BPAY ETF — Holdings & Analysis

The iShares FinTech Active ETF (BPAY) is an actively managed exchange-traded fund that focuses on companies involved in innovative and emerging technologies within the financial services industry, also known as fintech. Unlike passive ETFs that track an index, BPAY's investment team actively selects the 41개 보유 종목 in its portfolio, seeking to maximize total return. The fund's top holdings include Capital One Financial Corp, Global Payments Inc, and Charles Schwab Corp. BPAY provides investors with a targeted approach to investing in the fintech sector, potentially offering higher returns compared to passively managed fintech ETFs.

The expense ratio for the iShares FinTech Active ETF (BPAY) is 0.66%. This means that for every $10,000 invested in the fund, $66 is used to cover the fund's operating expenses. While this expense ratio provides access to a focused portfolio of fintech companies, it is higher than some broad market equity ETFs. the may be worth researching expense ratio in conjunction with the fund's potential returns and investment strategy. The expense ratio can impact overall returns, particularly in periods of lower performance.

The iShares FinTech Active ETF (BPAY) has a concentrated portfolio, with its top holdings representing a significant portion of its assets. As of March 15, 2026, the top three holdings in BPAY are Capital One Financial Corp (4.18%), Global Payments Inc (4.04%), and Charles Schwab Corp (3.99%). Other notable holdings include Block Inc Class A (3.78%) and MercadoLibre Inc (3.32%). These companies represent a diverse range of fintech activities, from payment processing to online banking and e-commerce platforms. The fund's allocation to these top holdings reflects its investment strategy of focusing on companies driving innovation in the financial services industry.

Whether the iShares FinTech Active ETF (BPAY) is a suitable long-term investment depends on an individual's investment goals, risk tolerance, and belief in the long-term growth potential of the fintech sector. BPAY offers targeted exposure to companies involved in innovative financial technologies. However, the fund's relatively high beta of 1.62 suggests it may experience greater volatility than the broader market. The fund's expense ratio of 0.66% should also be considered, as it can impact long-term returns. Past performance does not guarantee future results. Investors should conduct thorough research and consider their own circumstances before making any investment decisions.

The iShares FinTech Active ETF (BPAY) distinguishes itself through its active management approach, aiming to outperform passive fintech ETFs. BPAY's expense ratio of 0.66% is higher than many passively managed ETFs in the same category, reflecting the cost of active stock selection. With AUM of $0.01 billion, BPAY is smaller than some of its competitors, which may impact liquidity and trading costs. BPAY's strategy focuses on companies delivering innovative and emerging technologies used in the financial services industry, while other fintech ETFs may have broader or more specific investment mandates. Investors should compare BPAY's holdings, sector allocations, and performance to those of similar ETFs to determine the best fit for their investment objectives.

As of March 15, 2026, the iShares FinTech Active ETF (BPAY) has a dividend yield of 0.00%. This indicates that the fund does not currently distribute dividends to its shareholders. Investors seeking income-generating investments may want to consider other ETFs with a history of dividend payments. The fund's focus is primarily on capital appreciation through investments in growth-oriented fintech companies, rather than generating income through dividends. The absence of a dividend yield may be a factor for investors prioritizing current income in their investment strategy.