Canadian Tire Corporation, Limited (CDNAF) Stock Analysis

Why this analysis is different

• A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
• An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
• Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.

Canadian Tire Corporation, Limited (CDNAF) Consumer Business Overview

Canadian Tire Corporation, Limited, established in 1922, is a leading Canadian retailer offering a diverse range of automotive, home, and recreational products and financial services. Operating through its Retail, CT REIT, and Financial Services segments, the company leverages its iconic brand and extensive store network to serve Canadian consumers.

What Is the Investment Thesis for CDNAF?

The company's Retail segment benefits from its extensive product offerings and loyalty programs, while the CT REIT segment provides stable income through its property portfolio. The Financial Services segment contributes to profitability through its credit card and insurance products. With a market capitalization of $7.07B and a dividend yield of 3.81%, CDNAF offers value to investors. Upcoming catalysts include continued expansion of its online presence and optimization of its retail network. Potential risks include economic downturns affecting consumer spending and increased competition from online retailers.

Based on FMP financials and quantitative analysis

CDNAF Key Highlights

Market capitalization of $7.07B reflects its significant presence in the Canadian retail market.

• P/E ratio of 14.78 indicates a reasonable valuation relative to its earnings.
• Gross margin of 33.0% demonstrates effective cost management and pricing strategies.
• Dividend yield of 3.81% provides an attractive income stream for investors.
• Beta of 1.04 suggests the stock's volatility is similar to the overall market.

Who Are CDNAF's Competitors?

CDNAF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance This table mixes two scoring engines — compare a number only with others carrying the same tag.

What Are CDNAF's Key Strengths?

Strong brand recognition in Canada

• Extensive retail network
• Diversified product offerings
• Loyalty programs

What Are CDNAF's Weaknesses?

Reliance on the Canadian market

• Exposure to economic cycles
• Competition from online retailers
• Dependence on suppliers

What Could Drive CDNAF Stock Higher?

CDNAF catalyst: Continued expansion of its online presence to capture a larger share of the e-commerce market.

• Optimization of its retail network by opening new stores in strategic locations and renovating existing stores.
• Enhancement of its loyalty programs to increase customer engagement and retention.
• Expansion of its private label brands to offer high-quality products at competitive prices.
• Strategic partnerships and acquisitions to expand its product offerings and market reach.

What Are the Key Risks for CDNAF?

Economic downturns affecting consumer spending and discretionary purchases.

• Increased competition from online retailers and other brick-and-mortar stores.
• Supply chain disruptions and rising input costs impacting profitability.
• Changes in consumer preferences and shopping habits.
• Regulatory changes and compliance costs.

What Are the Growth Opportunities for CDNAF?

• Expansion of Online Presence: Canadian Tire can further expand its online presence to capture a larger share of the e-commerce market. By enhancing its online platform, offering a wider selection of products, and improving the customer experience, the company can attract new customers and drive sales growth. The Canadian e-commerce market is projected to reach $50 billion by 2028, presenting a significant opportunity for Canadian Tire to increase its online revenue.
• Optimization of Retail Network: Optimizing its retail network by opening new stores in strategic locations and renovating existing stores to enhance the customer experience can drive growth. By carefully selecting locations and tailoring store formats to meet local market needs, Canadian Tire can increase its market share and improve its overall performance. This includes leveraging data analytics to understand customer preferences and optimize product assortments.
• Enhancement of Loyalty Programs: Enhancing its loyalty programs to increase customer engagement and retention can drive growth. By offering exclusive rewards, personalized offers, and seamless integration with its online platform, Canadian Tire can strengthen its relationships with customers and encourage repeat purchases. Loyalty programs are a key driver of customer retention in the retail industry, and Canadian Tire can leverage its existing programs to further enhance customer loyalty.
• Expansion of Private Label Brands: Expanding its private label brands to offer high-quality products at competitive prices can drive growth. By developing and marketing its own brands, Canadian Tire can increase its profit margins and differentiate itself from competitors. Private label brands are increasingly popular among consumers, and Canadian Tire can capitalize on this trend by expanding its private label offerings across various product categories.
• Strategic Partnerships and Acquisitions: Pursuing strategic partnerships and acquisitions to expand its product offerings and market reach can drive growth. By partnering with complementary businesses or acquiring companies with innovative products or technologies, Canadian Tire can accelerate its growth and strengthen its competitive position. This includes exploring opportunities in emerging markets and expanding its presence in existing markets.

What Are CDNAF's Competitive Advantages?

• Strong brand recognition and reputation in Canada.
• Extensive network of stores across the country.
• Diversified product offerings across multiple categories.
• Loyalty programs that drive customer retention.

What Does CDNAF Do?

Founded in 1922, Canadian Tire Corporation, Limited has evolved into a prominent Canadian retailer with a diversified business model. Initially focused on automotive products, the company expanded its offerings to include home goods, recreational equipment, and financial services. Today, Canadian Tire operates through three segments: Retail, CT REIT, and Financial Services. The Retail segment, the company's core business, offers a wide range of products, including automotive parts and accessories, home organization and decor, tools, hardware, and outdoor recreation equipment. These products are sold under various brand names, including Canadian Tire, Mark's, PartSource, Helly Hansen, Party City and SportChek. The CT REIT segment manages a portfolio of properties, primarily consisting of Canadian Tire stores and related retail developments. The Financial Services segment provides financial products such as credit cards, insurance, and retail deposits. With a strong brand presence and a vast network of stores across Canada, Canadian Tire serves a broad customer base and holds a significant position in the Canadian retail market.

What Products and Services Does CDNAF Offer?

• Retails automotive maintenance products and accessories.
• Offers kitchen, home organization, and decor products.
• Provides tools, hardware, and paint.
• Sells outdoor recreation, exercise, and sporting goods.
• Retails Christmas, Halloween, and yard care products.
• Operates a real estate investment trust (CT REIT).
• Provides financial services, including credit cards and insurance.

How Does CDNAF Make Money?

• Retail sales of a wide range of products through its stores and online platform.
• Rental income from its CT REIT properties.
• Revenue from financial services, including interest income and fees.
• Loyalty program participation.

What Industry Does CDNAF Operate In?

Canadian Tire Corporation, Limited operates within the Canadian retail industry, which is characterized by intense competition and evolving consumer preferences. The industry is influenced by factors such as economic conditions, technological advancements, and changing demographics. Canadian Tire competes with other major retailers, including BSDGY (Best Buy Co. Inc.), DELHY (Dillard's Inc.), ELPQF (El Puerto de Liverpool SAB de CV), HNORY (Dick's Sporting Goods Inc.), and JDDSF (JD.com Inc.). The company differentiates itself through its diversified product offerings, strong brand recognition, and extensive store network. The Canadian retail market is expected to grow moderately in the coming years, driven by population growth and increasing consumer spending.

Who Are CDNAF's Key Customers?

• Canadian consumers seeking automotive products and services.
• Homeowners looking for home improvement and decor products.
• Outdoor enthusiasts and sports enthusiasts.
• Customers seeking financial services, such as credit cards and insurance.

Company Profile

Canadian Tire Corporation, Limited operates in the Specialty Retail industry within the Consumer Cyclical sector. It is headquartered in Toronto, CA. The company is led by CEO Gregory Huber Hicks. CDNAF has traded publicly since 2009.

Canadian Tire Corporation, Limited Financial Trajectory

Canadian Tire Corporation, Limited (CDNAF) reported $3.10B in revenue for Jun 2026, reflecting 20.2% growth compared to the prior quarter. The company recorded net income of $138.6M, with diluted EPS of $2.64. Quarter-over-quarter revenue has been mixed, typical for a mid-cap company operating in Consumer Cyclical. Across the four most recent quarters, CDNAF averaged $2.30 in diluted EPS.

How Canadian Tire Corporation, Limited Is Valued

Canadian Tire Corporation, Limited carries a market capitalization of $7.07B, placing it in the mid-cap category. Analyst price targets span from $188.00 to $205.00, with a consensus of $196.50. At the current price of $134.44, that implies approximately 46% upside potential. Relative to its peer group, CDNAF's quantitative score of 48/100 is below the peer average of 61/100.

Return on equity for Canadian Tire Corporation, Limited stands at 10.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 2.7%, showing how much profit it generates from its asset base. CDNAF trades at a trailing price-to-earnings ratio of 14.78, below the Consumer Cyclical sector average of ~32.70x. Its free cash flow yield is 7.6%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.74 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 6.3%, the inverse of the P/E and a quick read on earnings relative to price.

Canadian Tire Corporation, Limited's Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 1.95 places it in the grey zone, a middle ground that warrants monitoring.

Canadian Tire Corporation, Limited has beaten Wall Street's EPS estimate in 6 of its last 8 reported quarters — a consistent record of delivering on expectations. Reported results have landed about 17.0% above estimates on average.

Wall Street analysts project Canadian Tire Corporation, Limited revenue of about $17.10B for fiscal 2026, with EPS near $14.69. The estimate reflects 9 contributing analysts.

CDNAF Financials

CDNAF Latest News

CDNAF Analyst Consensus

CDNAF MoonshotScore

Common Questions About CDNAF (Consumer Cyclical)

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

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