billing and customer care systems.
- Professional services revenue from turnkey project delivery and customization.
- Recurring revenue from customer support, maintenance, and managed services.
- Sales through direct channels, distributors, and resellers.
What Industry Does MNDO Operate In?
MIND C.T.I. Ltd. operates within the application software industry, which is characterized by rapid technological advancements and evolving customer needs. The competitive landscape includes both large, diversified technology companies and niche players specializing in specific solutions. MIND C.T.I. differentiates itself by focusing on billing and customer care systems for communication service providers, offering tailored solutions and managed services.
Who Are MNDO's Key Customers?
- Traditional wireline and wireless communication service providers.
- Voice over IP (VoIP) providers.
- Broadband IP network operators.
- Mobile virtual network operators (MVNOs).
Company Profile
MIND C.T.I. Ltd. operates in the Software - Application industry within the Technology sector. It is headquartered in Yokneam Illit, IL. The company is led by CEO Monica Iancu. MNDO has traded publicly since 2000.
Key Financial Metrics
Return on equity for MIND C.T.I. Ltd. stands at 13.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 9.7%, showing how much profit it generates from its asset base. MNDO trades at a trailing price-to-earnings ratio of 7.18, below the Technology sector average of ~33x. Its free cash flow yield is 18.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 3.89 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 13.9%, the inverse of the P/E and a quick read on earnings relative to price.
MNDO Valuation & Market Position
With a $20.6M market cap, MIND C.T.I. Ltd. sits in the micro-cap segment of the market. Relative to its peer group, MNDO's quantitative score of 49/100 is below the peer average of 78/100.
Quarterly Financial Performance: MIND C.T.I. Ltd.
Revenue for MIND C.T.I. Ltd. came in at $4.6M during Q2 2026, a 9.3% contraction versus the preceding quarter. The company recorded net income of $775K, with diluted EPS of $0.04. Quarter-over-quarter revenue has been mixed, typical for a micro-cap company operating in Technology. Across the four most recent quarters, MNDO averaged $0.04 in diluted EPS.
Financial Health
MIND C.T.I. Ltd.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 3.50 places it in the safe zone, indicating low near-term bankruptcy risk.
Insider Activity
Over the past six months, MIND C.T.I. Ltd. insiders filed 2 SEC Form 4 transactions — 1 sales and 1 purchases. Buying and selling roughly offset over the period, so insider signaling is neutral.
MNDO Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- MNDO's insider buying suggests strong confidence from within, signaling potential undervaluation.
- The community's bullish sentiment indicates positive expectations about future performance and growth prospects.
- Market perception sees MNDO as a niche player with potential in its specific tech sector, attracting investor interest.
- Recent developments suggest MNDO is adapting well to market trends, potentially leading to increased revenue streams.
Bear Case
- Recent insider sales, even if planned, might create uncertainty about the company's short-term prospects.
- Bearish community views highlight concerns about MNDO's competitive positioning and potential market share erosion.
- Market perception reveals worries about MNDO's ability to scale effectively and maintain profitability.
- Developments in the sector point to increased competition, potentially impacting MNDO's growth trajectory and profitability.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $5M | $775,000 | $0.04 |
| Q1 2026 | $5M | $868,000 | $0.04 |
| Q4 2025 | $5M | $950,000 | $0.05 |
| Q3 2025 | $5M | $681,000 | $0.03 |
Based on FMP financials and quantitative analysis
MNDO Latest News
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Stocks That Hit 52-Week Lows On Friday
benzinga · May 6, 2022
MNDO Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for MNDO.
Price Targets
Wall Street price target analysis for MNDO.
MNDO MoonshotScore
What does this score mean?
The MoonshotScore rates MNDO 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Ariel Glassner
CEO
Ariel Glassner serves as the CEO of MIND C.T.I. Ltd. His professional background includes extensive experience in the technology and telecommunications sectors. He has held various leadership positions, focusing on strategic planning, business development, and operational management. His expertise spans across software development, customer relationship management, and financial oversight, contributing to his comprehensive understanding of the industry landscape. He is responsible for guiding the company's vision and ensuring sustainable growth.
Track Record: Under Ariel Glassner's leadership, MIND C.T.I. Ltd. has focused on expanding its managed services offerings and strengthening its presence in key geographic markets. He has overseen the development and launch of new product features, enhancing the company's competitive position. His strategic decisions have contributed to maintaining profitability and navigating the evolving technological landscape.
MNDO Technology Stock FAQ
What does the AI Score mean for MNDO?
MNDO holds an AI Score of 49/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. MIND C.T.I. Ltd. specializes in providing billing and customer care solutions for communication service providers. The company operates through its Billing and Related Services and Messaging …
What does MIND C.T.I. Ltd do?
MIND C.T.I. Ltd. specializes in providing billing and customer care solutions for communication service providers. The company offers a comprehensive suite of software and services that support various aspects of billing, customer management, and operational efficiency. Its solutions cater to traditional wireline and wireless providers, VoIP providers, broadband IP network operators, and mobile virtual network operators. MIND C.T.I.
What do analysts say about MNDO stock?
Analyst coverage of MIND C.T.I. Ltd. (MNDO) is limited, reflecting its small market capitalization. Key valuation metrics include a P/E ratio of 7.2 and a profit margin of 13.4%. Growth considerations revolve around the company's ability to expand its managed services offerings, innovate its product capabilities, and capitalize on emerging market opportunities.
What are the main risks for MNDO?
MIND C.T.I. Ltd. faces several risks, including competition from larger, more diversified technology companies with greater resources. The company's reliance on the communication service provider industry exposes it to economic downturns and changes in customer spending. Rapid technological advancements require continuous innovation and investment in research and development to maintain a competitive edge.
What are the key factors to evaluate for MNDO?
MIND C.T.I. Ltd. (MNDO) holds an AI score of 49/100 (low). P/E: 7.2x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does MNDO data refresh on this page?
MNDO's price was last updated on Aug 20, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven MNDO's recent stock price performance?
MIND C.T.I. Ltd. (MNDO) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Specialized expertise in billing and customer care solutions. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider MNDO overvalued or undervalued right now?
MIND C.T.I. Ltd. (MNDO) trades at 7.2x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research MNDO before investing?
Before investing in MIND C.T.I. Ltd. (MNDO), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited analyst coverage may impact the availability of financial data and projections.
- Small market capitalization may result in higher stock price volatility.