Primis Financial Corp. (FRST) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 7.45 means the share price is 7.45 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $401M is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerPrimis Financial Corp. (FRST) trades at $16.10 with MoonshotScore 42/100 (Grade C). Primis Financial Corp. operates as the bank holding company for Primis Bank, offering financial services to individuals and small to medium-sized businesses.
Price as of Sep 10, 2026 · Last analyzed: Aug 31, 2026Primis Financial Corp. operates as the bank holding company for Primis Bank, offering financial services to individuals and small to medium-sized businesses. They provide various deposit and loan products, along with cash management and digital banking services.
FRST stock analysis for 2026: Analysts have set a consensus price target of $19.00 for Primis Financial Corp., suggesting 18.0% upside from the current price of $16.10. The AI MoonshotScore is 42/100, in the Weak band (below 45) — a research signal, not a recommendation. Key factors: analyst coverage, AI-driven quantitative scoring.
FRST: 1/3 scored disciplines lean bullish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Strongest side: Growth Durability (10/10, Strong). Weakest side: Financial Safety (4/10, Neutral).
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Why this analysis is different
- A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Primis Financial Corp. Company Overview
Who Are FRST's Competitors?
FRST is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| CZFS Citizens Financial Services, Inc. | $83.12 | +0.69% | $399M | — |
| FNLC The First Bancorp, Inc. | $34.83 | -0.47% | $393M | — |
| PKBK Parke Bancorp, Inc. | $34.59 | +1.95% | $410M | — |
| NWFL Norwood Financial Corp. | $34.26 | -0.47% | $373M | — |
| NECB Northeast Community Bancorp, Inc. | $26.95 | +0.60% | $372M | — |
| PDLB Ponce Financial Group, Inc. | $20.43 | +0.59% | $494M | — |
| OBT Orange County Bancorp, Inc. | $38.28 | +1.00% | $513M | — |
| CFFI C&F Financial Corporation | $93.79 | +0.15% | $305M | — |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are the Key Risks for FRST?
Financial-distress signal — its Altman Z-Score of 0.14 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 7 of the last 8 reported quarters.
Research confidence
Broad, current evidence sits behind this analysis.
- ● Scored on 100% of our measures
- ● Price is current
- ● Latest filing 35 days ago
- ● Covered by analysts
Why 42?
Measured against companies in the same sector. The figures below are the factor contributions the scoring engine itself produced.
What is helping
- +0.46 Revenue growth (Growth)
- +0.40 Operating income growth (Growth)
- +0.36 12-month price trend (Momentum)
What is holding it back
- -0.52 Free cash flow yield (Business Quality)
- -0.36 Free cash flow yield (Valuation)
- -0.16 Free cash flow growth (Growth)
Risk penalties applied
- -0.96 Reported profit not backed by cash flow
Contribution = how far the company sits from its sector on that measure, weighted by how much the pillar counts. Not investment advice. How the score is built →
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 39 |
| 2026-08-26 | 42 |
| 2026-08-29 | 42 |
| 2026-09-01 | 43 |
| 2026-09-04 | 42 |
| 2026-09-07 | 43 |
| 2026-09-10 | 42 |
What changed?
The grade moved from 39 to 42 (+3).
What moved it up or down:
- +34 Momentum
- +9 Financial Strength
Held back by:
- -5 Valuation
- -2 Business Quality
Over the same 18 days the stock moved -0.3%.
Key Financial Metrics
Return on equity for Primis Financial Corp. stands at 11.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.1%, showing how much profit it generates from its asset base. FRST trades at a trailing price-to-earnings ratio of 7.45, below the broad market's ~20-25x average. Its free cash flow yield is -19.6%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.11 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 11.4%, the inverse of the P/E and a quick read on earnings relative to price.
Primis Financial Corp. (FRST) Valuation Context
Valued at $401M, FRST is classified as a small-cap stock. Analyst price targets span from $19.00 to $19.00, with a consensus of $19.00. At the current price of $16.10, that implies approximately 18% upside potential.
FRST Revenue & Earnings Trend
In Q2 FY2026, FRST generated $78.4M in top-line revenue, marking a sequential increase of 16.8%. The company recorded net income of $9.4M, with diluted EPS of $0.38. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in its sector. Across the four most recent quarters, FRST averaged $0.54 in diluted EPS.
Financial Health
Primis Financial Corp.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.14 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
Primis Financial Corp. has missed Wall Street's EPS estimate in 7 of its last 8 reported quarters — a recurring pattern of falling short of estimates. Reported results have landed about 123.8% below estimates on average.
Insider Activity
Over the past six months, Primis Financial Corp. insiders filed 23 SEC Form 4 transactions — 0 sales and 23 purchases. On net that is roughly 12K shares acquired (about $174K) — insiders putting money in tends to read as conviction.
FRST Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $78M | $9M | $0.38 |
| Q1 FY2026 | $67M | $7M | $0.30 |
| Q4 FY2025 | $103M | $30M | $1.20 |
| Q3 FY2025 | $64M | $7M | $0.28 |
Q2 FY2026 · filed 7 Aug 2026 · SEC EDGAR →
Based on FMP financials and quantitative analysis
FRST Latest News
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Daily – Vickers Top Insider Picks for 08/12/2026
Argus Research · Aug 12, 2026
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Daily – Vickers Top Insider Picks for 08/11/2026
Argus Research · Aug 11, 2026
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Primis Financial: Strong End Market Growth
seekingalpha.com · Aug 4, 2026
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Daily – Vickers Top Insider Picks for 07/31/2026
Argus Research · Jul 31, 2026
FRST Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for FRST.
Price Targets
Median: $19.00 (+18.0% from current price)
Source: FMP analyst consensus · as of Aug 25, 2026 · an estimate, not advice
FRST MoonshotScore
What does this score mean?
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. FRST scores 42/100 (Grade C): the number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Latest News
What Investors Ask About Primis Financial Corp. (FRST)
What does the AI Score mean for FRST?
FRST holds an AI Score of 42/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Is FRST a good stock?
Stock Expert AI does not rate FRST buy, sell or hold. Primis Financial Corp. carries a MoonshotScore of 42/100 on the five-pillar engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the key factors to evaluate for FRST?
Primis Financial Corp. (FRST) holds an AI score of 42/100 (low). P/E: 7.45x vs the S&P 500's ~20-25x. Analysts target $19.00 (+18%). Not financial advice.
How frequently does FRST data refresh on this page?
FRST's price was last updated on Sep 10, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven FRST's recent stock price performance?
Primis Financial Corp. (FRST) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FRST overvalued or undervalued right now?
Primis Financial Corp. (FRST) trades at 7.45x earnings. Analysts target $19.00 (+18%) — upside seen. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of FRST?
Yes, most major brokerages offer fractional shares of Primis Financial Corp. (FRST) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track FRST's earnings and financial reports?
Primis Financial Corp. (FRST) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for FRST earnings announcements.
What should investors new to FRST understand first?
Primis Financial Corp. (FRST) is worth researching across volatility, fundamentals, and industry context. Its current AI score is 42/100. With a market cap of $401M, its size is a factor in volatility characteristics. The P/E ratio is 7.45x (value-oriented valuation). Start with the Company Overview and MoonshotScore tabs for a structured introduction.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.