Parke Bancorp, Inc. (PKBK)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Parke Bancorp, Inc. (PKBK) trades at $33.18 with AI Score 93/100 (Grade A+). Parke Bancorp, Inc. , operating as Parke Bank, provides financial services to individuals and businesses. Market cap: $392.91M, Sector: Financial services.
Price live · AI analysis from May 10, 2026Analyst Coverage for PKBK: PKBK does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates PKBK against Financial Services peers across nine fundamental dimensions and assigns a relatively strong fundamental profile based on the underlying data.
PKBK: 1/1 perspectives are bullish.
How is this calculated? →Parke Bancorp, Inc. (PKBK) Financial Services Profile
Parke Bancorp, Inc., through Parke Bank, delivers personal and business financial solutions, emphasizing deposit and loan services for small to mid-sized businesses. Operating across New Jersey and Pennsylvania, the company distinguishes itself through a community-focused approach and a diverse portfolio of financial products, maintaining a steady presence in the regional banking sector.
What Is the Investment Thesis for PKBK?
Parke Bancorp, Inc. presents a compelling investment case rooted in its established regional presence and diversified financial service offerings. With a P/E ratio of 8.8 and a profit margin of 28.1%, the company demonstrates solid profitability. A dividend yield of 2.35% offers income potential for investors. Key growth catalysts include expanding its loan portfolio and enhancing its digital banking services to attract a broader customer base. However, potential risks include increased competition from larger regional banks and the impact of fluctuating interest rates on its lending operations. The company's ability to maintain its strong asset quality and adapt to evolving customer preferences will be critical for sustained growth.
Based on FMP financials and quantitative analysis
PKBK Key Highlights
- Market capitalization of $392.91M, indicating a solid valuation within the regional banking sector.
- P/E ratio of 8.8, suggesting the company is potentially undervalued compared to its earnings.
- Profit margin of 28.1%, reflecting efficient operations and strong profitability.
- Gross margin of 56.2%, indicating effective cost management and revenue generation.
- Dividend yield of 2.35%, providing a steady income stream for investors.
Who Are PKBK's Competitors?
PKBK is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| MCHB Mechanics Bank | $16.24 | +0.17% | $3.58B | 71 |
| STLE Steele Bancorp Inc. | $43.25 | +0.22% | $80.38M | 69 |
| NASB NASB Financial, Inc. | $40.30 | +0.00% | $289.22M | 68 |
| GBOOY Grupo Financiero Banorte, S.A.B. de C.V. | $53.76 | -0.92% | $30.25B | 67 |
| CIBEY Commercial International Bank (Egypt) S.A.E | $2.61 | -0.76% | $8.61B | 67 |
| ASBA Associated Banc-Corp | $24.48 | -0.21% | $4.04B | 67 |
| LRBI Lake Ridge Bancorp Inc. | $146.00 | +1.92% | $287.14M | 67 |
| SOMC Southern Michigan Bancorp, Inc. | $31.90 | -0.31% | $146.25M | 66 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are PKBK's Key Strengths?
- Strong presence in local markets.
- Diversified loan portfolio.
- Solid profitability metrics.
- Experienced management team.
What Are PKBK's Weaknesses?
- Limited geographic reach compared to larger banks.
- Reliance on traditional banking services.
- Smaller scale may limit investment in technology.
- Vulnerable to interest rate fluctuations.
What Could Drive PKBK Stock Higher?
- Potential expansion into new markets within New Jersey and Pennsylvania.
- Continued growth in commercial and industrial lending.
- Enhancement of digital banking platform to attract new customers.
What Are the Key Risks for PKBK?
- Financial-distress signal — its Altman Z-Score of -0.45 sits in the distress zone (elevated bankruptcy risk).
- Increased competition from larger regional and national banks.
- Economic downturn impacting loan quality and profitability.
- Fluctuations in interest rates affecting net interest margin.
- Regulatory changes increasing compliance costs.
What Are the Growth Opportunities for PKBK?
- Expanding the Loan Portfolio: Parke Bancorp can grow by strategically expanding its loan portfolio, particularly in commercial and industrial loans, targeting small to mid-sized businesses in its operating regions. The market for commercial loans in New Jersey and Pennsylvania is estimated at $50 billion, offering significant growth potential. This expansion should be coupled with rigorous credit risk management to maintain asset quality. Timeline: Ongoing.
- Enhancing Digital Banking Services: Investing in and enhancing its digital banking platform can attract a broader customer base, particularly younger demographics, and improve customer retention. The digital banking market is projected to reach $9.0 trillion in transaction value by 2028, presenting a substantial opportunity. This includes mobile banking apps, online bill payment, and other digital solutions. Timeline: Within 2 years.
- Increasing Deposit Base: Growing its deposit base through competitive interest rates and targeted marketing campaigns can provide a stable source of funding for lending activities. The deposit market in its operating regions is estimated at $75 billion. Offering specialized deposit products tailored to specific customer segments can further enhance deposit growth. Timeline: Ongoing.
- Strategic Branch Expansion: Expanding its branch network in underserved markets within New Jersey and Pennsylvania can increase its market presence and customer reach. Each new branch represents an opportunity to capture a larger share of the local banking market. Timeline: Within 3-5 years.
- Cross-Selling Financial Products: Leveraging its existing customer relationships to cross-sell additional financial products, such as wealth management services and insurance products, can increase revenue per customer and improve profitability. The market for wealth management services in its operating regions is estimated at $20 billion. Timeline: Ongoing.
What Opportunities Does PKBK Have?
- Expansion into underserved markets.
- Enhancement of digital banking services.
- Cross-selling financial products.
- Strategic partnerships with fintech companies.
What Threats Does PKBK Face?
- Increased competition from larger banks.
- Economic downturn impacting loan quality.
- Regulatory changes increasing compliance costs.
- Cybersecurity threats.
What Are PKBK's Competitive Advantages?
- Strong local market presence in New Jersey and Pennsylvania.
- Established relationships with local businesses and communities.
- Diversified loan portfolio reduces risk.
- Focus on personalized customer service fosters loyalty.
What Does PKBK Do?
Parke Bancorp, Inc. was founded in 1999 and serves as the holding company for Parke Bank, a community bank providing financial services to individuals and small to mid-sized businesses. Headquartered in Washington Township, New Jersey, Parke Bank operates seven branch offices located in Galloway Township, Northfield, Washington Township, and Collingswood, New Jersey, as well as Philadelphia, Pennsylvania. The bank offers a range of deposit products, including checking, savings, time, money market, and individual retirement accounts, alongside certificates of deposit, catering to diverse customer needs. Its loan portfolio encompasses commercial and industrial loans, construction loans, commercial and residential real estate mortgage loans, and consumer loans, reflecting a balanced approach to lending. In addition to traditional banking services, Parke Bank provides debit cards, internet banking, and online bill payment services, enhancing customer convenience and accessibility. With a focus on personalized service and community engagement, Parke Bancorp aims to foster long-term relationships with its customers and support local economic growth.
What Products and Services Does PKBK Offer?
- Provides personal and business banking services.
- Offers checking, savings, and money market accounts.
- Provides commercial and industrial loans.
- Offers construction and real estate mortgage loans.
- Provides consumer loans.
- Offers debit cards and online banking services.
- Provides online bill payment services.
How Does PKBK Make Money?
- Generates revenue through interest income from loans.
- Earns fees from deposit accounts and other services.
- Manages risk through diversification of loan portfolio.
- Focuses on community banking to build customer relationships.
What Industry Does PKBK Operate In?
Parke Bancorp, Inc. operates within the regional banking sector, which is characterized by intense competition and evolving customer expectations. The industry is experiencing a shift towards digital banking solutions and personalized customer service. Regional banks face competition from larger national banks and fintech companies. Market trends include increasing regulatory scrutiny and the need for robust risk management practices. Parke Bancorp's focus on community banking and diverse loan portfolio positions it to capitalize on local market opportunities while navigating industry challenges.
Who Are PKBK's Key Customers?
- Individuals seeking personal banking services.
- Small to mid-sized businesses requiring commercial loans.
- Real estate developers needing construction financing.
- Consumers seeking mortgage and personal loans.
PKBK Valuation & Market Position
With a $392.91M market cap, Parke Bancorp, Inc. sits in the small-cap segment of the market. Relative to its peer group, PKBK's quantitative score of 93/100 is above the peer average of 68/100.
ROE 13%Key Financial Metrics
Return on equity for Parke Bancorp, Inc. stands at 13.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.9%, showing how much profit it generates from its asset base. PKBK trades at a trailing price-to-earnings ratio of 8.80, below the Financial Services sector average of ~18x. Its free cash flow yield is 11.7%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.07 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 10.9%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 7/9Financial Health
Parke Bancorp, Inc.'s Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of -0.45 places it in the distress zone, a signal of elevated financial risk.
PKBK Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in Parke Bancorp's future performance, indicating executives believe in the company's growth potential.
- Community sentiment has shifted positively, with discussions highlighting the bank's strong local presence and customer loyalty.
- Analysts have noted improvements in operational efficiency, which could enhance profitability and attract more investors.
- Market perception is buoyed by the overall stability in the banking sector, especially among community banks, which are seen as resilient.
Bear Case
- Concerns over potential regulatory changes in the banking industry could impact Parke Bancorp's operations and profitability.
- Social sentiment has shown some hesitance, with discussions about economic uncertainties affecting consumer lending and bank performance.
- Bearish views emphasize the competitive landscape, where larger banks might overshadow smaller institutions like Parke Bancorp.
- Recent earnings reports have raised questions about growth sustainability, leading to skepticism among some investors and community members.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
PKBK Latest News
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PKBK Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for PKBK.
Price Targets
Wall Street price target analysis for PKBK.
PKBK MoonshotScore
What does this score mean?
The MoonshotScore rates PKBK's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Vito S. Pantilione
Unknown
Information about Vito S. Pantilione's background, career history, education, and previous roles is not available in the provided data. Therefore, a comprehensive bio cannot be generated. Further research would be needed to provide a detailed profile.
Track Record: Information about Vito S. Pantilione's key achievements, strategic decisions, and company milestones under their leadership is not available in the provided data. Therefore, a detailed track record cannot be generated. Further research would be needed to provide a comprehensive assessment.
Common Questions About PKBK (Financial Services)
What does Parke Bancorp, Inc. do?
Parke Bancorp, Inc., through its subsidiary Parke Bank, operates as a community-focused financial institution providing a range of banking services to individuals and small to mid-sized businesses. The bank offers various deposit products, including checking, savings, and money market accounts, as well as a diverse loan portfolio encompassing commercial, industrial, construction, and real estate loans. Additionally, Parke Bank provides digital banking services and debit cards, aiming to deliver convenient and accessible financial solutions to its customers across New Jersey and Pennsylvania.
What do analysts say about PKBK stock?
Analyst coverage of Parke Bancorp, Inc. (PKBK) is not available within the provided data. Therefore, a summary of analyst consensus, key valuation metrics, and growth considerations cannot be generated. Further research on analyst ratings and price targets would be needed to provide a comprehensive overview. Investors should consult reputable financial analysis platforms for up-to-date information.
What are the main risks for PKBK?
Parke Bancorp, Inc. faces several risks inherent to the regional banking sector. Increased competition from larger national banks and fintech companies could erode market share. An economic downturn could negatively impact loan quality and increase credit losses. Fluctuations in interest rates could compress net interest margins, affecting profitability. Additionally, regulatory changes and cybersecurity threats pose ongoing challenges, requiring continuous investment in compliance and security measures to protect customer data and maintain operational stability.
What are the key factors to evaluate for PKBK?
Parke Bancorp, Inc. (PKBK) holds an AI score of 93/100 (high). P/E: 8.8x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does PKBK data refresh on this page?
PKBK prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven PKBK's recent stock price performance?
Parke Bancorp, Inc. (PKBK) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong presence in local markets. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider PKBK overvalued or undervalued right now?
Parke Bancorp, Inc. (PKBK) trades at 8.8x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying PKBK?
Before investing in Parke Bancorp, Inc. (PKBK), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available data and may not be exhaustive.
- Financial metrics are as of the latest available reporting period.