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Stem, Inc. (STEM) Stock Analysis

Educational signal · not a buy or sell recommendation · How to read this

$5.12 -$0.25 (-4.66%) |Weak · 21
Stem, Inc. (STEM) bottom line: signals are mixed — the Council read leans Split View (44/100) while the AI fundamental score is 21/100 (grade F); the two lenses disagree, so weigh the breakdown below. Strongest signal: Ray Dalio bullish · Biggest watch-out: Momentum weak.Educational signal, not a buy or sell recommendation. Compare sector peers → · Read the method →
MCap: $45.9M| P/E Ratio: 0.34| Vol: 125.2K| Target: $7.45 (+45.5%) (Aug 25, 2026) (estimate, not advice)| 52-wk range: $4.92 – $32.23

P/E 0.34 means the share price is 0.34 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $45.9M is the value of all shares combined. Beta 1.41: the stock has moved about 41% more than the S&P 500.

Data from FMP · Methodology

For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 10, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR

Quick Answer

Stem, Inc. (STEM) trades at $5.12 with MoonshotScore 21/100 (Grade F). Stem, Inc. provides digitally connected energy storage solutions, leveraging its Athena AI platform to optimize battery performance. Market cap: $45.9M, Sector: Technology.

Price as of Sep 11, 2026 · Last analyzed: May 10, 2026
Stem, Inc. provides digitally connected energy storage solutions, leveraging its Athena AI platform to optimize battery performance. The company serves commercial, industrial, and utility clients in the United States and internationally.

STEM stock analysis for 2026: Analysts have set a consensus price target of $7.45 for Stem, Inc., suggesting 45.5% upside from the current price of $5.12. The AI MoonshotScore is 21/100, in the Weak band (below 45) — a research signal, not a recommendation. Key factors: analyst coverage, AI-driven quantitative scoring.

Watch the STEM film Every key number, told as a short cinematic story — just press play. ~2 min

These figures come from statements filed 12 months ago — the most recent this company has published.

Council Score · Weighted Average of 3 Disciplines
Split View 44/100 · C

STEM: the 3 scored disciplines are evenly split. Dominant signal: Momentum weak.

How is this calculated? →
MoonshotScore · Five-pillar engine · 21/100
Business Quality
Weak Is this a genuinely good business?
Financial Safety
Negative Could this blow up on me?
Valuation
Weak Am I paying a fair price?
Growth Durability
Moderate Is the growth real and likely to last?
Momentum
Negative Is the market already moving on this?

Strongest side: Growth Durability (7/10, Moderate). Weakest side: Momentum (0/10, Negative).

Legends Council · 5 Legends + Moon AI

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated)Ray Dalio
Favorable read
Griffin-style lens (simulated)Ken Griffin
Neutral read
Simons-style lens (simulated)Jim Simons
Neutral read
Englander-style lens (simulated)Izzy Englander
Favorable read
Klarman-style lens (simulated)Seth Klarman
Neutral read
Moon AI lens (model)
Favorable read
Munger's Mindset · Balance Sheet & Valuation
Financial Health
Neutral
Margin of Safety
Fairly Valued
Council Score · Weighted Average of 3 Disciplines · See tabs for details →
The lenses are modelled on the published principles of the investors named. We are not affiliated with them, they have not endorsed this, and it is not their opinion of this stock.

Why this analysis is different

  • A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
  • An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
  • Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.

Stem, Inc. (STEM) Technology Profile & Competitive Position

CEOArun Narayanan
Employees423
HeadquartersSan Francisco, CA, US
IPO Year2020

Stem, Inc. is a technology company operating in the energy sector, providing AI-powered energy storage solutions and services to commercial, industrial, and utility clients. Its Athena platform optimizes battery performance, offering a comprehensive suite of services including system design, supply chain management, and maintenance.

Data Provenance | Financial Data Quantitative Analysis NYSE Analysis: May 10, 2026

What Is the Investment Thesis for STEM?

AI-written as of May 10, 2026 — figures and tone reflect the data available then, not today's score.

The company's Athena platform optimizes battery performance, creating value for commercial, industrial, and utility clients. With a gross margin of 32.5% and a profit margin of 93.3%, Stem demonstrates strong potential for profitability as it scales its operations. Key growth catalysts include expanding its customer base, increasing adoption of its Athena platform, and capitalizing on the growing demand for energy storage solutions driven by the increasing penetration of renewable energy sources. However, investors should be aware of potential risks, including competition, technological advancements, and regulatory changes in the energy sector. The company's beta of 1.41 indicates higher volatility compared to the market.

Based on FMP financials and quantitative analysis

STEM Key Highlights

AI-written as of May 10, 2026 — figures and tone reflect the data available then, not today's score.

Market Cap of $45.9M reflects the company's current valuation in the energy storage market.

  • P/E ratio of 0.34 suggests the company may be undervalued relative to its earnings.
  • Profit Margin of 93.3% indicates strong profitability from its operations.
  • Gross Margin of 32.5% demonstrates the company's ability to manage production costs effectively.
  • Beta of 1.41 indicates higher volatility compared to the market, reflecting the growth-oriented nature of the company.

Who Are STEM's Competitors?

STEM is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

Company Price Change Market Cap MoonshotScore
HPAI Helport AI Limited $0.29 -2.13% $11.1M 545-pillar
ALLT Allot Ltd. $7.54 +0.87% $369M 625-pillar
CINT CI&T Inc. $3.19 +4.59% $410M 725-pillar
PRTH Priority Technology Holdings, Inc. $5.76 +6.27% $475M 555-pillar
IIIV i3 Verticals, Inc. $15.52 +2.04% $540M 615-pillar
OSPN OneSpan Inc. $16.49 +2.42% $611M 815-pillar
CCSI Consensus Cloud Solutions, Inc. $36.26 -0.33% $667M 815-pillar
PAYS PaySign, Inc. $13.34 +2.38% $746M 935-pillar

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance

What Are STEM's Key Strengths?

Proprietary Athena AI platform.

  • Comprehensive service offerings.
  • Strong customer relationships.
  • Experienced management team.

What Are STEM's Weaknesses?

Relatively small market capitalization.

  • Dependence on third-party OEMs for energy storage systems.
  • Limited geographic diversification.
  • High beta indicates higher volatility.

What Could Drive STEM Stock Higher?

Increasing adoption of Athena platform among existing and new customers.

  • Expansion into new geographic markets.
  • Potential partnerships with renewable energy developers.
  • New product launches and technology upgrades.

What Are the Key Risks for STEM?

Financial-distress signal — its Altman Z-Score of -7.62 sits in the distress zone (elevated bankruptcy risk).

  • Inconsistent delivery — missed Wall Street EPS estimates in 5 of the last 8 reported quarters.
  • Competition from established energy storage providers.
  • Technological advancements that could render existing solutions obsolete.
  • Regulatory changes in the energy sector.
  • Dependence on third-party OEMs for energy storage systems.

What Are the Growth Opportunities for STEM?

  • Expanding Customer Base: Stem has the opportunity to expand its customer base by targeting new commercial and industrial enterprises, independent power producers, renewable project developers, and utilities and grid operators. The increasing demand for energy storage solutions driven by the growth of renewable energy provides a favorable market environment. By leveraging its Athena platform and comprehensive service offerings, Stem can attract new customers and increase its market share. The market for energy storage solutions is projected to grow significantly, presenting a substantial opportunity for Stem to expand its customer base and drive revenue growth.
  • Increasing Adoption of Athena Platform: Stem's Athena AI platform is a key differentiator, offering battery hardware and software-enabled services to optimize the performance of energy storage systems. By increasing the adoption of its Athena platform among existing and new customers, Stem can generate recurring revenue and enhance customer loyalty. The platform's ability to improve energy efficiency and reduce costs makes it an attractive solution for businesses and utilities. The market for AI-powered energy management solutions is growing rapidly, providing a significant opportunity for Stem to increase the adoption of its Athena platform and drive revenue growth.
  • Capitalizing on Renewable Energy Growth: The increasing penetration of renewable energy sources, such as solar and wind, is driving the demand for energy storage solutions to address intermittency and grid stability challenges. Stem can capitalize on this trend by providing energy storage systems and services that enable the integration of renewable energy into the grid. The company's solutions can help utilities and grid operators manage the variability of renewable energy sources and ensure a reliable supply of electricity. The growth of the renewable energy market presents a substantial opportunity for Stem to provide energy storage solutions and support the transition to a cleaner energy future.
  • Geographic Expansion: Stem has the opportunity to expand its operations into new geographic markets, both domestically and internationally. The demand for energy storage solutions is growing globally, driven by the increasing adoption of renewable energy and the need for grid modernization. By entering new markets, Stem can diversify its revenue streams and reduce its reliance on the U.S. market. The company's Athena platform and comprehensive service offerings can be adapted to meet the specific needs of different geographic markets. Geographic expansion presents a significant opportunity for Stem to drive revenue growth and increase its global presence.
  • Strategic Partnerships and Acquisitions: Stem can pursue strategic partnerships and acquisitions to expand its product offerings, enhance its technology capabilities, and increase its market share. By partnering with complementary companies, Stem can offer a more comprehensive suite of energy solutions to its customers. Acquisitions can provide access to new technologies, markets, and customer segments. Strategic partnerships and acquisitions can accelerate Stem's growth and strengthen its competitive position in the energy storage market. The company can explore opportunities to partner with or acquire companies that offer complementary technologies or services.

What Are STEM's Competitive Advantages?

  • Proprietary Athena AI platform optimizes battery performance.
  • Comprehensive suite of services, including design, engineering, and maintenance.
  • Established relationships with OEMs and suppliers.
  • Strong customer relationships and recurring revenue streams.

What Does STEM Do?

Stem, Inc., founded in 2009 and headquartered in San Francisco, California, operates as a digitally connected and intelligent energy storage network provider. The company offers energy storage systems sourced from original equipment manufacturers (OEMs), integrating them with its proprietary Athena artificial intelligence platform. Athena provides battery hardware and software-enabled services designed to optimize the performance and efficiency of energy storage systems. Stem's comprehensive suite of services includes system design and engineering, supply chain management, energy storage value stream optimization, warranty and preventive maintenance plan management, operation and maintenance reporting, and program enrollment and incentive management services. These services cater to a diverse clientele, including commercial and industrial enterprises, independent power producers, renewable project developers, and utilities and grid operators. Stem's solutions aim to enhance energy efficiency, reduce costs, and support the integration of renewable energy sources into the grid. The company's focus on AI-driven optimization and comprehensive service offerings positions it as a key player in the evolving energy storage market.

What Products and Services Does STEM Offer?

  • Provides energy storage systems sourced from original equipment manufacturers (OEMs).
  • Offers Athena, an artificial intelligence platform for operating energy storage systems.
  • Provides battery hardware and software-enabled services.
  • Offers system design and engineering services.
  • Provides supply chain management services.
  • Optimizes energy storage value streams.
  • Manages warranty and preventive maintenance plans.
  • Provides operation and maintenance reporting.

How Does STEM Make Money?

  • Sells energy storage systems to commercial, industrial, and utility clients.
  • Provides software-as-a-service (SaaS) subscriptions for its Athena AI platform.
  • Offers ongoing services, including system maintenance, optimization, and reporting.

What Industry Does STEM Operate In?

Stem, Inc. operates within the rapidly growing energy storage market, driven by the increasing adoption of renewable energy sources and the need for grid stabilization. The market is characterized by intense competition among energy storage providers, technology companies, and traditional utilities. Stem differentiates itself through its Athena AI platform, which optimizes battery performance and provides comprehensive services. The global energy storage market is projected to reach significant growth in the coming years, driven by government incentives, technological advancements, and the increasing demand for reliable and sustainable energy solutions.

Who Are STEM's Key Customers?

  • Commercial and industrial enterprises
  • Independent power producers
  • Renewable project developers
  • Utilities and grid operators
Model self-rating on this text: 66% (not a measure of the evidence) Updated: May 10, 2026

Research confidence

High 100/100

Broad, current evidence sits behind this analysis.

  • Scored on 88% of our measures
  • Price is current
  • Latest filing 29 days ago
  • Covered by analysts

Why 21?

Measured against companies in the same sector. The figures below are the factor contributions the scoring engine itself produced.

What is helping

  • +0.78 Return on equity (Business Quality)
  • +0.76 Gross profit per dollar of assets (Business Quality)
  • +0.51 Free cash flow yield (Business Quality)

What is holding it back

  • -0.78 Return on invested capital (Business Quality)
  • -0.78 Return on assets (Business Quality)
  • -0.78 Operating margin (Business Quality)

Risk penalties applied

  • -1.89 Bankruptcy-risk score in the distress zone
  • -1.59 Loss-making with negative retained earnings

Contribution = how far the company sits from its sector on that measure, weighted by how much the pillar counts. Not investment advice. How the score is built →

MoonshotScore History

Recorded daily since 2026-08-23 · 19 snapshots

2026-08-23 19
2026-08-26 20
2026-08-29 20
2026-09-01 21
2026-09-04 21
2026-09-07 21
2026-09-10 21

What changed?

The grade moved from 19 to 21 (+2).

What moved it up or down:

  • +16 Valuation
  • +1 Business Quality

Held back by:

  • -17 Financial Safety
  • -1 Growth Durability

Over the same 18 days the stock moved -5.8%.

Stem, Inc. (STEM) Valuation Context

Valued at $45.9M, STEM is classified as a micro-cap stock. Analyst price targets span from $6.75 to $8.00, with a consensus of $7.45. At the current price of $5.12, that implies approximately 46% upside potential. Relative to its peer group, STEM's quantitative score of 21/100 is below the peer average of 70/100.

STEM Revenue & Earnings Trend

In Q2 FY2026, STEM generated $33.7M in top-line revenue, marking a sequential increase of 16.0%. The company recorded a net loss of $14.4M, with diluted EPS of $-1.58. Quarter-over-quarter revenue has been mixed, typical for a micro-cap company operating in Technology. Across the four most recent quarters, STEM averaged $-2.13 in diluted EPS.

Company Profile

Stem, Inc. operates in the Renewable Utilities industry within the Utilities sector. It is headquartered in Houston, US. The company is led by CEO Arun Narayanan. STEM has traded publicly since 2020.

ROE 29%

Key Financial Metrics

Return on equity for Stem, Inc. stands at 28.6%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -26.1%, showing how much profit it generates from its asset base. Its free cash flow yield is 10.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.83 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -126.5%, the inverse of the P/E and a quick read on earnings relative to price.

F-Score 4/9

Financial Health

Stem, Inc.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of -7.62 places it in the distress zone, a signal of elevated financial risk.

3/8 beats

Earnings Track Record

Stem, Inc. has missed Wall Street's EPS estimate in 5 of its last 8 reported quarters — a mixed record worth weighing. Reported results have landed about 194.9% below estimates on average.

Net buying

Insider Activity

Over the past six months, Stem, Inc. insiders filed 42 SEC Form 4 transactions — 20 sales and 22 purchases. On net that is roughly 79K shares acquired (about $221K) — insiders putting money in tends to read as conviction.

STEM Financials

Fundamental Snapshot

Revenue Growth (FY)
+8.1%
Net Income Growth (FY)
+116.1%
EPS Growth (FY)
+115.6%
Free Cash Flow Growth (FY)
+114.2%
P/E (TTM)
0.34
Return on Equity (TTM)
+28.6%
Current Ratio
0.8

Based on FMP financials and quantitative analysis · FY 2025

Bull Case vs Bear Case

Bull Case

  • Proprietary Athena AI platform.
  • Comprehensive service offerings.
  • Strong customer relationships.
  • Experienced management team.

Bear Case

  • Relatively small market capitalization.
  • Dependence on third-party OEMs for energy storage systems.
  • Limited geographic diversification.
  • High beta indicates higher volatility.

AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · September 2026

Recent Quarterly Results

Quarter Revenue Net Income EPS
Q2 FY2026 $34M -$14M -$1.58
Q1 FY2026 $29M -$19M -$2.22
Q4 FY2025 $47M -$16M -$1.88
Q3 FY2025 $38M -$24M -$2.84

Q2 FY2026 · filed 13 Aug 2026 · SEC EDGAR →

Based on FMP financials and quantitative analysis

STEM Latest News

STEM Analyst Consensus

Consensus Rating

Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for STEM.

Price Targets

Low
$6.75
Consensus
$7.45
High
$8.00

Median: $7.50 (+45.5% from current price)

Source: FMP analyst consensus · as of Aug 25, 2026 · an estimate, not advice

STEM MoonshotScore

21/100

What does this score mean?

MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. STEM scores 21/100 (Grade F): the number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.

Leadership: Arun Narayanan

CEO

Arun Narayanan serves as the Chief Executive Officer of Stem, Inc. His background includes extensive experience in the technology and energy sectors. Prior to joining Stem, Narayanan held leadership positions at various technology companies, where he focused on developing and commercializing innovative solutions. His expertise spans across software development, artificial intelligence, and energy management. Narayanan's educational background includes advanced degrees in engineering and business administration, providing him with a strong foundation for leading a technology-driven energy company.

Track Record: Since becoming CEO, Arun Narayanan has focused on expanding Stem's customer base, increasing the adoption of its Athena platform, and driving revenue growth. He has overseen the development of new products and services, as well as the expansion into new geographic markets. Under his leadership, Stem has strengthened its position as a leading provider of AI-powered energy storage solutions.

Stem, Inc. Technology Stock: Key Questions Answered

What does the AI Score mean for STEM?

STEM holds an AI Score of 21/100 (Grade: F). This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers. Stem, Inc. provides digitally connected energy storage solutions, leveraging its Athena AI platform to optimize battery performance.

Is STEM a good stock?

Stock Expert AI does not rate STEM buy, sell or hold. Stem, Inc. carries a MoonshotScore of 21/100 on the five-pillar engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.

What do analysts say about STEM stock?

Analyst coverage of Stem, Inc. is focused on the company's growth potential in the energy storage market, driven by its Athena AI platform and comprehensive service offerings. Key valuation metrics include revenue growth, gross margin, and market capitalization.

What are the key factors to evaluate for STEM?

Stem, Inc. (STEM) holds a MoonshotScore of 21/100 (low). P/E: 0.34x vs the S&P 500's ~20-25x. Analysts target $7.45 (+46%). Not financial advice.

How frequently does STEM data refresh on this page?

STEM's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 calculations are scheduled daily at 10:15 UTC; the score's own date shows its last successful run.

What has driven STEM's recent stock price performance?

Stem, Inc. (STEM) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Proprietary Athena AI platform. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider STEM overvalued or undervalued right now?

Stem, Inc. (STEM) trades at 0.34x earnings. Analysts target $7.45 (+46%) — upside seen. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of STEM?

Yes, most major brokerages offer fractional shares of Stem, Inc. (STEM) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.

How can I track STEM's earnings and financial reports?

Stem, Inc. (STEM) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for STEM earnings announcements.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Official Resources

Price as of Analysis updated MoonshotScore as of
Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

Analysis Notes
  • Information is based on available data and may be subject to change.
  • Investment decisions should be based on individual risk tolerance and financial situation.
Data Sources
Financial Modeling Prep (FMP)Stock Expert AI proprietary analysis

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