Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) trades at $25.02 with AI Score 48/100 (Grade C). Ladenburg Thalmann Financial Services Inc. Market cap: $3.56B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Jun 14, 2026Analyst Coverage for LTSF: LTSF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates LTSF against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
LTSF: 1/3 scored disciplines lean bearish. Dominant signal: Ken Griffin bearish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) Financial Services Profile
Ladenburg Thalmann Financial Services Inc. is a comprehensive financial services holding company specializing in investment banking, asset management, and insurance brokerage, with a robust operational structure and a focus on independent advisory services.
What Is the Investment Thesis for LTSF?
Ladenburg Thalmann Financial Services Inc. presents a unique investment thesis characterized by its diversified revenue streams and strong market positioning within the financial services sector. The company operates with a profit margin of 1.5% and a gross margin of 25.6%, indicating efficient operational management. Key growth catalysts include the expansion of its independent advisory services, which are increasingly in demand as investors seek personalized financial guidance. Additionally, the company’s focus on wholesale life insurance distribution positions it well in a growing market, as the demand for insurance products continues to rise. However, potential risks include regulatory challenges and market volatility, which could impact performance. Overall, Ladenburg's strategic focus on enhancing its service offerings and expanding its market presence positions it for sustained growth in the coming years.
Based on FMP financials and quantitative analysis
LTSF Key Highlights
Market capitalization of $3.56B reflects strong market presence in financial services.
- P/E ratio of 157.4 indicates high investor expectations for future growth.
- Gross margin of 25.6% demonstrates effective cost management and operational efficiency.
- Profit margin of 1.5% highlights the company's ability to convert revenue into profit.
- Beta of 0.36 suggests lower volatility compared to the broader market.
Who Are LTSF's Competitors?
LTSF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| EFGIF EFG International AG | $21.00 | +0.00% | $6.31B | 66 |
| FKKFF Fukuoka Financial Group, Inc. | $27.21 | +0.00% | $5.14B | 63 |
| PHLLF Petershill Partners PLC | $4.13 | +0.07% | $4.47B | 59 |
| JYSKF Jyske Bank A/S | $76.50 | +0.00% | $4.33B | 62 |
| BXRBF Bendigo and Adelaide Bank Limited | $7.71 | +0.00% | $4.35B | 44 |
| LTSK Ladenburg Thalmann Financial Services, Inc. | $25.00 | -0.08% | $3.58B | 47 |
| LTSH Ladenburg Thalmann Financial Services, Inc. | $25.00 | +0.16% | $3.61B | 48 |
| LTSL Ladenburg Thalmann Financial Services Inc. 6.50% NT 27 | $25.04 | +0.16% | $3.62B | 48 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are LTSF's Key Strengths?
Diverse revenue streams from various financial services.
- Strong operational structure with multiple service segments.
- Established brand with a long history in the financial sector.
What Are LTSF's Weaknesses?
High P/E ratio indicating potential overvaluation.
- Low profit margin compared to some competitors.
- Lack of a known CEO may impact investor confidence.
What Could Drive LTSF Stock Higher?
Expansion of independent advisory services to capitalize on growing market demand.
- Increasing activity in mergers and acquisitions providing advisory opportunities.
- Development of new asset management products to attract diverse investors.
What Are the Key Risks for LTSF?
Rich valuation — a P/E of 157.4 runs well above the Financial Services sector’s ~18x, leaving little room for a miss.
- Regulatory challenges that could impact operational flexibility.
- Market volatility affecting trading revenues and investor sentiment.
- Intense competition from larger financial institutions impacting market share.
What Are the Growth Opportunities for LTSF?
- Growth opportunity 1: The Independent Advisory and Brokerage Services segment is poised for significant growth as more investors seek personalized financial advice.
- Growth opportunity 2: The Insurance Brokerage segment, specializing in wholesale life insurance distribution, is expected to benefit from a growing awareness of the importance of insurance products. The global life insurance market is projected to grow at a CAGR of 6.2% from 2023 to 2030, providing ample opportunity for Ladenburg to expand its offerings and client base.
- Growth opportunity 3: The company's investment banking operations can leverage increasing merger and acquisition activity in various sectors. As companies seek strategic partnerships to enhance growth, Ladenburg's expertise in investment banking can facilitate these transactions, driving revenue growth in this segment.
- Growth opportunity 4: Institutional trading services represent a significant growth driver, particularly as market volatility creates opportunities for active trading strategies. Ladenburg's established trading capabilities can attract institutional clients looking for reliable execution and market insights.
- Growth opportunity 5: The expansion of asset management services, particularly in alternative investments, is a growing trend among investors seeking diversification. Ladenburg can enhance its asset management offerings to include more alternative strategies, tapping into a market that is expected to grow significantly in the coming years.
What Are LTSF's Competitive Advantages?
- Strong brand recognition in the financial services sector.
- Diverse service offerings that cater to various client needs.
- Established relationships with independent advisory firms enhancing market reach.
- Expertise in niche markets such as wholesale insurance brokerage.
- Operational efficiency reflected in favorable profit margins.
What Does LTSF Do?
Ladenburg Thalmann Financial Services, Inc., founded in February 1996, operates as a holding company based in Miami, Florida. It offers a wide array of financial solutions through its various subsidiaries, which are organized into three primary divisions: Independent Advisory and Brokerage Services, Ladenburg, and Insurance Brokerage. The Independent Advisory and Brokerage Services segment focuses on providing investment advisory and brokerage functions primarily through independent subsidiary firms. The Ladenburg segment encompasses investment banking operations, sales and trading capabilities, and asset management offerings, allowing the company to cater to a diverse clientele. The Insurance Brokerage segment specializes in wholesale life insurance distribution, further enhancing the company's service portfolio. Over the years, Ladenburg has evolved to meet the changing demands of the financial landscape, positioning itself as a key player in the investment banking and asset management sectors. With a market capitalization of approximately $3.56 billion, the company continues to expand its reach and capabilities, leveraging its established brand and operational expertise to drive growth and profitability.
What Products and Services Does LTSF Offer?
- Provide investment banking services, including mergers and acquisitions advisory.
- Offer asset management services tailored to individual and institutional clients.
- Deliver independent advisory services through subsidiary firms.
- Engage in institutional trading and market research.
- Specialize in wholesale life insurance distribution.
- Provide fiduciary services to clients in need of trust management.
How Does LTSF Make Money?
- Generate revenue through fees from investment banking services.
- Earn management fees from asset management services.
- Collect commissions from brokerage and advisory services.
- Receive premiums from wholesale life insurance distribution.
- Leverage institutional trading to generate transaction-based revenue.
What Industry Does LTSF Operate In?
The financial services industry, particularly in investment banking and asset management, is experiencing significant growth driven by increasing demand for diversified financial solutions and personalized advisory services. As more individuals and institutions seek tailored financial advice, companies like Ladenburg Thalmann Financial Services are well-positioned to capitalize on this trend. The competitive landscape includes notable players such as EFG International AG and Fukuoka Financial Group, Inc., which also focus on similar service offerings. The overall market for investment services is expected to grow, driven by rising asset values and increased participation in financial markets.
Who Are LTSF's Key Customers?
- Individual investors seeking personalized financial advice.
- Institutional clients requiring asset management and trading services.
- Businesses looking for investment banking and advisory services.
- Insurance brokers needing wholesale life insurance products.
- High-net-worth individuals seeking comprehensive financial planning.
Key Financial Metrics
Return on equity for Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 stands at 9.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 2.6%, showing how much profit it generates from its asset base. LTSF trades at a trailing price-to-earnings ratio of 157.43, above the Financial Services sector average of ~18x. Its free cash flow yield is 1.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 10.20 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 0.6%, the inverse of the P/E and a quick read on earnings relative to price.
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) Valuation Context
Valued at $3.56B, LTSF is classified as a mid-cap stock. Relative to its peer group, LTSF's quantitative score of 48/100 is below the peer average of 59/100.
Company Profile
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 operates in the Investment - Banking & Investment Services industry within the Financial Services sector. It is headquartered in Phoenix, US. LTSF has traded publicly since 2018.
LTSF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Diverse revenue streams from various financial services.
- Strong operational structure with multiple service segments.
- Established brand with a long history in the financial sector.
- Upcoming: Expansion of independent advisory services to capitalize on growing market demand.
Bear Case
- High P/E ratio indicating potential overvaluation.
- Low profit margin compared to some competitors.
- Lack of a known CEO may impact investor confidence.
- Potential: Regulatory challenges that could impact operational flexibility.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
LTSF Latest News
No recent news available for LTSF.
LTSF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for LTSF.
Price Targets
Wall Street price target analysis for LTSF.
LTSF MoonshotScore
What does this score mean?
The MoonshotScore rates LTSF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: None
CEO title
Unknown
Track Record: Unknown
LTSF OTC Market Information
The OTC Other tier includes companies that do not meet the requirements for higher tiers such as OTCQX or OTCQB. These companies may have less stringent reporting requirements and are typically less liquid than those listed on major exchanges like NYSE or NASDAQ.
- OTC Tier: OTC Other
- Lower liquidity compared to stocks listed on major exchanges.
- Potential for higher volatility and price fluctuations.
- Less stringent regulatory oversight may lead to increased risk.
- Verify the company's financial statements and disclosures.
- Research the company's operational history and market position.
- Assess the competitive landscape and market trends.
- Evaluate the management team and corporate governance.
- Monitor for any regulatory changes impacting the company.
- Established history since 1996 in the financial services sector.
- Diverse operational structure across multiple segments.
- Market capitalization reflecting a significant presence in the industry.
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 Financial Services Stock: Key Questions Answered
What does the AI Score mean for LTSF?
LTSF holds an AI Score of 48/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. Ladenburg Thalmann Financial Services Inc. is a diversified financial services holding company providing a range of investment banking and asset management services. Established in 1996, it …
What does Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 do?
Ladenburg Thalmann Financial Services Inc. operates as a holding company providing a wide range of financial services. Its offerings include investment banking, asset management, independent advisory services, and wholesale life insurance brokerage, catering to individual and institutional clients.
What are the main risks for LTSF?
Ladenburg Thalmann Financial Services faces several risks, including regulatory challenges that could affect its operations and compliance costs. Market volatility poses a risk to its trading revenues, while intense competition from larger financial institutions may impact its market share and profitability.
How does Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 make money in financial services?
The company generates revenue through various channels, including fees from investment banking services, management fees from asset management, and commissions from brokerage and advisory services. Additionally, it earns premiums from wholesale life insurance distribution, leveraging its diverse service offerings to maximize revenue potential.
What are the key factors to evaluate for LTSF?
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) holds an AI score of 48/100 (low). P/E: 157.4x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does LTSF data refresh on this page?
LTSF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven LTSF's recent stock price performance?
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diverse revenue streams from various financial services. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider LTSF overvalued or undervalued right now?
Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF) trades at 157.4x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research LTSF before investing?
Before investing in Ladenburg Thalmann Financial Services Inc. 7.00% SN NT 28 (LTSF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Data may be subject to updates and revisions based on market conditions.