AppTech Payments Corp. (APCX) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
Market cap $12.1M is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerAppTech Payments Corp. (APCX) is listed on U.S. exchanges, last quoted at $0.288 with a $12.1M market capitalization.
Price as of Sep 11, 2026 · Last analyzed: Sep 8, 2026Analyst Coverage for APCX: APCX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates APCX against Technology peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.
No score published: this stock trades under $10,000 on a typical day, so the price beside it is not one you could reliably act on.
APCX: 1/2 scored disciplines lean bearish. Dominant signal: Seth Klarman bearish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
AppTech Payments Corp. Company Overview
Who Are APCX's Competitors?
APCX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| ALLT Allot Ltd. | $7.47 | -0.61% | $366M | — |
| CINT CI&T Inc. | $3.10 | -1.27% | $399M | — |
| IIIV i3 Verticals, Inc. | $15.52 | +2.04% | $540M | — |
| OSPN OneSpan Inc. | $16.49 | +2.42% | $611M | — |
| CCSI Consensus Cloud Solutions, Inc. | $36.26 | -0.33% | $667M | — |
| PAYS PaySign, Inc. | $13.34 | +2.38% | $746M | — |
| TUYA Tuya Inc. | $1.82 | +0.50% | $1.12B | — |
| EVCM EverCommerce Inc. | $6.53 | -3.40% | $1.16B | — |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are the Key Risks for APCX?
Financial-distress signal — its Altman Z-Score of -30.66 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 5 of the last 7 reported quarters.
- Weak fundamentals — a Piotroski F-Score of 3/9 flags soft profitability, leverage or efficiency.
Research confidence
Enough evidence to be useful, with gaps worth knowing about.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 28 days ago
- ● No analyst coverage
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 58 |
| 2026-08-26 | 58 |
| 2026-08-29 | 58 |
| 2026-09-01 | 58 |
| 2026-09-04 | 58 |
| 2026-09-07 | 58 |
| 2026-09-10 | 58 |
What changed?
The score has stayed at 58.
Over the same 18 days the stock moved -19.4%.
AppTech Payments Corp. Financial Trajectory
AppTech Payments Corp. (APCX) reported $1.7M in revenue for Q2 FY2026, reflecting 13.7% growth compared to the prior quarter. The company recorded a net loss of $1.0M, with diluted EPS of $-0.02. Revenue has increased across the last three reported quarters, suggesting sustained momentum for this micro-cap its sector company. Across the four most recent quarters, APCX averaged $-0.06 in diluted EPS.
How AppTech Payments Corp. Is Valued
AppTech Payments Corp. carries a market capitalization of $12.1M, placing it in the micro-cap category.
Key Financial Metrics
Return on assets is -94.0%, showing how much profit it generates from its asset base. Its free cash flow yield is -26.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.16 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -71.9%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
AppTech Payments Corp.'s Piotroski F-Score is 3/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -30.66 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
AppTech Payments Corp. has missed Wall Street's EPS estimate in 5 of its last 7 reported quarters — a recurring pattern of falling short of estimates. Reported results have landed about 233.6% below estimates on average.
Insider Activity
Over the past six months, AppTech Payments Corp. insiders filed 35 SEC Form 4 transactions — 0 sales and 35 purchases. On net that is roughly 849K shares acquired (about $116.2M) — insiders putting money in tends to read as conviction.
APCX Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $2M | -$1M | -$0.02 |
| Q1 FY2026 | $1M | -$3M | -$0.10 |
| Q4 FY2025 | $660,000 | -$2M | -$0.05 |
| Q3 FY2025 | $227,000 | -$2M | -$0.05 |
Q2 FY2026 · filed 14 Aug 2026 · SEC EDGAR →
Based on FMP financials and quantitative analysis
APCX Latest News
-
AppTech Payments Q2 Sales $1.700M Up From $291.000K YoY
benzinga · Jul 29, 2026
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AppTech Payments Corp. Reports Second Quarter 2026 Operating Results
globenewswire.com · Jul 29, 2026
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AppTech Payments Announces Second Quarter 2026 Earnings Release Date and Investor Conference Call
globenewswire.com · Jul 22, 2026
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Why Westport Fuel Systems Shares Are Trading Lower By Around 10%? Here Are Other Stocks Moving In Tuesday's Mid-Day Session
benzinga · Mar 26, 2024
APCX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for APCX.
Price Targets
Wall Street price target analysis for APCX.
APCX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for APCX; grades run from A+ (80-100) to F (below 30).
Latest News
AppTech Payments Q2 Sales $1.700M Up From $291.000K YoY
AppTech Payments Corp. Reports Second Quarter 2026 Operating Results
AppTech Payments Announces Second Quarter 2026 Earnings Release Date and Investor Conference Call
Why Westport Fuel Systems Shares Are Trading Lower By Around 10%? Here Are Other Stocks Moving In Tuesday's Mid-Day Session
APCX OTC Market Information
APCX trades on the OTC Other market tier of OTC Markets.
- OTC Tier: OTC Other
Common Questions About APCX
Is APCX a good stock?
Stock Expert AI does not rate APCX buy, sell or hold. AppTech Payments Corp. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the key factors to evaluate for APCX?
Evaluate APCX on fundamentals, analyst consensus, and risk factors. Not financial advice.
How frequently does APCX data refresh on this page?
APCX's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven APCX's recent stock price performance?
AppTech Payments Corp. (APCX) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider APCX overvalued or undervalued right now?
AppTech Payments Corp. (APCX) is loss-making, so its trailing P/E is negative (-1.55x) and not usable for valuation — lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of APCX?
Yes, most major brokerages offer fractional shares of AppTech Payments Corp. (APCX) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track APCX's earnings and financial reports?
AppTech Payments Corp. (APCX) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for APCX earnings announcements.
What should investors new to APCX understand first?
AppTech Payments Corp. (APCX) is worth researching across volatility, fundamentals, and industry context. With a market cap of $12.1M, its size is a factor in volatility characteristics. Start with the Company Overview and MoonshotScore tabs for a structured introduction.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.