Vanguard Total Stock Market Index Fund (VTI)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Vanguard Total Stock Market Index Fund (VTI) trades at $363.05 with AI Score 47/100 (Grade C). Vanguard Total Stock Market ETF (VTI) seeks to track the performance of the CRSP US Total Market Index. Market cap: $621.45B, Sector: Financial services.
Last analyzed: Jun 1, 2026Analyst Coverage for VTI: VTI does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates VTI against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
VTI: the 1 perspectives are evenly split.
Vanguard Total Stock Market Index Fund (VTI) Financial Services Profile
Vanguard Total Stock Market ETF (VTI) provides broad exposure to the U.S. equity market by tracking the CRSP US Total Market Index. With a passively managed, index-sampling strategy and low expenses, VTI offers investors a diversified portfolio across all market capitalizations and investment styles, minimizing net tracking error.
What Is the Investment Thesis for VTI?
Vanguard Total Stock Market ETF (VTI) offers a compelling investment thesis centered on broad market exposure, low cost, and diversification. As of 2026, VTI has a market cap of $637.69 billion and tracks the CRSP US Total Market Index, providing access to the entire U.S. equity market. The ETF's passively managed strategy and low expense ratio minimize tracking error, ensuring returns closely mirror the index. Growth catalysts include continued investor demand for diversified, low-cost investment options and the ongoing expansion of the U.S. equity market. VTI's value drivers are its ability to provide efficient market exposure and its appeal to both retail and institutional investors. A potential risk is the fund's sensitivity to overall market volatility, as indicated by its beta of 1.03. However, its diversification mitigates some of this risk. The absence of a dividend yield may deter some income-seeking investors.
Based on FMP financials and quantitative analysis
VTI Key Highlights
- Market Cap: $637.69B indicating substantial size and influence in the asset management industry.
- Beta: 1.03 suggesting volatility in line with the overall market.
- Tracks CRSP US Total Market Index providing comprehensive exposure to the U.S. equity market.
- Passively managed, index-sampling strategy aims to minimize tracking error.
- Low expenses enhance net returns for investors.
Who Are VTI's Competitors?
Who Are VTI's Competitors?
VTI is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| VO Vanguard Mid-Cap ETF | $78.96 | +0.00% | $214.39B | 44 |
| SII Sprott Inc. | $131.01 | +3.20% | $3.38B | 71 |
| TPZ Tortoise Electrification Infrastructure ETF | $21.67 | +0.00% | $127.64M | 70 |
| IDDTF AB Industrivärden (publ) | $34.25 | +0.00% | $14.79B | 70 |
| IDKFF ThreeD Capital Inc. | $0.08 | +0.00% | $5.72M | 70 |
| STEX Streamex Corp. (STEX) is focused on real-world asset tokenization, particularly integrating the gold and commodities market into blockchain technology. The company | $0.98 | -0.40% | $38.86M | 62 |
| TRNGF The Trendlines Group Ltd. | $0.03 | +2.95% | $28.87M | 62 |
| DIAX Nuveen Dow 30 Dynamic Overwrite Fund | $14.10 | +0.00% | $512.77M | 62 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are VTI's Key Strengths?
- Low expense ratio
- Broad market diversification
- Passively managed strategy
- Strong brand reputation
What Are VTI's Weaknesses?
- No dividend yield
- Market volatility sensitivity
- Limited active management flexibility
- Potential tracking error
What Could Drive VTI Stock Higher?
- Continued inflows into passive investment vehicles.
- Growth of the U.S. equity market.
- Potential changes in tax regulations favoring ETFs.
- Increasing adoption of ETFs in retirement accounts.
What Are the Key Risks for VTI?
- Market volatility and economic downturns.
- Competition from other low-cost ETFs.
- Changes in index methodology.
- Regulatory changes impacting the ETF industry.
What Are the Growth Opportunities for VTI?
- Increased Adoption of Passive Investing: The trend towards passive investing continues to gain momentum, with investors seeking low-cost, diversified investment options. VTI is well-positioned to benefit from this trend, as its low expense ratio and broad market exposure make it an attractive choice for both retail and institutional investors. The global passive investment market is projected to grow significantly by 2030, presenting a substantial growth opportunity for VTI.
- Expansion of the U.S. Equity Market: The U.S. equity market is expected to continue its long-term growth trajectory, driven by factors such as technological innovation, economic expansion, and increasing corporate profitability. As VTI tracks the CRSP US Total Market Index, it will automatically capture the growth of the U.S. equity market, providing investors with exposure to rising stock prices and increasing market capitalization. This ongoing expansion will drive asset appreciation within the fund.
- Growing Demand from Retirement Investors: As the population ages and individuals increasingly rely on self-directed retirement accounts, the demand for low-cost, diversified investment options is expected to increase. VTI is an ideal choice for retirement investors seeking broad market exposure and long-term growth potential. The retirement market represents a significant growth opportunity for VTI, as it can serve as a core holding in retirement portfolios.
- Strategic Partnerships and Distribution Channels: Vanguard can leverage its existing partnerships and distribution channels to further promote VTI to a wider audience. By collaborating with financial advisors, brokerage firms, and retirement plan providers, Vanguard can increase awareness and adoption of VTI among both retail and institutional investors. Expanding distribution channels will drive asset inflows and contribute to the fund's growth.
- Innovation in ETF Products: Vanguard can continue to innovate in the ETF space by developing new products that complement VTI and cater to specific investor needs. For example, Vanguard could launch ETFs that focus on specific sectors or investment styles within the U.S. equity market. By expanding its product offerings, Vanguard can attract a broader range of investors and further solidify its position as a leader in the ETF industry.
What Opportunities Does VTI Have?
- Increased adoption of passive investing
- Expansion of the U.S. equity market
- Growing demand from retirement investors
- Strategic partnerships and distribution channels
What Threats Does VTI Face?
- Increased competition from other low-cost ETFs
- Market downturns and economic recessions
- Changes in index composition
- Regulatory changes affecting ETFs
What Are VTI's Competitive Advantages?
- Low Expense Ratio: VTI's low expense ratio provides a significant cost advantage over actively managed funds and other ETFs with higher fees.
- Brand Reputation: Vanguard has a strong reputation for providing low-cost, high-quality investment products.
- Scale: VTI's large asset base allows it to achieve economies of scale, further reducing expenses and improving efficiency.
- Index Tracking: VTI's passively managed strategy ensures that it closely tracks the performance of the CRSP US Total Market Index, providing investors with reliable market exposure.
What Does VTI Do?
Vanguard Total Stock Market ETF (VTI) was created to provide investors with comprehensive exposure to the entire U.S. equity market. The ETF tracks the performance of the CRSP US Total Market Index, encompassing large-, mid-, and small-cap stocks across both growth and value styles. VTI employs a passively managed, index-sampling strategy, aiming to replicate the index's performance while maintaining low expenses. This approach minimizes net tracking error, ensuring the ETF's returns closely mirror the index's returns. The fund remains fully invested, adhering to specific investment limitations. With respect to 75% of its total assets, VTI is restricted from purchasing more than 10% of the outstanding voting securities of any single issuer, or purchasing securities of any issuer if such a purchase would result in more than 5% of the fund’s total assets being invested in that issuer. These limitations do not apply to obligations of the U.S. government or its agencies. VTI's investment strategy focuses on diversification and cost-efficiency, making it a core holding for investors seeking broad market exposure. The fund's structure allows it to adapt to changes in the index composition, ensuring continued representation of the U.S. equity market.
What Products and Services Does VTI Offer?
- Tracks the performance of the CRSP US Total Market Index.
- Provides exposure to large-, mid-, and small-cap U.S. equities.
- Offers diversification across growth and value investment styles.
- Employs a passively managed, index-sampling strategy.
- Maintains low expenses to minimize net tracking error.
- Remains fully invested in the U.S. equity market.
- Adheres to investment limitations to ensure diversification.
How Does VTI Make Money?
- Generates revenue through management fees charged on assets under management (AUM).
- Maintains a low expense ratio to attract investors seeking cost-efficient market exposure.
- Utilizes a passively managed strategy to minimize active trading costs.
- Replicates the CRSP US Total Market Index to provide broad market representation.
What Industry Does VTI Operate In?
Vanguard Total Stock Market ETF (VTI) operates within the asset management industry, which is characterized by increasing demand for passive investment strategies and low-cost ETFs. The global asset management market is projected to reach trillions of dollars by 2026, driven by factors such as rising disposable incomes and increasing awareness of investment opportunities. VTI competes with other broad market ETFs and mutual funds, including VO: Vanguard Mid-Cap ETF. Its competitive advantage lies in its comprehensive market coverage, low expense ratio, and the strong reputation of the Vanguard brand.
Who Are VTI's Key Customers?
- Retail investors seeking broad market exposure.
- Institutional investors looking for cost-effective diversification.
- Financial advisors building diversified client portfolios.
- Retirement savers seeking long-term growth potential.
VTI Financials
VTI Latest News
-
Vanguard’s $223 Billion Growth ETF VUG Is Quietly Beating Most Large Cap Active Funds at One Tenth the Cost
24/7 Wall St. · Jun 5, 2026
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The Most-Compared ETFs Right Now — And What They Reveal
etf.com · May 28, 2026
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SCHD vs. VTI: Which ETF Could Make You Richer?
Motley Fool · May 8, 2026
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History Says The Next Fed Chair Could Sink Your Portfolio
benzinga · May 4, 2026
VTI Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for VTI.
Price Targets
Wall Street price target analysis for VTI.
VTI MoonshotScore
What does this score mean?
The MoonshotScore rates VTI's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Who Are VTI's Competitors?
Latest News
Vanguard’s $223 Billion Growth ETF VUG Is Quietly Beating Most Large Cap Active Funds at One Tenth the Cost
The Most-Compared ETFs Right Now — And What They Reveal
SCHD vs. VTI: Which ETF Could Make You Richer?
History Says The Next Fed Chair Could Sink Your Portfolio
Latest Vanguard Total Stock Market Index Fund Analysis
What Investors Ask About Vanguard Total Stock Market Index Fund (VTI) — Financial Services
What does Vanguard Total Stock Market ETF do?
Vanguard Total Stock Market ETF (VTI) aims to replicate the performance of the CRSP US Total Market Index, providing investors with comprehensive exposure to the entire U.S. equity market. VTI achieves this by investing in a diversified portfolio of large-, mid-, and small-cap stocks across both growth and value styles. The ETF employs a passively managed, index-sampling strategy, ensuring its returns closely mirror the index's returns. Its low expense ratio and broad market coverage make it a core holding for investors seeking efficient and cost-effective market exposure.
What do analysts say about VTI stock?
Analysts generally view Vanguard Total Stock Market ETF (VTI) favorably due to its low cost, broad diversification, and efficient market exposure. Key valuation metrics include its expense ratio, which is among the lowest in the industry. Growth considerations include the continued expansion of the U.S. equity market and the increasing adoption of passive investment strategies. While VTI's returns are subject to market volatility, its diversification mitigates some of this risk. The absence of a dividend yield may be a consideration for some investors.
What are the main risks for VTI?
The main risks for Vanguard Total Stock Market ETF (VTI) include market volatility, competition from other low-cost ETFs, and potential changes in index methodology. As VTI tracks the CRSP US Total Market Index, its returns are subject to fluctuations in the overall U.S. equity market. Increased competition from other ETFs with similar strategies could put pressure on VTI's expense ratio. Changes in the index's composition or methodology could also impact VTI's performance. Additionally, regulatory changes affecting the ETF industry could pose a risk to VTI's operations.
How sensitive is VTI to interest rate changes?
VTI's sensitivity to interest rate changes is indirect, as it primarily invests in equities rather than fixed-income securities. However, interest rate changes can impact the overall U.S. equity market, which in turn affects VTI's performance. Rising interest rates can lead to higher borrowing costs for companies, potentially reducing their profitability and stock prices. Conversely, falling interest rates can stimulate economic growth and boost equity valuations. Therefore, VTI's performance is indirectly influenced by interest rate movements through their impact on the broader economy and corporate earnings.
What regulatory challenges does Vanguard Total Stock Market ETF face?
Vanguard Total Stock Market ETF (VTI) faces regulatory challenges related to compliance with securities laws and regulations governing investment companies. VTI must adhere to rules set forth by the Securities and Exchange Commission (SEC), including requirements for diversification, transparency, and investor protection. Compliance costs include expenses associated with regulatory filings, audits, and legal counsel. Changes in regulations, such as those related to ETF operations or market structure, could also impact VTI's business model and profitability. Vanguard must continuously monitor and adapt to the evolving regulatory landscape to ensure compliance and maintain its competitive position.
What are the key factors to evaluate for VTI?
Vanguard Total Stock Market Index Fund (VTI) currently holds an AI score of 47/100, indicating low score. The stock trades at a P/E of 26.3x, near the S&P 500 average (~20-25x). Key strength: Low expense ratio. Primary risk to monitor: Market volatility and economic downturns. This is not financial advice.
How frequently does VTI data refresh on this page?
VTI prices update in real time during U.S. market hours (9:30 AM-4:00 PM ET, weekdays). Fundamentals refresh after quarterly or annual filings. Analyst ratings and AI insights update daily. News is aggregated continuously from financial sources.
What has driven VTI's recent stock price performance?
Recent price movement in Vanguard Total Stock Market Index Fund (VTI) can be influenced by earnings results, analyst revisions, sector rotation, and broader market sentiment. Notable catalyst: Low expense ratio. Check the News and Technical Analysis tabs for the latest drivers. Past performance does not predict future results.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The information provided is based on publicly available data and analyst consensus.
- Market conditions and company performance are subject to change.