Menora Mivtachim Holdings Ltd (MNRHF) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
DELISTED
What happened to Menora Mivtachim Holdings Ltd (MNRHF) stock?
Menora Mivtachim Holdings Ltd (MNRHF) no longer trades on public markets. The figures below are historical and are not a current quote.
P/E 13.32 means the share price is 13.32 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $1.55B is the value of all shares combined. Beta 0.68: the stock has moved about 32% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Menora Mivtachim Holdings Ltd (MNRHF). Menora Mivtachim Holdings Ltd is an Israeli insurance and finance company. It offers a range of insurance products, pension funds, and investment services. Market cap: $1.55B, Sector: Financial services.
Last analyzed: Mar 18, 2026Analyst Coverage for MNRHF: MNRHF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MNRHF against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
MNRHF: 2/2 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Menora Mivtachim Holdings Ltd (MNRHF) Financial Services Profile
Menora Mivtachim Holdings Ltd, established in 1935 and based in Israel, is a diversified financial services provider specializing in life and health insurance, general insurance, pension funds, and investment management, operating with a market capitalization of $1.55B and a profit margin of 17.7%.
What Is the Investment Thesis for MNRHF?
The company's consistent profitability, reflected in its 17.7% profit margin, and its presence in both insurance and investment sectors provide a stable foundation. A key value driver is the continued growth in Israel's insurance market, particularly in life and health insurance, where Menora Mivtachim holds a significant share. Ongoing: The company's expansion into mutual funds and portfolio management offers additional revenue streams and diversification benefits. Potential: Risks include regulatory changes in the Israeli financial sector and increased competition from both local and international players. With a beta of 0.68, the stock demonstrates lower volatility compared to the broader market.
Based on FMP financials and quantitative analysis
MNRHF Key Highlights
Market capitalization of $1.55B, reflecting substantial investor confidence.
- Profit margin of 17.7%, indicating strong operational efficiency and profitability.
- Gross margin of 100.0%, suggesting efficient cost management in its insurance operations.
- Dividend yield of 2.00%, providing a steady income stream for investors.
- P/E ratio of 13.32, potentially indicating an attractive valuation relative to earnings.
Who Are MNRHF's Competitors?
MNRHF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| ACGBY Agricultural Bank of China Limited | $20.25 | +1.38% | $284B | — |
| AIFLY Aiful Corporation | $1.40 | 0.00% | $671M | — |
| AJMPF Ashmore Group PLC | $2.72 | -0.95% | $1.77B | — |
| CEVIY China Everbright Limited | $5.40 | 0.00% | $910M | — |
| CYMBF Cymbria Corporation | $65.17 | 0.00% | $1.42B | — |
| XZO Exzeo Group, Inc. | $15.78 | -1.38% | $1.43B | 905-pillar |
| GSHD Goosehead Insurance, Inc | $56.44 | +0.07% | $2.11B | 585-pillar |
| IGIC International General Insurance Holdings Ltd. | $26.02 | -0.31% | $1.11B | 545-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MNRHF's Key Strengths?
Diversified financial services offerings.
- Established market position in Israel.
- Strong brand reputation.
- Consistent profitability.
What Are MNRHF's Weaknesses?
Limited geographic diversification.
- Exposure to regulatory changes in Israel.
- Dependence on the Israeli economy.
- Potential impact from interest rate fluctuations.
What Could Drive MNRHF Stock Higher?
Expansion of digital insurance offerings in Q3 2026.
- Increasing demand for pension and retirement planning services.
- Strategic acquisitions and partnerships in late 2026.
- Development of tailored insurance products for specific niches in 2027.
- Expansion into real estate investment in early 2027.
What Are the Key Risks for MNRHF?
Financial-distress signal — its Altman Z-Score of 0.69 sits in the distress zone (elevated bankruptcy risk).
- Increased competition from local and international players.
- Disruptive impact of fintech companies.
- Economic downturn in Israel.
- Changes in consumer preferences and behavior.
- Regulatory changes in the Israeli financial sector.
What Are the Growth Opportunities for MNRHF?
- Expansion of Digital Insurance Offerings: Menora Mivtachim can capitalize on the growing trend of digital insurance by expanding its online platforms and mobile applications. This includes offering personalized insurance products and streamlined claims processes. The global digital insurance market is projected to reach $146.74 billion by 2027, growing at a CAGR of 13.7%. By enhancing its digital capabilities, Menora Mivtachim can attract a younger demographic and improve customer satisfaction, with implementation starting in Q3 2026.
- Increased Penetration in the Pension Funds Market: With Israel's aging population, there is a growing demand for pension and retirement planning services. Menora Mivtachim can increase its market share in the pension funds sector by offering innovative investment options and personalized financial advice. The Israeli pension funds market is estimated to be worth over $400 billion. This expansion can be achieved through targeted marketing campaigns and strategic partnerships with employers, with a goal of increasing assets under management by 10% by 2028.
- Strategic Acquisitions and Partnerships: Menora Mivtachim can pursue strategic acquisitions and partnerships to expand its product offerings and geographic reach. This includes partnering with fintech companies to integrate innovative technologies into its existing services. The global M&A market in the financial services sector is expected to remain active, with deal values exceeding $500 billion annually. By identifying and acquiring complementary businesses, Menora Mivtachim can enhance its competitive position, with potential acquisitions targeted for late 2026.
- Development of Tailored Insurance Products for Specific Niches: Menora Mivtachim can develop specialized insurance products tailored to specific niche markets, such as cyber insurance for businesses or travel insurance for specific demographics. The market for niche insurance products is growing rapidly, driven by increasing awareness of specific risks and the need for customized coverage. This can be achieved through market research and product development initiatives, with new product launches planned for 2027.
- Expansion into Real Estate Investment: Menora Mivtachim can further expand its real estate investment activities, capitalizing on the growing demand for real estate in Israel. This includes investing in commercial and residential properties, as well as developing new real estate projects. The Israeli real estate market is experiencing steady growth, driven by population growth and urbanization. By increasing its real estate portfolio, Menora Mivtachim can generate additional revenue streams and diversify its investment portfolio, with initial investments targeted for early 2027.
What Are MNRHF's Competitive Advantages?
- Established brand reputation in the Israeli financial market.
- Diversified product offerings across insurance and investment sectors.
- Extensive distribution network and customer base.
- Strong regulatory compliance and risk management practices.
What Does MNRHF Do?
Menora Mivtachim Holdings Ltd, originally founded as General Liability Office Ltd. in 1935, has evolved into a prominent player in Israel's insurance and finance sectors. Renamed in 2006, the company offers a comprehensive suite of financial products and services, including life and health insurance, general insurance, and automobile insurance. Its automobile insurance offerings encompass both compulsory automobile and property car insurance products. Beyond insurance, Menora Mivtachim is also involved in managing pension and provident funds, catering to the long-term financial security needs of its clients. The company extends its financial services to mutual funds and portfolio management, securities underwriting, and real estate investments, demonstrating a diversified approach to financial services. Headquartered in Ramat Gan, Israel, Menora Mivtachim has established a significant presence in the Israeli financial landscape, serving individuals and institutions with a broad array of insurance and investment solutions. With over 3,611 employees, the company continues to build on its legacy as a key financial institution in Israel.
What Products and Services Does MNRHF Offer?
- Offers life and health insurance products.
- Provides general insurance products.
- Offers automobile insurance, including compulsory and property car insurance.
- Manages pension and provident funds.
- Engages in mutual funds and portfolio management.
- Participates in securities underwriting.
- Invests in real estate.
How Does MNRHF Make Money?
- Generates revenue through premiums from insurance policies.
- Earns fees from managing pension and provident funds.
- Derives income from mutual funds and portfolio management services.
- Profits from securities underwriting activities.
What Industry Does MNRHF Operate In?
Menora Mivtachim Holdings Ltd operates within Israel's financial services industry, which is characterized by increasing demand for insurance products and investment solutions. The market is influenced by factors such as regulatory changes, technological advancements, and demographic shifts. Competition comes from both local and international insurance companies, as well as fintech firms disrupting traditional financial services. Menora Mivtachim's diversified offerings and established brand provide a competitive edge in this dynamic landscape. The Israeli insurance market is expected to grow steadily, driven by rising disposable incomes and increasing awareness of financial security.
Who Are MNRHF's Key Customers?
- Individuals seeking life and health insurance.
- Businesses requiring general and automobile insurance.
- Individuals and employers contributing to pension and provident funds.
- Investors seeking mutual fund and portfolio management services.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price 5 days old
- ● Latest filing 164 days ago
- ● No analyst coverage
MoonshotScore History
Recorded daily since 2026-08-23 · 4 snapshots
| 2026-08-23 | 52 |
| 2026-08-24 | 52 |
| 2026-08-25 | 52 |
| 2026-08-26 | 52 |
What changed?
The score has stayed at 52.
Over the same 3 days the stock moved +0.0%.
Menora Mivtachim Holdings Ltd (MNRHF) Valuation Context
Valued at $1.55B, MNRHF is classified as a small-cap stock.
MNRHF Revenue & Earnings Trend
In Q1 FY2026, MNRHF generated $2.92B in top-line revenue, marking a sequential decrease of 72.0%. The company recorded net income of $461.0M, with diluted EPS of $7.44. Quarter-over-quarter revenue has been mixed, typical for a unknown company operating in Financial Services. Across the four most recent quarters, MNRHF averaged $9.66 in diluted EPS.
Company Profile
Menora Mivtachim Holdings Ltd operates in the Insurance - Diversified industry within the Financial Services sector. It is headquartered in Ramat Gan, IL. The company is led by CEO Ari Kalman. MNRHF has traded publicly since 2021.
Key Financial Metrics
Return on equity for Menora Mivtachim Holdings Ltd stands at 29.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 3.0%, showing how much profit it generates from its asset base. MNRHF trades at a trailing price-to-earnings ratio of 13.32, below the Financial Services sector average of ~17.50x. Its free cash flow yield is 4.0%, a gauge of the cash the business throws off relative to its market value. Its earnings yield is 8.1%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Menora Mivtachim Holdings Ltd's Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.69 places it in the distress zone, a signal of elevated financial risk.
MNRHF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Diversified financial services offerings.
- Established market position in Israel.
- Strong brand reputation.
- Consistent profitability.
Bear Case
- Limited geographic diversification.
- Exposure to regulatory changes in Israel.
- Dependence on the Israeli economy.
- Potential impact from interest rate fluctuations.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 FY2026 | ₪2.92B | ₪461M | ₪7.44 |
| Q4 FY2025 | ₪10.42B | ₪631M | ₪10.34 |
| Q3 FY2025 | ₪2.78B | ₪589M | ₪9.22 |
| Q2 FY2025 | ₪3.03B | ₪736M | ₪11.66 |
Q1 FY2026 · filed 31 Mar 2026 · Financial Modeling Prep
Based on FMP financials and quantitative analysis · Reported in ILS
MNRHF Latest News
No recent news available for MNRHF.
Leadership: Ari Kalman
CEO
Ari Kalman is the CEO of Menora Mivtachim Holdings Ltd. His background includes extensive experience in the financial services industry, with a focus on insurance and investment management. He has held various leadership positions in the company, contributing to its strategic growth and operational efficiency. Kalman's expertise spans across insurance products, pension funds, and investment strategies. He oversees a workforce of 3,611 employees.
Track Record: Under Ari Kalman's leadership, Menora Mivtachim Holdings Ltd has maintained a strong market position in Israel's financial services sector. Key achievements include expanding the company's digital insurance offerings and increasing its market share in the pension funds market. He has also overseen strategic acquisitions and partnerships to enhance the company's competitive position.
MNRHF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Menora Mivtachim Holdings Ltd may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial reporting and may not be subject to the same level of regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. This tier often includes companies with distressed financials, early-stage ventures, or those choosing to remain private but still allowing trading of their shares.
- OTC Tier: OTC Other
- Limited financial disclosure and transparency.
- Lower liquidity and wider bid-ask spreads.
- Potential for market manipulation and fraud.
- Higher volatility and price fluctuations.
- Increased risk of delisting or trading suspension.
- Verify the company's financial statements and audit reports.
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Review the company's regulatory filings and legal history.
- Monitor trading volume and price movements for unusual activity.
- Consult with a qualified financial advisor.
- Understand the risks associated with OTC investing.
- Established history of operations in Israel.
- Presence in the insurance and finance sectors.
- Market capitalization of $1.55B.
- Positive profit margin of 17.7%.
- Management team with experience in the financial services industry.
What Investors Ask About Menora Mivtachim Holdings Ltd (MNRHF) — Financial Services
What happened to Menora Mivtachim Holdings Ltd (MNRHF) stock?
Menora Mivtachim Holdings Ltd (MNRHF) no longer trades on public markets. The figures below are historical and are not a current quote.
Can I still buy MNRHF shares?
No. MNRHF stopped trading on public markets, so the shares are not available through a broker. Anything you see quoted for MNRHF elsewhere is historical data, not a live market.
Are the figures on this page current?
No. Every number here is the last value recorded before MNRHF stopped trading. Nothing on this page updates, and none of it is a current quote.
Why does this page still exist?
Because people still search for what happened to Menora Mivtachim Holdings Ltd. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.
What does Menora Mivtachim Holdings Ltd do?
Menora Mivtachim Holdings Ltd is a diversified financial services company based in Israel, offering a range of insurance and investment products.
What do analysts say about MNRHF stock?
Generally, analysts may consider factors such as the company's financial performance, market position, and growth opportunities when evaluating the stock. Key valuation metrics like the P/E ratio of 13.32 and dividend yield of 2.00% may be assessed in comparison to industry peers.
What are the main risks for MNRHF?
Menora Mivtachim Holdings Ltd faces several risks inherent to the financial services industry. Increased competition from both local and international players could erode market share. The disruptive impact of fintech companies poses a threat to traditional insurance and investment models. An economic downturn in Israel could reduce demand for financial products and services.
How is Menora Mivtachim Holdings Ltd adapting to fintech disruption?
Menora Mivtachim Holdings Ltd is actively adapting to fintech disruption by expanding its digital insurance offerings. This includes developing online platforms and mobile applications to streamline the insurance process and enhance customer experience.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC data may be less reliable than exchange-listed data.